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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Am I right in thinking I cannot build an extension the way I've planned?
I've added photos of the land title, and screenshot of where I plan to build. The black lines are my intended extension, the red dashed lines show where my fence sits. If I extend as full width of the home, I will block half of my garage, which is fine as I don't use my garage. Land registry shows that half of shared…
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FTB: What would you offer for this flat?
I'm a first-time buyer and I've found a flat I really like, in an area where there are slim pickings in my price bracket. The location is ideal for work and the flat is in tip-top condition, which is a real bonus for me. Current asking price is £285,000 and it was already reduced in price a couple of months ago. I think…
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Maintenance and running costs for a larger, older house
Hi all We are looking for some advice to help us understand potential ongoing maintenance and running costs for a house we are considering buying. The house is in Surrey, was built in the late 1800's as a stable block and then converted in the early 1900's. It is 240sqm and has high ceilings (around 3m) throughout. It's…
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Survey at 11th hour
I think I've found the answer to this but want to hear human views. How common is it as a vendor to get to the verge of exchanging contracts and suddenly learn your buyer wants a survey? This isn't for me, it's for someone close to me. It's been over three months since they accepted the buyer's offer, which was 24% lower…
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Home improvements translating into value?
Edit: Only reply if you're in the know about property in the greater Glasgow area and understand what it means for a town to be bordering Glasgow, have good schools and have a sub 10 min commute into the city centre. Also only if you understand the offers over system and the fact houses in the area tend to go for…
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‘Defective’ lease (possibly) and should I pull out?
Hi I am several months into purchase of a two-bed leasehold flat in an area I like. My solicitor contacted me to say there is a clause in the lease relating to Section 121 Law of properties Act 1925 effectively meaning the freeholder can re-possess the property if estate charges go into arrears. This is unlikely to happen…
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Stuck in a shared ownership nightmare
Hi My late aunt died more than three years ago and left her flat to myself and 5 other beneficiaries. I was designated executor, along with my brother and mum. The flat is a two bed in a retirement block and is shared ownership (75/25 in our favour). We have had no luck with selling the property for more than three years…
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A2Dominion Resales and general communications
Hi, I own 40% in a shared ownership property in Croydon. It has been on the market to sell since February with no interest sadly. Market conditions in Croydon are not quite in my favour. But I am not living there and am losing 2k a month paying rent/mortgage/bills, and have called the resales team numerous times to ask…
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Indemnity policy suggested by solicitor!!
Hi, I had an offer accepted on a property. Seller has probate granted. My solicitor just emailed me this morning that I need to have: Indemnity policy. This is because seller is selling property with "no full title guarantee". My question is: Will this prevent me from doing loft conversion or building another small room on…
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Has anyone extended a shared ownership lease informally with Peabody?
Hi everyone, I'm looking to hear from anyone who has experience of extending a shared ownership lease informally with Peabody. I'm particularly interested in people who were still a shared owner rather than owning the whole property when they applied for the extension. I'd be grateful if anyone who has been through the…
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Lease Extension Details
Hello, I have approx. 82 years left on my lease, on a 50% shared ownership flat. I have contacted the freeholder ( The Housing Association) and this is their reply. Does this seem fair? I am totally new to this, and a bit out of my depth. I still need to find a Solicitor ASAP. Can anyone clarify this exactly? "Shared…
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Should I be worried? Mortgage back in assessment.
I’m currently in the process of getting a JBSP mortgage with my daughter (the SP of the mortgage). It had gone through assessment, the offer made and we had the forms sent to us. I noticed that they had left off one of my middle names and were referring to me as Miss (I married a couple of years ago but never took my…
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Universal Credit Rent Arrears
My ex tenant is several thousand in arrears. They say that payments have been made to the landlord, in this case the letting agent. The tenant has asked UC for details of the account it was paid to in order that we can challenge the agent as to why they deny having received the payments. Many efforts have been made by…
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Typical Timeframe between exchange and completion
Looking for some advice please. Currently selling our property and one potential buyer, currently renting has advised they’d need 2 months between exchange and completion as that’s their notice period. Agent thinks this is standard now but this seems a high risk for everyone else involved? 2 months is a long time. Can…
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Security - sending confidential document by email
Evening I have been asked to supply a SA100 (full tax return) to a referencing agency as additional info and it was suggested this could be done by replying to their email! My understanding is that this isn't secure enough and therefore should only be uploaded via a secure link. Are there any IT wizards who know if gmail…
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Open Spaces - Mandatory Annual Fee with New Builds - Now in Arrears
Hello.I live on a New Build estate, and annually we're billed a £200+ invoice from an Open Spaces company who maintains the open spaces, such as cutting grass. I believe this service a contract the Housing Developers agreed, and then passed onto buyers when houses were sold. There's about 60 houses, and they cut the grass…
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sell or keep BTL?
I bought a flat in 2002, which I lived in for 2 years, then moved in with my partner. I rented it out ever since but am now at a bit of a crossroads in my life and trying to work out the best thing to do. The rental income is currently around 10K annually but it's on an interest-only mortgage which costs around £5300. Add…
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Council tax and renting
My family member is looking to move from one rented house to another. They've had an offer accepted, but the landlord has said that a condition of them renting from him, his name must be on the council tax. Now my research and the family members indicate this is such a huge red flag it's impossible to ignore. What could be…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Paying twice for post completion fees!
Our house wasn't brand new (although it was built about 4 years ago) when we moved in we bought it off the previous owners. Now 1.5 years down the line the solicitor and Management company are asking for another £444 for Certificate of Compliance + deed of Covenant for their other company even though we paid that for their…
