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Mortgages, Homes & Bills

Buying, Renting, Selling, Energy, Household Bills, Home Improvement

Mortgage-free wannabe

On your journey to becoming mortgage-free? Share your goals and support others looking to pay off their mortgage here.

8.9K discussions 547.5K comments Most recent: Watty's Awakening by Humdinger1 Today at 1:13AM
Mortgages & endowments

The place to discuss everything to do with getting a mortgage, remortgaging and more.

111.4K discussions 723.6K comments Most recent: Interest Only Mortgages and age restrictions. by silvercar 25 June at 8:07PM
House buying, renting & selling

For all questions to do with buying, selling, renting and letting homes.

170.7K discussions 2.1M comments Most recent: Is this a stupid question? by Blotto17 Today at 12:56AM
Reclaim mortgage fees, council tax, etc

The place to discuss your efforts to reclaim money you've overpaid - for example, getting your Council Tax band changed. Share your success stories too!

4.5K discussions 33.5K comments Most recent: Band E to Band D - All others same house style are all Band D by lincroft1710 24 June at 6:22PM
In my home (includes DIY) MoneySaving

Got a question about home improvement, DIY or home appliances? This is the place to get help from other MoneySavers.

109K discussions 794.3K comments Most recent: Neighbour damaged my garage roof - Small Claims Court? by Hoenir 25 June at 11:23PM
Sub-categories: Flood & storms help & information, Is this quote fair?
Energy

Discuss utility providers, tariffs, bills and energy-saving tips. Use the main board for electricity and gas, or explore the sub-boards for water bills, heat pumps and other fuels.

77.5K discussions 792.5K comments Most recent: Energy news in general by Scot_39 Today at 12:27AM
Sub-categories: Water bills, Heat pumps, LPG, heating oil, solid & other fuels
Phones & TV

Discuss landline phone services and TV subscription packages.

116.1K discussions 973.3K comments Most recent: Onestream Broadband Unreasonable Early Termination Fee by TadleyBaggie Today at 1:12AM
Sub-categories: Broadband & internet access, Mobiles, TV MoneySaving

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MSE News

Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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