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Feedback removal for Simple Delivery items?
I've had 2 buyers leave me negative feedback because the simple delivery items were lost in the post. I put in removal requests and the feedback did get removed pretty quickly (although I later noticed it had used 2 out of my 5 removal allowance) I've now had 2 x neutral feedback left, one because evri took ages to…
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Need advice: Setting aside a CCJ with "No Objection" from Claimant (Moriarty Law) – DIY or hire a so
Hi everyone, I’m looking for some quick advice on a CCJ removal. The Situation: • Claimant: Moriarty Law. • Debt: £428.34. • The Issue: A CCJ was issued in Dec 2024. I was never served because I was homeless/sofa-surfing at the time (I have Deliveroo GPS logs and messages from my host proving my actual residence in a…
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Sipps with 3 years to go
Are people holding their nerve in the current climate? When only 3 years to retirement? I am thinking of switching to dividend paying funds , not selling, and hoping things will change in the next few years . I have a 60/40 split. Equities/cash etc. Others??
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light switch replacement - keeps tripping electric
replacing light switch, keeps tripping. i put wires as they were in previous switch its a two way light switch, on top of the hallway and at the bottom of the hallway there is another switch/light fixture and it is linked to that. i put the wires exactly as in picture on the new swittch, but it keeps tripping any…
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UK Student Loan While Living Abroad (Starting Late)
I’m reaching out to ask for some guidance regarding my student loan situation, as I’ve recently moved abroad and want to make sure I handle everything correctly. I am a UK citizen and a 2024 graduate on plan 2. In Jan 2025, I moved overseas and began earning income from June 2025 onwards. My current earnings are…
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Selling a leasehold property
So I brought my flat from the council and now I'm able to sell, hoping to complete 1st may. I'm in a masionette with 8 other residents. Back in Oct '25 my neighbour contacted the council as the fasica above her bedroom window had fell off as it was rotten. Pigeons started arriving and laid eggs etc etc. They didn't get…
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State pension and an IPA
Hi, and I'm looking for a bit of help for a friend of mine who's in her 60's and will be applying for bankruptcy in a few weeks but is confused about her state pension. She receives the full new state pension which is paid at £921 every 4 weeks which is her sole source of income and most of her social housing rent and…
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Air fuel surcharges
Next week we are due to pay for our holiday later in the year. Are we likely to be hit by fuel surcharges from tour operators or are we protected?
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Worcester Bosch combi replacement
I've an older (19 years at least) Worcester Bosch Greenstar CDi that needs replacing soon and I'm looking at suitable replacements. Should I replace it with a more modern WB Greenstar such as the 4000 or stick with another CDi. It does say something about the model that WB still manufacture them and I've always found them…
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Any point in invsting in a SIPP after 75?
With the loss of tax relief on contributions and SIPPs being brought into IHT scope, assuming providers even accept contributions after 75, is there any point? It would seem the best option would be to redirect any available funds into an ISA / give to family / paint the town an appropriate colour!
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Both agreeing on dissolution
Good evening everyone Long time lurked on this website (years), and the forum, but first time poster. My partner and I have been together for almost 19 years, and in a civil partnership for the last 14 months. Sadly, we’ve realised we’ve fallen out of love. We are still great friends, its just the spark has gone. We have…
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PCN - Serpentin Green, Peterborough - NPC - PCN
RK got a PCN from NPC today, driver had parked 3 days in a row for an event in Serpent Green (large shopping centre) carpark, also used Tesco supermarket and petrol during stay. Day 1 & 3 paid via app £7.50 for day, day 2 was unable to pay as the app would not work. Driver has screen grabs and screen movie to support this.…
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Eurocarparks - PCN - M&S Carpark Eltham High St
Hi all, The driver stayed 18 mins over 2 hrs allowed duration due to a last minute matter they need to deal with in the shop and received a PCN. They also tried to register parking at the end of the shopping however the system didn't allow as it was over 2 hrs. Any advice on how I should appeal as keeper to get this…
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Eon Drive Fixed V7 to V17 thoughts?
