We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

UK armed forces MoneySaving

A place for MoneySaving talk by current and past members of the forces and their families - discounts, living overseas, readjusting to civilian life etc.

Cash
My son is joining The Army college, and am trying to find out how this will affect Child Benefit, and Child Tax Credits?
Paid for glaucoma test, due refund ?
My wife's father had glaucoma. My wife has just (in the last two months) been diagnosed with glaucoma. Our daughter in the RAF has recently been for an optical test and was able to tell them about this and requested a glaucoma test..........for which she was charged. I think I'm right in saying she is asking for…
Military spouses pensions
In 2016 the Government introduced a new system of national insurance (NI) credits to help spouses and civil partners who joined their partners on overseas postings. The move means those who come under the new state pension system can claim credits for the periods they spent outside the UK and cover gaps in their NI…
Defence discount card
I have recently applied for this card it seems to offer good discounts in most stores etc. Has anyone attempted to get any discounts whilst holidaying in America I have read here that serving personnel showing their service I'd have recieved discounts. They are also very supportive of veterans which is the class I am in so…
Armed Forces Pension Scheme Award
I served in the Royal Navy between June 2010 - May 2015. I have £4,441 pension that I can withdraw when I am aged 65. I was wondering can I withdraw the money now even though I’m only 28?
Defence Discount Service - accepted retailer list
Hello all Now, I could be losing my marbles, but does anyone have a list of retailers that accept the Defence Discount Service card please? I'm wondering if it's worth getting one (Mr Bumblebear is a serving regular, we've been together 4 out of the 6 years he's served and I've only just found out about the scheme...); but…
Mortgage lenders who offer day one CTL for forces
Wondering if there's already a thread on here which someone can direct me to? Otherwise, if anyone can add any lenders that they know offer a residential mortgage with day one consent to let for armed forces, please. I currently have this with Santander but looking to remortgage.
Relocating for the MOD
Early 2018 my security clearance should finally come through and as such I will need to relocate to be nearer to my new employer. My partner will be leaving her current job to relocate with me (it's not practical to commute to her old job from the new location). We will be selling our current home and using some of the…
Armes Forces Pension calculator
Hi, Can anyone tell me if there is such a thing as an Armes Forces Pension calculator that people who have already left the service can use to estimate approximatley what level of pension they may be entitled to ? Many thanks
FHTB - extenuating circumstances
Hi, I've been relying on applying for the FHTB scheme to purchase a family home ahead of me signing off in a couple of years time. My mortgage advisor called today to double check that I will eligible for the FHTB when I already own a property. I've checked the JSP and I'm not 100% sure! I own a 1 bedroom flat in a…
Army dependent child pension
An army pension is paid for to my neice. Her late father was a soldier and financially responsible for her. neice is now rising 16 and is aware that the pension for her is paid to her mother, she is a bright girl and hopes to progress to university. She is not taking a gap year. What happens to her pension over the next…
Court citation in UK but serving in Germany. help please
My son is serving in the army, based in Germany. This morning I've received a citation for him to appear in court in the UK as a witness for the prosecution. Because he was on leave when the incident happened he gave my address as that's where he was staying, and so that's where it seems he'll get travelling expenses from,…
MOD Tax Refunds
Hello, I've not posted in this forum before, so hope you can shed some light on this question. My husband is in the army and over the last few months a few of his colleages have been dealing with a company called 'Rift'. Rift will organise a claim for a tax rebate on service personnel's behalf (along with other sectors,…
Instant Access Savings Account
I recently opened an instant access saver account with Tesco. I didn't realise at the time that I would have to return a letter to them for the application to be accepted. I received a text message and called them to find out what I needed to return. I'm based in the South and don't get back to my home on a regular basis.…
Nominate your Armed Forces and Reserve Forces Hero
Wanted to share this campaign by Forces Mutual as thought it might be of interest to all those who know an unsung hero in the Armed Forces or Reserves who deserves a mention. Web address is forcesmutual.org/afd They are looking for 140 character nominations from those in or connected to the Forces, with over £1,000 in…
SLA No Water
Was wanting advice on if i'm entitled a reduced accommodation rate due to the boilers being condemned in a SLAM Block and 3 blocks on camp now have no hot water for at least one month, we've been told if we want a hot shower we can go to another block. We're paying £80 a month for a room with no hot water and have to walk…
Microsoft Office 2010 Discount for UK Armed Forces
I hope someone on here may be able to help. There was a discount available for Microsoft Office Software for members of the UK Armed Forces but I can't seem to find it. Is there one running currently as it appears to be only for US Forces. Many thanks!
LSAP REPAYMENT - Notice In!
My chit is in and my TX date is January '18. I have nearly £7K outstanding on my LSAP loan and fully understand that this has to be repaid in full before the RN will allow me to leave. JPAC called today to inform me that the outstanding balance needs to be repaid now and in full. If I cannot do this then over £600 would be…
car insurance
I returned to the UK after working in Germany for 4 years then moving to Cyprus for 1 year and have a NCD certificate issued by the Cypriot insurer for 9 years (same company as that I used for Germany). The best UK deal I found was for just under £400 but when I stated my NCD was issued in Cyprus the cost went up to £8000…
A Petition for govt to debate about Forces pensions being tax free
This was shared with me so I thought I'd share it on here. Make the uk armed forces pensions for 22 years service tax free. The current U.K. Armed forces pensions, after 22 years service is taxable, other services are non taxable, this should be addressed and made fair across the public sector. Why should the armed forces…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

View All

UK armed forces MoneySaving

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

UK armed forces MoneySaving

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free