We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Over 50s MoneySaving

Discuss MoneySaving topics for older people, including senior citizens' discounts.

Electric tin opener wanted
I've had a search on MSE on this topic and the latest comments are over ten years ago, so thought I'd start afreshThis may be the wrong board, but I'm guessing some at least, like me, have poor grip or wonky fingers etc, and find opening some tins awkward Just lately, I find turning the handle on normal tin openers harder…
Car Insurance Question - Additional driver accident???
Can someone advise me please? Trying to help my parents with their car insurance, my dad is a named driver on my moms policy but he had an accident last year and wrote off his vehicle. Is this something they have to declare on renewal on my moms car? My dad is only a named driver on her policy. They both have clean…
Great 'What discounts can I get now I'm over 60?' Hunt
Around a fifth of the population are 60 years old or over, so it's no wonder some companies (plus the Government) offer extra discounts and incentives to tempt the group's custom and loyalty. So we'd like to tap MoneySavers' knowledge for where these discounts, savings and promotions can be had. Examples include annual…
Pension or house equity?
Hello, I’m in the middle of a difficult divorce and trying to work out where I can best compromise in our financial agreement: of our marital assets. Assuming I can meet day to day expenses, for my longer term security should I be more willing to give up pension share or house equity? Which is lower risk, longer term? For…
Cheap Sunglasses
Hi all, I need a pair of prescription sunglasses just to use while on holiday so really after something cheap and cheerful. I have my prescription so can anyone recommend an online supplier? Thanks
Construction industrial scheme.
Hello. My other half has been part of the government scheme for 3 years under the same employer. As of which he’s not been paid any holiday pay at all. Is he entitled to Holliday pay? Bank holidays?
Travel insurance for UK only, over 75 with stable pre-existing medical conditions?
I have been searching for the above. Most quotes cover far more than I am looking for. I want to cover a short 7 day UK residential course in case train strikes mean I can't get there. I have no worries about my health conditions. Has anybody found anything suitable recently please?
Home Protection Trust, will it be a costly mistake?
I am in the process of setting up a Home Protection Trust, originally to protect the value of my home for my children to inherit. I lost my late husband to Alzheimer’s & Covid late 2020, he spent the last months of his life in care & the costs soon exhausted our savings. They couldn’t touch the house because I was still…
🧀 Portable Wetroom in a box / home extension ?
Hello …. I’m not sure if this is the best forum to post in - but I need your over 50s experience & knowledge. My father is 98 and can no longer walk - we are moving his bedroom downstairs so he isn’t isolated upstairs. To accommodate this move I was thinking of buildings wetroom in my garage - but then I wondered if anyone…
Chase Bank.
Hi all. I've just read the latest email from Martins team regarding the 1.5% interest with Chase. The problem we have is that it appears to be app only. Neither of us have the "all singin' all dancin' phones. Is there any other way we can invest with Chase to get this return. Many thanks.
Timpsons
Looked everywhere to post this could not find the right place so trying here I need 3 keys cut the Chubb/brass type for ERA lock, 5 lever door lock We went to B&Q the automated machine not working. They do three for 12 pounds. How much does Timposons charge please as the nearest store is a distance from us and dont want to…
How to fill your time when retired
Morning all Not sure if this is the correct category to post this but hopefully someone will advise if it's not. I'm just about to retire at 68, have been working 3 days a week for the last 20 years so not going from one extreme to another. I'm fairly comfortably off financially & in good shape, but my worry is how to fill…
chase Bank, app not available
I've a Samsung Galaxy A10 running Android 11 (more than the 8.0 required) but when you try to download the app it states that the phone is not acceptable. I've tried their customer support who seem indifferent, no useful advice, basically, change your phone is the view expressed. Seems ridiculous, my phone is more than…
Equity release and dementia
Would a individual with a diagnosis of Alzheimer’s dementia be able/eligible to do equity release to release funds from their mortgage free home, in order to enable them to stay living in their home whilst they are still able and safe to do so?
Equity release query
My parents situation is such that they are both over 70 and need to free up some money from the family home whilst still living there. If they did equity release, what happens if: 1. A few years down the line they choose to sell that house before they die eg. If they had to move into residential care home and sold the…
Equity Release
Hi all, I'm 55, retiring (semi in 3 years), wife is 46, she'll probably keep working until 58. Have a house with very small mortgage but worth a reasonable sum. Until now I have been working on: 58-62 Combination of Draw down, part time work and downsizing for cash buffer 62-67 Wife salary, DD , cash 67+ DD (what's left) ,…
MyCSP have a cunning plan...
Dear Forumites, I have recently received (and returned) an enclosure to a letter that I received from Civil Service Pensions, inviting me to claim my pension - how efficient, I thought ! But now I am having second thoughts; I note that the pensions are augmented each April, using the CPI rate from the preceding September.…
National Insurance Contributions
I have recently been made redundant after 37 years employment. I have paid NI for 37 years. I am now a self employed sole trader. Do I need to pay voluntary NI? TIA
If you are wearing my shoes.
Hello, long time reader here but first time poster. I am like a boat lost at sea with no rudder if you get my drift (pun intended). A brief bit about me I am a single man with no children, currently not in a relationship, unemployed and living with a relation. Claiming no state benefits soon to be 55 years of age and…
Turning 66 & Starting State Pension...
Hello all, hope you are well. As of Friday my mum reaches state pension age. I think I've managed to sort everything for her as her carer but I'm not 100 percent sure if my information is correct or if there's anything else I need to do. I'll try and be as factual and unemotional as possible finances wise and I've worked…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Over 50s MoneySaving

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Over 50s MoneySaving

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free