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Search Shows Ground Stability Natural Hazards should I be concerend?
Hi, I am looking to buy a property close to me, and the basic Environmental search has identified 1 Natural Hazard. It doesn't say what, but it has flagged the whole estate on the map as being under the same one hazard. I think it has to do with the type of soil that the estate was built on, i.e., clay. But trust me, 70%…
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Japanese knotweed plans. How long is too long?
Hello. This is rather a niche question. We bought our house 6 years ago. There was a small amount of jkw found in the garden about 4 years before. It was treated and under a 10 year guaranteed management plan. It is has never come back since initial treatment. The guaranteed plan has now ended and they are trying to sell…
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Companies mimicking HM Land Registry.
A week ago I Googled 'Land Registry' to get hold of a copy of the Title for a property I own.The Company calls itself Land Registry UK and, having missed the small print stating they are not HM Land Registry (HMLR), I paid online about 60 pounds for a copy of the Title. Soon after, this Company emailed to state that there…
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Mortgage rate fluctuations
FTB here, I'm wondering about the current situation, as it were, and the effect on mortgage rates. Recent news reports refer to lenders withdrawing a number of mortgage products in response. Any views on this? Anyone already been directly affected?
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My share of profit from house
Some opinions if i may. A friend bought a 3 bed semi to do up. he paid for everything and i did the work. The deal was we rented the house for 10 years and then sell, with me getting half the profit. He has excellent tenants but i would like to take my half of the profit with him buying me out. We have had some valuations…
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Survey booked.
Hi all. Not sure I'm posting this in the right place but finally in a position where me and my partner are looking to move into our dream home. Sold our house and sale agreed another. Our buyers have booked a survey for 2 weeks from now and I've never been as nervous in my life. We've been on the property for over 20 years…
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Do I need to pay for a Credas ID check for my purchase when I've already done one for the sale?
I started the process of selling my house and now I've had an offer accepted on a house I want to purchase. Their estate agent is saying they're gonna send me a Credas ID check which I'll presumably have to pay 35 quid for, but I'm sure I already did one and paid for it with my house sale. Is it normal to have to do this…
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Rent increase was served late
Hello, my landlord (HA) increases my rent every year without fail. Usually get the notice mid February for an increase starting 1 April. However this year they've sent it late. The letter is dated 2 March for an increase starting 1 April. So one day late I did discuss it briefly with a member of staff, who stated awww it…
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AML checks by estate agents
I have come across a couple of estate agents who insist on doing the full AML checks for purchases and sales (that is on both the buyers and the sellers), where you not only have to show proof of funds but also proof of how you got them. This is generally done at the legal stage by solicitors, so I feel they are over…
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Price history of properties
Does anyone know if Property log is safe to use - I am wanting to see history of properties for sale particularly on Rightmove because also when the agent reduces the price you can't see when it first went on for sale
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Hmo or similar passive income
Hi I am looking at hmo for a while as a investment . I currently have a property worth around £550/600k mortgage free 40+ yo . I am looking to release equity from my house to purchase. I require the extra income to reduce hours at work . I do manual warehouse work . And it's got to the point I dread the thought of going to…
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Benefits of buying out leasehold?
Hi Folks, We’re in Northern Ireland and have been looking at whether it’s worth buying out the leasehold on our house. There are over 900 years remaining and the annual ground rent is only £26, so on the face of it it doesn’t seem worth the stress, paperwork, and solicitor fees. Am I missing any real benefits beyond not…
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Disputing early termination letting fees – advice needed
We’re being asked to pay over £2k in early termination fees by our letting agent, covering March–October, even though: We paid full rent for March. A replacement tenant moves in 16 March at a higher rent (£3,200 vs £3,050). There will be zero days the property is empty, and the agent will continue to get their management…
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Can anyone recommend an OFF-line conveyancer
Can anyone recommend an offline conveyancer. I've had enough with massively intrusive and overly implemented digital identity checks and untrusted companies hoovering up years of bank statements. Nothing to hide, but these companies are just a disasterous data breach waiting to happen. I'm looking for a conveyencer that…
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Selling to Family - Transfer of Funds
Morning All, Been sometime since I have needed some advice and hoping I can get some guidance here. I have decided to sell up and move on, there is only me and the dog now and a 3 bedroomed house is just too much. My daughter is purchasing the house and a price has been agreed and mortgage offered by Barclays. She is going…
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Fix issues before valuation or adjust sale price?
We’re starting the process of selling our house and I’d appreciate some advice. We’ve lived here for 9 years and haven’t done any major work in that time. It’s generally in good condition but it’s definitely at the stage where it would benefit from some cosmetic updates – things like repainting walls and filling a few…
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Management company fees charged on random schedule
I own a leasehold flat. The management fees are (predictably) outlandish but my main problem is with the random billing schedule. For 14 years we got monthly bills. Suddenly last year I got a bill for 5 months to be paid in advance. 5 months later I got a bill to be paid for 3 months in advance. Today I got a bill for the…
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Charges against a house
We’re in the process of buying a house and for the last 5 weeks the sellers solicitors have been trying to obtain details regarding some charges against the property. They’re saying they need to get some redemption figures before they can do the undertaking but this has been dragging on for ages now. I’ve tried threatening…
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Selling house without a solicitor
Hi I recently inherited a £300k bungalow and an acquaintance wants to buy it. It's freehold, unoccupied, and there's no mortgage involved on our part. The buyer will be paying cash and is also happy to avoid paying a solicitor if possible. I'm getting the place valued. I know that changing the name on the deeds is…
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Indemnity policy to cover drain serving neighbours property on my land
We are trying to avoid being blamed for a drain on our land collecting surface water runoff from the neighbours garage roof which connects to the water authority sewer system underneath our driveway. There was no permission sought for the connection to the sewer. Our neighbour doesn't talk to us so we can't sort it out.…
