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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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How important is building name when buying?
Leasehold England: At this stage no body seems to know if the building name “white court” is officially apart of the title or not. Royal Mail postcode checker simply shows ‘Apartment 24 48A Example Street’ without white court mentioned. Land registry website search also doesn’t show “white court”. The broker has returned…
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Estate Agents -material information disclosure
We are in the process of buying an empty house (aim for simultaneous sale/completion). Our offer was accepted around 17.5.25. We were told by the vendors estate agents that a previous sale had fallen through a few months before “for personal reasons, nothing to do with the house - all is in order”. Last week the vendors…
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Stamp duty
Looking for some advice. My husband retained an interest in his former matrimonial home 5% stake just because of the mortgage. This would be transferred to her in a few years when the mortgage is paid off. He moved into the house I own before we married so it’s my name. We’re now looking to move and buy a house together…
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Renting a room to a lodger with restrictions in the lease
Hello, I am about to take on a new Leasehold within London with the Freeholder being a local council. I am close to exchanging contracts, however I noticed that within the lease there are some clauses that do not seem to allow renting out a room to a lodger, which is something I presumed I would have been able to do. The…
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Help - sellers lied to us
I need some advice please. We moved a week ago and have made the biggest mistake, and I'm so incredibly upset. When meeting my new neighbour yesterday, she made me aware that in or around 2023 the property we just purchased was a cannabis farm. Neither the seller or the estate agent told us. The estate agents were aware as…
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What’s wrong with this property
https://www.rightmove.co.uk/properties/160803176 Why has this property gone from £410k in March to £395k in April to £380k now with the EA claiming mass interest since it dropped to 380k? The identical layout and size property above sold for £358k and that’s an open market one. This is ex-SO being sold back to back…
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LTD Company Rental
Hi Everyone, Just thinking of this idea; 1. Borrow extra £200k from our home via remortgaging 2. set up a LTD company 3. Lend the company £200k as a loan from the directors. 4. Buy a BTL property within the company and pay all costs via company. 5. Repay the loan with interests back to directors. 6. Tax not paid on loan by…
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Subsidence, surveyor missed?
I've previously asked a question about my house previously being a cannabis factory. I got some very helpful responses, thank you everyone. I was worried thst the growers had caused damage as since living here for 2 weeks we've noticed a lot that we hadn't seen on the few short viewings. The door frame upstairs on the…
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Unexpected 20% increase in service charge
Hi, hopefully someone can assist. We live on a leasehold property where the annual service charge is normally paid in 2 equal instalments. The first one was paid for in January and the second is due in June. An annual budget is sent to the individual leaseholders at the beginning of the year. As leaseholders we have a…
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Buy To Let or give up
We were sadly 8 weeks down the process of selling/buying and our house sale fell through, buyers personal issue. Estate agents for the house we were purchasing have given us 2 weeks grace to get another buyer. Not been the easiest property to sell so this is highly doubtful. We are totally devastated. What other options…
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Capital gains on property I lived in as a council tenant
Hi All, I have scoured through here but can't find a post that answers my specific question and I'm hoping someone will be able to help me. I moved into a council property (one bed flat) in 1995 as a council tenant. In 2000, I used the right to buy and purchased the flat from the council. I continued to live in the flat…
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8 weeks since accepted offer and buyer has yet to instruct their solicitor. How long do I wait?
There is no chain on either side and the buyer is a cash buyer. How long do I wait before I pull out from the sale?
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Best way to purchase second home shortterm in Scotland
Early 2026 I will be taking retirement and we plan on selling up and relocating closer to our daughter in the northeast of Scotland. Our plan had been to purchase outright our new home using our savings and my retirement lump sum...since suitable property is always for sale up there.We would then have our own house put up…
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What is my residential status?
I live in a flat which is owned outright by my parents, to whom I don't pay rent. Some of the time I live on my own, while some of the time my children (whose mother lives elsewhere) live with me. What is my residential status for the purposes of applying for finance, where "Other" is not listed as an option?
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What if i wish to break out of an Assured shorthold tennancy
Hi, Qu 1...Say i move in to a flat on a 6 month AST, and then in the first week, the neighbours are screaming drunks and i cant sleep at night and am tired going to work. Then surely i have a right to simply immediately break out of that AST? Qu 2...Say i stay in a flat for the 6 month duration of the AST, and then i…
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Home Insurance quote and historic CCJ
Myself and my husband have a joint CCJ which was lodged in June 2019, paid in full August 2019 and has now finally dropped off our credit history. We're buying a house and need to take out buildings and contents insurance. The wording of the question for the quote is: Have you or anyone living in the property been declared…
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Decision From Property Ombudsman Without Asking For My Evidence Beforehand
Hello, I am just trying to find out whether the above is standard practice with the Property Ombudsman. A judge at my Possession Hearing said that I had a worthy case to come back to court just for the disrepair, poor service, medical impact etc. But I was not in a position to pay for that (as many people aren't when they…
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Night Hours Noise
Hello, Is there legally any reason why a housing association won't apply that law to tenants?. The ones causing the noise are not mentally ill they are older & physically ill & both of them are deaf. The housing association has so far not applied that law & don't seem as if they are. So this has left me wondering why?…
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AML payments
I recently saw this on an estate agent listing - can't remember having to pay this when I brought and sold about 3 years ago? Aml Procedure - To comply with anti-money laundering regulations (AML) all estate agents must be registered with HMRC. Gowland White complies with this legislation by using an online AML risk…
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My name on the deed
My partner and I are engaged but as of yet unmarried. We’re looking at houses together with the intention of buying a starter home, as we’re looking to start a family in the next two years once married. My partner is concerned about my name being on the deed to the house as he will be contributing solely to the mortgage…
