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'Scammers took out a £1,400 mobile contract in my name'
MoneySaver Grace ended up being chased for over £1,400 worth of debt after scammers took out a phone contract in her name with iD Mobile – and she only found out after getting a letter threatening possible court action. Here's how this kind of fraud can happen and what you can do to protect yourself. Read the full story:…
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Please help with dative petition
My mother died earlier this year i am the only person left in the family, She lived and died in Dundee and had no will the estate is around £50,500 the bank has already paid out for her funeral. can any guide me to create a dative petition please.
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A31 Southampton to Bournemouth is closed
Hi, Now been closed for 10 days (for 30 miles including bit of M27) due to surrounding forest fire damage to road. No sign of re-opening. Just took me 1 hour and 10 mins to get from Bournemouth to Southampton at around 1300hrs Tuesday. The westbound way looks much worse, specially due to the huge queue i saw on the…
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Ebay protection for buyer?
So on 4 August I made three separate purchases on Ebay, from three different sellers. All three said they used Royal Mail second class for delivery. Two of the items arrived soon afterwards; one is still missing. Because of the timing, I am confident that this is not an issue with RM in my area. What is worrying is that my…
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Sky 1Gb for £1 Unable to Activate SIM
Hello, Has anyone else had bother trying to activate the new £1 1Gb Sky mobile SIM once it arrived? I previously had both Sky Fibre and Sky Mobile - but these are both out of contact for at least 12 months. When I visit sky.com/sim it asks if I want to activate a new sim or a replacemet sim. I selected the new one as I…
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PCN - 32 d Failing to proceed in the direction shown by the arrow on a blue sign
Hi all, I have received a PCN - 32 d Failing to proceed in the direction shown by the arrow on a blue sign. It was at a busy four way junction in south east London (with a yellow junction box, although that is not relevant). I assumed I was "guilty as charged" however, having googled it, the AI has come back and said I can…
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ParkingEye and DCB Legal CC Claims
Hi all, I have received a CC claim form from ParkingEye, through DCB Legal, relating to 3 separate alleged parking breaches at the same car park. The alleged incidents occurred on different dates between 1 Feb and 10 Dec 2024. I previously contacted PE in Jan 2025 regarding one of the alleged parking charges but received…
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Self Managed DMP and HP Agreement Question
So I am cozily in my self managed DMP, making a savings pot and all priority bills up to date. I currently have a HP agreement (which has just over 2 years to run) for a Hyundai i10 - which I use as a runabout. Stepchange were happy for me to keep and continue with this (when I was with them) I guess my roundabout question…
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Out of the blue credit direct debit increase
Hi I'm in credit for my gas and electricity. Out of the blue my supplier wants to jump my payments £12. I think this is a scam to finance their acquisitions hunt using UK consumers money. I said no way and told them I would take them to Offgem. Any other forum members experience this behavior?
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Shared ownership flat has lost significant value – what are my options?
Hi, I'm hoping for some advice on what options I might have with my shared ownership flat. I bought a 25% share of a London flat around four years ago, when the full market value was £685k. I put around £50k of my savings into buying it. My partner and I now want to live together and ultimately buy somewhere together. My…
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Mediation Advice
Hello, The driver thinks they are now passed the newbies stage and would appreciate some advice. The driver has been issued with Notice of Proposed Allocation to the Small Claims Track for allegedly failing to pay for parking at a services. Mediation is soon, and they want to know whether they would be better offering a…
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UTR
I have been searching for my UTR but the government system wont accept me in - I have looked back through all my paperwork and have found a 10 digit number - is there any way I can simply check it or shall I use it
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CBS solicitors and UCS uk debt recovery
I parked in a private car parking space and got 3 tickets. They have sent these letters. What do I do?
