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Advice need - how to date a notice of transfer and deed of covenant
Hi everyone, I need some advice regarding the transfer of a leasehold property into my name, which I have inherited. Probate has been completed and I have filed an application for the transfer with land registry but we need a Notice of Transfer and Deed of Covenant from the management company of the property. I have the…
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Home improvements in an Equity Release property
Hi, my Mum did Equity release on her property some years ago and now, she has been granted several home improvements paid for government grants through the local council as energy saving eg solar panels roof insultation and ventilation and heat pump installation and radiators. This should add some value to the property.…
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Valuation refused....
Apologies this is probably going to be a long one....So.....Last time I was waiting for a decision regarding NatWest valuation, mortgage had been approved pending valuation. Person had come around, had smiled and said 'we'll see' when husband answered question about how much valuation we required to cover the mortgage…
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Freehold service charge
Can anyone help me im a 1st time buyer and places for people have a service charge on my property but wasn't aware of this even though I signed a deed of covenant. Nor the seller nor the agency I bought the house from nor my solicitor cleared this to me. I questioned the solicitor regarding the signing of the documents but…
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Buying house with missing lease
My daughter is buying her first house and had encountered the following problem. Had anyone else had any encounters with this or sny solutions before she pulls out of the sale? Messsge from my daughter. the solicitor has encountered a problem, they said the property has the freehold title but the seller can’t demonstrate…
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Moved: Selling a property after death
This discussion has been moved.
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Merged: Subsidence, surveyor missed?
This discussion has been merged.
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Help to Buy valuation on a flat with flammable cladding
Hi everyone. We're currently selling our flat in Runcorn which we bought in 2010 with the aid of a Help to Buy loan, and now have to arrange a valuation of the flat to show we're selling at the current market value and not diddling the government out if its share of the proceeds. Our issue is that our flat is covered in…
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Indemnity Insurance vs Deed of Variation
I am looking at selling my 2 bed flat and have had estate agents in to value. 2 of them have been quite insistent on starting the deed of variation now but our freeholder is charging everyone different amounts, its not consistent. Another agent advised to get indemnity insurance although this does not protect us against…
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2nd Charge on property - Creditor Liquidation
Hi, I am stuck in a very strange situation and don't know where to go so I am looking for some help please. My deceased Father's mortgage lender's representative were granted a repossession order and have sent a previous notice of eviction which was stopped. I am representing my Mother as she is the benefactor and I am…
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Estate agent role
We have a long chain. As far as I can tell the EA has not been proactive in checking out the position of others in the chain. I was told that I was the last to complete paperwork (signed contracts for sale and purchase are with solicitors) & that we had to complete within 8 working days or the chain would fail. I had a…
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Restriction on land registry
Hi, We are in the process of selling our house and the land registry has a restriction recorded on there going back to 2014 and we have no idea what it is, the company number on companies house is showing as a company that no longer exists but is now a new company that deals with boilers only we have never had a boiler…
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Conveyancing
I'm buying a leasehold flat, first time buying property. The estate agent has connected me to a conveyancing firm, and the vendor is also using this firm. Does anyone have any strong feelings whether I should go with this (the quote seems reasonable), or would it be better to use a different firm - and why?
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Cash Buyer
I am in the process of a sale on my house & also in the process of buying a property. My buyer & myself are both cash buyers. This is my first time buying a property on my own as I’m now divorced. What will I need to pay out before the property I am buying is completed ? & roughly how much as money is very tight until my…
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S0S - Buying a repossessed flat without the Leaseholder’s Deed of Certificate?
Hello, A month ago, my offer was accepted on a repossessed flat in a 6-story ex-council building, which falls under the Building Safety Act (BSA). The flat requires a leaseholder’s deed of certificate, which the ex-owner hasn't provided. My mortgage broker secured a mortgage offer and recommended a solicitor. However, last…
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Struggling to assess survey results
I've had a level 3 survey on a Victorian property (2-bed terrace, ~1880 I think) which seems incredibly negative but I'm not sure if that's just standard for such a property which has inevitably been modified to some extent over the years. It's very similar to one I had on a similar property on a neighbouring street…
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Company in receivership owes a debt for trespass and nuisance...
Morning all, I hope this is incompetent the correct area. If a (building) company is in receivership and then receives a new debt (for trespass and nuisance), do they have to pay it? Many thanks!
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RICS Level 2 survey - worth paying more for MRICS and FRICS than AssocRICS?
Is there any tangible difference in the quality of the survey report between those with MRICS and FRICS status compared to AssocRICS? My understanding is that FRICS is the most senior, with member status for at least 10 years, but I'm not sure if it's worth paying more for that experience? I found an AssocRICS one with…
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Decision From Property Ombudsman Without Asking For My Evidence Beforehand
Hello, I am just trying to find out whether the above is standard practice with the Property Ombudsman. A judge at my Possession Hearing said that I had a worthy case to come back to court just for the disrepair, poor service, medical impact etc. But I was not in a position to pay for that (as many people aren't when they…
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Offer accepted but not yet exchange
My sold property was due to exchange and complete end of July, and will not be able to meet the new extension.It seems the Buyer's solicitor has been stating that my side needs to still do xyz. I had clarified that this is not case. They have now stated that there are other things they are waiting on (including funds from…
