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Successful appeal - APCOA PCN at Luton Airport
Hello I recently received a Parking Charge Notice from APCOA after a car registered to me stopping briefly in the entrance to the medium stay car park at Luton airport. I wanted to share that on appeal my charge was cancelled in case anyone else gets one of these at Luton. The PCN detailed an alleged contravention of…
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Lidl - middle aisle (non food)
Hello, I have saw some back to Uni stuff in the magazine. It says the offer starts this Sunday. I don't normally visit the middle aisles in here, does anyone know if the non food offers go out early or am I safe to visit on the Sunday morning? I am worried they sell out quickly as it's a small store and the only one around…
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Question about defaults / starting the DMP
Hello, This month I am going to stop making payments against my unsecured debts (£8k), in order for them to default over the next 3-6 months, so I can then start a DMP. I have 5 creditors and I expect they will default at different times. Could you advise what I should do after the first creditors have defaulted, whilst I…
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Ealing Council sends Charge Certificate without a Notice of Rejection
So I got a yellow parking ticket on my driveway as my van was sticking out given I was unloading/loading really heavy items. This was 14/05/2026 I submitted an appeal on 28/05/2026 to which I had an acknowledgement email to go with it. Then on 13/08/2026 I received a letter in the post (Charge Certificate) stating that a…
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PCN Manchester Airport.
I had this through the post today. We booked an overnight stay at the Ibis Budget and parking for the week. I struggled to find the entrance to the Ibis, as I needed to drop my wife and suitcases there before taking my car to the Tribe Hotel to hand over the keys. It says I parked for one minute and twenty-four seconds in…
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Boiler moved and doesn't work now - asking for payment
Hi Had my boiler moved from kitchen to bedroom today and after he moved it the engineer tells me boiler doesn't work and that it was due to a fault on the boiler (it's 3 years old). They are asking me to pay the bill but tell me boiler is still under warranty so they will come back and repair boiler at no extra cost. They…
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Revised EU261 rules for implementation - mid to late 2027
These slipped under the radar, not sure why I was distracted. Some significant improvements, long overdue IMO. https://airadvisor.com/en/blog/new-eu261-rules Apologies to those who have flagged these up previously.
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Do i need business insurance is my LTD is based at my home address?
I will be running 1 person LTD from my home address. I have dedicated room for my office which i can lock. Most of the work is laptop work but sometimes i need to connect some parts together which could be called a home lab. I am not planning to leave the home lab unattended when running. I am planning to check with my…
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SKY TV and broadband
I have sky tv essentials and broadband with sky. The contract has come to a end I was paying £40 a month and sky have now increased it to £65 which is a real big jump. I have looked online and sky are offering sky TV essentials and 150 broadband for a new customer for £32 a month. If i was to cancel my subscription and…
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20+ year old goose down sleeping bag, giving my nose allergic reaction
Got a 24 year old goose down sleeping bag, ii use it my nose gets blocked. Some sort of allergy. It says 30 degrees hand-wash. Shall I take to laundrette for professional wash or just replace ?
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Claim on insurance through booking.com
Hi, I booked accommodation through booking.com in France a couple of months ago, my partner broke his leg the day before travel in June so we had to cancel. We got insurance through booking.com, they will cover ferries so not problem with those, however I need a cancellation notice from the France accommodation and…
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Broadband with landline deals
can anyone advise on broadband with landline phone deals costs and speeds or should I wait till Feb next year for the best deals I am with talktalk and wish to have landline even although do not use it much
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FIT payments
Generation Payment: Pays you for every unit of renewable electricity your system creates, whether you use it in the house or not. Export Payment: Pays you separately for the surplus energy you send back out to the national grid. I don't understand why there are two separate payments; my provider is Good Energy. Is there an…
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House Insurance - Increasing my excess increases the cost of my insurance??
