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Money Moral Dilemma: Should I pay for repairs to my fiancé's house in return for joint ownership?
This week's MoneySaver who wants advice asks… My fiancé lives mortgage-free in a house he inherited. It's in poor condition and needs £1,000s spent on repairs, but he has no savings to fund them. I currently rent a flat, but he wants us to live in the house together when we get married next year. He says if I pay for the…
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Buying freehold land when seller owns the freehold?
Hi. Please can someone clarify my position in this situation. I’m buying a freehold property with part of the garden being leasehold. The vendor is the family of the original owners of the property, built in 1980, who have now died. The story goes that when the house was new build, there was a bit of land left over that…
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Accepted offer - now discovered issue
Hi. We have been in the market 18 months. Finally got an acceptable offer. Bit lower than hoped but adjusting. Today, I was clearing out and cleaning the bathroom when I discovered that the skirting board near the bath was rotten. Completely fell apart. I'm pretty street it's because water from the shower has gone on the…
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Housing Association Bathroom Refit?
I am aged 72, my HA want to refit the bathroom, in what used to be an age related rental property, now it seems anyone considered "vulnerable" are allowed. They are coming to survey next week and I asked on the phone if they were replacing the current bath "like for like", or if a walk-in shower could be fitted due to my…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Is buying property still a good investment?
Hi all, Playing around with ideas with my husband for our future. We don't even know if it is even a viable option for us affordability wise but there was mention of releasing equity from our home to buy one buy to let as an investment. Is this a good idea....now with second house tax, prices through the roof etc. We have…
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Received Section 21/6A Notice
Hi all. Had our two month notice served a couple weeks back with a date to vacate of 6th May. I spoke to the estate agents who manage it for the landlord that we were looking to buy now and can we maybe get an extension, they came bac to say it is possible but would need to see proof etc. We had an offer accepted on a…
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Private CCTV in communal area
I would appreciate any advice regarding the use of private CCTV in a communal area. The situation involves a housing association property comprising six flats. A resident in one of the ground floor flats has installed a CCTV camera in his window, which appears to cover the front garden, entrance, and gate. My partner is…
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Buy a refurb/flip property privately or through Ltd company?
Hi there, Hopefully someone can help with a few pointers regarding our potential house purchase situation. We currently live in rented accommodation, but also own a house that we've rented out on a BTL for around 20 years. My wife bought the house on her own before we met but once we got together I moved in and we lived…
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Court eviction claim - help
Hi all, I’m looking for some advice. I received a Section 21 notice that expired in February 2026. The landlord has now applied to the court using the accelerated procedure. We informed the landlord and letting agent that we were in the middle of selling our house and buying another. The process has taken longer than…
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CGT , trouble logging in online
Some of you have kindly helped me on my other CGT thread. Now I have a new problem. Although within a gnat‘s whisker of completing my CGT return online today, I wasn’t able to upload the proofs/calculations because the system didn’t like something about my attempted uploads… they were screenshots from my phone of a couple…
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False Statement on Home Report
Hello there. Someone I know has recently purchased a house and the home report said the foundation was concrete. However they lifted the floor and discovered it was just soil and that the joists had all rotted and as a result they've had to completely gut the downstairs out and start digging out tons of soil in order to…
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How do I challenge a housing association rent increase?
Hi all, I have just moved into an "affordable rent" home, and after a month (in April), the respective housing association will put the rent up by 6%, which seems twice as much as consumer price inflation (CPI), which eased to 3.0% in January 2026 I believe, so that is concerning. According to my tenancy agreement, my rent…
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Level 2 HomeBuyers report - why did I bother?
Is it me or do these reports basically constitute a load of pre-prepared drivel about how they basically had a look at the property and couldn't really check anything important, and you should get every tradesman under the sun in to check the property before purchase? I just got one done and it recommends no less than an…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Responsibilities of being a director of a freehold
So still considering buying freehold for our leasehold block of flats, still worth it with new legislation? Regarding directors, we need two. What are the responsibilities of the role?
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Spare room vs Airbnb
A few years ago I rented out my spare bedroom for £300 per month, which was at the bottom end of the price range recommended. I had 2 different lodgers and I was reasonably pleased with both of them; one was from India and the other from Colombia. I don't live in a city or near a university. If I do it again later…
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Rent increase was served late
Hello, my landlord (HA) increases my rent every year without fail. Usually get the notice mid February for an increase starting 1 April. However this year they've sent it late. The letter is dated 2 March for an increase starting 1 April. So one day late I did discuss it briefly with a member of staff, who stated awww it…
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I am the agent.com
Thinking about putting our house on the market; we work we from home and are happy to do viewings, and didn't have a great experience with the local EA that sold us the house, so we are looking at alternatives. Has anyone heard of iamtheagent.com? I'd be interested in any experiences please.
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Renewal tenancy and Renters Rights Act
Hello I normally offer my existing tenants a fixed term 12 month renewal AST if they decide to stay. My current tenants are on a fixed term renewal AST of 12 months which is due to end on 10th May 2026. I understand on 1st May 2026 the Renters Right Act comes into effect which means the tenancy will automatically become…
