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deposit gifted by a friend
I currently rent and the landlord wants to sell, They cannot complete on a sale until June 2027 I do not have the savings for the deposit to be able to provide the deposit. However a very close friend has just gifted me some money. They dont want the money back at all. Im being told i cannot use that money as a deposit as…
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To sell or not to sell...
We are considering moving next year and have an idea of which area we would like to move to. This will be the first time I have sold a house and I'm wondering how it all works. I wouldn't want to put ours on the market then we are scrambling to find a house we like, conversely, I wouldn't want to put an offer in on a house…
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Ribbon Rewards for Rent Payments
Hi there Life has kicked me where none of us want to be kicked. In 2010, My husband and I went bankrupt, lost our home and have been renting ever since - yes I manifest to buy again but he has mental health issues after a breakdown and an attempt to unalive himself. So its just me who is out there working and trying to…
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Boundary dispute
The house at the rear of mine is being sold. The buyer has contacted me to say that the boundary between our gardens is wrong and that she will be removing the current fence and replacing it with a 6ft fence on what she says is the correct boundary. She has not specified what this is but she's clearly after part of my…
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To survey or not
We’re purchasing a detached house built in 2012. It’s been a rental and is liveable but trashed. I’m just getting quotes for a level 2 survey £500-800. And I’m so tempted to not bother and put the cash towards the Reno budget, but would this be mad? We know the boiler will need replacing soon & plan to install a heat pump.…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Renting long term - Employed by own Limited Company
We are looking to rent long term and need to produce 3 months payslips, bank statements etc. We're relocating to a new area and setting up a new project. We already own a Limited Company and will be working under the same name. I have been informed by both my accountant and one letting agent that we are not classed as…
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Unadopted Road
Hi all I am currently buying a property which is on an old unadopted road. There are other unadopted roads off of this road and the road used to access our road is also unadopted. It has never been adopted by the council and I don’t believe it ever will. There are around 15+ properties on the road and the house we are…
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buying freehold of house that has had subsidence
anyone had any experience of this, and would the freehold be easier/cheaper to purchase in this instance?
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Shared ownership flat has lost significant value – what are my options?
Hi, I'm hoping for some advice on what options I might have with my shared ownership flat. I bought a 25% share of a London flat around four years ago, when the full market value was £685k. I put around £50k of my savings into buying it. My partner and I now want to live together and ultimately buy somewhere together. My…
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Mid-Terraced Ex-Council House - "Shared" Passageway
So a few years ago I bought a house, freehold mid-terrace in a block of 4, the middle 2 have an enclosed passageway inbetween which services me and my neighbours back gardens via our own back gates at the end. From the moving information i received from my solicitor at the time, the Land Registry Title Plan shows my…
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Garden fence rules...
Hello all, our rear garden is 3ft lower than our neighbours as we are at the bottom of a hill. This neighbour does not have a fence on top of this wall at all. We have a 6ft fence meaning the neighbour has roughly 3ft and he likes to drink and peer over the fence and talks !!!!!! which we are sick of. If we want our…
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Solicitor held my money for 20 years should I get interest on top of the capital amount
My solicitors who acted in conveyance for me in a sale of my property just contacted me. They found they had accidentally withheld a significant amount of money on my file/account - unbeknown to me. They rang me to ask for my details to pay me the amount. After confirming it was the solicitors and not a scam they took my…
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How should we negotiate an offer to buy our rented home
Advice on making an offer on a house we currently rent and how we should respond to our landlord. We have lived in our current rental for past 5 years and are in a position to buy. We approached our landlord to see if they would consider selling and they have agreed to sell for 400k. We are unsure if we are in a position…
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Micro housing ?
Why has our planning system in the UK focused on massively expensive bricks and mortar homes ? With modern materiels and bulding technology now it is easy to create a comfortable home on a permenant or non permenant basis on small holdings, unused agricultural land, repurposed land ect there are plenty of ways to do this…
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Stuck in a shared ownership nightmare
Hi My late aunt died more than three years ago and left her flat to myself and 5 other beneficiaries. I was designated executor, along with my brother and mum. The flat is a two bed in a retirement block and is shared ownership (75/25 in our favour). We have had no luck with selling the property for more than three years…
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Selling my house - my way
hi hope there is people here have sold their houses independently their own way if so please can you help with any of the following? I thought the purple bricks £999 package, do I need to have them do an evaluation or can I just set my own price? For this package, will I be able to make price changes and change the copy…
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Rentcharge scam or genuine?
In 2024, I bought a semi detached property in Greater Manchester which has a rentcharge. The rentcharge was created in 1976 when the house was built and was in favour of the house builder. The house is on a small estate of similar houses, and the neighbours have a similar rentcharge. The building company named in the title…
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Urgent housing association advice
asking on behalf of a family member - they have a HA property and had planned to move to a private rented house. Handed in notice on HA house and now private one has fallen through. Does anyone know if they can revoke their termination of tenancy ? They are now panicking they will be homeless. Can anyone advise?
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covenants say that the council can take any part of the land without payment
Hello. My conveyancer highlighted a risk that the council could take any part of the land without payment but the risk is very low. More importantly, he is saying that no insurance can be taken against this risk. Do I walk away from the purchase? "The Purchasers shall give up to the Council when required and without…
