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Lasting Power of Attorney
Hello, Can people give me an idea of how much it should cost typically for a Lasting Power Of Attorney document to be created please?
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Downsizing or upgrading existing home? Thoughts...
I live in a really nice location but my home is in need of a total redesign. I am 70 ish, healthy, ok financially and wondering whether to downsize or spend money on upgrading existing home. My main concern is that bus service here is not good, but I could afford taxis. At the moment I drive but who knows when that may be…
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Dementia television remote control
I have had previous help from this forum. My 95-year-old mother has been diagnosed as not having dementia. However, she exhibits many of the hallmarks of dementia and has macular degeneration. I have now seen to the clock, the microwave oven, the falls detector and the DECT phone. Now I have to look at the television. She…
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Hearing Tests- High Street, NHS or Private
I need a hearing test and probably a hearing aid. The quality of my hearing strongly suggests that. I'd like to hear from those who have went down the NHS route or the Private route. There appear to be several options; use a High Street tester like Specsavers or Boots or ask your doctor to arrange an appointment for you…
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Saga Magazine- Disgusted!
So, I buy a lifetime subscription to Saga Magazine in 2002 for a sum that I don’t remember ( It seemed a lot at the time) now they tell me that I can only continue to have a physical copy posted to my home if I pay them £29.95 per year. Otherwise I just get a digital copy. Digital doesn’t work for my wife due to sight…
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Claiming French pension from the UK
I wondered if anyone has any experience of this? My OH has been through the process via the Newcastle Pension Centre for a small French pension he accrued a few years back. He has finally, after a very long time, received a calculation from l'Assurance Retraite, and also an Attestation d'existence form to complete. The…
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Paying Class 2 voluntary NI contributions
Hi, I hope I have come to the right place! I attempted to make a payment to HMRC today. ie Making up a missing National Insurance 'gap' in my NI contributions from 2015-16. During that period I was self employed (I was running small CIC). However, the HMRC member explained that although I had been self employed during…
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Pension Credit
I became pension age on 9/4 I get my first payment on 2/5 and my pip on 26/4 I applied for pension credit on 13/1 but this still hasn’t come through is there any financial help available until my benefits come through and how can I stop getting fobbed off by pension credit who keep saying your pension credit is pending we…
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Avios
My husband and I had an avios account with 50,000 points in, but it has disappeared and we were not given any notice of this to allow us to keep the account active, is there anything we can do. I have tried to contact them on multiple occasions without any success. Thankyou
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Ceiling hoist repair
My Ceiling hoist (Prism medical) has stopped chargeing and I need to get it repaired. We purchased the hoist ourselves and I still need to pay for repairs myself but since the death of my husband last year and the increased prices everywhere things are getting tight. Does anyone know who I could contact for a repair?…
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Query about state pension increases.
Hi everyone, My husband is apparently on the old state pension. He has the full one with guaranteed pension credits, with an extra amount because I have to live on it aswell. I am 65 and won't get a pension. The state pension was supposed to go up by 10.1%, but my husband got his pension in today, and it's only gone up by…
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Retirement planning - have you revised your figures?
Hi, There was thread somewhere on this section of the forum I'm sure, which was about retirement figures. The numbers seemed more realistic than on the main pensions board, and a lot of the posts were in relation to DB pensions. Given the increase in the cost of living, have any of you revised your figures? For those of…
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Best online supermarket shopping for elderly living alone
I am trying to help a family member, who is a recent widow. Her husband drove the car and they both went shopping together. I have given her a tablet, so she can get familiar with it. She is nervous, but she can use an android phone. I want her to learn online shopping , so she can buy thing as needed. Her main shopping…
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State Pensions + Personal Tax Allowance
Our state pensions will go up in April, BUT the personal tax allowance stays the same. That means that there'll be more income for them to tax. (We are both retired, but both have to pay tax.) Will we end up ahead, or stay the same? It seems to me that if we stay the same, we're going to end up worse off, because of cost…
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Dementia-friendly microwave oven
I am not sure whether my 94-year-old mother suffers from dementia, but she exhibits various cognitive impairment traits. She has a carer attending in the morning, I care for her at midday, and she manages to heat her evening meal and put herself to bed. I am failing to teach her to use the microwave oven. The button…
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Time to take some equity?
I’m nearly 60 with a low life expectancy thanks to cancer and my husband is in his mid-70s. We own a bungalow outright, no point in downsizing; if we live long enough, we will move into a nursing home when necessary. We’ve decided we need to enjoy the next 5 years while we still have the energy. So, we need to stop “saving…
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Could be moving into Anchor
Our family are exploring Anchor House for us. I’ve read posts on here from residents /families concerned that Anchor propose to increase ground rent without consultation and in some cases, utter the words "wished they'd never moved to Anchor". We would appreciate some good words and if anyone has a connection with any of…
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Totally Trapped
My wife & I own a new-build apartment (no mortgage). Our only beneficiary has just died, leaving us sitting on a large slice of equity. Apparently, because of the service charge, nobody is willing to consider equity release schemes. Any ideas as the where we go from here, please?
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Selling my house and renting a sheltered flat
I am 65, living alone, and I I have no family (parents long gone, no siblings, no children and no partner). Have had cancer and an aneurysm, I have Asperger's (high levels of anxiety and depression) and am at a very high risk of getting glaucoma, for which I am being monitored. I am very worried of possible future…
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NHS continuing care
A friends father is in hospital at the moment. He has severe cognitive decline which means that he will probably have to go into a home on discharge. He is unlikely to be safe at home. Looking at the decision support tool for NHS continuing care it may be possible that he would be entitled to this rather than having to…
