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Potential new rental confusion - complicated situation
I'm looking at signing a new rental agreement and I'm unsure about how the new laws will affect me. Last year we had to move from the flat we had been renting for 15 years as my landlady sold it. We've since been living (myself, working full-time but on a low income and my full-time student daughter) in a small one bedroom…
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Selling my house to buy myself a flat and one for my son
Hi own my house outright mortgage paid off. What is the best option for me, I want to sell my house and buy a flat for myself and a flat for my son who will be a first time buyer. Can you please give me some advice on what is the best way to do this.
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Stamp duty question
Hi, probably a simple question for someone here. If I own a property and want to purchase a second property to live in, (i.e. a main residence) while renting out the first property, would the new property classify as a 'main residence' or a 'second property'? I'm asking as there is a big difference in £££ between the two,…
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Buying house leasehold after being auctioned
Hi, I wonder if you can help me please. I'm starting a separate thread as most of the advice here seems to be geared towards flats, whereas this is private property with a small mortgage. I own a semi detached with a 100 year lease taken out in I believe 1966 (the actual house was built in 1968) and pay £32.00 per year in…
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No heating or hot water since 11 September 25
My disabled (enhanced rate PIP recipient) pensioner (70 years old) partner has had no heating or hot water in his Housing Asosiation flat since 11 September 2025, due to a problem with the communal boiler. The association are seeking quotes for repair replacement. The costly rent at the property includes the central…
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Questions about The New Homes Group.
I have a few questions about a company called The New Homes Group [TNHG] and I want to see if any of you have come across them and if you have what you have to say. My situation is as follows - My partner has viewed a house and wants to purchase it. The house is in Witham, Essex. It is marketed by a local estate agent but…
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Mutual exchange - 42 day rule confirmation
Hi We submitted our application forms 5 weeks ago and when we chased again today the council said they required further paperwork from me to prove my grandchildren reside with me under a court order (I am a special guardian). They have stated that they cannot begin the process as this paperwork was not submitted - this is…
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Shared Ownership - High Rent Increase
Hi there, I wondered if anyone has ever had any success challenging annual rent increases in shared ownership? I'm with A2 Dominion and every year they put the rent up they maximum possible. They say they can raise rent annually in line with CPI (as per my lease) and they calculate the CPI the previous September for the…
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Management company hikes maintenance charge by 40+% without warning
Just had to listen to a tale of woe from my neighbour who owns a single small buy-to-let flat. The rent from it forms a mainstay of her retirement income. It seems after many years the freeholder of this block of flats sold up some eighteen months ago. The new owner's contracted management company, after putting up the…
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David Wilson new build home - garage issues
I’m looking for advice regarding ongoing water ingress in my detached garage (new build, moved in March 2023). I first flagged damp/water ingress to the developer in 2024. They carried out what appeared to be surface-level remedial work. Their own paperwork referenced a “potential leak”, but no proper investigation was…
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Buying a house (with bigger mortgage) in your fifties
I'm wondering if anyone has any experience with this please? DH and I are both in our early fifties with teenagers at home. We have outgrown our current house and there is no way to extend unfortunately. We probably could tolerate some of the issues but we would love to move house. We're planning on buying a bigger house…
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Reduced market value
We're buying a house from my parents at reduced market value and therefore are being given £20,000 in gifted equity. Has anyone done this before and who did you use? I've heard some lenders are happy to include the gift towards the deposit meaning we would need less cash ourselves. Ideally we will put between £10,000 to…
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Community Interest Company (CIC) used for Housing Development
I'm looking to buy a property at Little Kelham in Sheffield and I have tried to research other instances of a CIC (Community Interest Company) model being used outside of a social housing context, but have found very little information online. It seems to be an unusual choice for a housing development. Does the CIC model…
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Eviction query
Hi, A few days ago I received an email from my Landlord, stating that he wanted to sell the house and was giving me 2 months notice to move out. Attached to the email was a current gas safety certificate and an energy performance certificate. I have now started the process of looking for a new property to rent but I was…
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Legal charge on house purchase not declared
I have been trying to buy a property -over last 6mths . neither the estate agent, vendor or vendors solicitor declared that there was a council debt on HM Land Register . I have now lost my buyers because of this. I am aware that a sale of the property fell through in 2024 and can't help wondering if it was for the same…
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House not sold, in rented what to do?
We've had to relocate for work, and our house has been on the market since May. We've reduced it twice, had a new EPC (A because of solar panels and batteries we've put in), but no luck. We've had probably 20 viewings, including one second viewing but no offers. We keep being told the market is slow, and that our house is…
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House wont sell other options
So i have been trying to sell my home for a few months. Valued by 3 agents between £220k and £230k. I would accept £220k but it is just not selling. No interest despite changing the photos to clear and uncluttered pictures. I desperately need to move areas. Should i just keep reducing the property to below market value and…
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Closed bank account statements
hi, I’ve recently closed one of my bank accounts because I never used it for a while as I have a joint account now. was just wondering would I still need to give 3 months of statements for the closed account?
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Tenants in common Unequal Variable shares?
When buying a property can you do tenants in common with unequal shares which vary according to contributions or do you have to list the unequal %? Im assuming you get a deed of trust drawn up which states share of ownership will vary according to contributions from both parties? This could be for a property which needs…
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Changing Solicitor
Has anyone any experience of changing their conveyancing solicitor part way? What was the process and was it a good decision? Long story but, we got to the point of discussing exchange last August only for our buyers to drop out last minute. We now have new buyers (ftb) and have completed the chain with the same purchase…
