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Unnusual (I think) Predicament
Hello, I own a house which I used to live in with my partner. Things didn't work out so I moved out and left them there because they couldn't afford to get their own place. There is no tenancy agreement in place and they don't pay me any rent but they are responsible for the council tax and utilities. I would like to sell…
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Order for possession money owed
Good morning. A tenant stopped paying rent. Landlord insurance company's solicitor went through Section 8 and then Section 21 and then a hearing was arranged at a county court. I went to the hearing and the tenant did not turn up. The magistrate decided in my favour. An order for possession was sent to me by the solicictor…
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House purchase and previous owner debt letters
My daughter bought a house over 18 months ago and is now the legal owner, documents at Land registry etc However she has been getting bills in the post for the previous owner, since she took ownership she has returned each one with a "Return to Sender, no longer at this address". However the bills (Demands) keep on coming…
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getting out of a new rental agreement
Hi all, i think i know the answer to this before i ask. I was in a house sale and purchase rut a couple of weeks ago and signed up for a rental agreement, as i needed somewhere fast. Since i got given the keys i'm not really happy with it. The place has clearly not been cleaned down since the last tenant (or possibly even…
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Title deeds colour coding
Knowledge and ideas wanted please! We are in the process of buying our first house. We have been renting the property for some years and have held fast because it is our forever home. Our landlord has agreed to sell to us and it's all going through lovely - mortgage sorted and just awaiting an updated EPC certificate then…
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Rent out my house or sell it?
Hi all, I have moved in with my partner and can't decide whether to rent or sell my house (it's currently empty). If renting I would do this through an estate agent and pay a management fee. My current situation if it helps: Age: 50 Value: c. £250K (remaining mortgage £39K and paid off in c. 2.5 yrs) Rent: I would get…
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Land Registry
When buying a house it has transpired it is not yet registered with land registry. The seller has now found the paperwork and submitted an application to land registry to hopefully get it registered so the sale can progress. The solicitor won’t start any searches until it is registered. I am hoping they have expedited it…
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Vanquis Source of Wealth Docs
Hi My wife and I have flipped or switched fixed rate bonds for a number of years now from at least 10 different banks, building societies etc in order to get the best rates usually from advice from Martin. Usually they are over 1 or 2 years. The source of wealth originally came from pension pots and inheritance from…
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£84k income, £36k debt, 0% deposit – any mortgage routes left?
Hi I have been with my landlord for 12.5 years, currently paying £1,700 per month and never missed or been late paying. He has now said he wants us out before the new renters bill comes in May. I’ve been looking at my options as I am 40, I have a stable career and started a new senior role 5 months ago (with no…
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New build short notice to completion
Is there any benefit to me in accepting notice to completion in 1 day or the same day? Developer is putting me under pressure to accept this (presumably so they hit their end of year sales target) but my solicitor has advised against it given that 1 day to draw down mortgage funds is ambitious just before Christmas and I…
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Landlord leasehold about to expire - what happens to tenant?
Hi, I'm a long term tenant in a leasehold flat paying rent to a landlord who owns the lease title. The leasehold expires in a few years and the landlord is considering his options: 1) return title to freeholder but they are not interested in managing it because there is no profit in it for such a short duration. (I think…
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Would buyers solicitor pay our extra costs
Our buyer needs to complete before 11th December. We agreed on 10th. We still haven't exchanged contracts as buyers solicitor has gone on leave & not told her replacement of the date As we booked & paid for removals company, if we postpone it will be another £850. Chances of getting this paid by from buyers solicitor??????…
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Retraction
On 13 April 2010, I published a post on this forum which made reference to my experience as a tenant of Mr Sunil Dhown in a property managed by IRD Homes. I have recently been contacted by Mr Dhown, who has made it clear that the publication of both the details of my experience and my opinion of the approach taken by IRD…
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Stick or Change Estate agent
I am looking to put my property back on the market after the holidays. I am wondering whether I need to change agent. I asked as I have been with my current agent for over six months and had a handful of viewers. I spoke with my agent about how they intend to sell my property. I was nothing needs to change apart from…
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Buying without selling home
Hi I am ready to put my home on the market in January but made the mistake of viewing a property which I love. The seller has had other viewings with people in the same position as me, house not sold yet. I am mortgage free. It could be possible for me to scrape together the cash (from savings and family) to buy without…
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Being chased for a statute-barred debt by Property Debt Collection Ltd for Moreland / MW Freeholds
Hi all Hope this is in the right part of the forum. I bought a BTL flat in Cornwall in 2009 and, along with the
other leaseholders, exercised our Right To Manage (RTM) in 2014. I have
duly continued paying the ground rent yearly to the freeholders MW
Freeholds, however their in-house management co…
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Extending a lease
Hello Everyone and Happy Christmas, Does anyone have recent experience of extending a lease in London. My flat is Ex-Local Authority in North London - 2 beds. The lease is 88 years. I was selling it but it looks like the sale has fallen through and one of the reasons sited is due to the short lease. I am thinking I should…
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Shared ownership - staircasing from 50%>80%>100%
Hello, I am looking for experiences with staircasing in two steps to reduce stamp duty. I currently own 50% of a flat in London and am planning to increase my share to 80%, then immediately staircase to 100%. I paid 0 SDLT when I completed the initial 50% purchase. As far as I understand, only the transaction that takes me…
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LL trying to raise rents again
Our LL has informed us in writing they want to raise the rents again. I can’t believe it we have just been through such an unpleasant time disagreeing about the last attempt to raise rents. they lost and are now trying again. we have told the LL we will take it tribunal if they try again to raise the rents but they won’t…
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Found property I like Estate agent wants 5000 deposit to put in an offer ???
I have sold my home completes next week and have found one I like. The estate agent will not pass my offer on unless I pay a non refundable 5000 deposit. Only refund is if survey condems house. What is this? is this a new thing? they are a fast sell/cash estate agent. Help suggestions please
