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UK armed forces MoneySaving

A place for MoneySaving talk by current and past members of the forces and their families - discounts, living overseas, readjusting to civilian life etc.

MSE News: Royal British Legion to give veterans grants of up to £2,400 to help pay energy bills
The Royal British Legion, the UK's largest charity dedicated to supporting the Armed Forces community, has today launched a new grant scheme for veterans and their families who are struggling to pay their energy bills. The initiative will provide non-repayable emergency grants of up to £2,400 a year (£200 a month), and is…
Armed Forces Board Sticky
Hi folks This is the new Armed Forces Board Sticky where links to all current important threads will be kept. Why a specific armed forces board? Military discount thread (MERGED) Please post all discounts here!
Tesco VE Day discount
Just seen that Tescos are doing a 10% discount for all Serving Armed Forces Personnel and veterans between 08 and 11 May. Between Thursday 8th May and Sunday 11th May Tesco is offering Defence Discount Service cardholders a 10% discount on their shop when they present their physical Defence Discount Service card at the…
Previous Army service
I served for 3 years in the Army from 1977 to 1980 and after contacting the MOD I was informed that I was not eligible for Pension could I still use this service time in my Civil pension as I am retiring in the next 2 months Thanks
New Benefits For Veterans?
Hello Please excuse me, I am not the brightest star in the sky I have just read the following in The Daily Mirror The Government-led War Pension Scheme (WPS) dishes out as much as £12,262 per year to eligible individuals, although this is dependent on numerous different factors On leaving the Army in 1978 after having…
Free wills for Armed Forces
There is an offer running for those that are currently serving or have served in the Armed forces to get a free will from wills.services. Family members can also take advantage of this. https://wills.services/armed-forces-free-basic-will
letter saying my mother has passed away and asking for her details
I have recently received letters from two separate Companies whom I have never heard of but claiming to be managing my mothers aafes pensions. They both claim to have been notified of my mothers death and are asking to clarify with all her details and death certificate but my mother is absolutely very alive. I was just…
Minimum Number of Years of National Insurance Contributions required for a Full State Pension
When I Google the question, the answer clearly comes back as 35 years. I, however, have 41 years worth of NI contributions and the Gov.UK website still tells me that I have to contribute for another 3 years to earn the maximum state pension. The irony being that I was unable to pay enough contributions to count during the…
To commute or not commute - that is the question!
I have the choice of a widows army pension of just over £203 per month for life (will be subject to inflation increases) or a taxable lump sum of just under £28,000 (which equates to approx 9 years of the monthly payment). I will be 77 this year. Although my monthly income is now less than it was I am financially secure so…
Military Pension Sharing Order
Hi, I’m hoping someone here can help me understand a pension sharing order query under AFPS75. If I receive a PSO as an ex spouse (for ease let’s assume a £10k a year pension and I receive 50%) I know it gets put aside in my own ‘pot’, I am 45 currently and the standard age I can receive my pension share is 65. My former…
Armed forces compensation scheme for widow
My father passed away this year and had been receiving payment under AFCS. I completed the forms I was sent when I informed them of his death and it seems my mother is entitled to some payment. However the amount they have awarded her is about 3 times what my father received. It included a war widows pension, a…
Free return train travel for Vets attending Remembrance Sunday + RBL volunteers on Poppy Days
https://www.forces.net/heritage/remembrance/free-nationwide-rail-travel-veterans-and-serving-personnel-attending-services All info below from link above which I first saw posted on Hot UK Deals site About this deal National offer. Also for serving personnel too. There is flexibility for outbound and return travel. See…
County Court Mediation
having submitted my defence ive been informed they wish to proceed to county court regarding my ticket for parking on private land . However they have sent a form which looks like they want to go to the small claims mediation service ? What do i do know ?
Rewards for Forces/Forces Discoount cards
As US veteran living in the UK, the Forces Discount card is for MOD only (not US vets) so I can not apply. the Rewards for forces card will accept me though. Any comments from anyone about the Rewards for forces scheme (£12/lifetime) Is it worth it, is it widely accepted? Any negative experiences? Thank You
Mileage Tax
Hello, has anyone filled out their own self assessment for claiming tax back for mileage? I dont really want to pay RIFT to do it if i can do it. Can anyone help out with this? Either a how to or calculator etc. I have done 10468 miles so as far as i can work out its £0.45 for the first 10,000 miles then £0.25 for anything…
Double tapped AFPS payments Dec 22
Anyone else had two payments? We haven't, but my friend in Oz (widow's pension) has. I've given her the contact details for veterans uk, but she's currently on holiday and doesn't have her NI number or pension reference number on her. In the meantime, she knows that this money will have to be repaid - but expect that…
Army increase at 55?
Served 22 years and retired on AP75 pension in 2010 at age of 42. I am 55 in Jan 2023, will my pension increase?
Are ex TA's entitled to a pension etc?
My husband attended a TA reunion and one of the men mentioned about pensions but didn't know any details. So I thought I'd ask if they are entitled to a pension or anything else? My husband joined up in 1987 and left in 1996 and he was a Lance Corporal. My dad joined the TA's in 1963 and left in 1979.
Pension increase multiplier
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/686424/Pensions_Increase_Multiplier_Tables_2018.xlsx Hi all Whilst waiting for a forecast, I thought I'd try and work it out myself but I do not know where to find the latest multiplier table, does anyone know where/how to find the latest tables…
United Utilities
3 POSTS I was away in the Navy be in the navy 35 years . United Utilities put a CCJ on my crude file unknown to me there was a outstanding bill . I pad the bill back in 2011. then 12 weeks ago I applied for new mortgage on my home . Only to find out United Uttiles applied a charging order on my home . I was in shock . I…
War widows pension and state pension
I am a little confused as veterans UK have informed me I will continue to receive my WWP and it will not affect my state pension once I reach state pension age. However DWP have told me I will only get one, which ever is the highest. Is this correct as I thought I would get WWP and a state pension. Not sure who to believe.
Care homes for retired Army Officers or their spouses?
Afternoon all. Mother is in a care home where she is desperately, desperately unhappy and says she has nothing in common with the people there - even those who were once in the Army don't share her experiences and she feels very isolated with nobody to talk to about her past life/ her husband - she says they think she's a…

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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UK armed forces MoneySaving

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