Student MoneySaving

Discuss tuition fees, student loans and grants here - and share MoneySaving deals, tips and tricks to help you spend less at university.

The Great 'Student Discounts' hunt
How about having a great student discount hunt with the new term coming up - hopefully I will qualify for them then as I am looking to do a hunt and it would be useful to have all the discounts in one place _________________________ Note from martin: I love this idea and have therefore adopted it and made it an 'official'…
Help With Student Loans - HERE!
Hey, i have alot of Knowledge of how the student loans procedure works. If anyone needs any help, i can advise as much general info. Obviously i cant divulge into specifics due to Data Protection and the fact that i'd get fired, but anything i can help with, just let me know.
MSE’S ‘Academoney’ support discussion thread
DIWEDDARIAD Mawrth 2021: Mae cwrs ‘Academoney’ bellach wedi’i gyfieithu i’r Gymraeg. Cofrestrwch i gwblhau’r cwrs yn Gymrae yn fan hyn, ac am fwy o wybodaeth, gwelwch stori newyddion ddiweddaraf MSE. UPDATE March 2021: The ‘Academoney’ course has now been translated into Welsh. Sign up to do the course in Welsh here and…
New to the Student MoneySaving board? Start here
👩‍🎓 Some Forum threads you may find useful: * The great student discount hunt * ‘Should I repay my post-2012 student loan?’ discussion * 38 and going to Uni! * Old Style recipe index * The cleaning recipe index Seen any more good student threads on the Forum? Let us know! 💬 🎓 More relevant student content from…
Study abroad for one term - USA - funding
My Daughter has just started a degree. In her 3rd year she gets the opportunity to study in the US for one term (Sept-Dec). I can't find any info on how the funding works. DD believes there's no more additional tuition fees to pay. How does the maintenance loan work? Currently she receives the min for studying in London.…
Query regarding payments on pre-1998 student loans
Hi all - I have a query regarding a couple of pre-1998 student loans I took out whilst at University and hope that someone has been through this process before. Two of my three student loans were made between pre-1998. My first was 29/11/1996, the second was 13/11/1997. If I am reading the Moneysaving Expert help pages…
Student Account - rejected without Uni code
My daughter (18) has just started a 2 year course at a College (it is also a uni, but her 2 year course isn't a degree). The Student bank accounts seem to want UCAS codes. Does this mean she isn't eligible for a student account. Seems a bit discriminatory that she lives away from home and has all the expenses and banking…
Free Giveaway EXCLUSIVELY FOR STUDENTS to win a £1,000 gaming laptop
Posting this here as it is limited to students only, so a much higher chance of winning for a great prize! https://redtech-recruit.com/comp/ Details: Calling all UK students and recent grads! Ready to supercharge your gaming and computing experience with a gaming laptop worth £1000? Look no further than RedTech…
Student grants and loans - parents have a dependent disabled child
Hi. I'm a disabled parent and carer for a disabled child. I'm looking for advice about student finance. I'm not working. I don't get any benefits except child benefit and carers allowance. Disabled child gets DLA until 16. Question - will student finance assessment take into account that we have a disabled child when…
Disabled student seeking advice about laptop
My friend, 60ish is taking up a part time diploma course in one of our local universities, NI. She is after a laptop and printer any suggestions as to what company or organisation might be able to help. She has ongoing chronic condition which keeps her out of work which means, of course, that there is little left in the…
Student Loan Repayment Vs Lottery Win?
Hey guys, If you haven't been very successful in your career and haven't earned enough to qualify for mandatory Student Loan repayments. But then one day you are lucky enough to win a semi-significant amount, and are just about able to live off interest for the time being. Does the student loan company have any right to…
Guide discussion: Should you pay for uni upfront or take the new Plan 5 student loan?
This is the place to discuss Martin's new guide on 'Should you pay for uni upfront or take the new Plan 5 student loan?'. We'd love to hear your thoughts, personal experiences, and general feedback. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.'
Did you study financial education as a GCSE or A-level equiv? Would you?
I'm keen to know: * Did you do a financial education course as a GCSE or A-level equivalent qualification? What was it like? Are you glad you did it? Or, if you didn't: * Would you consider doing a financial education course as a GCSE or A-level equivalent, if you were offered the chance?
Financial coaching
Hi all, I'm new to the forum For a few years I've considered becoming a financial coach. I have bit of a reputation amongst family and friends for saving money and finding cheaper ways to do things and think I could help turn some peoples lives around who are maybe not so good with saving money etc. There is a lot of stuff…
Guide discussion: Student Loans in Scotland
This is the place to discuss our guide on 'Student Loans: Scotland'. We'd love to hear your thoughts, personal experiences, and general feedback. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.'
38 and going to Uni!
Wasn't sure which board this belonged on so apologies if this is incorrect! My work are funding a degree for me. This will include doing a lot of course work from home. I'm 38, the last time I did anything academic was 22 years ago! Work have provided me with a laptop, monitor, keyboard, mouse and headset - but what else…
Mature Disable Student
I live in Northern Ireland and have been accepted onto a two year diploma course on Irish language in a local University. But there are difficulties - that's why I'm here 😏 Short Story. I'm 74, classified as disabled, and hold an MA from the OU, single and living on state benefits. To complete the course would be in excess…
I’ve 50K savings should my daughter take a student loan?
Hi, My daughter will start uni next year. She is a Northern Ireland resident so plan 1 will apply. I’ve got 50k saved for her student finance. Should she take out loans or should we pay it using the 50k over 4 years? Or should we use the money for something else like a house deposit for her? It’s hard to say but she’s not…
Should I take a student loan for a small amount of tuition fees?
I am starting a 2 year part time course which costs £4,300 a year in tuition fees (£8,600 in total). I am working part time to support myself so as not to take out a maintenance loan and qualify for a student loan to pay the tuition fees. However, the interest rate on repayments is currently 7.1%. I am training to be a…
The 'How much should you save for your child to go to university?' calc
Hello there Forumites, This thread is specifically for discussing our new University Maintenance Loan Contribution Ready Reckoner tool (for England residents only): The 'How much should you save for your child to go to university?' calc This is the first incarnation of this tool, so please give us your feedback. Cheers,…
Camp America - wages paid onto a Cliq Card
Has anyone received US wages via a Cliq card? How did you transfer the money into your UK bank account? Only solution I’ve found so far is to open a Revolut account and move the money from Cliq to Revolut then to my UK account.
Benefits of taking my 3rd year maintenance loan vs using savings
For the first two years of university I have taken a full maintenance loan alongside work and some money from parents to fund my day to day and increase my savings. However this summer I have undergone an internship earning around 6000, alongside my existing savings of around 8000 I think this will definitely be enough to…
Bursary v maintainance loan
My daughter hopes to study nursing and will receive a £5000 annual bursary which is a similar amount to the minimum maintainance loan she’d be eligible for. If she can manage off this amount, should she avoid taking out the maintainance loan to reduce her future debt, or would she be financially better taking it still and…
Student Finance Wales: Completed my repayment, now asking for more money?
Looking for some helpful advice regarding the current situation I find myself in... Storytime: I went to uni back in Sep 2014 (Plan 2), and subsequently dropped out in Jan 2015 following the correct procedures - informing Student Loans Company/Student Finance Wales of my departure, paying off the maintenance loan balance…

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