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Open Savings Account as Power of Attorney
Hi, advice please. I am POA for my mother who is 95 and lives in a Care Home. She has a savings account to pay for the Care Home that I currently manage, but the interest rate is very low. As POA can I open a new savings account for her that has a better interest rate. She has no ID, I don't want correspondence going to…
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Area in UK where pensioners have the highest disposable income?
Pensioners in the UK with the highest disposable income are often found in areas with lower living costs and higher average incomes. According to recent data, some of the top areas include: * Colchester: Pensioners here have an average disposable income of around £1,392 per month. * Milton Keynes: Residents enjoy an…
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Stoma changing facilities being introduced at railway stations
An interesting news item of local BBC this morning. Trans pennine Express are introducing stoma friendly facilities in the railway station toilets. So good to see this.
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Applying for bluelight card when work for holding association
I work for a company that does cleaning and maintenance for a housing association company. Can I apply for a bluelight card? And what section would I put it under?
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The Telegraph
I had to use my annual acting skills today. I had to telephone to cancel The Telegraph. It cannot be done online. The caller told me about all of the articles I had read, including those I had read today. Q. What do you like to read? A. I like business and politics, but I hate sport. Q. Do you want puzzles? A. No. Q. So…
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What are you going to do with £1K Harrods gift card
My employer has abandoned the tradition of sending employees a basket of Christmas hampers. Instead, I received a £1,000 gift card from Harrods. I’ve only been there once for afternoon tea. Any suggestions for the most MSE way to spend the money? Cheers,
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Moved: Subscribing
This discussion has been moved.
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Tax on Investments
Hello hive minds I have an investment , giving me a monthly income in interest of approx £344 per month. since July 2024 . This is my only income .. what is my tax situation any advice ? I do not work and have only just recently returned to the Uk . I am paying NI contributions and I am 60 years old .
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Coming up to retirement with mortgage issues - Homewise thoughts ?
Hi all, I'm after some suggestions or advice, I currently live in a semi-detached house by the sea which I plan to move from, I have an interest only mortgage with £95k left to pay, I work part time currently but am looking to retire in a years time at 66+, my plan was to sell up and purchase a small bungalow repaying the…
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Enduring Power of Attorney - where do we stand on health decisions
My wife and I have the old pre 2007 EPAs - which seems to still be OK for financial matters but it seems to be no good for health matters. Does this mean the authorities can make decisions and override our wishes when mental capacity goes. If so the advise should be for all EPAs to be cancelled and the replacement LPA…
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Advent - new beginnings and Christmas Dinner suggestions.
Despite not being religious, the 1st of December is always an exciting time for me. Planning for Christmas for example. And this year my trip abroad to the mountains and a few days snowboarding. This year I've virtually finished my present buying. As I get older I find buying meaningful and useful gifts ever more…
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Do I need a subscription to view video footage of my ring doorbell
I need to view video footage from earlier today but can't seem to do it. Do I need a subscription?
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Are you turning into one of your parents?
Had an interesting discussion recently about the sorts of clothes my parents wore eg shirt with a neatly pressed jumper, trousers and slippers. In my middle to late 50s I'm still very much a jeans and t shirt person. Still enjoy the things I've done for years. Eg. I still snowboard (counting down the days already), still…
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Text size
Is it just an age thing? I am struggling. Text from Computeractive Magazine, which is quite readable. In the middle are instructions showing figures with numbers, which is quite unreadable to me. Right are safety instructions from a cordless screwdriver just purchased from Amazon. It's quite unreadable to me. My Gillette…
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triple names on bank account
my MD wants to be able to set up a bank account with 3 names on it. Is there anywhere that does this please - i dont know why he wants to do this
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What is on your bucket list
I am 64 Probably retired very shortly..... Just interested in what others would put on a bucket list (to get a few ideas)
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What job do you do?
Evenin' all. I'm looking for inspiration and wondered if those of you in employment could share what you do? I'm 73, work part time from home doing admin work for a charity, I also do a couple of volunteer jobs and am vol secretary for a local community group but it isn't enough. I recently wrote a research report relating…
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What do you miss from your childhood?
I was thinking the other day of what used to be better, or what isn't available anymore. Eg, Spangles, Fruit Polos. Anyone else got any childhood favourites (or indeed not so favourites)
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Paranoia
If memory serves, it's nearly fifty years since I received an NI number card through the post. Being me, I immediately memorised that number. I knew that I'd be needing it. And I'm glad I did: although I put the card in my wallet for safekeeping, it was lost within two or three years. My pocket was picked in a Birmingham…
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Gifting with Power of Attorney
Hi, Sorry if this is the wrong place to post this. I have Lasting Power of Attorney for my mother and have done so for the last two years. We are currently looking into buying our house and she would like to gift us £50,000 towards it. The only reason I have the LPA is because she has physical conditions which mean she is…