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Parking Eye
Hi, I parked in a car park for 11 minutes and did not leave the car as I decided I didn’t want to park there, didn’t realise I even had to pay driving through the car park as you do it on Ringo. I was there for 11 minutes. I have ignored the letters and got this one through today. Any suggestions on what I should do…
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Costco lifetime shed
Hello, We bought a lifetime shed from Costco in March this year and the gas struts have failed, seems to be a common problem with this product. Costco said it's nothing to do with them and advised us to contact the manufacturer. The're a US company, we sent an email to their customer service department but nobody replied.…
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Travel insurance - Aviva (Nationwide FlexPlus), pre-existing conditions
Pre-existing medical conditions you need to tell us about This travel insurance is designed to cover the costs of cancellation, emergency medical treatment abroad and getting home, if any insured person becomes suddenly and unexpectedly ill or injured, due to a new illness, injury or disease. Medical conditions that an…
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novice to cooking
hi all i rarely cook anything put things in the oven or microwave. i want to start an oligoantigenic diet which comprises of the following: beef, lamb, potatoes, rice, broccoli, carrots, cauliflower, salt/pepper, apples, pears, bananas, water that is pretty much it. my first thought was to go for beef mince with grated…
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Initial Parking at Abersoch
Hi all, I’ve read the NEWBIES thread and would really appreciate some advice on an Initial Parking PCN at Abersoch Village Hall Car Park. The vehicle was parked there on 31 July 2026, from approximately 19:27 to 20:35 according to Initial’s ANPR. The parking tariff was paid at the machine. It was £3, sufficient to cover…
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Given up on Etsy. AI = Artificial Imbecility?
I've just spent hours going round in circles trying to help my partner log into her Etsy account. Etsy sends her emails to her email address. When she tries to log in, she is told her email is invalid. I tried changing her password. A change password email arrives at her email address. The procedure completes. It says now…
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Renting long term - Employed by own Limited Company
We are looking to rent long term and need to produce 3 months payslips, bank statements etc. We're relocating to a new area and setting up a new project. We already own a Limited Company and will be working under the same name. I have been informed by both my accountant and one letting agent that we are not classed as…
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MSE News: Government-backed NS&I's new fixed-rate savings pay up to 4.85% interest
NS&I has launched new fixed-rate savings accounts that let you lock in good rates for one to five years with total safety, as NS&I is backed by the Treasury. They're worth looking at if you're keen to save with a big name and won't need access to your savings – though you can earn a bit more from the top payers elsewhere……
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Need to cancel Comet VPN
Hi All, I need to cancel my sub for CometVPN. You cannot download this onto a firestick which I need. I travel a lot for work and take this with me to use in hotels. It is useful watching UK TV/iplayer etc while abroad when they have no UK TV in general Sadly I have been with them longer than 30 days so they aren't giving…
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British Gas want to 'upgrade my smart meter'
When I signed in to view my latest bill I was prompted to get my smart meter renewed. I asked why via their chat facility and the agent just gave me blah blah blah about more efficiency and taking readings every 30 mins. Is this really necessary when i've only had it a couple of years?
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Eurocarparts price promise
Hello, Unfortunately I made a quick purchase (today via click and collect, paid in store) without checking around for the best price. I later noticed it much cheaper elsewhere. The part in question is : https://www.eurocarparts.com/p/exide-012-car-battery-3-year-guarantee-444770120 And I found it cheaper here :…
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Premium Bonds prize rate to rise to 4.35% – how do they compare?
NS&I will increase the prize-fund rate on its Premium Bonds to 4.35% (from 3.8%) for the September draw and beyond. Read the full story: Premium Bonds prize rate to rise to 4.35% – how do they compare? If you haven’t already, join the forum to reply.
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LBG Apps Not Working
Not able to log in across the whole group. Message on screen.
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The impact of inflation - yikes!
I retired 5 and a half years ago at 60. Since then I've been drawing on a private pension for income. Looking at purely numerical values my pension and savings have increased by a little over 31% in that period. I decided to see what impact inflation has had and…wow. Using CPI I'm worse off, using CPIH I'm treading water.…
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Shower waste top won't come off ...
