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How to remove name safely from deeds
My girlfreind is pregnant and to plan for future she is moving in with me soon. The problem! where she currently lives with her family , she and her sister had to take over the title deeds so they could pay the mortgage for their parents who can't work. They all live under the same roof. Now her sister cant buy her out, so…
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Stamp duty and second home council tax options
We bought a second home in Nov 23 and paid a 3% SDLT premium. Since April we have also paid double council tax. We are now retiring and have sold our main house and should complete next week. Longer term we will probably buy again and then rent out the current second home. But we will be living in that house for maybe a…
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Joint tenants or tenants in common
Hi all A friend of my husband’s has asked me for some info about the above on his house but I’m stumped so hoping someone here may be able to help. He bought his house jointly with his dad in 2004 and he, his mum and his dad have all lived together since. His dad recently died and his mum was sorting out her will so needed…
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Divorced but partner with child wont sell house
Hi everyone, i need some help. My ex wife and i have been apart for 18 months. I have moved out but continued to pay the mortgage as well as child maintenance for my 4 yearold daughter. I am with someone else and live with her but renting. We would like to get a mortgage but because i am on the mortgage of the house i…
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Mortgage paid name on the deeds do we need to engage a solicitor
My Son and I bought our former council house, both names on Mortgage, paid it off. Now can we transfer to just his name, its his full time home, worth about £130. 000 so not inheritance etc. Can we do this without a solicitor.
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Conveyancing and local searches
I recently moved house and have discovered that 159 houses are due to be built over the next 2 years, 6 doors away. I’ve bought a house on a lane and the sprawling fields were one of the reasons I chose this house. I’ve got dogs and love walking with them. Building work began 3 weeks ago. Perhaps rather naively of me, I…
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House price article
https://moneyweek.com/investments/house-prices/britain-house-price-crash-is-coming Interesting reading. Probably about time we had an "adjustment", we have been looking to move for a while, but houses in general seem to be way overpriced? Personally not too concerned if house prices do decline, and I would rather see…
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Sale of property and E.On
Good morning. I'm not sure if I should post on this forum but it is related to a recent sale. I've recently sold a property as the executor of my dearest friend, so on behalf of the previous owner who passed away. I wrote to E.On Next the other day (they already know that B. passed away last year) letting them know that…
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InfoTrack eCos Onboarding being used by my solicitor
It's been over 30 years since buying a house and I'm now in the process of buying my flat. My solicitor tells me that their firm has switched to the online 'InfoTrack eCos Onboarding' system which is to verify my ID, proof of address and source of funds. Has anyone else used this system and is it used to pay the deposit…
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How long is your sale taking?
I wonder what has changed in the seven years since I last moved house? I thought that with so much more online it would be quicker. I’ve moved house a lot and the last purchase took 8 weeks from first viewing to completion. My previous sale a year earlier took 10 weeks. I’ve always sold and moved into a rental and never…
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3-5% Radon
We are currently buying a property which has the radon reading of 3-5% on the environmental search. After looking at the UK government map, it seems that lots of areas have it from the Peak District & Derbyshire Dales to Yorkshire Dales. If we move in and do a test, what works would need to be done.
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2nd Charge on property - Creditor Liquidation
Hi, I am stuck in a very strange situation and don't know where to go so I am looking for some help please. My deceased Father's mortgage lender's representative were granted a repossession order and have sent a previous notice of eviction which was stopped. I am representing my Mother as she is the benefactor and I am…
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Shared Ownership Valuation
Hi all, we are wanting to sell our shared ownership home, we have our first RICS survey/valuation in Feb 2025 and ur house lost in value and we were In negative equity therefore, we decided to wait. We just recently had our home valued again an it is worth £350k and we purchased it for £352k in 2020. Usually I wouldn't…
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Neighbour dispute after extension
Hi, all. I need a bit of advice please or at least an opinion
on this scenario. We’ve had an extension done, wraparound side and back,
and it’s looking great. Kitchen has just gone in; we still have a few bits to done.
Started back in March so it’s been a long slog! At the start of the build, a few months ago, on the…
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Removals companies
Our house sale and purchase are currently underway with searches in progress at the moment from both parties. Starting to prepare for moving day in terms of researching removals companies and costs vs hiring a van and doing it ourselves. As I’ve never moved before and I’ve never needed a removals service, I was wondering…
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Boundary issue - vendors backtracking - advice please!
I posted a thread a while back, which might be useful: Changing title plan - boundary issue. — MoneySavingExpert Forum But in short, neighbours nabbed a piece of Land 20 years ago about 2 feet in length and quite narrow. Vendors agreed to cede the land and have the land registry updated to reflect this change. Mortgage…
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Private Sale After Listing
Timeline: - Friends with Person A who have visited house previously - Person A learns we are selling but isn't in a proceedable position so house is listed with an EA - Sign 'Sole Agency' contract and the only remarks I can find relating to this ''if a buyer is introduced either directly or indirectly by ourselves or any…
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Shared Ownership SDLT - contradicting answers
I am moving into a new build shared ownership property in London, practical completion should be in September. The problem is I keep being given contradictory answers and its having an impact on my ability to set budgets / funds aside! Key facts: * Open Market Value: £530,000 * Share being purchased: 10% (£53,000) * Rent:…
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Missing building regulations certificate for extensio
Hi all I am hoping to find advice from someone who might havr lived the same experience as me. We bought a house and during the documents check to exchange contracts, our solicitor asked for documents proving that the extension was built with building regulations. However in the replies the sellers didn't provide this…
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Deprivation of assets ?
MIL owns her own house (early eighties, poorish health, mortgage free). Me and OH own own home (virtually mortgage free) Idea has been mooted by OH we both sell, combine money and buy house with annex for MIL. My concern is MIL is not in good health and where would we stand if had to go into residential care ? Would LA…
