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New to the Over 50s MoneySaving board? Start here
🌳 Useful links to forum threads and boards * Pensions, Annuities & Retirement Planning * Deaths, Funerals & Probate 🌳 Useful links to MoneySavingExpert.com guides * Over-50s' MoneySaving * Station Pension * Cheap and Free Wills 💡 If there's a link you think we should include here, please send me a message!
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LPA
To fall foul of deprivation of assets: "The local authority must show that you knew you may need care and support in the future when you carried out this action. It is therefore an evidence-based test of both foreseeability and intention" If I preemptively wrote a will or completed and LPA for health and finances would the…
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The Senior Wonder Years!
I have decided to open my own thread in this section of the
forum. I am doing so to give myself an outlet to describe and reflect on my ’retirement’
as well as documenting how finances are hopefully supporting my ‘Wonder Years!’ I will still contribute to the ‘How Much To Live On’ thread
which has been part of my life for…
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Retirement properties and Digital Voice
Moved to Broadband group.
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How much to live on
How much do you expect you will require to live on each month when you are retired? ie no mortgage, no commute to work BUT maybe higher heating, hobby costs. I'm getting to the stage where I'm realising that I don't need to be super rich to retire and will only really require living costs but I don't know how much I should…
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Cruise
Which is the best value cruise company nowadays. I have been recommended Princess and Costa
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Inheritance tax query
I have a question about inheritance tax question which is really bugging me If I gift my daughter £500,000, and for the sake of argument this is above the IHT allowance threshold I have; I never married, I don't own a house to utilise my resident NRB. Without revealing my age, say I live to 100, which will exceed the "7…
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Gold bullion and bars
Anyone know best place to sell gold?
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Deprivation of assets
So I've been reading up about what some councils consider to be deliberate deprivation of assets when deciding whether one would be eligible for state funded care in the event that I need it. I can understand gifting/ selling/ transferring deeds. But on the list is also gambling and "living extravagantly" I was just…
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Paying Council Tax on two homes
Hi I hope you can help. I will be working away and living on my own in a rental property during the week. I understand that I will need to pay council tax on this rental property and can claim single occupancy discount. My question is - can my partner claim single occupancy discount on the other house as I will only be…
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Rodents
It was my mother's 95th birthday this Monday, just gone. She lives in her own apartment within a retirement block. She has a door leading to the garden that is often left open. She exhibits moderate cognitive impairment with many of the hallmarks of vascular dementia. Amongst her birthday presents, she received three large…
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Dyson sale
Just thought I’d share this https://www.ebay.co.uk/e/_electronics/30-off-dyson-2408?_sop=12
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Some scenarios
Hi all. My friends (married couple in their 60s) are considering taking out equity release. They have no children to leave assets to so saving money for that purpose is not needed. They’d like to still live in their home which is mortgage free but are unsure about certain circumstances. Say if they took out a standard…
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Lasting power of attorney issue
Hi- I wonder if anyone can help with this? I have lasting power of attorney for my dad who has recently lost capacity due to ill health and unsure if he will regain this. I have registered this with first direct bank and now have access and can manage his finances. If I was unable to do this any longer however due to my…
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Equity Release guide discussion
Equity Release guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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The Telegraph
How did the subscription grow to £189 annually? It started out at nearer to £100 a couple of years ago.
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DIY Will and Power of Attorney
Hello dear Forumites, I'm wanting to draw up a Will and a Power of Attorney and need your advice please. My estate and affairs are all very simple. I'm single, have no children and wish to appoint my two siblings as the executors and equal beneficiaries of my Will. And to also name them both as my Attorneys for the LPA.…
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'Swap out' postage stamps
If you have a little stock of stamps, don't forget to 'swap them out' via Royal Mail before early next year for the ones with the bar code. I did my 1st & 2nd small & large (I 'inherited' several), just received bar coded in exchange. Think time runs out Jan/Feb, so thought it best to get it done before any 11th hour rush!
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Anchor/Hanover sheltered housing issues.
Since 2017 I've been living in sheltered accommodation with Anchor, latterly known as Anchor/Hanover. Recently alarm has been created due to changes proposed by the company, which will remove managers based wholly at specific locations. Added to this, a few weeks ago gasps were elicited at the location where I live when a…
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Changes to Power of Attorney
Hi, my Mum and Dad wanted my brother and myself as Power of Attorney, this was discussed with their solicitor, however our circumstances started to change and we asked for the solicitor to put it on hold for the time being, to cut a long story short my brother passed away and my Dad passed 7 months later, that will be 2…
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TV license discount for sheltered housing.
I brought this up and was told that management tried but were turned down due to all customers not meeting the criteria and again after appealing that they would take off those customers still no. I don't understand what this means. Does anyone know how to find help with this? Thanks.