Here's a picture of our shower waste, which is a "90mm Chrome High Flow Shower Waste" from Victorian Plumbing. Before it was fitted, I had a look at it out the box and I'm sure that the chromed top came off easily: a bit like taking a bayonet-fitting lightbulb out. Now it's been installed a few weeks, and if I try that…
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Share dealing - need advice about "bed and spouse"
I have a number of shares of a US company held in my US (UBS) share dealing account. I'd like to transfer some of the shares to my wife's UK Halifax share dealing account. If I sell (for example) 20 of the shares via UBS and on the same day my wife buys 20 of the same shares via her Halifax account - what would be the tax…
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Need help to sort out credit card dilemma
We are heading off to Australia soon for 4+ weeks. When we arrive I will need to pay the balance of our accommodation costs - £5000+ This need to be paid in AU$ Originally I had booked somewhere else that wanted payment in UK£ so, in the last 2 weeks, I increased my credit limit on my Avios Barclay Card to £7,500 However,…
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Reached end of the road - 54k debt
I've posted here numerous times over the years when in some sort of debt crisis or another, but feel like I've hit the end of the road. I earn 42k a year and I'm in debt to around 55k a year. My debts are currently as follows, Credit Cards and Loans Virgin1 - 1404 (Interest free for another 16 months) M&S - 2501 (Interest…
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liability insurance for a 16 year old
HI. My 16 year old daughter is booked to do henna tattoos at a local pub event and I want to get liability insurance for her. She's not being paid by the pub; just having a stall there and there is no fee so I don't think their insurance would cover her. Does anyone have any experience of this? Do I do it in my name and…
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Windows 10 PC - change to running google
We have a HP Pavilion desktop PC running Windows 10. The machine is quite powerful and more than capable of upgrade to Windows 11. However virtually everything we do is on Android phone or tablet. Mainly Gmail, web browsing, some word docs and some spreadsheets. I am a bit fed up with Microsoft and all of the constant…
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Octopus Intelligent Flux - charging my car via my Zappi
This discussion was created from comments split from: Is solar battery storage worth it?.
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Unadopted Road
Hi all I am currently buying a property which is on an old unadopted road. There are other unadopted roads off of this road and the road used to access our road is also unadopted. It has never been adopted by the council and I don’t believe it ever will. There are around 15+ properties on the road and the house we are…
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iPlayer blocking access via VPN
I am a registered TV licence holder, am resident in the UK, have lived at the same address for decades, and haven't been out of the country for several years. I have an issue that I use a VPN (which surfaces in the UK), but BBC iPlayer blocks connection via a VPN. The BBC are therefore blocking my valid use of the paid-for…
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Old Style Daily Tuesday 18 August 2026
Morning all.
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How do lawfully deal with ownership of tent after refund via Klarner.
Hi there I purchased a tent via the online store TrekkInn (owned by TradeInn). I paid around £360 for the tent but via 3 monthly installments through Klarner. I was after a particular make of tent by Vaude that isn't sold by shops located the UK, possibly due to Brexit I guess, as they use to sell over here nore TradeInn…
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Flight cancelled with a minimum 12 hour delay
Friend had flight cancelled while boarding. Delay will be minimum of 12 hours. The delay was cause by a mechanical fault with the plane. If he goes through this process and rebooks his flight will he no longer be entitled to compensation? Distance is 998KM and I belive he is entitled to £220 cash ( after a rearranged…
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Parking charge for a few minutes stop picking up my mum – anything I can do?
Got a £100 charge from National Parking Control on an L&Q estate in Harrow. I stopped on the roadway to collect my mother, who lives there and can barely walk, to take her to the airport. Car was left unattended for few minutes while I went in to help her out – their own notice shows 10:05:56 to 10:07:58. No ticket on the…