Evening guys. As above thinking of moving tariff. I'm on V7 till end August and rough calcs i'll be £76 (basically 5 months worth of annual difference ) worse off over the period if i jump onto V17. Only have an EV so no Solar, Battery anything like that. Looked at IOG too as we qualify for that but that was the most…
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How long does it take to get a refund?
I used my Visa card to buy some goods from Asda on Saturday afternoon, 3:05pm total £75. I returned one item as it was priced wrong on the shelf. Returned £11 at 3:10pm. I have both receipts for the purchase and return. Both receipts say "payment approved", "Refund approved". On the same credit card number. Only the…
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Dealing with a property after death
Father passed away - property was paid off there is no mortgage. Property is registered in my father name. In the will everything passes to my mother. So what is the process to register the property into my mothers name. Or does it automatically become part of my mothers estate?
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Home insurance -home emergency cover
The policy I am considering is offering home emergency and home emergency plus cover. The plus cover is offering roofing emergency cover for leaks caused by storms - but wouldn't this be covered on the building cover which says storm damage is covered. What is the difference ?
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Universal credit querry/ council tax
Good afternoon. The father of my children was the main carer for them for about 2 years and after a long story between us, him cheating on me and left me when I needed support the most as I had a little baby and another child, left me with depression and all the costs of living. We been back together for a very short…
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Parking Group Ltd - Notice To Keeper
Had an NTK from these. It says 'Should you provide an incorrect address for service, we may pursue you for ….', and 'Should you identify someone who denies they were the driver, we may pursue you…'. My questions would be 'I wonder what constitutes 'an incorrect address'?, and Not sure that POPLA lets them put the liability…
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UC and calculating capital
Hi, I've read how to work out my capital each month i.e. add up what's in my bank accounts and deduct income received in that AP, so for me would be wages, UC and carer's allowance. Is this definitely the correct way of doing it? So on the face of it I have over £6000 in my accounts but after deducting income I am well…
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Identity fraud seen on Credit report
I found a hard credit check on my credit report and have had a Notice of Correction issued, changed passwords and reported in on the Police Action Fraud website. Also registered with the Cifas website. Is there anything else I should do? By the way I wasn't given a crime number when I reported it to the Police on-line.…
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UKCPS Permit Not Displayed - Debt Recovery Firm saying i'm going to court if i dont pay?Help/Advice?
Hi Guys, I've had a read around a few threads and can see a lot of similarities with other cases but no direct match with my situation so making a new thread for advice. Received a letter from UKCPS saying permit wasn't displayed with photos of my car with no permit displayed, it must have fallen down the side of the car…
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New interior door & Casings
Hello, I am after having new interior doors fitted. I live in a property which was built in the early 2000’s. They come with why I would say are the standard interior white, boring doors. I would like to swap these and get the light brown oak internal doors to modernise the house. There’s nothing wrong with the ones I have…
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HMRC self Assessment calculator said no tax: invoiced for late payment
I earned less than £1000 as a sole trader during 2024/25. I believe I used the official online calculator. All over it said I would not need to submit a return nor pay any tax. I was shocked to have just received a statement/late payment invoice for £100 and after some back and forth ( I was not rude but I must have…
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Planet Ice refund refusal
Hi there, I'd appreciate some help with a problem I now have. I booked a 3 day skate camp with Planet Ice in Gosport, and due to unfortunate personal circumstances my daughter won't be able to attend. I requested a refund and cancellation almost 20 days before the date it was due to start, and had repeated emails saying it…
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Strange email from Santander (Business account).
I am a sole trader and have had a Santander business account for a long time. Today I received an email from Santander saying:- "We've been told by Companies House that an objection has been raised to your company dissolving. You have an outstanding balance on account number ending xxxx. This needs to be paid before your…
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Horizon Parking Charge Tesco Car Park
Hi, I have just received a parking charge from Horizon for my son exceeding the maximum stay period at a Tesco Car park by 18 minutes. Is there any point appealing or do I just pay the charge?
