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Charges against a house
We’re in the process of buying a house and for the last 5 weeks the sellers solicitors have been trying to obtain details regarding some charges against the property. They’re saying they need to get some redemption figures before they can do the undertaking but this has been dragging on for ages now. I’ve tried threatening…
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Selling house without a solicitor
Hi I recently inherited a £300k bungalow and an acquaintance wants to buy it. It's freehold, unoccupied, and there's no mortgage involved on our part. The buyer will be paying cash and is also happy to avoid paying a solicitor if possible. I'm getting the place valued. I know that changing the name on the deeds is…
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Indemnity policy to cover drain serving neighbours property on my land
We are trying to avoid being blamed for a drain on our land collecting surface water runoff from the neighbours garage roof which connects to the water authority sewer system underneath our driveway. There was no permission sought for the connection to the sewer. Our neighbour doesn't talk to us so we can't sort it out.…
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My architect has stopped responding.....
Hi members I’m looking for some advice on how to deal with an architect who has effectively stopped communicating with me, despite being paid in full for the work. I hired an architect (registered RIBA and ARB) to handle a project that included a ground‑floor rear extension and a side/double‑storey extension. They were two…
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Stamp duty - transfer of equity.
Background - Ive just transferred 50% equity to my partner for 50% of the original cost ( bought last year ) No mortgage. The conveyancer did the transaction as myself as vendor then myself and partner BOTH as purchasers. Stamp duty calculated on his 50% consideration = all cool. Situation related to my question … However…
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Help with leasehold ; complicated?
The abridged story is that I purchases a SO property in 2011, and fully staircased 10 years later. The lease I signed in 2011 clearly states 99 years. So this is definitely the time to consider extending. Slightly bizarrely, my lease doesn't have a date on my hard copy. So I used an online tool called the Leasehold…
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Purchasing freehold
Hi, does anyone have any experience of purchasing the freehold of their home? Our lease has 940 years left and we only pay £15 per annum for the lease, but we want to do work to the house (garage conversation, knocking down walls etc) and so would need to get permission from the freeholder to do this work. With our…
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Mortgage Advice
Hi all, I’m after some honest views on whether this sounds promising with Vida Home Loans, as I’m getting quite anxious about it. We’ve applied through a broker to Vida because our credit history isn’t great and there has been a fair bit of borrowing. We’re selling our current home and buying a cheaper one, so the aim is…
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Japanese knotweed plans. How long is too long?
Hello. This is rather a niche question. We bought our house 6 years ago. There was a small amount of jkw found in the garden about 4 years before. It was treated and under a 10 year guaranteed management plan. It is has never come back since initial treatment. The guaranteed plan has now ended and they are trying to sell…
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Help needed buying a home
Me and my partner are looking at buying a home, we have viewed a few houses and found one we liked that was built in 2015 but I noticed there's a crack above the window in the mortar joints. No idea what this is? I also found the house next door had permission to become a HMO in 2015 but the current owner said that…
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How to apply for via OC1 ? Deeds
Good morning, Looking to apply for my mums deeds for her property via the OC1 form . Have already downloaded digital copies via Gov website cost for both £14. However the downloads are not official and paper copies must be applied for via OC1 form. Deeds lost via Solicitor liquidation were they were held. Form is slightly…
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MSE News: How PM Law's abrupt closure has left house purchases & sales in the balance
Tens of thousands of people across the country using PM Law Group for house sales, purchases and more have been left in the lurch after the firm's unexpected closure. Former clients of the shuttered conveyancing and personal injury law firm say they're struggling to reclaim funds and case files. Here's what's happened and…
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Leasehold: Duty of Landlord to Keep Records? Leaseholder Access to Records?
I have a leasehold flat. The freeholder/landlord is also the management company. They have issued a Section 20 for work that I suspect is only necessary because work on a previous Section 20 was done incorrectly and signed off at the time without due care by the management company. Do I have the right to reqest/demand the…
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Bought a new build house - Not as specification
Bought a new build house from Taylor Wimpey. The spec says an aerial cable is provided in the living room and bedroom, there will be aerial cable in the loft and it is our responsibility to get an aerial fitted—- no problem. There are aerial sockets in both rooms but no aerial cable. i have checked with TW their customer…
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Buying a flat - do you focus on what you need "right now" or do you think about the future?
I've found a lovely flat which is ideal for what I need right now. Ideally placed for transport links, and doesn't need any renovation. It's right at the top of my price range, but everything else I can afford is either a studio, in need of some work, or outside the radius of where I'd ideally like to live. I generally…
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How to find a structural engineer
You'd think this would be easy but no. I went to the Institution of Structural Engineers (IStructE) and used their "find an engineer" function. There is apparently no engineer firms within 100 miles of my postcode (Dorset). I called them because I didn't think this could be right and the person on the phone says it is.…
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Funding new house
I currently own my own house, having been mortgage free for the past 10 years. Both my wife and I are retired with reasonable pensions and savings. I also have a Prudential drawdown pension that I payed a forces pension into. However, I haven't touched this yet. We are now considering moving closer to my daughter but…
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Wife left, Ordered to sell up, Neighbour wants me to split cost of fence
my neighbour spoke to me a year ago about possibly splitting the cost of a fence in the back yard. He mentioned they’d always just gone 50/50 with the neighbours for fences and walls as the deeds don’t make it clear who is responsible. Looking out at the yard this fence is on the right. I didn’t confirm i would agree to it…
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Recommendations for Unoccupied Property policy, please?
Hi. Anyone taken out such a policy? Any recommendations. I found Adrian Flux came up as recommended, and recall them from my classic car days... But the person who needs this reports the form is pretty involved - "Height above water course" and stuff like that. Is that typical? Any straightforward ones? Ta. Oops - asked…
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Advice Needed Please.
My husband died a few months ago and because I can no longer aford the rent on my own, I started looking for somewhere new to rent. I thought It would take months and my tenancy agreement doesn't end until July. However within a couple of months a council near where my son lives offered me a brand new flat. Obviously, I…
