-
Indemnity policy to cover drain serving neighbours property on my land
We are trying to avoid being blamed for a drain on our land collecting surface water runoff from the neighbours garage roof which connects to the water authority sewer system underneath our driveway. There was no permission sought for the connection to the sewer. Our neighbour doesn't talk to us so we can't sort it out.…
-
My architect has stopped responding.....
Hi members I’m looking for some advice on how to deal with an architect who has effectively stopped communicating with me, despite being paid in full for the work. I hired an architect (registered RIBA and ARB) to handle a project that included a ground‑floor rear extension and a side/double‑storey extension. They were two…
-
Help with leasehold ; complicated?
The abridged story is that I purchases a SO property in 2011, and fully staircased 10 years later. The lease I signed in 2011 clearly states 99 years. So this is definitely the time to consider extending. Slightly bizarrely, my lease doesn't have a date on my hard copy. So I used an online tool called the Leasehold…
-
Purchasing freehold
Hi, does anyone have any experience of purchasing the freehold of their home? Our lease has 940 years left and we only pay £15 per annum for the lease, but we want to do work to the house (garage conversation, knocking down walls etc) and so would need to get permission from the freeholder to do this work. With our…
-
Help needed buying a home
Me and my partner are looking at buying a home, we have viewed a few houses and found one we liked that was built in 2015 but I noticed there's a crack above the window in the mortar joints. No idea what this is? I also found the house next door had permission to become a HMO in 2015 but the current owner said that…
-
How to apply for via OC1 ? Deeds
Good morning, Looking to apply for my mums deeds for her property via the OC1 form . Have already downloaded digital copies via Gov website cost for both £14. However the downloads are not official and paper copies must be applied for via OC1 form. Deeds lost via Solicitor liquidation were they were held. Form is slightly…
-
MSE News: How PM Law's abrupt closure has left house purchases & sales in the balance
Tens of thousands of people across the country using PM Law Group for house sales, purchases and more have been left in the lurch after the firm's unexpected closure. Former clients of the shuttered conveyancing and personal injury law firm say they're struggling to reclaim funds and case files. Here's what's happened and…
-
Leasehold: Duty of Landlord to Keep Records? Leaseholder Access to Records?
I have a leasehold flat. The freeholder/landlord is also the management company. They have issued a Section 20 for work that I suspect is only necessary because work on a previous Section 20 was done incorrectly and signed off at the time without due care by the management company. Do I have the right to reqest/demand the…
-
Bought a new build house - Not as specification
Bought a new build house from Taylor Wimpey. The spec says an aerial cable is provided in the living room and bedroom, there will be aerial cable in the loft and it is our responsibility to get an aerial fitted—- no problem. There are aerial sockets in both rooms but no aerial cable. i have checked with TW their customer…
-
Buying a flat - do you focus on what you need "right now" or do you think about the future?
I've found a lovely flat which is ideal for what I need right now. Ideally placed for transport links, and doesn't need any renovation. It's right at the top of my price range, but everything else I can afford is either a studio, in need of some work, or outside the radius of where I'd ideally like to live. I generally…
-
Funding new house
I currently own my own house, having been mortgage free for the past 10 years. Both my wife and I are retired with reasonable pensions and savings. I also have a Prudential drawdown pension that I payed a forces pension into. However, I haven't touched this yet. We are now considering moving closer to my daughter but…
-
Wife left, Ordered to sell up, Neighbour wants me to split cost of fence
my neighbour spoke to me a year ago about possibly splitting the cost of a fence in the back yard. He mentioned they’d always just gone 50/50 with the neighbours for fences and walls as the deeds don’t make it clear who is responsible. Looking out at the yard this fence is on the right. I didn’t confirm i would agree to it…
-
Recommendations for Unoccupied Property policy, please?
Hi. Anyone taken out such a policy? Any recommendations. I found Adrian Flux came up as recommended, and recall them from my classic car days... But the person who needs this reports the form is pretty involved - "Height above water course" and stuff like that. Is that typical? Any straightforward ones? Ta. Oops - asked…
-
Advice Needed Please.
My husband died a few months ago and because I can no longer aford the rent on my own, I started looking for somewhere new to rent. I thought It would take months and my tenancy agreement doesn't end until July. However within a couple of months a council near where my son lives offered me a brand new flat. Obviously, I…
-
HomeLet Referencing
Does anyone have any experience of tenant referencing with HomeLet? I’ve just viewed a new property and the agents use them for the checks. I have poor credit and a few bank loans but can afford the rent on the new property. From looking online I can see that HomeLet do ‘forensic affordability’ checks not just a soft…
-
Lease extension on share of freehold - Struggling to find solicitor
I own a share of the freehold for my Flat. There are three other freeholder within the management company. We all own an equal share and have decided amongst ourselves to collectively extend all of the leases of our flats to 999 for a nill premium. As a result, we won’t pay an excess and the paperwork should be relatively…
-
Leasehold flat, cost of replacement communal door seems excessive
I’d love to get some opinions. I’m in Kent, south east England, I know everything is expensive here. I own a 2 bed flat, ex council now owned by housing authority who have a habit of putting rather unsavoury characters in our building, and therefore, our front and back security doors get damaged frequently. I’ve received a…
-
Verbal Offer agreed but changed at the last minute, what are my rights.
Good Morning, We were in the process of negotiating for the purchase of a new house. We were going to use the House builders part-exchange scheme. They offered us £290K for our house initially. We turned this down and they came back with a £295k offer. Again, we turned this down. Then they called and said that they could…
-
Lease extensions - marriage value abolishment
When will Marriage value be abolished when renewing a lease and what is likely to be put in place instead ? Will it be cheaper then to renew a lease? open
-
Leasehold residential tenant subject to asset protection train track boundary
Looking for specialist advice relating to asset protection orders on leasehold residential property. Very close proximity to overhead traintrack lines busy lines and freight train activity. Tenant of almost 10 years. Restrictions on title. Devaluation Extremely close brick to boundary fence 3 meters Unregistered land…
