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Estate agent ID Check charge for House purchase
Having sold my house I have put in an offer on a new property. It is a cash purchase using the equity from the sale. I had to provide Estate agent with proof of funds which is fair enough. However, they require ID check using movebutler at £35. Not a massive sum but I resent having to pay this given I have already done ID…
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Conveyancing bank checks required?
Hello, I have read the other threads about conveyancing/ solicitors and proof of funds. But if you have already secured 100% mortgage and a deposit is not needed, do they still need to access your bank accounts to check if you have the funds to pay their costs? as only outlay, seems a bit extreme, or is it the norm. Thanks
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Divorced. Wife Gone. House Not Selling Quickly. Bills up for renewal?
Long story short: divorced after four years. I'm still in the house which has been on the market for a few months but won't sell. We've dropped the price to below the valuations we've had and are looking into how to better market it as we've had no viewings. 3 bed detached in a semi-rural village. 3rd most expensive…
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New resident company, backdated fees
Feel free to tell me i'm being unreasonable but money is tight at the moment and this is a big unexpected cost. We moved into a nice new estate in Dec 2023. Paid the small requested estate management fee to the builder and have been waiting since then for the management company run by residents to be set up. Eventually…
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Do I pay bills from completion or actual move date, or both?
I’m completing in mid February moving in mid March so do I tell my energy companies et cetera that I am moving in February or March or do I keep paying both until the first house is empty? I have an idea I just need clarification.
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Gifts to help with Mortgage application and excessive checks
One of our children wants to buy their first property. They were a little short on the minimum deposit so we've gifted them a small amount to help, but now the Solicitors want to check all our finances and sources of income. It's all legal but just messy as a result of long standing savings and recent benefits from a will.…
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First registration-Land Registry- Help
Hi I would be so grateful if anyone has legal knowledge or personal experience re this topic. My dad died a few months ago and we are just getting round to putting his property on the market. Awaiting probate and know we can't proceed without it, but market is so slow I'm sure we'll have it by the time anyone makes an…
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TA6 form
Our house is going on the market soon .I've just hear about the ta6 form and i am wondering how I should answer a question on house electrics considering as the owner for 25years I have added extra lights and replaced a shower extractor fan during that time, I am a DIY er and not a qualified electrician .
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Tenants in common % percentage split ??
We cant work out the % split to put on the forms for the solicitor Son and partner buying a house £285K Son putting in £80000k Partner £8k Paying mortgage etc 50:50 We can work out if they split up he would take £80k and her £8k and split the difference 50:50 But how can they put that as a % percentage on a form …We've…
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TA6 Form
Our property was built in 1900 and the Loft area has no dividing structure between us and one neighbour . The previous owner had a second celling constructed about a foot below the original ceiling so basically we are double skinned with two loft hatches one below the other. As we are trying to sell we will need to fill in…
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tenant notice -RRA connotations
somewhat unexpectedly-our tenant has just given us one months notice (6 months into what was originally a 12 month ast . that given -unfortunately-i think that under the RRA -she is perfectly entitled to do so as from 1 may -it becames a rolling contract -entitling her to give one month notice regardless . can someone 'in…
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Landlord trying to deal with tenants' problem neighbours
Hi My tenant is having issues with his neighbours. (the neighbours are property owners). Tenant just wants a quiet life and has been a perfect tenant, but the neighbours are making lots of noise and using passive/aggressive actions. (nuisance phonecalls, letting their dogs toilet in tenants garden, very loud music at night…
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Got a Homebuy Keyworker Loan in 2004 - who do I owe??
Hi, wondering if anyone can help direct me. I was lucky enough to get a Homebuy keyworker loan in 2003 that purchased 25% of my property, a small flat. In 2011, I managed to port the loan to a bigger property, where it then equated to 13% of the value of the property. We did some home improvements (it was a fixer upper)…
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Tenant ignoring messages to set up EICR
Hi all, background, my tenant can be hard to get hold of, for the most part he pays rent, albeit sometimes late, after lots of chasing, he is the same with Gas Safety etc. We get there in the end but it's really frustrating for both myself and whoever is involved. I do not live near the property so it's not like I can give…
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Has Estate Agent made a boob
hi looking for advise on whether I can trust my estate agent or move onto another one. House has been up for sale since January after putting in an offer for a bungalow which has been accepted. Had a person interested in our house in April who said they were a first time buyer. My solicitors got everything all sorted, all…
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Sell and buy a year later?
Hello, I’m a single mother to an 18 month old, living in my one-bed garden maisonette in Kent. I want to move into a 2-bed house in West Sussex where I’ve got more family around- and I love to be by the sea. I’m trying to figure out a plan of how to do this. I’d love to get thoughts on my plan.. if there’s anything I’m…
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Buying in current market London or near
Hi I'm looking at getting back into the market after some bad experiences buying a couple years ago. I will be looking south London or north west but outside of London. Plan is to commute to Euston / London Bridge or Blackfriars Problem is I'm terrified of buying as a.) job market is dreadfull so if lose job then what if I…
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How long would you wait before considering pulling out of a sale?
Got an offer on my house, now it's 4 months down the line from the memorandum of sale and estate agent is still apparently chasing every day, but my buyers' solicitors and their buyers' solicitors are still "dealing with enquiries" with no end in sight. How long would you wait until just saying "the sale's off"? Because…
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mortgage and taking out finance before completion on shared ownership property
I have been accepted by Kensington bank to lend money for my mortgage on 2 bed shared ownership property I have gone for. I have a formal offer for the house but completion isn't until the mid august so the bank have not released the funds yet. I stupidly took out a big finance on furniture for over 4 k 3 years 0 percent…
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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