That time of year when Insurance Companies obviously hate their local customers so much they decide to increase the annual insurance significantly more than inflation. So started the usual round of getting alternative quotes, (shame really as I really prefer to stay with the same company, but Aviva where not even prepared…
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Excel Parking - Parking Charge Notice, Sheffield (paid at wrong machine)
Hi, I've received a parking charge notice from Excel Parking from when someone parked in the car park at a university building in Sheffield. Payment was made, but unfortunately it was made to the wrong operator (payment was done on a machine within touching distance of the car park, but it turns out that was for street…
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Cancelled car deal, or my reasons valid?
Sat with a car salesman at a main dealer to buy a new car. I asked for a service pack and extended warranty but was told neither were available (although have since found out they are). I wasn't offered the current deal they have running on the vehicle I was buying. Salesman glossed over the PCP agreement, didn't explain…
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Is it possible for alliance parking ltd to open a new claim with moorside?
I fought moorside legal with a parking charge for alliance parking ltd which was issued in 2022, last year I received a letter of claim, so I responded with the template coupon mad offers. It's been a full year and haven't heard a thing. Today I have received an email from moorside legal saying I owe £170 so I checked to…
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Letter before claim LDK GROUP
Hello, hoping someone can give me advice. The driver parked at a private car park to drop off a broken mobile phone for repair at a neighboring shop. The car park provided only phone- or app-based payment methods, with no physical pay stations or cash/card options on-site. Because the driver's phone was non-functional—as…
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Route planners with multiple destinations
hi I have to travel tomorrow morning about 50 miles away I am collecting items I have 3 destinations to pick up from, is the a route planner available that I can put my postcode in then the other 3, and it will work out the best route, time and mileage wise. You don’t want to double back on myself.
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you tube pension scaremongering??
there's a few pension video inc Ai junk or is it.I've not watch any of them. I get a state pension as my wife do. I get a small pension on top but not much. need we worry or is it just scaremongering.I don't see anything in the news or papers. HMRC Pension Shock: New 2027 Tax Projections Reveal Bad News For UK Pensioners
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Luxury Vinyl Planks - MUST remove toilet?
Hi, planning to fit Luxury vinyl planks in the bathroom (5 mm thick on a 1mm underlay). I was planning to cut them around the toilet and sink (3mm gap), then seal all the edges with sealant. I've been told this won't work and I have to lift the toilet and sink to fit LVP's. Anyone have any experience of doing this. Do I…
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MSE News: TransUnion to change millions of people's credit scores
Credit reference agency TransUnion will soon score you out of 999, instead of the current 710. Yet while your TransUnion credit score's likely to change, this WON'T affect the underlying data on your credit report – and it's this data that lenders generally use to decide whether to offer you credit Read the full story:…
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Parking Contracts Obtained Via FOIA (for public authority operators)
I have attempted to send a FOIA request to every public authority which manages railway stations to request copies of their parking contracts in the hope that they may be useful in some form or another. I will update this thread if and when I receive responses. Please let me know if you think there are any I have missed,…
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Unsuitable tariff for years - Challenge energy company?
Hi everyone, I wondered if I could have some advice and points of view. I have today discovered that we have been on an economy 7 meter and tariff since 2018 which we inherited when we moved in. I absolutely take responsibility that I should of known more about energy bills etc but didn't realise the actual meaning of this…
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Roof Repairs
We are selling our house and the survey has pointed out a number of roof issues: Gap around chimney flash needs closing up Some missing mortar in the roof verge and between two ridge tiles Some damage to internal lining in the loft Some missing bricks in the loft party wall need replacing Recommended that we install some…
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County Claim Form - VCS, BW Legal - Defence Template Check
Hi All, I have received a county claim form from HM Courts & Tribunal Services yesterday. The claimant is VCS being represented by BW Legal. I have received the claim form without any prior letters etc regarding this parking charge. My address is up to date and has not changed since 2022. I was not aware of this charge…
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Buying your own property
could I set up a Ltd company to buy my house that has been on the market for two years
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making black coffee at home
" So I have one small black coffee with breakfast, made with a small stove-top espresso-maker and Lavazza coffee, and that’s it. One 250g pack, which costs £3, makes at least 30 delicious coffees. That’s ten pence each. Three quid for a month of coffee." What will I need to do the above?
