-
Parking on Council owned land
can the council restrict a parking space that was previously used by residents? It was also used by access vehicles and emergency vehicles now it’s locked off and access is restricted into our properties which is mixed Council land privately owned. Now we have to walk quite far to find parking. Is there anything we can do…
-
Stamp duty question when staircasing, Shared Ownership
Hi, Any help would be much appreciated as I do not understand exactly how to work out the stamp duty now that I am attempting to staircase to 100%. 2016 - 50% share of £276,500 (£553K property valuation), paid stamp duty £3,825 + NPV of £921. 2018 - 20% share of £103,000 (£515K property valuation), no SDLT paid as only…
-
Unmortgageable Flat
I bought a flat 3 years ago next to a small car repair business in a residential area. I was awarded a mortgage by my bank and the valuation survey was approved. Now coming to sell my flat, I've lost 2 buyers as three separate lenders will not lend based on the valuation survey, and here's the kicker - including the high…
-
New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
-
LadyBrook Securities Ltd and Rentcharge
There have been lots of threads on here over the years regarding LadyBrook Securities, rent charges and retrospective consent. All seems very dodgy but is apparently legal. Advice wanted regarding LadyBrook Securities from anyone whose dealt with them and retrospective consent. They are currently delaying my elderly and…
-
Transfer of property ownership DIY
I want to give my adult son a house he currently lives in with a friend/lodger. The house has no mortgage. I know I will pay CGT on the increased value since I bought it. It looks quite straightforward to do the gift myself with the Land Registry forms, since even an online solicitor would charge over £700, and I can't see…
-
Should I sell my house and reinvest in fixed saving account
Bit of a dilemma can someone help We rent our house about £3000 a month before tax ect. Tennant moving out this month. I am 66 and wife 58, we use income to support my private and state pension and my wife and I are both retired. My wife pays all tax on self-assessment basis. Roughly profit of £32k per year after tax and…
-
Gazundering threat
We have made the decision to break the chain and move out due to bullying gazundering threats from our buyers. We then find out that their solicitors have made an error with the purchasers names on the contract paperwork that has put the completion date (that we were forced by them to agree with) in jeopardy. It should be…
-
Accelerated Claim possession - Tenant agreed to vacate
Hi All, I issued a Section 21 notice a couple of months ago, which has since expired. As the tenant did not vacate the property by the deadline, I proceeded to file an Accelerated Possession Claim. The 14-day period for the tenant to submit a defence is now nearing its end. I recently met with the tenant, and during our…
-
CGT on investment switch
I made an investment into a non ISA fund about 5 yeas ago. A "blip" in the market caused it to lose value in the early days and so, after 2 years, I moved the investment to another fund with a different company. This has done much better and the value of my investment has now returned to pretty well the amount I…
-
Flaws within the lease
Hello, I am recent homebuyer of an 4 bed house and am in the process of exchanging contracts. The solicitors have recognised that the lease has a few minor flaws such as incomplete / missing information on the seller’s side that may impact myself if I were to sell the property in the far future. My lender has agreed for an…
-
Protection for Buyers of Leasehold Flats in Buildings Under 11 Metres - EWS1 / FRAEW
Hi everyone! I'm wondering if there's anything buyers of flats in buildings under 11 m can / should do to protect themselves against potential remediation costs in the future? The flat I'm looking to purchase has a FRAEW signed by Tri-Star and Adam Kiziak. The EWS1 rating is B1 (no remedial action required). I'm currently…
-
Land Registry being expedited
We made an offer on a 2 yr old new build house and then found out a month into the process that it had yet to registered on the land registry. The estate agent had not done appropriate checks prior to putting the house on the market. It was then put it for being expedited 2 weeks ago and this expedition has been accepted.…
-
Second property
Seeking views on our situation. Partner and I - no mortgage. Partner (52) early retired (ok-ish pension - £20k year). I'm a decent earner (£75k and 45 years old). Own our house outright - mortgage paid off 4 years ago. I'm also seeking to retire early. We have over £130k in cash ISAs. Partner gets pension lump some soon.…
-
missed payments - renting a house
Hi ! I'm just about to ignore a second payment to my creditors... Here's my question and a bit of concern. I'm renting a property and been asked to leave as landlord decided to sell and a new owners have some friends looking for a house so obviously they come first. Apart from missed payments, no default as of yet but as…
-
Multiple periods of consent to let and gaps between
I'm currently living and working in Australia. What was my primary residence in the UK has a residential mortgage and is currently let out with indefinite consent to let from the lender renewed yearly. I'm doing some planning on coming back, I'd be living in the home again as my primary residence after the tenants move…
-
Surveyor has found damp in a house that I have put an offer on
Looking for advice please.Should i ask sellors to reduce price,or would it be advisable to wslk away from this purchase
-
Freeholder has suddenly impose a management agent, increasing annual charge by over 300%
Is there anything that can be done to stop this.
-
Shared ownership new build price
Hi. A friend of mine has just come out of a messy divorce and is looking to buy a share in a new build shared ownership house. They're not on the market yet but he was asking me whether I knew if there'd be scope for him to negotiate down the price when they are. I have absolutely no idea never having bought a new build or…
-
Neighbours may be causing my house not to sell
We're trying to sell our house but the neighbours are always out in their garden shouting at each other. We had one viewing where the neighbours were effing and jeffing at each other. The Estate Agents can't get hold of the couple who viewed it (no surprise!). Our EA said they're surprised the house hasn't sold and suggest…
