We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
This week Forumites have been giving thought to what happens when it's time to retire. MoneySavers have been talking about how it felt once they'd made their retirement date official, whilst another MSE Forum user is looking for tips on putting their affairs in order for a smooth transition.…
Out-of-date subscriptions, free trials that you forgot to cancel, unused gym memberships…these sorts of payments can be silently taking chunks out of your bank balance if you're not careful. Staying on top of them is a good way to keep your finances in check (and protect yourself from scams), but remembering to find the…
When one MoneySaver found their preferred white chocolate was no longer on the shelves, naturally they turned to the MSE Forum to find a cost-conscious tasty alternative. Read on for more on that and the rest of the week's top discussions. https://www.moneysavingexpert.com/team-blog/2026/07/forum-highlights-31-07-2026/…
My nephew is a vulnerable person with moderate intellectual disability. (Never officially diagnosed, but went to a ‘special’ school. Now in his mid 40’s). His mum and sister died 2024 and after probate he bought a flat with a parking permit for his car. He doesn't read very well and so just stuck his parking permit paper…
Morning everyone. I suspect everyone starts these sorts of posts with "I was really careful" and similar language. To confirm though, the above website, the associated phone number and the offers they make are fictitious and sadly I have been scammed, only in the last hour confirming with my bank I was able to recover the…
The Pensions Policy Institute have released their latest guide to the UK Pension System. It is up to date to June 2026. https://www.pensionspolicyinstitute.org.uk/research-library/pensions-primer/ It is aimed they say at anyone wanting to better understand the UK pensions system, including policymakers and Government…
Occasionally I add extra protection to parcels I am shipping for my business (using a "domestic" account) with Parcelforce Worldwide. Just noticed this morning that they are adding VAT to the additional premium cost. As I understand it this is a form of insurance and would be subject to Insurance Premium tax of 12% at…
Do you get rid once they've served their purpose or do you keep them for any reason? I've 3 Halifax accounts which will be pretty pointless soon. I already have a Club Lloyd's account. I did/do keep accounts for when these switching offers came by but that's also getting pretty useless now. Why? Because I've done a few &…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
How much can you manage to save in 2026?
Helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash.
We love seeing your MoneySaving success stories! Let us know below if something you've read or done on MSE this year has left you better off. We might even share your story in a future Money Tips email!
This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
Free and available on iOS and Android
Tip Email
