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Wales

For Wales-specific MoneySaving tips and questions.

Financial
I am sole carer for my 92 year old father living with him I am 61 he wants to sell up and buy a smaller property for us both to live in what financial implications are there
House move - North Wales
Good afternoon, We are off to view 3 properties tomorrow in the following areas. Can i have some advice/thoughts on these areas please? Almwch Bodedern Rhosgadfan Thanks
house repairs
Hello everyone, I am having some issues with my landlord and the agency that runs the property. I have been repeatedly told the landlord is not willing to repair a radiator in the house, which was given faulty to me, even though it was not mentioned at all prior to my move. I also received no inventory despite me asking…
Council Tax Tribunal Hearing Upcoming
Hello, I am preparing evidence for a council tax tribunal in January 2025 have to submit evidence by December 2024. I moved into my property October 2021 and make a complaint to the council and VOA regarding my council tax bank at the time. I have two neighbours next door to me which have exact same size properties same…
FREE Summer Family Art Sessions - Conwy
Date: Thursday 1 August, 0:00 to Thursday 29 August, 0:00 Be an Art Explorer and create exciting and fun artwork Location: Home Start Community Centre, Old Colwyn, LL29 9BB These sessions are suitable for children aged 6 -11 years old (children to be accompanied by an adult). * Wednesday August 21st – Aliens in Space –…
Free disability sports camps in August - Anglesey
Plas Arthur Leisure Centre Monday 12/08/24 – Disability Sports Wales (DSW) Camp Time: 9am – 10am for 0-7yr olds 10:30am – 12 for 8-12 year olds 12:30-2pm for 13-17 year olds 2:30pm-4pm for 18+ year olds Thursday 29/08/24 - Disability Sports Wales (DSW) Camp Time: 9am – 10am for 0-7 year olds 10:30am – 12 for 8-12 year olds…
Encumbered property
I own a house outright. I want to release equity. We don't live in it. It has been used in past year for Airbnb. We are in our late 60's. I owe £11k mortgage on house we currently live in. Should I go for equity release by selling a portion off? We have no children to worry about.
Scotish power & tenancy agreement
Scottish power will not let me leave until i show a tenancy agreement. I have been with them for 7 years on standard tarriff. Who do these people think they are holding me hostage like this. Its non of there buisness. They are rubbish.. Estamated bill of £1000 actualy £300. Rubbish customer service. I want them GONE
Esa
Is there a backlog on esa renewal forms
'Free' kids meals: Feed the family for less this half-term
Article and details on the main site :) Food & drink discounts and deals - Money Saving Expert
Funding double glazing
Hi, We're married pensioners, both in our late sixties. We live in a lovely home. Recently, we've undertaken some renovations....but we are thinking that we really need to replace our old aluminium double glazing. Our windows must be about 40 years old. What is the best way for an elderly couple with a limited budget to go…
Small Holdings - Rentals
Anyone know any good websites for these? I'm based in South Wales. Thanks
Council Tax bands deleted in Barry, Wales
In researching houses for sale, I looked up the Council Tax band for 2 properties, both of which happen to be in the same area. Of 4 pages on the gov.uk site, 2 pages have all the houses with a 'deleted' tax band. What does this mean? Are they being put up a band? Or less likely are they going down a band? Or is it…
Warm Home Discount (£150) if the energy account is not in the qualifying persons name
Hi MSE team, The home Energy account used to be under my mums name (w/British Gas) but about a year or so ago the Winter payments went direct into her bank account and as the energy was cheaper elsewhere I switched it into my name so that I can move with the best deal. However, we received letter (Nov 2022) about the £150…
Home warm scheme
Ann from Swansea I am with Shell Energy, I am a wheelchair user and on DLA at the higher rate, I have been claiming the home warm scheme for several years, can you tell me why we, (the disabled)are no longer able to get this discount.
UNPAID CARER
I am an unpaid carer. My husband can't speak at all since he had a stroke 7 years ago! I have AMD and am slowly losing my eyesight. Surely, I am entitled to something! I have applied for every allowance, known to man - the answer is always the same - NO. Apparently, all governments save £119 billion, through not paying…
Lost Passport Application and details
No such record on the systems of my passport application plus payment made by myself constantly being passed from person to person when im ringing passport office constantly being cut off the phone line havibg to go through the procedure yet again of trying to speak to an advisor to help resolve my problem no advisors seem…
Waterfalls in the Brecon Beacons
We're heading to SW Wales later this month. Browsing the list of things to do on Tripadvisor, there's a couple of highly rated waterfall walks close by, specifically Henrhyd and Sgwd Yr Eira (Four waterfalls walk). Going in late spring, after quite a dry spell, I know is not going to be the best time to go, but I was…
Council tax
Hi just wondering if any one would have any information on this subject I have just found out that I have been in the wrong council tax band for the last 20 years but they will only pay me back for the last 6 years of overpayment as it’s a welsh legislation act does anyone no if I could do something more about this as…
University of the 3rd Age in Wales
This discussion was created from comments split from: Activity groups for those aged 75 or over and living in Wales.

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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Wales

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