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Query about state pension increases.
Hi everyone, My husband is apparently on the old state pension. He has the full one with guaranteed pension credits, with an extra amount because I have to live on it aswell. I am 65 and won't get a pension. The state pension was supposed to go up by 10.1%, but my husband got his pension in today, and it's only gone up by…
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Retirement planning - have you revised your figures?
Hi, There was thread somewhere on this section of the forum I'm sure, which was about retirement figures. The numbers seemed more realistic than on the main pensions board, and a lot of the posts were in relation to DB pensions. Given the increase in the cost of living, have any of you revised your figures? For those of…
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Best online supermarket shopping for elderly living alone
I am trying to help a family member, who is a recent widow. Her husband drove the car and they both went shopping together. I have given her a tablet, so she can get familiar with it. She is nervous, but she can use an android phone. I want her to learn online shopping , so she can buy thing as needed. Her main shopping…
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State Pensions + Personal Tax Allowance
Our state pensions will go up in April, BUT the personal tax allowance stays the same. That means that there'll be more income for them to tax. (We are both retired, but both have to pay tax.) Will we end up ahead, or stay the same? It seems to me that if we stay the same, we're going to end up worse off, because of cost…
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Dementia-friendly microwave oven
I am not sure whether my 94-year-old mother suffers from dementia, but she exhibits various cognitive impairment traits. She has a carer attending in the morning, I care for her at midday, and she manages to heat her evening meal and put herself to bed. I am failing to teach her to use the microwave oven. The button…
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Time to take some equity?
I’m nearly 60 with a low life expectancy thanks to cancer and my husband is in his mid-70s. We own a bungalow outright, no point in downsizing; if we live long enough, we will move into a nursing home when necessary. We’ve decided we need to enjoy the next 5 years while we still have the energy. So, we need to stop “saving…
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Could be moving into Anchor
Our family are exploring Anchor House for us. I’ve read posts on here from residents /families concerned that Anchor propose to increase ground rent without consultation and in some cases, utter the words "wished they'd never moved to Anchor". We would appreciate some good words and if anyone has a connection with any of…
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Totally Trapped
My wife & I own a new-build apartment (no mortgage). Our only beneficiary has just died, leaving us sitting on a large slice of equity. Apparently, because of the service charge, nobody is willing to consider equity release schemes. Any ideas as the where we go from here, please?
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Selling my house and renting a sheltered flat
I am 65, living alone, and I I have no family (parents long gone, no siblings, no children and no partner). Have had cancer and an aneurysm, I have Asperger's (high levels of anxiety and depression) and am at a very high risk of getting glaucoma, for which I am being monitored. I am very worried of possible future…
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NHS continuing care
A friends father is in hospital at the moment. He has severe cognitive decline which means that he will probably have to go into a home on discharge. He is unlikely to be safe at home. Looking at the decision support tool for NHS continuing care it may be possible that he would be entitled to this rather than having to…
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Home care
I am now a pensioner (age 66) making arrangements for my pensioner mother (age 94). My mother receives four weeks of home care at public expense following a fall and hip fracture. Beyond four weeks she will have to pay for her care because her savings are more than £23,000. The price of care appears to be in the order of…
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Power of Attorney at Which
Please be careful! I clicked through from a link on Martin’s email to purchase power of attorney from Which, it had a % off offer. Paid £194 for husband and myself (Scotland), including review of it. Received it. Had to require witness of signatures, either my doctor (our surgery doesn’t do this) or a solicitor. Then get…
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Lump sum pension - Universal credit automatically reduced to zero in January?
Ok so I know about the capital rules for UC for £6k-16k but what about immediate automatic effect in the month that the lump sum is received? I will get small lump sum of £8k pre-tax on Dec 30th. My UC is around £700-1000 usually varying month to month and next payable on Jan 7th and calculated based on income up until Dec…
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New car
I bought a brand new car 13 months ago and it has been back into the garage 5 times with faults..ie New petrol tank and sensors and other electrical faults. I have asked garage for a refund or new car.. They advised me I would need to pay another £8000 or refund with depreciation.. I cannot trust this car anymore I am in…
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mean test pension credit
I am a pensioner, I strongly believe that the goverment mean test pension credit on saving income is extremely unjustified . It said " £1 a week income per £500 of savings above £10,000 " so if you have saving of £17000, saving income £14 per week £728 per year. Do they know that you will need annual saving interest of…
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Over 50
I have just joined this website and I’m finding it extremely interesting to read. There’s a post “over 60”, and people have explained some savings. Is there anything out there for the full time employed over 50s because I’d love to save a couple of pounds each week shopping, even if it was put on a loyalty card for…
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Car insurance
Hopefully someone can advice me. My husband has given up driving due to being diagnosed with AMD, so I am now the only driver. I'm 66 years old, have been driving since I was 21 years old, but have not had my own car for ten years. I have been a named driver on my husbands insurance and have done most of the driving for at…
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Council Tax Rebanding
Hi everyone, just a quick question if someone can help. I have filled out the online form for the Council Tax rebounding which it said the reply would be within 28 days. This time has now passed and I have not heard anything. Does anyone know a telephone number who I can contact to chase them up. TIA
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Age 60+ "Asda" cafe £1.00 meal deal
During Nov and Dec "Asda" cafe are offering for £1.00 a bowl of soup and roll, and unlimited hot drinks. All day, every day. (I don't think this is available in stores where the cafe is run as a concession, e.g. my local store has a McDonald's instead of a regular store cafe).
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Yesterday's budget and £300 announced for pensioners.
Can anybody tell me is this is a new cost of living payment for next year, or is it the same one that pensioners have already started receiving? Thank you.
