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Mystery very low price sale - Rightmove and Zoopla disagree
Yesterday I was checking the 'sold prices' history of a small development which I might like to move to. I've been keeping an eye on it for a few years now. To my amazement, Zoopla is listing a sale in December 2024 on one of the (8) properties concerned which had entirely escaped my notice at the time. I neither noticed…
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Possession claim
I have a tenant living in the property since 2015. I served Sec 21 on 1 Nov 2025 as I need to sell the house. Tenant didn't leave by 1 Jan 2026. I am preparing to take them to court by way of possession claim. Completed NB5 form and printed all docs Don't know how and where to submit the form and docs, how to pay. Got…
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DS1 and DS2 for charge removal 1999
Hi i have helped my parents in law to review their details at the land registry. It still shows that Birmingham Midshires has a legal,charge from 1979 followed by an entry from Bank of Scotland in 2007. I believe they now own BM. They repaid their mortgage in 1999 and have a letter from BM to confirm this. When BM sent the…
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Purple Bricks' Lifetime Guarantee
Hi, we paid Purple Bricks' agency fee 4 years ago on the basis that it would be honoured whenever we chose to sell our house. I've now been advised that the new owners of the company will only give us six months to sell our house, after which we lose our money (c£1700). Anyone know if there is any way of challenging this…
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Share of freehold eligibility
Hi all, hoping someone on here could advise. I live in a maisonette that is on a long lease (900+ years). It is in a building with one other flat, which is also officially on leasehold, and the owner of that flat also owns the freehold to the building. It is a purpose built block of 2, so was built as 2 maisonettes. Our…
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Stamp duty question when staircasing, Shared Ownership
Hi, Any help would be much appreciated as I do not understand exactly how to work out the stamp duty now that I am attempting to staircase to 100%. 2016 - 50% share of £276,500 (£553K property valuation), paid stamp duty £3,825 + NPV of £921. 2018 - 20% share of £103,000 (£515K property valuation), no SDLT paid as only…
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Land missing from title-future lending problems?
We are buying a property, using a bridging loan, as its being sold under auction conditions. The property has two separate title deeds and the current owners have lived there since the 50’s. They bought the second title in the 70’s (im mentioning this as its before it all went digital) which is ajoining and used as a…
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land registry entry
Hi We are having trouble trying to find out if a transfer of a share of a property has been completed on a deceased relatives property. I have attached a redacted entry. If there was more than 1 owner would they both be listed under the registered owners section in the summary? Should the transfer of the share of the…
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Peace and quiet
Any tips on buying/renting somewhere quiet? I really value a quiet night of sleep. I guess being away from main roads is a top priority? Any other ideas?
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Can we get a mortgage with these circumstances? Seeking adverse broker
Hi there me and my partner want to buy a property. Mortgage value 200-220kCurrent deposit 14k with option to increase via family giftSalary 23.5k mePartner 28k I have 3 defaults 1. Date registered 10th may 2024 date of satisfaction 23rd August 2024 amount £4992. Date registered 9th may 2024 no satisfaction date listed but…
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Companies mimicking HM Land Registry.
A week ago I Googled 'Land Registry' to get hold of a copy of the Title for a property I own.The Company calls itself Land Registry UK and, having missed the small print stating they are not HM Land Registry (HMLR), I paid online about 60 pounds for a copy of the Title. Soon after, this Company emailed to state that there…
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Home Selling & Buying Protection Insurance
Hello, I'm considering taking out the above insurance as I'm looking to sell my leasehold flat and purchase another one. My buyer will either be a deposit+mortgage (residential or btl) or ideally a cash buyer. The former carries more risk as there could be issues with the deposit or mortgage meaning they're not…
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How do I decide between survey companies ?
We are in the process of buying our first house. Looking into surveys we are going to go with a level 03 survey. I am just wondering how people decided who to go with ? I have a handful of quotes from local and nationwide companies and they all differ in price all for a level 03 survey. Example - GoTo company originally…
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Rateable value - request for help
I have a property where a water meter cannot be installed so the bill is based on the rateable value. For council tax it's band C meaning RV of £52-68k. And yet the water company (and others are similar) says it charges a standing charge plus around £4 per pound of RV a year. Is there some kind of different list of…
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House buying issues
Hello! Back on September 2025, we made an offer of £375,000 on a 4-bedroom house. Our offer was accepted, and our mortgage lender not only agreed in principle but also issued a formal mortgage offer. However, when the searches came back, we discovered that 2 of the bedrooms (both in the loft) didn’t have building…
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My parents have been asked to transfer the full sum for purchase - but didn't see a signed contract
Hello, A concerned daughter here trying to work out what is going on with my parents' house purchase. They have sold their house and moved into temporary accommodation. Their purchase is "underway" and they are cash buyers. They were supposed to complete on December 14th, this got pushed back to January 15th. On December…
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If you were a tenant would you do this
I have rented a house out to someone ive known for many years and helped out his family .he has rented the house for 18 months To help him i am thinking of offering him the option to buy the house He has paid anout 10k in rent so far Ive told him I want 80k in rent for the house plus as he is not taking out a mortgage in…
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is it worth extending share of freehold lease?
Hi all, I’m the new (first-time) owner of a flat in London with a share of freehold and about 86 years left on the lease. I’m wondering whether it’s worth paying around £1,500 to extend the lease now. I’d only need to cover solicitor fees for a 999-year extension. With the upcoming leasehold reform, I’m unsure whether this…
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People on market not willing to sell in Scotland?
Anybody else had this? Last year my purchase fell through as they changed on moving with a week to completion? Anyway reset try again 2026 I mailed about a house they said let me check viewings as it’s just after new year. Sent home report over a week later no communication? It’s a new build been on market clearly agent…
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Home insurance with lodgers
I have two lodgers and just renewed my home insurance with MBNA. Previously I was with Post Office for a number of years. Firstly I didn't have the option for Emergency Home Cover with MBNA due to having lodgers. That was odd because I've always had it previously with other insurers. And then when I phoned MBNA to ask a…
