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Help With Student Loans - HERE!
Hey, i have alot of Knowledge of how the student loans procedure works. If anyone needs any help, i can advise as much general info. Obviously i cant divulge into specifics due to Data Protection and the fact that i'd get fired, but anything i can help with, just let me know.
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The Great 'Student Discounts' hunt
How about having a great student discount hunt with the new term coming up - hopefully I will qualify for them then as I am looking to do a hunt and it would be useful to have all the discounts in one place _________________________ Note from martin: I love this idea and have therefore adopted it and made it an 'official'…
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MSE’S ‘Academoney’ support discussion thread
DIWEDDARIAD Mawrth 2021: Mae cwrs ‘Academoney’ bellach wedi’i gyfieithu i’r Gymraeg. Cofrestrwch i gwblhau’r cwrs yn Gymrae yn fan hyn, ac am fwy o wybodaeth, gwelwch stori newyddion ddiweddaraf MSE. UPDATE March 2021: The ‘Academoney’ course has now been translated into Welsh. Sign up to do the course in Welsh here and…
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New to the Student MoneySaving board? Start here
👩🎓 Some Forum threads you may find useful: * The great student discount hunt * ‘Should I repay my post-2012 student loan?’ discussion * 38 and going to Uni! * Old Style recipe index * The cleaning recipe index Seen any more good student threads on the Forum? Let us know! 💬 🎓 More relevant student content from…
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Student Finance Appeal for Second HND – Cybersecurity vs Songwriting
Hi everyone, I’m hoping to get advice or hear from others who’ve been through a similar situation.…
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Students studying NHS degree - England or Wales?
Hi, my daughter is going to start a nursing degree next year. Because it's NHS, she could study at an england uni and get £5k per year towards her maintenance expenses. OR go to study in Wales and get her tuition fees paid if she then works in a welsh hospital for a set period once she graduates. i believe the payback…
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Postgraduate Loan - worth it or not?
Hello All, I'm 45, mid-way through a career change and have just started a Masters, to be studied part-time over 3 years alongside full-time work. Salary currently £32,500. I took out a Postgraduate loan for the value of the course - £11,506, however I'm now doing the sums and concluding that it is a fiscal mistake to…
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Student maintenance loans in England to rise in line with inflation next year
Maintenance (living) loans for students from England will rise with inflation from the 2026/27 academic year, the Government has confirmed. But MoneySavingExpert.com founder Martin Lewis has warned it's "still not enough". Maximum tuition fees for those studying in England will also rise by inflation... Read the full…
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Microsoft Office subscription
Hi, I'm a mum of a undergraduate Uni student. My annual MS Office subscription came out of my account today. On doing a bit of searching, I found out that if an account is set up using my son's Uni email address, he can get it for free. He has an Apple laptop. My question is, will it still work on his laptop (there is…
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Anyone know where this comes from?
The MSE guide to pre 1998 student loans updated Sept 2025 says this: "No new loans of this type were issued after 31 August 1998. However, if you took out this type of loan for your first year of study when the system was coming to an end, you would have remained on the old system for the remainder of your course." Does…
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Difference between Plan 5 and Plan 2 for loan repayments
My daughter did her first degree between 2019 and 2022. She then worked in low income jobs until 2024, making no loan repayments to her Plan 2 loan. In 2024 she started a full time PGCE course which was funded under Plan 5 loan for tuition fee only (no living expenses required.) She is now about to start a teaching job…
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Student loan overpayment and over the threshold
Hello, looking for some advice or trying to find anyone who has been in a similar position. Following Martin Lewis’ advice I managed to get a refund for a few of my tax years where I was under the annual threshold. However I am having issues for two of the years where I was over the threshold but they still took too much.…
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Mortgage-style loan query
I have 3 old mortgage-style loans. Two are with Erudio and 1 with Honours. I've had repeated issues over the years including two upheld formal complaints against them so my confidence in these companies is less than zero. I was told by Erudio last year that all my loans would expire on 7th October 2025. I have been in…
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Student Loan Plan 2 Repayments Plan Help
Student Loan Repayment – Advice Needed * Age: 24, graduated in 2022 * Loan balance: £49,000 * Current Interest rate on student loan: 3.2% * Interest added so far: £886 * Salary repayments made thus far: £1,600 * Current income: ~£50,000/year (likely to increase annually over the next 20+ years) * Sector: Account…
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Student loan income calculation
so is your annual salary for SL payments on plan 2 (£28470) including state pension + private pension or should you add savings interest to this?
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Employer won't make deduction
Hello. I started a new job, and I told my employer that I have a plan 1 student loan, they said they need SLC to instruct them. On my online account I found a letter that said roughly....I am now due to make repayments for Plan 1 student loan please pass this onto my employer. They still refused this and said it needs to…
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Postgrad loan max less than cost of tuition plus rent?
Son is tellling me the cost of tuition plus rent is about £3k more than the max loan he gets.... Doesn't seem right? What about food etc? He's got Aspergers - did v well as an undergrad etc but sometimes we need to check things. Like this which he suddenly thought to mention!
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Student Loan Company trying to reclaim overpayment following AHRC funding
Hi there hope someone can advise! I am a PhD student currently nearly 2 years into a part-time 6 year course. I requested a student loan to cover tuition fees etc before I started the course in Sept 2023. I applied to get AHRC funding for my last 4 years (or 2 out of 3 full-time equivalent) and was lucky enough to get it.…
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New student daily travel in London
Good afternoon. I've read a few guides, etc but some conflicting info sometimes on the above. So my daughter has digs in zone 1 and her Uni is also zone 1. About half an hour walk on a good day or a few tube stops. She already has an 18-25 National Railcard and I told her to buy an 18+ student oyster card. I believe you…
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Student loan - Pay off Plan 2?
Hello All, I've been looking at my student loan payments again recently and hadn't realised about the interest changes and am now seriously considering paying off my Plan 2, and am looking for advise. Plan 1 (4.3%) - £5600 left (which has gone up from £5530 last year but I assume because more is going to the higher…
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Student Loan Process When Moving Abroad
I have a student loan that I am never going to be able to pay back. This is not by choice, I just can't afford to in my current situation at the time of writing this (yes I am working, no I cant afford to live in a place of my own). The interest is going up and it's not stopping. I have a 3 year, long distance partner who…
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Student loans 1995-99
I took out I think 4 student loans 1995/96 1996/97 1997/98 1998/99. I have not had any letters or correspondence from any loan companies for a decade, the loans are not marked on any credit files. I am now 50. I hadn’t finished paying loans back and think last payment was c a decade ago - from memory there may be £4k…
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Student Bank Account Second Year Uni Studen
My daughter is 19 & just about to start the second year of her degree. She didn't open a student account last year & is looking to open one now however we're finding that alot of banks won't open student accounts for students that aren't in their first year. She's currently got a Santander current account. Santander will…
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Unsure if I should overpay
Hi, I’m in England and I was in University between 2002-2005. I still have £11500 left on my loan; I’m on plan 1. I went back to uni to do a PGCE in 2008 and I actually can’t remember what loan I got at the time. I think the course was paid for as there was a teacher shortage, and I know I also got a grant, but I think I…
