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UK armed forces MoneySaving

A place for MoneySaving talk by current and past members of the forces and their families - discounts, living overseas, readjusting to civilian life etc.

CSA Payments
Can CSA take LSA into account? Was Deployed and LSA kicked up a level, now I'm home on basic wage and my payments have gone up because I earned more but I didn't think they could take that into account.
Possible War Pension ?
Hi All, First post, go easy !! I left the Army 18 years ago, after 12 years TA service I have suffered pain in my Neck, Shoulders, Hips and Knees. A couple of years ago I was diagnosed with Osteoarthritis of all the above areas. I take strong painkillers, get Steroid Injections to Knees and Shoulders. I had a bad time…
Forces Help to Buy Scheme
Good evening. We were hoping to use the Forces Help to Buy Scheme next year when my husband leaves the army after 23 years service. We have been advised this week by the AFF (Army Families Federation) that the MoD have announced that the scheme is to be discontinued after the extended date of 31st December 2018. Does…
Joining British Army
Not sure if this the correct place, but if someone could point me in correct direction, it would be appreciated. Someone I know has an army cadet son who wants to join full time. However, mum is a non national with right to remain, dad was Italian who died while son was toddler. Mum has never become a British citizen, but…
Scottish tax rebate
https://www.bbc.co.uk/news/uk-scotland-scotland-politics-44877483 Does this mean that the Privates/Ratings/LAC's who are paying 20% less tax will get a bill then?
Free Will Writing
Quick heads up that the British Legion offers a free will writing service for serving and ex military. https://www.britishlegion.org.uk/get-involved/ways-to-give/leave-a-gift-in-your-will/free-will-writing-with-the-legion/ They do ask for a donation from your will but it isn't mandatory.
Veterans ID Card for older veterans.
Hello I have been reading about Veterans ID cards. I can see that servicemen/women who have retired are now allowed to keep their ID card which entitles them to certain discounts but also I think for some it is 'part of them'. My Dad retired from the army in 1982 and I am trying to work out if I can help him apply for an…
Oaths of RN/RM and Police (various)
Quiet day for me... but got me wondering. The RN (men AND officers ?) do not have to swear an oath of allegiance - true ? The RMs also do not ? City (Corporation) of London (red/white squares) swear a different oath ? (to the Corporation), than other Police Constables/officers - true (and what is it). Have looked in all…
Armed Forces Compensation Scheme
Has anyone here had any dealings with this scheme? I'm after some info on how long a claim can take. I put my form in at the beginning of April. At the end of April I got a letter acknowledging they'd received my form and since then I've heard nothing. So i've just given them a call to ask if there'd been anything…
ill health army pension/army pension
hi,just seen this section so thought i would ask the same question. i have had a very small ill health army pension since april 2006 now 53 years old and was wondering if this was for life or do i get /claim army retirement pension at the appropraite time/age ? was pension of 1,273.37 per year april 2006 terminal grant…
Pension
My husband is 60 soon but not due to retire till 65 can he still claim his army pension at 60 or does he need to wait till he officially retires
Council tax when deployed overseas
Hi, Quick question, my partner was posted overseas for 6mths (Dec-June). We own our own property and paying council tax for both of us living there. Are we initialled to claim anything back for the 6mths he wasn't in the country? It's only myself and him living in the property, i would of thought there might of been a…
Terror trial collapses after fears of deep embarrassment to security services
guardian trial-swedish-man-accused-terrorism-offences-collapse-bherlin-gildo The prosecution of a Swedish national accused of terrorist activities in Syria has collapsed at the Old Bailey after it became clear Britain!!!8217;s security and intelligence agencies would have been deeply embarrassed had a trial gone ahead, the…
AFPS 2005 ill health pensions TIER calculator
If anyone needed Tier Calculation (please correct me if I am wrong): T2- (Pensionable salary / 70) * (service years + 1/3 of age difference up to 55 years) Let's say, I am 28 with 6 years service and salary £30000. I have to divide this salary by 70. Then calculate 1/3 of 55-28. Full calculation as follows: (30000/70) *…
Vodafone discount
Hi, Vodafone give 30% milatary discount with their contracts . Thought it would helpful for anyone that didn't know 😊
Gallantry Awards Pension
Hi All, I left the military in 2011 with a DFC gallantry award. Over the next couple of years I heard that this meant that my pension was tax free. In 2013 HMRC agreed with me that this was the case. For the last 7 years my pension has been tax free. In January HMRC wrote to me and told me that this was a mistake on their…
Forces Pension Society
Is this organisation any good? As a 70 year old ex forces with pre existing medical conditions I am looking for annual travel insurance and have heard somewhere that good discounts are to be had by becoming a member?
GYH Calculator
Hi all I noticed there is not an easy-to-use calculator for GYH allowance. I created one for the current year and it has remained unchanged for the past 2 years so this should work for back payments as well. As a new user on this site i can't post links. However the calculator is live so if you google GYH calculator sure…
Capital gains tax issues for only home
Hi! I am wondering if anyone can help us. My husband and I are currently at the start of selling our ( i say our loosely as it is in my husbands name and not mine) only owned home. The situation is complicated - My husband bought the property in June 2003 and spent 9 months gutting it and renovating it to live in with his…
Husbands Royal Navy Application with Past Mental Health Issues(Please Dont Judge)
Husband was discharged during basic training at 16 for depression. They said he could return after being clear for 3 years but have to be checked by a Navy Doctor. According to the Medical guidelines if you've had more than 2 episodes of depression the candidate should be deemed unsuitable. (Wording is should be so im…

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Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
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Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
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NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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UK armed forces MoneySaving

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