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Exchange and Completion
I am the Seller and I have given the go ahead to Exchange and Complete on 21 August 2025. My solicitors had said they do not require anything else from me as they have everything they need. I will need to settle and close my utility, insurance company and council tax accounts. May I check when I can do this and do I tell…
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End of tenancy - "fair wear and tear"
Partner and I have recently moved out of our rental. We have been there for 4 years and feel we have cared for and maintained the property well. Handover is tomorrow. We have deep cleaned. Landlord has done a pre-cursory check and sent us the following message: "During a quick walkthrough the house, we spotted a few things…
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House I was buying back on market
So I was buying a house in May they pulled out in last week before entry date so I had to pull mine off market and left with legal costs. Anyway I found out tonight that seller has relisted with another agent 8 weeks later. Why wouldn’t they wait for us? Sell it off market or something. Our offer was £25k over home report…
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Becoming tenant in common with my mum,CGT?
Hi, I live with my mum, the house is both our primary residence. it's in England. As we both put in with the upkeep my mum suggested becoming tenants in common (primarily incase of her future care needs eat up the entire value, though shes not currently infirm in anyway). If we decided to go ahead with this would it…
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Value Comparison
I am trying to assess the value of a house, and I have this dilemma. If you compare these two houses, which one should cost more, and approximately how much more in percentage? House 1: - linked detached (garage linked with neighbour) - 50% larger garden than House 2 (also a bit more private) - garage (house 2 has no…
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First rime buyer
Good morning, I have a question about first time buyer status. I bought a agricultural land in poland without any building. Do I keep first time buyer status if i want to buy flat on uk? Thank you
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Buy To Let or give up
We were sadly 8 weeks down the process of selling/buying and our house sale fell through, buyers personal issue. Estate agents for the house we were purchasing have given us 2 weeks grace to get another buyer. Not been the easiest property to sell so this is highly doubtful. We are totally devastated. What other options…
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Is this estate agents strategy sensible, or a bit mad?
I want to put my 2 bed, 2 bath, top floor flat (3 floors total) on the market. The main bedroom is east facing, and the living room and kitchen are south facing, so it gets lot of sun, and also has a big balcony. It's in South East London, and sits on the border of Zone 3 and 4. I paid £325,000 for it in 2020. I believe it…
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Completion of House Sale - Solicitor Issues
Hi All, My parents are selling their home for the first time and they had a tough time with their own solicitor throughout the process (unresponsive, no advice given, pressuring and uncooperative). Parents have exchanged contracts and have just about secured a date for completion tomorrow (Friday 22nd August). The…
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First time buying with a LISA - mortgage + LISA is more than completion statement
I’m close to completing on purchasing my mum’s house with the help of an equity gift and my LISA. The mortgage amount and the LISA now add up to more than the completion statement now so any excess funds according to my conveyancer have to be returned into the LISA. I’m 32 so 28 years of £8k being locked away isn’t what I…
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Remortgage and transfer of equity
I am in the process of remortgaging a buy to let and adding my husband onto the mortgage which requires a transfer of equity. I’ve now been told by the solicitor that stamp duty may be payable which I find bizarre as stamp duty was paid on the house when I bought it 20 years ago. The remortgage is for 120k split between me…
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Help Needed! SRA Intervention (Solicitor firm closure)
I am in the process of purchasing an auction property. I just found out today that the solicitor has been shut down and I already transferred the completion funds to them. The completion date is the 27th of August and if I miss this . I risk losing my deposit which is substantial. I have completed the compensation fund but…
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Joint Tennant property signed over to one party, will it trigger cgt or stamp duty
Hello, I own a small property with my mum. There's no mortgage. We let it out, on purchase we paid the extra stamp duty at time of purchase for this. However my mum is now in a position where she'd kindly like to pass her half of the property to me. There's the costs of changing this to put the property in just my own name…
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Solicitor has not started on purchase for 2 months
2 months ago I signed the required documents (in person) and paid for the searches as soon as my solicitor had received the contract pack from the vendor's solicitors. Since then I have heard nothing at all from my solicitor. I haven't contacted them as I know they do not respond well to being 'hassled', and it is holiday…
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Am I Overpaying?
Hi I am a single fella , no children , no partner and live with my parents in a nice area of Liverpool where property is expensive . I have been looking for a small manageable home , extremely low maintenance and garden for my dog . I have found one , it literally ticks every single box , Redrow build in a close full of…
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Help with right of light, with new porch built?
Hi all, Would appreciate if anyone has some knowledge on this as bit confused reading literature. I live in a H shaped terrace, of four houses, I'm on the end so the long sticky out bit! Two houses between, then last on end also sticky out. My windows face to the front, and to the inside, so 90degree to my neighbour. They…
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Relisting a house 8 weeks later
A house I was buying they pulled out a week to go im in Scotland. I had signed my missives but not sure they done there’s. However they relisted 8 weeks later online it says The seller may also be liable for the buyer's costs. Relisting the property after withdrawing from a sale, especially if done without notifying the…
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Buildings Insurance Gap During RTM Handover, Who Bears Responsibility?
Hello everyone, Our RTM company takes over management on 21st August, but we have a serious insurance issue. The current managing agents (instructed by freeholder's management company) cannot provide the buildings insurance claims history despite multiple Section 93 requests. Without this, we cannot secure buildings…
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Redbrik reservation fee
Hi I have my offer accepted on a property which is marketed by redbrik. Now they are asking for a reservation fee of £595 to put the property as sold subject to contract and the fee is not refundable. Has anyone had such a experience with Redbrik and is there anyway to skip this fee?
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Buying Section 106 Discounted Market Value Home - valuation issue
I'm a first time buyer trying to buy a discounted Market Value section 106 property and I'm having issues because of the valuation. The house is supposed to be sold at 65% of its market value but I've approached two lenders via my broker, Nationwide and Atom Bank, and both have sent back a valuation that is £30k lower than…
