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Single 40 something options
How best to get out of the parents house ? Private rent is very high near me like 1200 a month for one bedrooms, when I take home 1900 that's rather a lot. Are there any other options for me?
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Court application to force house sale
Hi, my partner still co-owns a house with his ex-wife (they divorced 11 years ago!) No one lives in the house now and the ex actually lives in another country. My partner wants to sell it and she used to want to keep it but, in theory, has been trying to sell it for 2 years. She actually seems to have been sabotaging the…
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Problem in my property just before sale
My house has sold, contracts have been signed, but not exchanged. A completion date of just over a week away has been agreed on by all but one party in the chain. In the recent storm and heavy rains my conservatory has leaked from the roof. A number of years ago it leaked in a different area and to a much lesser extent,…
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House built in 2000, Landmark Search identified Ground Stability risk ; what level of survey?
Hi all Would really appreciate any help or advice on this please. In the process of buying a house in Fareham. All way going well until I received the environmental searches (from Landmark Information group) which highlighted a ground stability issue detailed on the map as a : man-made issue covering about 6 roads...and…
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Mains gas and HV cables running under our property
We recently discovered we have mains gas and 2 HV cables running over our garden, we believe 2 metres from our house. We bought the house 11 years ago but found nothing in our deeds, or any surveys we did relating to gas or electric being there, just a mains water pipe. Unfortunately for us, we have had planning permission…
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Tenancy advice
hello all i’m after some further advice please. My family member has a fixed term contract that was recently signed and is in place for another two years. The landlord is currently selling and the sale was ready to go through to new landlords, the estate agent had told said family member they had “lost” her contract and…
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Merged: Tenancy advice
This discussion has been merged.
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Student Housing guarantor insurance
Hi, before I go down the Google rabbit hole, has anyone investigated in insurance to cover being a student housing guarantor. If so, any recommendations of where to go would be warmly received. I'm guarantor for my daughter, but was interested in seeing if there was a way of mitigating any risk to the tenancy. Thanks
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Right to Light
Hello A developer wants to build a 7 storey high block of flats next to my building (I live in a flat within a building with 7 other flats). I am the only flat within a window on the side which would be next to the new wall of development. That wall would be 1metre away from my lounge window and completely block out my…
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Advise on first time buyers in 2023 - preferably NEW BUILDS
hi guys, I am a first time buyer and looking to buy a property in a choice of 2 cities. (where I work) though I work from home and (where my daughter lives) which is closer to London and hence more expensive. I work with software and dont really have time to renovate a property. Hence I am looking at new builds and…
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RTB in progress but discharged bankruptcy on K18
Im about to complete on a RTB purchase however the land registry K18 shows my discharged bankruptcy. Discharged 2023 The lender is fully aware of my circumstances and mortgage is agreed however I’m wondering if this will cause any problem at completion? Both solicitors are aware & have a copy of discharge certificate too.…
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Stagnant Property Sale
Thread no longer present
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RICS Level 3 Survey
I have recently had an offer accepted on an old 2-bed Victorian semi-detached property. Is there any major benefit in having a Level 3 Survey carried out? I ask because… - The property needs a lot of work and so will therefore require a complete refurbishment. - I have already had a builder, electrician and plumber…
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Buyer premium
I had a verbal offer accepted on a property but it came with a buyer premium. I paid the premium and now after having a MIP my application has been declined. I am now out £3600 premium and the house will have to go back on the market as I can't get a mortgage for it currently. Should the premium be refunded or am I being…
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Land missing from title-future lending problems?
We are buying a property, using a bridging loan, as its being sold under auction conditions. The property has two separate title deeds and the current owners have lived there since the 50’s. They bought the second title in the 70’s (im mentioning this as its before it all went digital) which is ajoining and used as a…
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Probate and buildings insurance
Hello I'm in the process of selling a probate property. I have probate insurance currently. If the buyers take out buildings insurance from exchange, should I cancel the probate insurance at that point? Happy to keep it active until completion, but I'm aware that having two policies might cause issues, should anything…
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Given notice to leave tenancy, no response from landlord
Short version: My daughter and son-in-law have emailed their landlord, giving notice to end their tenancy. Their landlord has not responded. What should they do? Longer version: My daughter and son-in-law have rented the home for 5 years and the landlord has always been difficult to contact and rarely responds - the last…
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Part Exchange help please!!!
Hi All After some help and clarification please! Or if I am completely on the wrong track so please do let me know if I am! I am part exchanging my home (value £500k). Developer is offering £490k plus £10k incentives. New house price is £820k. Equity in our home is £243k Financial advise via developers selected agent is…
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Deed of variation rip off
I wanted to share my experience and seek advice. I own a leasehold flat in Farnborough, Hampshire. My ground rent is £222.45 per year, reviewed every 10 years with RPI. When I tried to sell, my buyer’s lender refused to lend because, under the Housing Act 1988, ground rents over £250 outside London can technically turn a…
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Local List: Anyone had a building/group of buildings successfully removed from a council local list?
Hi Everyone, We've faced a lot of brick walls (no pun intended) with our local authority planning/conservation team over this. Our street was placed on the 'local list' 12 years ago - it's a nice street, late Victorian crescent. But none of the people living on the street were aware of the local list consultation, nor were…