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Adding wife to property ownership
I owned a house before meeting wife. (house is in my name only) We moved out when I bought a 2nd house (again, in my name only) Current situation House 1 - I owned before meeting wife, in my name only, we lived in for 20 years, then moved in to house 2 about 10 years ago, i let out original in my name only. House 2 - I…
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Estate agent contract advice
On our estates agent contract it states the below. If we find our own buyer but don't exchange contracts until left the agent, surely that avoids their fee? The wording is separate but it seems to indicate that any buyer introduced by them is 6 months or two year's, that's fine but for a 100% private buyer surely there's…
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Shared ownership
As it's very expensive in my town I'm wondering if shared ownership is an option. II want to ask if it's a regulated/standard setup? Or do each company offer what they want? I'd like at least 50% share where I can buy more later. Is there any articles to read about this or anyone got any personal experiences?
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Selling House With Both Freehold and Leasehold In Place
Hello all, I'm hoping someone can provide me with a simple solution to the below problem: Unknown to me at the time, my parents bought the freehold for their house in 2010 (I was not aware it was originally leasehold in the first place) and now, as executor of their estate, I am in the late stages of selling it. However…
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Renting and DROs - landlord question!
Hey there landlords and ladies! There was a comment on the debtfree wannabe board about a DRO (debt relief order) invalidating a landlord's insurance. I don't know how this could be possible. Does anyone know? And just out of interest how closely do you look at someone's credit file and what might you see there that would…
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Tenancy deposit not returned, not protected
hi and I hope everyone is well. me and my partner moved in to a house in 2012 and paid £2200 deposit. It was protected under mydeposite scheme. However my partner moved out in 2022 and the landlord gave me a new tenancy agreement with completely different t&C. She did not returned any deposit to my partner then and I was…
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Deed of Consent
Hello all, Jst need a second opinion on this. I am currently living in a friend's house, awaiting to move to a house me and my partner put an offer on already! My current friend / landlord owns the house, and they ar ein the process of getting a new mortgage. Due to this, the lender has asked for me (lodger) to sign a deed…
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Buying house- When to do a survey?
Hello all! Exciting times for my partner and myself, as our offer was accepted for a house by the sellers. The situation is, we have no chain on our end (1st time buyers), but they didn't have a place yet to move to. The wheels of buying have started turning though, and we have to fill in and provide information for…
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Standard AST template UK
Is there anywhere I can download an editable word copy of assured shorthold tenancy. I am getting new tenants and these are people we already know so just need basic/standard paperwork which covers tenancy and has a section for inventory. Tried Google, the websites ask for details and then ask for money at the end. Thanks…
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Bought house, found damaged drains
Hello, My friend has recently bought a house. The garden path was covered with gravel. She swept it away as she didn't like it, and found a hole in the concrete underneath with clear signs of damaged drains. It seems that the gravel was put down to cover this damage up, but if course this can't be proven. Either way, a…
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Seeking permission to convert the loft
I am currently selling my flat, which is held on a share of freehold basis. The building contains two flats. I own the upper flat together with the demised loft space and roof above it. The owner of the ground floor flat is the other freeholder. My buyers are asking that, before exchange, I obtain confirmation from the…
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Could my friends car, parked on my drive stop me from selling my house?
Hi, I would like to sell my house, but my friend's car is parked in my driveway. He has been working on the vehicle for over the past four years, doing very little to it. I did tell him I want to sell my house, and could he move his car off my driveway? I'm starting to lose my patience with him as I now want to move this…
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Freeholder's permission for leaseholder to make a loft conversion
Hi all, My wife and I are freeholders of a 2-floor maisonette in London. We live on the ground floor and the neighbours on the first floor are leaseholders. The leaseholders have notified us that they want to make a loft conversion but need our permission first. Their lease states that they cannot "make any structural…
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Selling a percentage of a property to a parents ..
Is it possible to sell a " percentage " of a house to a parent using the funds from their house sale ? I am a first time buyer ( cash) so will benefit from the help to buy isa and reduced stamp duty ( 300k - £325k property , down the line have my dad move into me once converted and everything settled .. He owns his…
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Buying an apartment in Spain these days???
I love Spain and speak the language reasonably well. I've just retired early at 58, haver a good pension and I find myself with a large amount of cash and tinkered with the thought of buying an apartment in the Mercia or Alicante area for me and my wife's sole use so we can stay there three or four months per year and can…
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Buying house without selling current house
This might just be a straightforward question for a mortgage broker, not sure. I'm married. We own our house without a mortgage. My partner is a stay-at-home parent. I am the sole breadwinner. That bit is not something will change. I have been left a six figure some of money. It's not enough to buy a second house outright…
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Transfer of Equity - Costs, Taxes, Stamp Duty
Hello - I wonder if anyone can advise. FYI - My wife and I co-own a property. This question is about my daughter's property, which (on paper) my daughter and I co-own. Years ago, the only way for my daughter to get a mortgage was for her to jointly apply, with me. For this to happen, I was required to have my name added to…
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Posted overseas with Forces - renting to brother
I apologise if this has been covered elsewhere, but there is so much information and trying to find the right direction is difficult. My wife and I are being posted overseas in Sep for 3 years with the UK military. My brother is currently divorcing from his wife and we have said he can stay at our house in the UK and we…
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Expiry of chief rents in 2036/7
I pay chief rent (not rentcharge ) on my freehold property. Answering a query about redemption of the chief rent my solicitor tells me this "" Your Conveyance dated 5th May 1964 provides that the rent charge will not expire in 2036. The wording of the Conveyance states: “TO HOLD the same unto the Purchaser in fee simple…
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scottish land register
Hi there my friend is the executor of her dads estate and also the beneficiary of his house where she also lives . We have done grant of confirmation this was done without a solicitor and now need to transfer house into her name do we need to go through solicitor or can this be done by herself
