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House buying, renting & selling
Discussion List
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Has anyone extended a shared ownership lease informally with Peabody?
Hi everyone, I'm looking to hear from anyone who has experience of extending a shared ownership lease informally with Peabody. I'm particularly interested in people who were still a shared owner rather than owning the whole property when they applied for the extension. I'd be grateful if anyone who has been through the…
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Using a property buying company
Hi, Has anyone used one of these property buying companies? They offer to buy the house for cash at below market value. Theres an ongoing neighbour dispute, hence why I want to use explore this avenue. Thanks
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Should I be worried? Mortgage back in assessment.
I’m currently in the process of getting a JBSP mortgage with my daughter (the SP of the mortgage). It had gone through assessment, the offer made and we had the forms sent to us. I noticed that they had left off one of my middle names and were referring to me as Miss (I married a couple of years ago but never took my…
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Stuck in a shared ownership nightmare
Hi My late aunt died more than three years ago and left her flat to myself and 5 other beneficiaries. I was designated executor, along with my brother and mum. The flat is a two bed in a retirement block and is shared ownership (75/25 in our favour). We have had no luck with selling the property for more than three years…
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Am I right in thinking I cannot build an extension the way I've planned?
I've added photos of the land title, and screenshot of where I plan to build. The black lines are my intended extension, the red dashed lines show where my fence sits. If I extend as full width of the home, I will block half of my garage, which is fine as I don't use my garage. Land registry shows that half of shared…
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Maintenance and running costs for a larger, older house
Hi all We are looking for some advice to help us understand potential ongoing maintenance and running costs for a house we are considering buying. The house is in Surrey, was built in the late 1800's as a stable block and then converted in the early 1900's. It is 240sqm and has high ceilings (around 3m) throughout. It's…
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Home improvements translating into value?
Edit: Only reply if you're in the know about property in the greater Glasgow area and understand what it means for a town to be bordering Glasgow, have good schools and have a sub 10 min commute into the city centre. Also only if you understand the offers over system and the fact houses in the area tend to go for…
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‘Defective’ lease (possibly) and should I pull out?
Hi I am several months into purchase of a two-bed leasehold flat in an area I like. My solicitor contacted me to say there is a clause in the lease relating to Section 121 Law of properties Act 1925 effectively meaning the freeholder can re-possess the property if estate charges go into arrears. This is unlikely to happen…
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Lease Extension Details
Hello, I have approx. 82 years left on my lease, on a 50% shared ownership flat. I have contacted the freeholder ( The Housing Association) and this is their reply. Does this seem fair? I am totally new to this, and a bit out of my depth. I still need to find a Solicitor ASAP. Can anyone clarify this exactly? "Shared…
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Universal Credit Rent Arrears
My ex tenant is several thousand in arrears. They say that payments have been made to the landlord, in this case the letting agent. The tenant has asked UC for details of the account it was paid to in order that we can challenge the agent as to why they deny having received the payments. Many efforts have been made by…
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Typical Timeframe between exchange and completion
Looking for some advice please. Currently selling our property and one potential buyer, currently renting has advised they’d need 2 months between exchange and completion as that’s their notice period. Agent thinks this is standard now but this seems a high risk for everyone else involved? 2 months is a long time. Can…
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Security - sending confidential document by email
Evening I have been asked to supply a SA100 (full tax return) to a referencing agency as additional info and it was suggested this could be done by replying to their email! My understanding is that this isn't secure enough and therefore should only be uploaded via a secure link. Are there any IT wizards who know if gmail…
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sell or keep BTL?
I bought a flat in 2002, which I lived in for 2 years, then moved in with my partner. I rented it out ever since but am now at a bit of a crossroads in my life and trying to work out the best thing to do. The rental income is currently around 10K annually but it's on an interest-only mortgage which costs around £5300. Add…
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Council tax and renting
My family member is looking to move from one rented house to another. They've had an offer accepted, but the landlord has said that a condition of them renting from him, his name must be on the council tax. Now my research and the family members indicate this is such a huge red flag it's impossible to ignore. What could be…
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Paying twice for post completion fees!
Our house wasn't brand new (although it was built about 4 years ago) when we moved in we bought it off the previous owners. Now 1.5 years down the line the solicitor and Management company are asking for another £444 for Certificate of Compliance + deed of Covenant for their other company even though we paid that for their…
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Buying a flat with a 99 year lease
Would you buy a flat with 99 years left on the lease or would you ask the seller to extend it?
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Tenancy deposit dispute – what I've learnt about negotiating
I’m going through a tenancy deposit dispute and thought it might be useful to share my experience. My deposit is held in the Custodial Tenancy Deposit Scheme. My landlord initially wanted £380 deducted for 3 different items. I disagreed and initially rejected all deductions. Rather than just arguing about whether the…
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Buying a probate property
We are in the process of buying a probate property. The sellers haven't answered all the questions on the TA6 and TA10 forms. We have received a letter from their solicitors stating that the buyer purchases the property as seen and no guarantees/warranties can be implied. The utilities gas, electric and water have been…
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Chased for flat service charge when already paid
Hi all I am being sued for payment of service charge on a BTL flat even though I have already paid it and then some. I own a mortgaged BTL flat, no 3 in a block of 10 (named ABC Manor for these purposes), that I have rented out since buying it in 2017. I am a 1/10th shareholder in the ABC Manor Management Company (AMC) and…
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land registry - our own garden?
I am helping to sell a house that was purchased as a new build in about 1972, and has not sold since. There used to be a footpath (not a right of way) at the rear of the properties, left over by the developer. A few years after purchase, the developer offered the land to the adjoining houses, for the legal fee, and I have…
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