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Selling on an Unadopted Road
Hi All, I'm in the process of selling my property which i've owned for 6 years and remortgaged at the start of last year with Nationwide. We are close to exchange, however I have just been informed that Nationwide have refused my buyers mortgage because I am living on an unadopted road with no formal maintenance agreement.…
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One of three Freeholders wants to transfer his share into a limited company.
I am one of three Freeholders, each owning a flat within the freehold property, we are also the Leaseholders. Two of us live in the flats, one is a landlord, he wants to put his Freehold share into his own Limited Company. From the (Google AI) research I've done this would be a very unusual set up and not a good idea, with…
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Selling a property to the tenant
One of my tenants has expressed an interest in buying the house she lives in. I was thinking of selling it in the next few years anyway, so I'm considering it. What would be a sensible and fair price discount to offer her in consideration of this deal saving me huge costs on estate agents, eviction, preparing house for…
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Extension built over private manhole-buying a house
I am buying a house that has a private sewer and had a drains survey this week.This has shown that there is a manhole serving 2 toilets that has had an extension built over it 18 years ago.They have a building regs certificate but no plans or other building works details. The surveyor said that if a toilet became blocked…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Energy Performance Certificate (EPC)
Do you need to renew the EPC if the same tenants are in the property from when it was valid? Our tenants have been in the property for a few years and the EPC was valid when the tenancy commenced. It's now due to expire and I was wondering does it legally need to be renewed?
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Opinions on best way to finance house purchase
I am purchasing a house and wanted to get opinions on the best way to pay for it. The purchase price is £287500 and I will have: £200k from sale of current property £40k mortgage £50k from ISA When I factor in other costs (legal, stamp duty and moving etc.) I will need more than the £290k listed above. Is it better to take…
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A2Dominion Resales and general communications
Hi, I own 40% in a shared ownership property in Croydon. It has been on the market to sell since February with no interest sadly. Market conditions in Croydon are not quite in my favour. But I am not living there and am losing 2k a month paying rent/mortgage/bills, and have called the resales team numerous times to ask…
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Open Spaces - Mandatory Annual Fee with New Builds - Now in Arrears
Hello.I live on a New Build estate, and annually we're billed a £200+ invoice from an Open Spaces company who maintains the open spaces, such as cutting grass. I believe this service a contract the Housing Developers agreed, and then passed onto buyers when houses were sold. There's about 60 houses, and they cut the grass…
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Tixerbon
Has anyone taken Tixerbon to tribunal? We won't accept their ridiculous high price for us to buy the freehold. So we are taking them to tribunal
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Mortgage for a house that's non-standard construction
A friend is selling a house that is of non-standard construction. The buyers' mortgage valuation has come through significantly lower than the offer they made. Their deposit is 10%. My friend has been told that if the buyer's had a bigger deposit - say 15 or 20% - a mortgage company might be less reluctant to lend, so…
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Buy Your Freehold - guide discussion
Hi all, we've written a new Buy The Freehold guide to help you buy your freehold or get the right to manage. How did you find the info? If you've done it, how did it go and do you have any other tips you'd add? How much value do you think it added to your property? Thanks for your help! MSE Jenny
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Help!! Shared Ownership Nightmare
Hello, I do hope that someone can help me, as I am at my wits end. In August 2023 my mum died from a short battle with lung cancer. She owned 25% share of a property. The other 75% is owned by the Guinness Partnership. This involved my mum and her late husband paying a rent to the Guinness Partnership monthly. We as a…
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Stamp duty query
My sister and I are looking for advice about applying for the second home stamp duty refund. The situation is: I own Property A My sister owns Property B We jointly own Property C (with a split of 57/43) We have paid the second home stamp duty and will be applying for a refund. Do we need to wait for properties A & B to…
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Box Gutter - Potential House Purchase
Looking to purchase a house which has an extension. House is 1900 build with solid walls etc. Extension has been built parallel with the house vs. perpendicular which I suspect is due to roof height encroaching on 1st floor windows. This results in a box gutter between the extension and the original rear wall. See attached…
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STAMP DUTY - IS IT WORTH THE MOVE?
Hi Everyone, I think I have finally convinced my husband to move house! We are in a 3 bed bungalow and only moved there as a stop gap, while the kids were at school…that turned into 15 years! We have completely out grown the bungalow and want a house. We have two students that still live with us and commute to Uni/College…
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Survey at 11th hour
I think I've found the answer to this but want to hear human views. How common is it as a vendor to get to the verge of exchanging contracts and suddenly learn your buyer wants a survey? This isn't for me, it's for someone close to me. It's been over three months since they accepted the buyer's offer, which was 24% lower…
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Indemnity policy suggested by solicitor!!
Hi, I had an offer accepted on a property. Seller has probate granted. My solicitor just emailed me this morning that I need to have: Indemnity policy. This is because seller is selling property with "no full title guarantee". My question is: Will this prevent me from doing loft conversion or building another small room on…
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Searches.
Would searches for a property purchase show the the plans for the village DC bypass to be built in the next 18 months to 2yrs' ish , to pass the property nearby ? EA description states "uninterrupted views over open countryside " (well for now anyway).
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Has anyone extended a shared ownership lease informally with Peabody?
Hi everyone, I'm looking to hear from anyone who has experience of extending a shared ownership lease informally with Peabody. I'm particularly interested in people who were still a shared owner rather than owning the whole property when they applied for the extension. I'd be grateful if anyone who has been through the…
