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IHT, CGT, Gift/GROB - where do we stand
myself and my wife bought half of MILs house. MIL gifted my wife the other half of her main residence. leaving me owning 25%, my wife 75% and MIL 0% the house is our primary and only residence, MIL lives with us, but isnt paying rent. where do we currently stand from IHT - obv the part we bought is exempt, but the gifted…
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Disrepair, Black Mould, Private tenancy
TL;DR: I'm a private tenant that lives with black mould on their bedroom. Multiple contact attempts with landlord, no proper fix so far. TL;DR2: Lived there for 2y9mo, contract ends in 5mo but I'd like to leave early. I've lived in a private tenancy property for 2 years and 9 months. With black mould. I've had multiple…
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Seller Refusing to Sign TR1
Hi, The sellers of the property we are buying are going through a divorce, one of them is refusing to sign the TR1 and collect personal belongings from the property. Yesterday we were notified by our conveyancer that an urgent application has been approved by the courts for the removal of the personal belongings and for…
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Totally stuck house sale
We are selling our house and buying another. No chain either side. We are ready to exchange on our purchase but the sale is totally stuck. The buyers solicitors have said they have not had satisfactory responses to questions but refuse to clarify which responses they are not happy with. Our solicitors say they have…
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Section 20 window replacement – scaffolding before notice & scope never updated
Hi everyone, I’m a leaseholder in a block managed by Torus and I would really appreciate advice from others who’ve gone through Section 20 major works. We received a Section 20 notice in December 2023 for window replacement, but scaffolding had already been up since November, and a contractor had contacted me in October…
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Land Registry - Expedite - Timescales, Current
Hello please can someone help with a bit of current advice? I'm new here! So we are working through our solicitor, we sold our property back in May - issue arose through the searches on our property that part of our garden wasn't ours (bought from new, direct from property developer and sold with the garden - landscaped…
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FTB - shortfall when proving deposit funds to solicitor
Good morning, I am at the start of a process of buying my first own property (leasehold flat, London, offer accepted, mortgage applied for). My deposit will be 120,000. Own funds only, I am trying to avoid the additional layer of complexity of accepting gifts from family for this purpose, although they will gladly help…
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Charging order
i have a charge on my property from an old debt over 20 yrs ago that I simply just forgot about, i want to repay the debt and have the charge removed so that i can remortgage, the company that the debt is owed to no longer exist since @ 2012 and have no forwarding details or including contact details, from investigations…
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No heating or hot water since 11 September 25
My disabled (enhanced rate PIP recipient) pensioner (70 years old) partner has had no heating or hot water in his Housing Asosiation flat since 11 September 2025, due to a problem with the communal boiler. The association are seeking quotes for repair replacement. The costly rent at the property includes the central…
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Courts and Tribunal service for council tax
I own a property, which was vacant for a 4 weeks or so. The council tenant left at the end of March without notifying me or my agent. I then got two council tax bills, one for feb/March (£188) and the other for the duration of the period that the flat was empty (£133). I informed the council that I was only liable for…
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Stamp Duty query
My wifes mother passed away last year and owned a three bedroom house, my wife is the next of kin and has inherited the house. Her sister and partner want to buy it as they have a one bedroom flat, that is too small, they own the flat outright. The house has a value of £325000 and my wife is gifting her sister £100000 and…
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buying a second home while still selling my first?
Hi, i thank anyone for their help with this. We have seen a house which is ideal (bedrooms, location, not too much work to get it right). However we are only just putting ours up for sale. I am viewing the house this weekend and if it's suitable, i don't want to miss out. Has anyone any experience with buying a second home…
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Advice Needed – £643 Deposit Deductions (No Inventory, No Evidence Provided)
Hi everyone, I’ve just finished my tenancy in student accommodation, and my landlord has made seven deductions from my deposit totalling £643. Deductions: * £219 – Curtain replacement (new, not in original charges) * £109.99 – Kitchen sink repair (my share) * £50 – Wardrobe replacement * £205.17 – Utility overuse (Mar–Jul…
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What options do i have
I live in a detached bungalow in a cul-de-sac that i am trying to sell. The bungalow is nice, my cul-de-sac only has a few other properties with mostly retired people so its quiet. But i hate living in this area and am getting depressed here. Im lucky in that its owned outright with a value of around £225k. It could be…
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Hoping someone can clarify
We have been in our house since 2002, when we bought it had a canopy across the front that we believe was constructed in 1970s, a rear extension constructed in 1988 & a garage to the rear built well prior to 1999. the rear extension did cross the boundary line, had full planning permission & with the agreement of the then…
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2nd Charge on property - Creditor Liquidation/Debt sold to Azzurro
2nd UPDATE: Hi guys, while I was preparing to make an application to the court, I have received a response from Solaris this evening - They have invited me to put forward any reasonable settlement proposals to them. Does anyone have any experience with settling debts/second charges? What would be a reasonable settlement…
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Air source heat pump ECO3 grant selling home
Hi, we are selling our home. We had a ASHP installed for free around 3 to 4 years ago. However the installer is a horrible man and claims to not even know who i am anymore. The provider of the ASHP Grants have tried there upmost best to help, I've been chasing it for over 2 years. Its not installed correctly, it comes on…
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Buy to let - Bexley / Bexleyheath / Barnehurst
Hi all We are considering buying a 2/3 bedroom house in Bexley / Bexleyheath / Barnehurst areas, which we would like to rent it out to families. I am not local to this area, so looking for guidance on any preferred areas, or neighbourhoods / streets to avoid. Our budget is £360-410, so likely we will manage a terraced…
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What is my best option
I own my own business but the income is starting to drop off and although I'm just about managing the situation i have just turned 63 and don't really want to work for ever so my thoughts are turning to selling the house and downsizing, basic info is that the house is worth approx £465K and i owe £62,000 on the mortgage,…
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Buyer pulls out last minute due to subsidance claim
I had a buyer who just pulled out due to a subsidance claim found nearing the end of the sale, but not after completion. The flat is in a large block and I believe the subsidance does not affect the area in which my flat is situated, regarding the works and scaffolding, etc. The management company have appointed structural…