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How much to pay into SIPP
On my payslips my taxable pay includes a taxable private medical insurance benefit. When I am working out how much I can pay into my SIPP can I just calculate 80% of my total taxable pay or do I need to exclude the private medical insurance benefit amount? Payments into my work pension were by salary sacrifice.
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Vehicle Excise Duty or Car tax as it’s commonly called
I bought a car last week and as it was close to month end I SORN’d it so that I could tax it from the beginning of the month to save me around £30. I know it’s possible to tax a car early if you are renewing but it’s I get to the part where it says your car will be taxed from 1st March and it’s now 29th March! Ok I can…
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Disability discrimination at Sainsbury’s self‑checkout? Need guidance.
Hi all, I’m looking for some advice on whether my mum may have grounds for a legal complaint against Sainsbury’s, potentially for disability discrimination, and what the best next step would be. On 10 March 2026, my mum was shopping at Sainsbury’s Brookwood. She is 68 and has Parkinson’s, which affects her movement,…
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Car finance redress scheme to be announced TODAY
Details of a long-awaited car finance mis-selling redress scheme will be announced TODAY (Monday 30 March). If you bought a car, van or motorbike on PCP or Hire Purchase between 2007 and 2024, you could be one of millions due £700 each on average. Here's what we know so far. Read the full story: Car finance redress scheme…
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As Executor, am I personally liable to pay Council Tax on my late mam's property?
My late mam's estate is her bungalow there's no money. The bungalow has been for sale since July 2025, it's been reduced dramatically and is now at Auction but no bids as yet. After the 6 months exemption for Council Tax, as Executor, I received a Council Tax bill for the remainder of the Council Tax year, to end of March…
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CGT , trouble logging in online
Some of you have kindly helped me on my other CGT thread. Now I have a new problem. Although within a gnat‘s whisker of completing my CGT return online today, I wasn’t able to upload the proofs/calculations because the system didn’t like something about my attempted uploads… they were screenshots from my phone of a couple…
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UK Car Park Management (UK CPM) PCN to hirer
Hello! I’ve received a parking charge for parking on private land on 25th March (date of incident) via the company that manages my salary sacrifice car. I am not named specifically, but they have identified me as the hirer of the vehicle at the time of the incident (please see the 4th paragraph in the notice below). Based…
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ISA transfer question - haven’t done it before!
I have an ISA with Tembo and I’m looking at transferring it to a new ISA for the new tax year. It currently has £20800 in it I also have a regular savings account with 20k in it with cahoot. When do I start doing a transfer to a new ISA? Do I need to wait until 06/04/26? Does it work that I transfer the Tembo isa to a new…
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SIPP help - urgent!
Hi there, My partner is receiving a large bonus with the end of March salary, which will land in the bank account tomorrow. It was expected for April payment initially but employer decided to pay out this tax year. My partner is on a salary sacrifice scheme and the pension provider is Aegon. The issue is she missed the…
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Husband and brother disagree re break in
Trying to get some perspective on tricky situation. Very elderly MIL has been in hospital since last Wednesday. Quite poorly but will probably recover. Hubby and brother ( both live 1 - 2 hours drive away) went to her house to check post, empty fridge etc on Sunday morning. Brother discovered a rear window had been jemmied…
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Barclays cash ISA allowance usage visibility
A bit of specialist Barclays Cash ISA questions: I wonder if anyone knows if Barclays make their ISA allowance usage visible during the tax year, factoring in fixed rate ISAs rolling over at maturity during the year. Couldn't find it anywhere on the app, web banking or from a customer advisor on their telephone line (he…
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Advice for PCN with incorrect location address
Hopefully I've understood the Newbie advice in starting a new thread, if not apologies in advance. I wanted to ask if anyone knows if a PCN can be dismissed if the notice states the incorrect address for the offence, even though it was close by? Details are- Grandsons received a PCN from Park Direct UK (in the form of a…
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Paying more into employers pension scheme?
Is this a sensible choice to make…? My 19yr old son is doing an apprenticeship and is joining his employers pension scheme, His contributions default at 5% of earnings with his employer matching them, but he can increase his contributions and his employer will match them. He wants to pay 7.5% but I want him to pay in more,…