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This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
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Welcome to the MoneySavingExpert Forum
We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Category List
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Banking & Borrowing
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A place to discuss all things credit card-related with other MoneySavers.
83.5K discussions
627.1K comments
Most recent: Utilisation Ratio by ZeroSum
23 December at 6:24PM
Sub-categories: Stoozing: free cash from credit cards -
Discuss all types of personal loan. Remember MSE's stance on loans: 'borrow as little as possible, repay as quickly as possible'.
38.5K discussions
314.8K comments
Most recent: Big Motoring World £750 EV offer by Spies
19 December at 2:37PM
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Discuss premium bonds, regular savings accounts, autosaving apps, shares and much more.
104K discussions
1.2M comments
Most recent: Best Financial Decision of 2025 by DT2001
Today at 10:10AM
Sub-categories: ISAs & tax-free savings -
Discuss bank accounts, banking apps, budgeting hacks and how to organise your money. -
Discuss everything to do with credit checks and credit reference agencies.
18.9K discussions
130.8K comments
Most recent: Utility destroyed my credit rating by superbigal
23 December at 12:51PM
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The place to discuss payment protection insurance (PPI) claims and claims relating to other types of insurance.
31.2K discussions
282.4K comments
Most recent: Worth claiming on insurance? by dunstonh
18 December at 4:38PM
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Share your experiences of reclaiming fees from banks and credit card providers.
19.7K discussions
177.5K comments
Most recent: I am undergoing a case with Financial Ombudsman due to issue with monzo by superbigal
8 December at 3:49PM
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Reduce Debt & Boost Income
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Mutual support and help for those on their journey to becoming debt-free. -
To help people who are bankrupt rehabilitate their finances, without judgment.
51.4K discussions
489.2K comments
Most recent: Bank accounts / Direct debits following bankruptcy by sourcrates
20 December at 5:54PM
Sub-categories: IVA & DRO -
Share ways to boost your income and make some extra cash with other MoneySavers. -
For questions about buying and selling in online auctions or at car boot sales and jumble sales, as well as postage stamps, postal services and parcel couriers.
64.3K discussions
619.8K comments
Most recent: Facebook Marketplace - easy to get scammed as a seller? by soolin
23 December at 8:01AM
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Spending & Discounts
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Here you'll find discussions on shopping, groceries, discounts, freebies and more.297.8K discussions 4.6M comments Most recent: Good and Bad Buys at Lidl and Aldi stores (***Please don't expire***) by Rosa_Damascena Today at 8:37AM -
49.8K discussions 1.1M comments Most recent: Buying optical glasses on line by starving_artist Today at 10:05AM -
Spotted a bargain in your local area or town? Let other local MoneySavers know!20.6K discussions 161.8K comments Most recent: Moved: Urgent Reminder - CCJ can be issued against you by MSE_Daniel 19 December at 12:48PM -
Spotted a top deal or voucher for a day trip or night out? Found a great pint at a great price? Let everyone know. And if your 'night out' is in fact a special MoneySaving night in with a takeaway in front of a film, we're keen to hear those tips too!
1.9K discussions
13.2K comments
Most recent: Is a taste card worth it? by Myusernamehasgone
23 December at 6:45PM
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Not sure what your consumer rights are? Discussions here cover faulty goods, refunds, reclaims, scams and more. -
A place to share your experiences as a consumer with other MoneySavers.
32K discussions
428.8K comments
Most recent: Someone put bagged dog waste in my bin by Murphybear
23 December at 11:58PM
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Work, Benefits & Business
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For help with everything to do with pensions and retirement.
54.7K discussions
591.6K comments
Most recent: Tax on small LGPS pension by Notepad_Phil
Today at 10:16AM
Sub-categories: Topping up your state pension -
No-one likes to pay more tax than necessary; get help from other MoneySavers to cut your tax bill.
34.9K discussions
226.7K comments
Most recent: Customs Fees on Medical Devices by Woodstok2000
Today at 7:50AM
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Discuss employment rights, holiday pay and other work issues.
56.9K discussions
657.7K comments
Most recent: Do I charge a candidate who missed her course? by superbigal
Today at 9:12AM
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For help with questions about voluntary and compulsory redundancy.
7.5K discussions
41.8K comments
Most recent: Moved: Taking out of civil service pension ? by MSE_Daniel
22 December at 3:54PM
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Get help discovering which benefits you are entitled to - and how to claim them.
75.7K discussions
678.5K comments
Most recent: Universal Credits and maximising private pension contributions. by NedS
Today at 1:43AM
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Running your own business? This is the place for MoneySaving questions for small traders.
13K discussions
89.8K comments
Most recent: Making tax digital questions by uknick
21 December at 1:14PM
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For posts that benefit registered charities with the aim to help support them where possible – including sponsorships, donations and more.
3.3K discussions
17.2K comments
Most recent: New process to file charity accounts by Yorkie1
7 December at 8:31PM
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Mortgages, Homes & Bills
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On your journey to becoming mortgage-free? Share your goals and support others looking to pay off their mortgage here.
9K discussions
564.5K comments
Most recent: Here’s where the story ends… by beanielou
Today at 10:10AM
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The place to discuss everything to do with getting a mortgage, remortgaging and more. -
For all questions to do with buying, selling, renting and letting homes.
171.8K discussions
2.1M comments
Most recent: What do you consider a reasonable annual site fee? by Albermarle
Today at 10:10AM
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The place to discuss your efforts to reclaim money you've overpaid - for example, getting your Council Tax band changed. Share your success stories too!
4.5K discussions
33.8K comments
Most recent: Council Tax Rebanding SUCCESS stories by The_Negotiator
15 December at 10:56AM
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Got a question about home improvement, DIY or home appliances? This is the place to get help from other MoneySavers.
