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Shared water supply
My FIL bought a flat that appears to have a shared water supply with the one upstairs as it is a converted maisonette. We were not told about this and only found out from the neighbour upstairs, who said they had a water meter fitted to their property. I am still waiting for more information from the neighbour and also…
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CGT on Rental Property
Hi all. When I met my now-wife four years ago her son, wife and their child had moved in with her in an attempt to cut their costs in order to help them to pay off debts that they had accrued. In 2024 my wife moved in with me and charged her son rent - all of which has been declared to HMRC and tax paid accordingly. In May…
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Noisy upstairs renter.
Hi All, could you help me. I own my apartment but the guy upstairs rents. I've spoken to him a few times just after i moved in one year ago, he seems ok, his 8 yr old son comes to visit every other weekend. The issue - he's always clattering about at 1am 2am 3am most nights which often wakes me up. I have to be up for work…
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Illegal eviction, what can I claim for?
When I was remanded into custody, a new landlord took over my property, and illegally evicted me by changing the locks without notice and disposed of all my property. They claimed they didn't know how to contact me despite having my NOK details and knowing I was in custody, I had an email sent of by behalf demonstrating my…
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Wales land tax higher rate question
Can someone please explain the Wales Land tax as we have found a house in Wales we like. We have been onto the Wales Land tax website and worked out our Land tax bill but we have just read that if we own another property we will fall under the Higher Land tax charge. Can someone please explain this as we are now worried as…
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Mears Failure to Deliver Vacant Possession
I'm having issues getting my property back after giving them the required notice. 17 January 2024 • Lease entered into between the Claimants and Mears Housing Management Ltd. • Lease term: 2 years plus 14 days. 1 December 2024 • Glenroe Living Ltd subsequently stated that the lease had been assigned/transferred from Mears…
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Garden sold off.
Really nice house for sale in nearby village. Went on the market 2 weeks ago for offers over £650,000. Today, reduced by £50,000 to £600,000 We really like the house, BUT, 3yrs ago they sold off three quarters of the garden for £175,000, and 18 months ago a very large 4/5 bed executive house was built. PP was initially…
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Selling and renting back
An acquaintance of mine ( friend of a friend) is in dire financial straits and is planning to sell her mortgaged flat to someone she barely knows with the promise that she can remain living in it and rent it. Obviously she loses her 'security' but I gather she's running very close to risk of repossession anyway. I'm just…
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First Time Buyer
Hello, I currently have a Help to Buy ISA l. I am looking to buy my first property next year with my partner. However, my partner already has a mortgage so would not qualify as a first time buyer. I am wanting to know whether I would still be classed as a first time buyer if we were to purchase a property together? I am…
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Tyre puncture caused by Gravel area..??
Just moved to new place already twice had car tyre slow puncture in 1 month though car is driven rarely only. Only difference from last house was a long Gravel area where cars are parked normally . about 5m gravel area driving over it while taking car out and coming in and parked over night over Gravel area. Gravel looks…
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Barrett–Redrow freehold property on land maintained by FirstPort: what rights do homeowners have?
I have lived in a freehold Redrow house for about eight years. Around six years ago, once the housing development was completed, we received a letter informing us that FirstPort would be taking over the maintenance of the estate. This included the roads, pavements, green spaces and the small park. When we bought the…
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Wood Burner Query, Please Help. (Auckland model?)
I'm looking at this wood burner, which I haven't used yet, and I'm trying to determine if only the fire bricks are missing or if there are other internal components as well, such as trays or a mechanism for the ash to fall into the tray. I can easily replace the fire bricks, but I'm unsure how to check if any other…
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Buyer's lender raising Section 38 / road adoption issues – anyone experienced this?
Hi all, I'm hoping someone has been through something similar and can share their experience. We're currently selling our house on a relatively new-build development (less than 5 years old). The estate roads have not yet been adopted by the local authority and the Section 38 Agreement has not been completed. The council…
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Lease has ended but company not leaving
Hi All, please advice I have leased my flat to a company
for 6 years. The lease ended April 2022 but we are now in
January 2023 and I have still not gotten my flat back. The rent been paid has been the agreed rate
since 2016 and as interest rate, service charge etc have all increased I am
running at a loss currently. I…
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Spray foam insulation
Hi. I viewed a house and took my brother and he noticed there was spray foam insulation in the loft. He’s no expert so we asked a family friend who is a builder and he says people struggle to get mortgages with it. I mentioned this to the EA and they said the seller doesn’t have any certifications for the installation and…
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Moving home tips - anything over and above the usual?
There are plenty of lists of 'what to do' and 'don't forget' when you're moving home. All the usual - take readings and inform energy suppliers - book a good removal company - get plenty of boxes and packing tape - make sure you know where the kettle is - don't forget the teabags etc etc etc. But aside from these 'everyday…
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Property not on Land Registry
I have just discovered that my house isn't on the Land Registry. I bought in 1980 and it seems all purchases after 1990 are on the registry. I have searched for info online and gone down the usual rabbit hole of misinformation and adverts for Solicitors. I have the original deeds from 1890 (a true work of art) and details…
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Repayment of a key worker loan
Hi all, I am hoping someone here can help as I am at the end of my tether! Some years ago, my ex and I took out a key worker loan as a deposit for a home. We have since split up and are selling the property. The terms of the original agreement were that they would be repaid the percentage that their original loan covered,…
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How can you confirm the buyer is financially qualified to proceed
I have been with my current estate agency for at least 10 months and it is going down hill due to continuous lies, no communications even within their team and providing details that belongs to other clients and the list goes on. Worse of it all, I had found out that the buyer mortgage appointment was two weeks after the…
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Advice please, poor survey on a property I was hoping to buy.
Hello, I've just received the survey report on a property I was hoping to buy and to me, it sounds like there are too many negatives to it, lots of 2's and 3's in the report and only a couple of 1's, although I don't know if I'm being overly fussy about it, I've never done this before. It's a 1960's built bungalow which to…
