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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Level Three Survey?
Our buyers recently had a level three survey done on our house that we are selling. A four bedroom semi detached house built in the 1930's. We were prepared for an afternoon of disruption but in the event we were surprised how quick the survey actually took. Surveyor arrived and spent at most thirty minutes outside…
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Solicitor completed sale without requesting searches
I moved house last May and within a few weeks, extensive building began 5 doors away. I had been in hospital when the sale exchanged and completed, but had been told via email and verbally that searches were back, everything was complete, and we were good to go. In the coming weeks and months, I asked repeatedly for the…
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Restrictive convenient and extension without consent
I'm helping selling my parents bungalow as they need to move to more sheltered accomodation. About 2 years ago they had an extension built and only got planning permission but didn't get permission from Persimmon and it seems they were under a restrictive covenant Can this be don't retrospectively ? could persimmon make…
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Legal implications of being an unpaid director in a management company for a block of flats
I've been a director of a management company for a block of flats (approx 24 one bed flats). We employ a managing agent and I assumed that they would have some level of legal responsibility to ensure health and safety regulations are complied with. We are all volunteers and unpaid, which is why we employed a specialist…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Just realised freehold wasn't transferred!
Hi all, We bought a house 12 years ago. The sellers had 50/50 shared ownership with the housing association. On completion our solicitors arranged for them to purchase the freehold and then transfer it to us. We have documents explaining this was going to happen, but can't locate any final confirmations (House buying isn't…
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Renting/selling advice.
My father recently passed away. The family home was owned by him, my mother and brother. Now that he's passed my mum and brother are not sure what to do with the property. It would approximately e worth £130k if renovated. At the moment its not in great condition (would need new kitchen, bathroom, heating and one new…
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Empty Flat investigations
Sorry not sure what category this comes under. Hi. I live in a block of 5 flats....all share of freehold where we all contribute to pay for communal works, buildings insurance etc. Issue is that one of the flats has sadly been empty since 2016. The owner passed away and left it to his partner who passed away shortly…
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SDLT Refund on 2nd Property. Definition of 'Main Buyer'
Hello, I hope somebody can help me please. I own a property that me and my wife live in after we recently married. We are purchasing a 2nd property to live in but keeping the current one until after completion on the 2nd. We will then sell this one. I know we can claim the SDLT back provided we sell the previous main…
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Window cleaning
I stay in a quiet area facing trees and not much traffic I usually get a 4 weekly window cleaner but twice I switched to a new one who stopped turning up. Anyway there’s a few can sign me up some have 3 month minimum contacts and are more expensive. I am tempted to do a one off clean spring summer winter it costs more but…
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Capital gains tax
I have a partner and we each own our own houses. We are looking to get married in May 2027. I intended to sell my house next year. If the house isn't sold by the time we get married, am I liable for Capital gains tax.
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Shared ownership is this the best move.
Hi all. Just looking for a bit of advice on what to do in my situation. Basically approaching 40 we have 3 young kids and in private rent. I earn a decent wage, wife's stay home mum and she gets UC. So we need to get somewhere secure. But the house prices are crazy to buy literally cant find anywhere in a half decent area…
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Compton Group - Offering Freehold for £800
Looks like I'm one of many who will have been in a recent batch of purchases by Compton Group. My original Freeholder was Landmark Collections who I would pay £6 per annum to. Just putting the feelers out to see if anyone has been through a Freehold purchase with them already and has any positive or negative memories to…
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How Long Back do you have to provide evidence for the Money Laundering Checks?
Posting on behalf of my parents who are the process of buying a house mortgage free. They are selling their current house and using some funds that have been sitting in a saving accounts for years to purchase the property. The funds were mainly inherited when my Grandmother died in 2010. They have now been asked to provide…
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Buying house with a restrictive covenant to maintain retaining wall next to train tracks
I am in the process of buying a house directly adjacent to train tracks. The house is a leasehold with 3 separate leases; 1 for the house and back yard, and 2 for the garden, all adjacent to the train tracks. The covenants / legal obligations of the lease say that '12. You must maintain the retaining wall at the property.'…
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Building certificate
Hi. My daughter is in the process of buying a 3-bedroom house. It is Victorian and some 6 years ago the vendors converted the attic to a bedroom. Having spent money on a full buildings survey and solicitor fees etc., my daughter has suddenly learned that there is no buildings certificate for the conversion. The current…
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Lease extension – fixed fee service vs separate solicitor/valuer?
We have a flat in London worth about £500k with ~85 years left on the lease. We’re looking to extend. Our freeholder has been a bit difficult in the past (insurance / service charge), and there may also be a historic kitchen alteration issue which could complicate things. We’ve been quoted by Homehold for a managed,…
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What personal information do estate agents need from you when you sell your house?
I might be selling my house for the first time. What information does the estate agent get from the seller, to perform money laundering checks and other checks or forms they have to fill in - for example, do they ask for job description, salary, 3 months bank statements, or any other information? Thanks very much.
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Shared ownership lease
Hi everyone, we own 85% of a shared ownership house and are now looking to buy the remaining 15%. We knew there was a short lease left when we bought it and were no looking to. It the remaining 15% before we hit 70 years as our mortgage lender won’t lend on anything less. I’ve just noticed that the commencement date of the…
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Purchasing Detached property with GF Flat. Additional Stamp Duty Due?
We are looking at purchasing a detached house which has a studio flat on the lower ground floor. The flat has its own address and separate council tax banding. The house was built as it is now in the 1970's and doesn't appeared to be registered with land registry. The flat has been let out in the past but is still…
