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New resident company, backdated fees
Feel free to tell me i'm being unreasonable but money is tight at the moment and this is a big unexpected cost. We moved into a nice new estate in Dec 2023. Paid the small requested estate management fee to the builder and have been waiting since then for the management company run by residents to be set up. Eventually…
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Buying in current market London or near
Hi I'm looking at getting back into the market after some bad experiences buying a couple years ago. I will be looking south London or north west but outside of London. Plan is to commute to Euston / London Bridge or Blackfriars Problem is I'm terrified of buying as a.) job market is dreadfull so if lose job then what if I…
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Would you take the leap in my situation?
So I am fortunate enough to of inherited a large sum of money (£160k). Me and my partner have lived in our first home for just over 4 years now and a second house opportunity has come up in the same village we want to stay in. The house is quite a jump up from what we have now with it being on the market for £425k, we have…
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How long would you wait before considering pulling out of a sale?
Got an offer on my house, now it's 4 months down the line from the memorandum of sale and estate agent is still apparently chasing every day, but my buyers' solicitors and their buyers' solicitors are still "dealing with enquiries" with no end in sight. How long would you wait until just saying "the sale's off"? Because…
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mortgage and taking out finance before completion on shared ownership property
I have been accepted by Kensington bank to lend money for my mortgage on 2 bed shared ownership property I have gone for. I have a formal offer for the house but completion isn't until the mid august so the bank have not released the funds yet. I stupidly took out a big finance on furniture for over 4 k 3 years 0 percent…
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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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Moving to Australia
Hi all, Looking for some advice on whether to sell or rent out my residential property as I’m moving abroad in September. I’ll be relocating with my family and returning to the UK in August to clear the house and either put it up for sale or arrange letting. If I sell, I’d likely list in August, but I’m concerned the…
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Flat lease extension help
Anyone on the forums have experience with flat lease extensions, recently completed on a property and lease needs extending in the next 6 years before it falls under 80 years, I was aware of this before purchase and have budgeted £10k to cover premium cost and my solicitor fees and the leaseholds also, done some quotes on…
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Estate Agents Contracts length
Still on the lookout for an EA after the first had fees for not selling , the next wanted to sell for £30k less than other property were selling for in the area .. Found another one they came down to 1.25% + VAT fees on a 250k property , the other two agents wanted 1% so an extra £600 … The contract is 3 months with 28 day…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Solicitor held my money for 20 years should I get interest on top of the capital amount
My solicitors who acted in conveyance for me in a sale of my property just contacted me. They found they had accidentally withheld a significant amount of money on my file/account - unbeknown to me. They rang me to ask for my details to pay me the amount. After confirming it was the solicitors and not a scam they took my…
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Capital Gains
My parents are selling their property. they are going to use some of the capital to build an annexe on my property. Would I be liable to capital gains tax or the likes if they pass away?
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House buying and redundancy
Hi all, hope you are all well, and sorry for the wall of text below, but I am looking for some perspective. Last week we learned that my wife will most likely be made redundant within the next 2 months. At the same time, our landlord (who have been excellent throughout the whole tenancy) got in touch to let us know they’re…
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Buying separate items during house sale
Can someone please settle an argument.. As example , you buy a house at an accepted price of 500k and then the owner says they would include/leave a sit on lawnmower, hedge trimmer and some garden furniture for a agreed price. Does the amount for the lawnmower etc get added onto the house price or is it paid for…
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Buying a flat with a 99 year lease
Would you buy a flat with 99 years left on the lease or would you ask the seller to extend it?
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Missing certificate - but might be a bigger mess now?
moved into my home 5 years ago and had a partial rewire and fuse box replacement done. I requested the certification at the time. 5 years later I'm about to move. Can't find the certificate. Call the electrician and it turns out it wasn't issued after all. Call him up and he says I'm right, he never issued one and he'll…
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England - Can I end my licence agreement early due to a cockroach infestation?
Hi everyone, I've lived in a shared house in Ealing since August 2025. I renewed my agreement in January 2026, and it was due to end on 31 July 2026. I decided not to renew because of an ongoing cockroach issue. The house is very old and has had ongoing maintenance issues, but the housemates and I keep it clean. I started…
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Moving House and Council Tax
Hello, Just wanting thoughts and if I'm worrying unnecessarily! I'm selling my new build (well 6 years old so not that new!) and buying a much older house. My current house is a semi, small, typical new build and in council tax band C (2.2k per year). New house that we've offered on is much more expensive (175k more) and…
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Management/ Service charges on new build
We are looking to purchase a house on a new Redrow development and like many others have been surprised to find a freehold property has a service/ estate charge which has no control on the future charges. The roads and sewerage say they are "adoptable" not adopted and therefore can we assume that, in the long term, we…
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Buying property for father - multiple issues to consider
Hi, Apologies in advance if I've not explained this clearly or missed anything out. Situation is as follows: Father (75) is being evicted from his bungalow as landlord is selling (this move was trigerred by changes to section 21 and she got her notice in just in time to be ahead of the deadline). He has c£100k in a private…
