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Do I need a solicitor to change name on house deeds?
Hi all. As the thread title states, do I need a solicitor just to change the name on the house deeds? The property is fully paid (no mortgage) and it's less than a £100,000. It's a small terraced house. The name change would be from my sibling to myself. That's it. Thanks.
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Micro housing ?
Why has our planning system in the UK focused on massively expensive bricks and mortar homes ? With modern materiels and bulding technology now it is easy to create a comfortable home on a permenant or non permenant basis on small holdings, unused agricultural land, repurposed land ect there are plenty of ways to do this…
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Tenant agency won't accept Notice to Quit (England/London)
Hi, Long story short, my partner had a joint tenancy agreement with his ex-wife on a flat in London whilst they were married. When he got divorced, she kicked him out of the flat. They have 1 child together, and she currently stays with the mother. He's having difficulty to remove his name from the joint tenancy agreement…
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PDC Debt recovery fees
Hi all, In December, I am a leaseholder and wrote to Remus management to ask some questions about being abroad for 6 months. Unfortunately, this was on my work email which I can no longer access, and I didn't explicitly request all communication to come via email, only asked some info questions. I then had a service charge…
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Management company threatens court action to leasehold flat owner.
Good afternoon. I live in a leasehold flat in a development of 223 flats in Wolverhampton. I pay 2 half-yearly service charges to a management company. A new management company was appointed last summer & I've received various letters from them on different issues including a invoice for monies due in October 2025, which I…
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Buy a house for student Son?
My son is off to uni in September for a 2 year course. Looking around it would be cheaper to buy than rent (isn’t it always) Should I help him buy it (he has 1 year Lisa) should I buy it and rent it to him, or should I set up a company and buy it and rent it? I’m a normal rate tax payer, but could get close to the…
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!st time buyer & stamp duty.
First, thank you to all who read & reply to my query.. (my hubby calls this site "money saving Superman" 😁. This will be a long post because I don't want to leave out relevant details. So, my hubby has been in the army for 43 years.😮. He has one pension & will have another next year when he is 60 . We have lived in…
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Pay debt or apply for mortgage first
Hi, looking for advice on following - Want to buy first house in 12-15 months time. My income £75k Wife's income £28k Savings in wife's name £10k Savings in my name £0 Debt in my name £28k (all credit card). Debt utilisation is 28k/30k. Bills up to date. In next 12 months can put aside £30k. Do I A) pay off all Debt and…
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Stamp duty land tax supplement
I had a 4 bedroomed house (my main residence) and a one bedroomed flat (a second home). I sold the house a couple of months ago and moved into my flat, which I also plan to sell in order to buy a new house. However, I am having difficulties selling the flat and am therefore looking at buying a house before I sell the flat.…
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Unowned access to garden
We are a few weeks down the line of purchasing a house which has a secondary garden area, accessed by a narrow path around 6 metres long from the back garden immediately behind the house. The title deeds have come through and the ownership of both gardens is clear, but the path is not owned by the seller. It is behind the…
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Freeholder asked for references
Hi, I am buying a buy-to-let. There is nothing preventative in the lease, and the estate agent never disclosed I was buy-to-let to the seller. The freeholder asked for two references and the mortgage offer to complete paperwork. I think the freeholder assumes I'm going to live there. Anyone ever heard of this? My solicitor…
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Transfer of equity to spouse, diy possible?
I have a property which is in my name only, purchased in 1992, and currently rented out. Property value around 200k, BTL mortgage of around 110k. I am self employed, but only work part time now due to health issues (arthritis) I'm trying to keep my turnover below 20k to avoid the extra hassle of the new MTD rules. This is…
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Retrospective property valuation for Capital gains tax calculation.
I was added to my parents property deeds as a joint proprietor in April 1999. So a third share. My Dad passed awary November 2025 having been pre deceased by my Mum 10 years earlier. I am now about to sell the property. Will my gains calculation run from the 1999 date when i went onto the deeds or the 2025 date when Dad…
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The big decision, to carry on renting or to buy?
Hi all, I am in a dilemma at the moment and I need some good advice. I am a 58 year old, I did own a home but had to sell and go back to renting 18 years ago during the 2008 crash. I had money troubles after that, but cleared all that up more than 8 years ago and have an excellent credit score now. My wife is a US citizen…
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Quotes fox fixes
Hi. I’m in the process of buying a house. Iv had my survey done and plan to have an engineers report done this week. Once i know what needs fixing and once i have quotes, do i send these quotes to the estate agent and ask to renegotiate? Or do i send these to my solicitor and they renegotiate for me? Thanks
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Looking to sell next year - get work done or leave it?
Looking to sell my 120 yr old terrace next Spring. I've done alot of work over the years and some more recent work on the roof and chimney. The house is in general good condition for its age, new boiler, heating/double glazing etc but some of the work was done nearly 20 years ago so despite keeping it looking nice there is…
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Selling my parents house with an LPA as dad needs a care home
Hello, this is somewhat complicated but I am sure many people go through this and someone can advise what to do in this situation. My dad is in a care home due to dementia funded by the council as he doesn’t reach the threshold for savings. My mum still lives in their jointly owned property but would like to sell as she…
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Landlord inspection after 10 years
My friend is moving out of her rented house after 10 years. The landlord has not once done the legally required electrical and gas inspections and has always told my friend she is responsible for maintaining the property, gutters, decking and whatever else. He has only ever been in when she reported something broken and he…
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Letting property - deciding which estate agent to use
Hi all, I’m about to let out my first property and have narrowed things down to two local letting agents. I’d be interested to hear what factors experienced landlords would prioritise. Both agents are offering a rent collection service at around the same monthly cost and both have valued the property at broadly similar…
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Dropped by solicitor
Hi. I originally used Habito Plus to use for the purchase of my property. I got an offer accepted. I’ve got my mortgage done. Had my level 2 survey done. A lot of problems arised. And the surveyor said i should get a structural engineer report (which i plan to do). I’m a first time buyer so i’m trying to research…
