Mortgage almost paid off - now what?!!

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Hi. An infrequent MSE user, I’m about £5k away from paying off the mortgage on a 3-bed end-terrace house — and I’m somehow terrified! Are there downsides to paying off mortgage? I saw a discussion that said lenders like to know you owe money to other organisations: could being mortgage-free get in the way of deals for car, holiday home or daughter’s university costs?! Many thanks in advance…
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Enjoy the moment, and plan what you will spend your excess income on in future. I put most of mine into my pension, but did also have a nice holiday that year.
On the subject of credit history, I recently bought a new computer, initially the store talked me into a store card (extra discount), then said i had been refused because of an inadequate credit history! I have not used a credit card or had credit for 15 years i guess. Is this a problem?