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Conveyancing
* I am coming to the end of a house purchase. First time buying.free hold but in an estate with an annual maintenance fee. There are two outstanding enquiries which my solicitor is unhappy about. The sellers solicitors are refusing to deal with a plans issue any further (they are not in colour). This should be a…
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Experiences of time taken to sell an unregistered property?
I just wondered about the experiences of others regarding the time taken regarding the sale of an unregistered property? I have provided all the deeds, plans and documents, etc. from my late parents so I don't believe there should be any issues regarding proof of ownership. Probate is already granted. It seems to be taking…
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Right to buy maisonette-home survey
Hi I’m in the process of buying my council home through right to buy. We live in a 1 bedroom maisonette. We have just been given the purchase price of the property and we’re figuring out our next steps. We understand that a basic survey has been carried out by the council on the maisonette but we wanted to know if we…
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Recent experience with TML mortgage (the mortgage lender)
hi everyone. So i have just applied for a mortgage with TML known as the mortgage lender with my broker via their BDM. Paid survey fee and application submitted on November 27th. Had an email today saying they’ve got all they need from me and underwriter doing their process and will give me a decision in the next 4 days or…
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Can landlord use housemate's deposit to retrieve unpaid electric bill contributions (England)?
Renting in a house share with separate ASTs, 4 bedrooms, landlord nominated me to be in charge of electricity as I've lived there longest. Just my name is on the bill. One of my housemates lost his job and gave notice. He owes me 3 months of electricity. The landlord has said he can get this from my housemate's deposit. I…
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Buying a house
Me and my wife currently live in a housing association flat, She is here on a spouse visa and works full time. We are thinking of buying a house in the future but i wanted to know if we will be asked to leave the housing association flat? She is only on the tenancy as a household member and the tenancy is in my name.
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SDLT on transfer of equity (separating couple)
Hi there, My partner and I are separating after 13 years together. We are unmarried and jointly own a house: it is the first and only home either of us have ever owned. The separation is amicable / there'll be no court order etc. I plan to buy him out of the house but need to calculate SDLT to get finances in order. I'm…
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EA affilliated damp "surveyor" ruined future sales? Turned up without warning from EA
The buyer had a proper surveyor round for the building and they didnt pick up any issues. Then just after queries were done they came to look at the house one more time, I got no explanation as to why. I got a phonecall the next day from the EA and was told that a damp surveyor had turned up to the EA, requested from the…
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Buying - should my solicitor be ordering searches before they get draft contract?
Hi all, In first update from my conveyancer they've said they are waiting for draft contract papers from the seller's solicitor before they can raise enquiries and order searches.Should they not be getting these underway in the meantime? :o Many thanks!
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Selling Inherited Property
FIL left his half of house to my husband when he died in 2018. MIL left her half to him when she died in 2024. The house was held tenants in common and was left outright, not through a life interest when FIL died. The house has never been registered with Land Registry as they had lived there since it was built in the 60’s.…
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Can't extend in any meaningful way, what to do?
My husband and I live in what is a 3 bed semi on paper, but really it's a 2 bed. You could just about squeeze a cot into the third "bedroom". The entire building was divided into two but it wasn't an even split, so we've got about a third of it and our neighbours have the other two thirds. As a result, it's pretty narrow…
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New Build / Selling House dilemma
Morning, my daughter is selling her existing house and wants to buy a new build. The NB won't be ready till March. her buyer is saying he can't wait that long so she is looking at 2nd hand market. Buyer has said he'll give her 4 weeks to find a property. She is reluctant to tell him where to go as she can't secure the NB…
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Staircasing thoughts
Had someone round to value my flat, they suggested staircasing as they said a buy to let might be interested in it. I very much doubt that the return on a studio at £250 would be worth it and I don’t like the idea of some bloodsucking landlord making money by charging a miserable tenant £1500 monthly to live in one room.…
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Letting a property without building control sign off
Hi, I am nearing completion of a house purchase, I am a first time buyer and so I have no real experience in property. The seller has just admitted to my solicitors that the building was never signed off by building control, to give you some history on the house I am buying it started life as 3 small houses and later was…
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Missing Lease Title on Freehold property
Hi, my husband and I are 8 months into trying to buy a 1920's terrace house (both us and the seller are not in a chain). The house is being sold as Freehold however our solicitor discovered a middle leasehold title that is missing (full breakdown below) and had to report this to our mortgage lender HSBC to check they were…
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Buying bungalow with 50 year old loft conversion…please help!
Hi everyone, goodness me I’m confused and could really do with some advice! Very newly divorced and have a 13 year old daughter. I am in the process currently of buying a 3 bedroom bungalow (it was advertised as such) one of which is a 50 year old loft conversion built in 1973! It needs a full rewire and new heating system…
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Looking for SAS Recommendation for Block Management
Hi everyone, I’m currently looking into better ways to manage a few residential blocks and was wondering if anyone here can recommend a good SAS (Software as a Service) solution specifically for block management? Ideally something user-friendly and cost-effective for managing service charges, maintenance schedules, and…
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Landlord: Replace Electrical Consumer Unit to comply with latest standards
My flat was built in a large city centre tower block in 2004. My agent has arranged the following: Replace the Electrical Consumer Unit to comply with the latest standards570Admin cost for Negotiating, arranging, providing access and issuing a 5-year certificate50 I am proceeding because I want to take no chances on…
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Investing in property without buying a whole property
I would like to put some money in property as a long term investment. I do not have sufficient to buy a whole property outright and I do not want the hassle of buying to let. Is there a way that I can invest in property with other likeminded people?
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Level 3 Survey - Help with responses from Vendor
Hi all I have received my level 3 survey for a property I thought was in a sound state. From reading the valuable posts on here ( thank you so much contributors) I was prepared to come away with more questions than answers from the level 3 survey. I am still unclear about some of the issues below that I have raised to my…
