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House buying, renting & selling

For all questions to do with buying, selling, renting and letting homes.

Buying a Repossessed Property - Estate Agent marketing after offer
A young relative of mine has made an offer on a flat. They made an initial offer and then I think they were bluffed into bidding a higher price under "We've had other offers" so he panicked and put in a full and final offer, essentially a sealed bid process. The offer was accepted. The legals are taking a long time, in…
Shared Access Side Gate
I have just moved into a new property which has a communal garden. At the side of the property is a side gate with a lock on it. when I moved in a few weeks ago the gate has been open as everyone including the public keep walking through my garden to access the main road. The other issue is that the path walks across my…
Selling and buying
Hi, looking for some advice. I am about to put my home on the market with a view to buying another. The plan is to buy another home within the offer I am hoping to get on mine. Minus 5-6k to cover the various fees etc. so as an example. If I get 180k I would look to buy another for max 174k - that way the difference will…
Asking price and changing agent?
My leasehold property has 85 years lease remaining and it has been on the market for 6 months. It is now with my second agent with no shop front, their suggested asking price was the same as my last agent, I have asked the listing price to be reduced by 7% and had 8 viewings, only the last viewer had commented on the lease…
Stamp duty advice when owning 2 properties
I wondered if someone can help me. My partner and I both own separate flats and are hoping to buy a family home together. I am currently pregnant and live in his property, my flat is empty and has been on the market since February & unfortunately hasn’t sold. I’m thinking about putting it on a consent to lease until the…
House sale, care fees and personal loan repayments
Admins, Please move this thread if in the wrong section. Thank you ———————— I’m getting myself into total confusion, not helped by my own very poor health and other worries, so help here is gratefully received. My very elderly mother has gone into care. While she was at home, I lent her £10,000 towards home care costs. I…
council tenant advice
hi all im new to this just need a bit of advice, I am living in a council house with teo kids im thinking of buying this property, the house has a level access shower can i still buy ? some are saying if it had a bath then you can buy, i have been thinking about requesting council for permission to fit a bath with my own…
Removal of charge on property due to lenders death(Scotland)
I have a property in Scotland that has a charge on it. It was a loan from a previous business partner which we resolved. However he died and and the charge is still on the property. How do I get this removed?
Postal address after Eviction
Hi, Does anyone know whether if a person has been evicted by the courts they can still claim that address as their postal address? I live in a block of flats where one of the flats has been the subject of divorce procedings. One party left and the other refused to settle and so eventually the courts got involved and…
Buying for parents while they sell
Hi. My parents want to move to a bungalow and after months of looking have found one suitable. The vendors won't wait for them to sell though so I'd like to take out a second mortgage (which I have confirmed I can do) but the bungalow then sells it to my parents when they sell their house. The values are very similar so…
Feedback from potential buyers.
I had 6 viewings on my house last week. We had one positive and the person needs to sell their house then they would be interested in making an offer. The other 5 viewings are buyers already on our estate looking to upsize. The feedback from them was largely negative. Our house is one of three 4 beds on the same estate.…
Selling an unregistered inherited house
Myself and my siblings have inherited my late mother’s house, there is no mortgage on the property. Probate has been granted.The property is unregistered and the deeds are in both of my parents names (both deceased) if we were to sell the house does anyone know what documents would be required in order to sell? I have…
2 Self Builds on 1 plot with family
Hi, I'm after some advice regarding a project that I'm about to embark upon, I have inherited half a property and in process of buying the other half. Property has: - Run down house - Barn (previously used for business, changed to storage for last 15 years) - Shared access to both - Utilities to both My end goal is to…
Live in house for rent
Hi,Could someone advise me. If I buy house for rent and my colleague rent it from me. If I go to divorce I can move to this house to live?I must change some property status? Thank You
Executor rental
Hi all, I am the executor of my friends estate. Her house was not completed so the estate agent suggested renting it out to the buyers. The rent was £1000 per month and all the money was sent to the solicitors and eventually exchanged contracts with the tenants in February. My question is the solicitors say I have to get…
Non-chartered surveyor ok?
My surveyor has been messing me around by claiming access issues on the appointment dates - the vendor and EA for the vendor have both confirmed no issues, the property is vacant, access is not a problem. I was recommended an alternate surveyor by my own EA - however, they're not chartered. They're up front about it,…
Separation Agreements
In making an offer to buy my former partners share of equity out from the house we both own I made my offer subject to a number of items (e.g. removal of their name from the house insurance, joint bank account etc). There are no children involved and I already now have all the utility bills in my name. His solicitor is…
Unofficial council eviction?
Hi, my father has been a council tenant for 27 years, and this question is on his behalf (as he isnt great with tech). He had a new partner move in, declared and added to his tenancy about 10 yrs ago. They have fallen out about a year ago. It transpires the partner cancalled their joint tenancy last month and applied in…
Shared ownership query
Hello, I own 75% of my apartment ( the maximum I could at the start). The total value of the property at point of sale five years ago was £220k I borrowed £170k. The property is now valued at approx £270k. I am unsure how to calculate how much I would get if I sold? And also, I’m unsure of the process to buy the rest to…
Moving van cost?
Just looking for ball park figure for moving van costs? 3 bed house in Wales. Just so we can roughly budget thanks

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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