109.8K discussions
803.2K comments
Most recent: Electric switch terminology - gangs and ways by WIAWSNB
Today at 8:28AM
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Discuss utility providers, tariffs, bills and energy-saving tips. Use the main board for electricity and gas, or explore the sub-boards for water bills, heat pumps and other fuels.
78.5K discussions
805.6K comments
Most recent: Merry Christmas and happy new year …. by QrizB
Today at 10:12AM
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Discuss landline phone services and TV subscription packages.
116.7K discussions
978.7K comments
Most recent: Anyone get Wifi Phone Calling on Sky mobile? by Gobsh
Today at 9:24AM
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Life & Family
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This is the place to ask any MoneySaving questions you have about insurance and/or life assurance.
57.4K discussions
338.7K comments
Most recent: property trusts re home insurance by nudger8
23 December at 12:59PM
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Get help with child support or child maintenance arrangements.
7.6K discussions
82.9K comments
Most recent: 30 hours free childcare for working parents query by PeachyPika
22 December at 7:25PM
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Get help with MoneySaving questions relating to living with a disability. -
Discuss the MoneySaving implications of relationships and family life.
72.1K discussions
2.2M comments
Most recent: Winding up of estate: retaining financial records by Savvy_Sue
Today at 1:15AM
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Discover and share MoneySaving ideas for presents and decorations for all kinds of festivals and special occasions.
30.9K discussions
615.6K comments
Most recent: Frosty the Snowman - it's the 2025 Christmas thread! by mandco
Today at 9:18AM
Sub-categories: Weddings & anniversaries -
Travel & Transport
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Get help with questions about international travel including package holidays.
97K discussions
896.3K comments
Most recent: Looking for help on holidaying in Poland by elsien
Today at 9:42AM
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Want to find a MoneySaving way to enjoy a trip to a theme park or a short break in the UK?
21.3K discussions
148.7K comments
Most recent: London Theatres and Hotel by adrich
15 December at 7:48PM
Sub-categories: Theatre, concert & events tickets -
Got a question about finding the best value way to travel in the UK? This board covers buses, coaches, trains, ferries, cycling and more.
3.8K discussions
50.3K comments
Most recent: Avanti Delay repay appeal by AoR313
11 December at 4:12PM
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Cut your car costs: this is the place to discuss motoring MoneySaving.
137.7K discussions
2.1M comments
Most recent: Ive got a CCJ form, from I PARK SERVICES, can i fight it? by Le_Kirk
Today at 10:16AM
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Hobbies & Leisure
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Share and find new competitions you’d like to enter to win here.1.3M discussions 3.1M comments Most recent: E: 02/03 (E: 05/03 postal) Win £70,000, a £20,000 TUI Holiday Gift Card & Range Rover! by Comping_Rich Today at 10:10AM -
Some classic, simple ways to save money: thrifting, spending challenges, charity shopping, meal planning and more.
47.9K discussions
2.3M comments
Most recent: Old Style Weight Loss Challenge - 4th Quarter 2025 by katejo
Today at 10:13AM
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Gardening help, plant identification tips, and practical MoneySaving insight for your garden, allotment, or indoor plants
21.2K discussions
259.7K comments
Most recent: Awful weather - typical Brits talk by twopenny
Today at 9:59AM
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Discuss knitting, crocheting, card-making, modelling and all types of crafts - with a MoneySaving twist.
788 discussions
44.3K comments
Most recent: 2025 - No Craft Spending - We WILL bust my stash and make pretty things!!!!! by CraftyRach
Today at 8:13AM
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Got a question about computers, tablets, software or other tech matters? Find help here.
136.1K discussions
1.1M comments
Most recent: Cheapest way to upgrade from Office 2016 pro plus by BFBW
Today at 10:13AM
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Requests to take part in academic/research surveys or studies. Not for discussing paid survey sites or earning from surveys.
202 discussions
560 comments
Most recent: Pensions Attitudes Survey (Non-retirees) by poseidon1
6 November at 2:43PM
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Discuss & Feedback
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63 discussions
440 comments
Most recent: MSE Poll: What are your plans for New Year's Eve? by Eco_Miser
Today at 12:40AM
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Need help using the MSE Forum, or want to share feedback about how this website works?
10.2K discussions
113.2K comments
Most recent: 🎄 Merry Christmas & Happy Holidays 🎄 by MSE_Stephen
23 December at 10:46AM
Sub-categories: Menu Preference -
Want to raise awareness of a MoneySaving campaign? You can share experiences and encourage change via discussions here.
409 discussions
3.1K comments
Most recent: Campaign idea: Allow salary sacrifice for rail season tickets 🚆✂️ by commutersaver
22 December at 3:10PM
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A dedicated place to discuss the weekly polls you see on the MoneySavingExpert.com homepage.
1.6K discussions
59.7K comments
Most recent: What age should children be given a mobile phone? by Organizing_Home
18 December at 5:01AM
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A place to discuss any Martin Lewis media appearances or MoneySavingExpert content you've seen in the news.
2.2K discussions
36K comments
Most recent: The Martin Lewis money show by Arthurian
10 December at 3:32PM
Sub-categories: The MoneySaving books -
Get mutual support from other MoneySavers by keeping a log of your savings journey. -
Ask an Expert is a time‑limited community Q&A where we invite a specialist - such as an energy, mortgage or consumer‑rights expert - to answer questions from MoneySavingExpert Forum members
1 discussion
5 comments
Most recent: Energy suppliers and the £400 grant by MSE_Stephen
5 November at 1:45PM
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A time capsule of older boards no longer accepting posts or comments