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Pay off large Sum, but then be Part-Satisfied
Hi all - I have a debt of £5,900 on a credit card (now with Cabot), that has already defaulted, so has already done the damage on my credit report. I now have £2,750 that am I able to pay off, and I want to go to Cabot and offer this amount as a settlement. Firstly, what are the changes they'll accept this amount do you…
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Pensions with a Guaranteed Annuity Rate (GAR)
Hi all, I’m new to this forum but would like to ask if anyone has any experience with GAR pension policies. I have a relatively small but > £30k pension policy with a GAR, which I would like to transfer to a drawdown arrangement. I am in the fortunate position that I will not be reliant on this money to live on as I have…
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main driver has accident do i have to declare it as a named driver
im on my mums policy as a named driver she has had a accident which i was not involved in do i have to inform my insurance when it is up for renewal as i was not involved but i was a named driver on the policy
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HELP!!! Panic on internal cracks in walls & insurance!
Hi, hoping someone can urgently assist as the insurance is due for renewal on 01/09/26 !! I have arranged my parents home insurance for them and due for renewal imminently & I realise this is left to the last minute! On going round to their house yesterday to discuss the renewal, I noticed a very long diagonal crack in the…
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MK1 Parking bad signage appeal
I've just got an NTK about parking in MK1 similar to that in MK1 parking ltd — MoneySavingExpert Forum The irony is that I needed a driving break so I would probably have paid the £4 it seems to be but I genuinely didn't see a sign! I parked there one evening after driving around the car park closer to the Odeon (with its…
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Final Readings used for switch
Hi, I recently switched from OVO to Outfox. I submitted electricity and gas readings on the day of the switch. Both companies used the submitted electricity reading, but for gas, they did not use the reading I provided. OVO decided to use a reading higher than what I provided, overestimating my usage by £78, whilst Outfox…
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Query VAT on Estate Agents invoice
Not sure if this is forum to ask but cannot see where else to post. Engaged an estate agent to sell my property at a fixed price, Shown on my contract, the agreed price. Agent a ‘one’ man band. Just her business. Not registered for VAT. I have just completed my house sale today, received the estate agents invoice. No VAT…
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DCB Legal Court Letter
Hi Everyone, I really hope someone can help as I’m very worried and anxious. I’ve had a court letter regarding a parking fine from DCB legal dating back to October 2022. I did park for a very short time as my daughter who is type 1 diabetic was having a hypo. I was not aware that parking was not permitted and did not see…
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PCM PCN in Own Allocated Bay – Lease Rights and Permit – Final Notice Before Legal Referral
Hi all, hoping for some guidance on my situation and really appreciate any help offered. Background I bought a flat, my "rights granted to the lessee" states the following: "The exclusive right to park one private motor vehicle on the parking space (or each of the spaces as the case may be) tinted green on Plan 1 or as…
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Resident parking PCN for leaseholder - Letter Of Claim from Moorside Legal (o.b.o PCMUK)
Context: PCMUKLtd were brought in about 1 year ago (to settle ongoing dramas with tenants using more than 1 parking space); communal parking (20 spaces, first come first serve basis); I have 3 PCNs which PCMUK have 'kindly' consolidated; ; I am the leaseholder; the lease has NOT been changed at all, so no inclusion of 3rd…
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"Investment advice" from Martin Lewis?!
Given his efforts to reduce inappropriate use of his name by scammers, etc, it does only seem a matter of time before this gets taken down, despite being published by a satirical site… https://www.thedailymash.co.uk/news/lifestyle/splash-out-on-hookers-you-cant-take-it-with-you-says-martin-lewis-20260827268941 THE UK’s…
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Updating lasting power of attorney
Dad died nearly two years ago. Does mum need to notify OPG of his death and update her lasting power of attorney. We have both been appointed to act jointly and severally. Thanks