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Neighbour refuses repairs on my side, both leaseholds, freeholder invovled.
i’ll add a bit of background here, i (call me X) purchased a leasehold maisonette ground floor in England in September 2024, my neighbour (call them Y) also purchased their ground floor leasehold maisonette in September 2024. We both have a single upstairs neighbour, so there are 4 properties (2 on my side, 2 on theirs -…
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Estate Agents Confidential/Commercial Information
Is any information an estate agent gives you classed as commercially sensitive or confidential information? For example I've had 3 agents round to do an appraisal, discus marketing, commission rates, etc. All agents give me an estimated selling price, tells me what rate they charge, what upfront fees there are, what notice…
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Auction property
Hi This is my first post so please be gentle. I am due to view a property this week and it's currently being marketed pre-auction. It is a cash purchase only (non-mortgageable) with a high buyers fee. It has been converted however it doesn't have any planning permission or alterations certificates. This would be my forever…
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Lost building control completion certificate for house we are selling
We're selling our house and it is under offer. During the process of responding to conveyancing queries, we have discovered that we have mislaid the building control completion certificate for the loft conversion we had done in 2004 to create a master bedroom en suite. Our solicitor has offered indemnity insurance but the…
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New build signed off by NHBC but active construction site and access always being blocked!
Hi We have just completed on a new build house which we love. It was signed off by the NHBC and we have their warranty certificate. It is in the grounds of an old hotel so there are seperate designated car parking spaces which are a walkway away from the house The hotel is still being renovated and is an active…
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Online conveyancing
Has anyone got any experience with online conveyancers? I got some quotes through Best Value Conveyancing and they seem too good to be true to me. We have a quote from a local conveyancer which was £1,650 plus disbursements, whereas the lowest quote we got from online was £795 including the disbursements. Any comments…
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I caught someone fly tipping
I caught on my camera my neighbour son emptying his car and leaving the bag of rubbish outside my house on my camera. I get in with my neighbour and don't want to cause arguments but I dont think this is right! Should I leave a note on his car to give him the chance to remove it? I do t like confrontation
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Charges for not selling .
A bit of advice please looking to sell my house after phoning a few agents settled on one but received the contract to sign and there is a clause to say that if we agree a sale but decide to cancel or pull out we will be charged half the selling fee ( .5% of the value of the property ). Also it says there is a a 6 month…
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House Buying, Disabled, Benefits.
Hi all, There are 4 of us, all with disabilities, 2 with wheelchairs. We all get some kind of Benefit Support. Even as ex forces with a war pension, there are no suitable homes to be able to rent, so we are looking into trying to buy somewhere to get adapted for us. Is there somewhere we can turn to for advice, and…
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Advice from private landlords on set up
Hi all, Using a new profile as I can't access my old account but I'm new to the rental boards after years on debt-free and mortgages instead. Situation has changed a little over the last few years and I am hoping to get some advice for my mum and myself on whether what we are looking at is reasonable/will be affordable for…
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Leaseholder's family.
We recently formed a company and bought the freehold to our flats. Eleven of us are now shareholders, but three leaseholders did not want to buy a share of the freehold. Relatives of one of the remaining leaseholders are demanding that the Company provide a dedicated Disabled parking bay to enable them to to visit their…
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Has anyone had a solicitor treat Moneybox LISA Gift Link contributions as gifted deposits?
Hi everyone, I'm hoping someone with conveyancing or mortgage experience has come across this before. I'm buying my first home in Scotland and using a Moneybox Lifetime ISA. My LISA balance is around £11,000. Of that amount, £2,000 was contributed using Moneybox's official Home-buying Gift feature, which allows friends and…
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Capital gains tax question
I have a property on a BTL mortgage. I know if I sell it I pay CGT. If I make a will that says property to be sold and proceeds given to person X, does X pay CGT? Or does my estate pay it before they get their bequest? Or is it not paid because X didn't buy it in the first place? Thank you
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Do I need a solicitor to change name on house deeds?
Hi all. As the thread title states, do I need a solicitor just to change the name on the house deeds? The property is fully paid (no mortgage) and it's less than a £100,000. It's a small terraced house. The name change would be from my sibling to myself. That's it. Thanks.
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Micro housing ?
Why has our planning system in the UK focused on massively expensive bricks and mortar homes ? With modern materiels and bulding technology now it is easy to create a comfortable home on a permenant or non permenant basis on small holdings, unused agricultural land, repurposed land ect there are plenty of ways to do this…
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Tenant agency won't accept Notice to Quit (England/London)
Hi, Long story short, my partner had a joint tenancy agreement with his ex-wife on a flat in London whilst they were married. When he got divorced, she kicked him out of the flat. They have 1 child together, and she currently stays with the mother. He's having difficulty to remove his name from the joint tenancy agreement…
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PDC Debt recovery fees
Hi all, In December, I am a leaseholder and wrote to Remus management to ask some questions about being abroad for 6 months. Unfortunately, this was on my work email which I can no longer access, and I didn't explicitly request all communication to come via email, only asked some info questions. I then had a service charge…
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Buy a house for student Son?
My son is off to uni in September for a 2 year course. Looking around it would be cheaper to buy than rent (isn’t it always) Should I help him buy it (he has 1 year Lisa) should I buy it and rent it to him, or should I set up a company and buy it and rent it? I’m a normal rate tax payer, but could get close to the…
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!st time buyer & stamp duty.
First, thank you to all who read & reply to my query.. (my hubby calls this site "money saving Superman" 😁. This will be a long post because I don't want to leave out relevant details. So, my hubby has been in the army for 43 years.😮. He has one pension & will have another next year when he is 60 . We have lived in…
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Pay debt or apply for mortgage first
Hi, looking for advice on following - Want to buy first house in 12-15 months time. My income £75k Wife's income £28k Savings in wife's name £10k Savings in my name £0 Debt in my name £28k (all credit card). Debt utilisation is 28k/30k. Bills up to date. In next 12 months can put aside £30k. Do I A) pay off all Debt and…