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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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MOVING HOUSE HOW TO QUICKLY INFORM EVERYONE OF ADDRESS CHANGE
Is there an easy way of informing all utilities, dvla, doctors, hospitals,opticians, vets etc etc of a change of address? (probably not) thanks COVID
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Landlord is selling property and I can't afford to move.
Hi all, Today I have been informed that my landlord has put the property I am renting up for sale. My tenancy ends in August and I have been assured that I can see the full duration of that out. The rent is £800pm. However, the rental market is crazy and I simply can't afford to rent anywhere else (raise the deposit, move…
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Law Society Fittings and Contents Form
Once an offer has been accepted, what would be a reasonable price to list your items so that the buyer would consider buying them? eg one year old washing machine and fridge freezer, etc? The buyer's property is under offer so I am unsure whether they will need any items.
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Estate Agent
When to have a discussion with the estate agent if there is only 2 viewings in the past 3 weeks? and I am now regretting using this branch.
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Tenants in Common - unequal deposit - what is fair?
Hi, I am going back and forth on what is deemed as appropriate and fair and would welcome some thoughts. partner A is contributing the 10% deposit to the property. Partner A and B then split mortgage payment 50/50. Partner A is suggesting to go down as tenants in common, with a deed of trust to acknowledge the differing…
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Exchange then completion question
I'm a first time seller, I have learnt so much so far during the process of selling my house, I would be so more clued up if I did it again but I never plan on doing this again unless I really have to !! We are currently at the survey stage and someone is coming round in the next week to survey the house and not long after…
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Purchasing flat but current owners want to stay for 6 months after purchase
Hello, This will be a long winded post, but just want to give you as much info as possible. My husband and I are looking to go travelling full time in our motorhome in the next few years. I am 59 and my husband is 58. We own our property with a small mortgage that will be paid off before we go. My 34 year old son also…
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Simarc Lease Extension
Sadly we have let the lease on a flat run down to 44 years and are now in the grip off Simarc properties! In fairness to them thus far they have supplied a value for a 90 year lease extension and confirmed there is no negotiation option. My concern is that the 90 year lease extension cost is just under £20,000 for a…
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Restrictive covenants
I bought a house two years ago. The house was built in 1967 and the previous owners had lived there since then until they died just before the house was put on the market and I bought it. The deeds from when it was built it contains restrictive covenants as follows:“No Building erected on the land hereby transferred shall…
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How much should I charge my lodger to work from home?
I have a lodger, and he has told me that he needs to work from home from next week onwards. I was thinking of charging him a daily rate (on top of his rent) to work from home. How much should I charge him?
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EWS1 downgraded to B2 (failure/remediation). Any advice?
I kind of knew something was up a few weeks ago when I got a deed of certificate request and now sure enough an email has come through saying the block has been downgraded to B2 (from A1) and they are putting in place a 24hour fire watch, installing 'a compliant fire alarm system'. So what' mystifying me right now is 1)…
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CAPITAL GAINS TAX
I am gifting a property and filling out the CGT calculator. Its asking me what my expected income for the year will be? I do not work. I get PIP, Carers and UC. What do I declare as income? all of it?
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Buying shares of inherited house
this is a follow-up of my previous post. My father passed away last his partner not married resides in the home with a three year trust for her to stay there until she finds another property to move into The house has been left to myself and my sibling at 42.5% each and the remaining15% to Dad’s partner we have discussed…
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Money Moral Dilemma: Should my tenant pay for missing the gas engineer's appointment?
This week's MoneySaver who wants advice asks... I'm a landlord and have to get a yearly gas safety certificate for the property I let. With my tenant's agreement, I gave the gas safety engineer her telephone number, so they could arrange the visit. On the day itself, my tenant forgot the appointment and was out at the…
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Buying a New Build - Will Garage Block Sunlight in Garden?
Hi I am looking to buy a new build, plot 200 below. We are concerned the garden may have shadows etc created based on the fact it has the walls of the neighbouring properties garages surrounding it. Looking for this communities views please on if this is an issue ie how likely is it we will have the sunlight blocked on our…
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Self assessment for rental income
This is my first year of being an (unwilling) landlord, and will soon need to fill out the self assessment form. Until now I have been PAYE with my pensions and savings interest my only income. How onerous is the online form, and will I need to work out all the total amounts of income to fill it in, or will they already…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Selling buy to let to pay debts and claiming Universal credit
Hi Any advice will be appreciated. I bought a 2nd home for £160k and let it out. Mortgage payments and costs are currently too much to keep up. House is currently valued by local estate agents at 200k. Want to sell it to clear mortgage and have maybe 5k spare hopefully. (Assuming it sells for 200k) Will I be able to claim…
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Has anyone used tenant address tracking
Hi all, I am currently in the process of gaining possession of my property. I am awaiting the possession order and the appointment of a bailiff. The tenant has stopped making payments since February. I intend to file a small claims case; however, I am unsure of the tenant’s current address, as I suspect they no longer…
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Shared house ownership
Dear Hive Mind advice please on if this is even possible . I have around £200k that I could put towards a property , in the UK . my daughter has £30k in savings and is able to have a mortgage of around £170k , boosting her choices in the property market . would it be possible to look jointly for a property of around £400k…
