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UK armed forces MoneySaving

A place for MoneySaving talk by current and past members of the forces and their families - discounts, living overseas, readjusting to civilian life etc.

Furnished/Unfurnished SFA
Good evening all, Am currently filling out my app for SFA. :j Living in the block up till now, I've accumulated zero furniture, so was wondering whether to put down for an furnished vs unfurnished SFA. :huh: Does anyone have experience of the two, and possible costs? Is it possible to go for a furnished SFA and then return…
Forces Help To Buy
Is anyone aware of the timelines of the scheme? We're stuck at the moment, we've sent the promissory note back, JPAC have said they received it last week. Now, our solicitor is saying she is waiting for contact from JPAC, and JPAC are saying they are waiting for contact from the solicitor. Does anyone know what is supposed…
Spouses overseas - claim NI credits post 1975 for state pension
This only came out in this year's budget and hasn't been well publicised outside the Forces (or even in the Forces possibly) - but basically if you were the spouse who 'served' with your Armed Service spouse in an overseas location after 1975 you can claim credits for the NI contributions you may have missed paying because…
Summer Ball Help
Hi Guys, I'm going out with a guy in the army and balls have obviously been discussed and i haven't worried about it. However, he informed me last night the summer ball is coming up (july) and the dress code is smart casual. Can someone please help? I understand smart casual but want to make sure i get this right as its…
Joining the MPGS
Hi there i'm coming to the end of my 22 yrs and considering joining the MPGS. I will be 39 yrs old when i leave and the benefits of joining are i can keep my married quarter and continue to save until my investments come in when im 45 yrs old. I'm a Petty Officer in the Navy so does anyone know if i'm able to take my full…
Cyprus contacts wanted please.
My daughter (just stationed in Cyprus 3yrs) has informed me her daughter has dropped my daughter's tablet and it needs the screen replacing. It is a Samsung Galaxy Tab/Pro SM-T520. They went to a place in Limassol yesterday and the guy said, sorry, this model is too new (I think that's what it was), we don't have a…
Implications of Stamp Duty Changes
I am serving overseas in the Armed Forces and do not own a property at the moment. I want to get on the property ladder and buy a house this year. Although I intend to ultimately live in the house, initially I will rent it out to defray the costs. Will I be subject to the extra 3% stamp duty on second houses/buy to let, or…
Fractured hand, armed forces compensation scheme?
Anyone know how much I'm likely to receive for a fractured hand while at work? My claims went into AFCS already so just wondering how much I'm likely to recieve?
ELC Roofing course
Hi, I wonder if anyone can help? My husband is looking for a teaching provider who takes ELC's and provides a roofing course. He's happy to travel, but we are East Midlands. Many thanks, C of S
Dress code for Mess Dinner
Help!! I have my first mess dinner coming up at the end of this month and I need to go dress shopping this week! I've been told it needs to be full length and no bare shoulders - does this mean it has to have sleeves or can it be sleeveless as long as it's not strapless? I was thinking of something like this but am unsure…
Military discount thread (MERGED) Please post all discounts here!
Am looking to go to Florida next year August or September time. Would like to fly into Sanford or Intl. Only want one week doing all the disney and seaworld things but wanted to know where the best place to book everything from as will have military discount as well. Any ideas appreciated. [threadbanner]box[/threadbanner]
Your Views Wanted: CarillionAmey - Poll Closing Soon!
CarillionAmey took over the UK-wide contract for Service Family Accommodation (SFA) in November/December 2014. They offer a ‘one-stop service’ for all SFA matters, from allocation to maintenance. We would like your feedback on the service offered by CarillionAmey, which we will use to inform key stakeholder meetings. This…
Renting pruve house out and living in army housing
Hi I'm hoping fir some advice my partner is in the army, we have a 3 year old son who is due to starts school next year and I currently work full time .we have a house which is currently mortgaged and we are debating on renting it out and living on army house for a year or two do my son and I can be closer to my partner…
Weymouth to Cyprus, which airport?
Elderly couple with mobility issues, will need to make journey to Cyprus to visit family posted to Aki from South coast. Bournemouth airport would be easiest for us, if there were flights, but which other airport would present few changes please?
I've just discovered an old Army mate has died.
I posted this in Discussion Time but it was suggested someone here maybe able to help.
Armed forces compensation Scheme - Fibromyalgia
Hi Everyone. Does anyone know if the above condition is claimable from the AFCS? I'm ex raf and sending in a claim for my wrecked knees and nerve damage but there's nothing on the Tariff about any type of physical condition. It's a funny one, most closely related to rheumatic conditions, and it's also a lot like chronic…
Bad treatment in the army
Hi All Please excuse the way this is written as I suffer with dyslexia and righting letters is nothing short of a nightmare. My name is John I am 51 and I live in Lincolnshire with my wife and two children. My wife and I have been married for 30 years this year; we also have two older children and have 3 grandchildren. As…
Armed forces compensation scheme
Hi I broke my fibula and ankle six weeks ago. I have been on home leave since and I am making weekly visits to the hospital. I had a plat fitted and 7 pins. I also ripped my ligaments in the foot and it is still not moving at all. I am seeing a specialist next week about that. I also have poor circulation to the foot which…
MSE News: New credit union service launched for the Armed Forces
Three credit unions have launched a new service offering savings accounts and loans to members of military personnel... Read the full story: New credit union service launched for the Armed Forces Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
Travel Insurance BFPO
BFPO AND TRAVEL INSURANCE Does anyone have any recommendations for travel insurance whilst we live at a BFPO address?

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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UK armed forces MoneySaving

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