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CONTRACT ISSUE
I’m in the process of moving, downsizing in fact. Back in August I gave notice to my then third estate agent, with whom I was with for a little over a year. Wanting to try another. They, the agent, were unhappy, to say the least. I signed with the new agent who found me a buyer without pressure for me to find somewhere…
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House title plan includes part of a public footpath and road
We have recieved a title plan for the house we are buying and it includes part of a public footpath and road within the house boundary. The road is adopted by the council. I have raised concerns with my solicitor who has said it seems normal but cannot confirm until the searches are back. It doesnt seem right to me. We are…
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Anyone had any experiance of entering Purple Pact from Purple Bricks?
It's 30 years since we purchased our house and the property market has changed a lot. This is a steep learning curve. We have had an offer accepted where the vendor is using Purple Bricks for marketing and conveyancing. We've paid a significant amount to the PB partner, Lifetime Legal for the ID and proof of funds checks.…
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Not informed buyer needed a mortgage - confused
Going back and forth on this one, please help me sort my head out! My brother and I have a house and land for sale. We own the house, the land is owned by us and other family members. We had interest in the house and land from a cash buyer whose cash would not come through until January 2026. They were offering £620k for…
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I have inherited a leasehold flat. Transferring land registry myself.
My father passed away 2 years ago and his wife (my stepmother) died in October. The flat remains in both of their names. I am the sole beneficiary & executor, and I have probate. Held as joint tenants. I have asked a solicitor and they want nearly £1000 to transfer the property into my name as I intend to keep the property…
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Worth buying freehold
I have just received a letter from my freeholder to pay my yearly ground rent. £7.50 per year. Included was another letter with an offer to buy the freehold for £695. Apparently she is considering selling a large proportion of her freehold rents to an institutional investor. Me and my wife have lived at my property for…
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Buying a flat as a FTB - didn't know it only had electric underfloor heating
Hi everyone, I'm a FTB a bit stuck with whether to follow through with the flat that I am purchasing or to walk away. Still living with parents so there is no rush to move out, - could have work done before I were to move in if needed (although ideally would love to be living in it of course). Just had the survey done…
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Buying Tenanted House at Auction - Little info on Tenants
Hi, I already am a landlord with one property and have a long term good tenant, I'm considering buying another house at auction. I have seen small house in West Midlands Area for GBP 50K guide price (more than half the market value of other properties on the road). its very cheap. It has a sitting tenant on Assured short…
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Assured shorthold tennancy coming to an end
Hi, My Assured Shorthold Tennancy is coming to an end on 4th Feb 2026. My landlord has written to me to ask whether i would like to renew the tennancy for a further 6 month term or whether i intend to vacate the property in expiry. ..Though can't i just ask to have it transition to a rolling month by month tennancy?
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Purchaser wants Deed of Variation to Lease due to ground rent
We are in the process of selling a flat and our purchaser has requested a Deed of Variation to the lease since the current ground rent is above the threshold that would make the lease subject to the landlords power to terminate the lease for arrears of rent. Apparently this is sometimes an issue for mortgage providers but…
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Bank messing up my HTB ISA bonus
Yesterday I closed my HSBC help to buy ISA in order to buy my first property. I am eligible under all the rules of the scheme. Closing balance over £7000. Today I received my closing letter from the bank, which states that "The balance of your help to buy ISA is below the minimum requirement to be eligible to claim a…
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Service Charge when buying a leasehold property
I have bought a leasehold property. The previous owners had paid the service charge up until 1st October 2025. The service charge period was 1st April 2025 until 30th March 2026, to be paid biannually. I moved around 25th September 2025. Who is responsible for the service charge from 1st October until 30th March 2026?
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Shared ownership owner - can I buy a 2nd ‘open market’ property?
Currently own a shared ownership property. I would like to move, and found a great home that needs asap completion. Will not be able to sell the SO property before completion. Is there anything legally or otherwise, that is tangible and not just hearsay, that is preventing me from purchasing a second home? I am aware of…
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Solicitor insisting on Land Registry DJP before completion - necessary or overly cautious?
Hoping for some expert advice on whether my conveyancer is being appropriately cautious or unnecessarily delaying our purchase. Situation:
Buying a property where both previous owners (tenants in common, Form A restriction) have died. Executors have grants of probate and are selling. The Dispute:
Our solicitor says a Land…
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Buying New Home Whilst Selling Shared Ownership
Hi, I would appreciate anyone's help. My situation: I live in a shared ownership property, 51% owned with no mortgage. I have an inheritance and, with a smallish mortgage, can afford to buy a freehold property that I like that is now on the market. The estate agent told me to ask the housing association if this was…
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Anti-money laundering system
We are currently trying to buy a house despite the fact out solicitor uses the Infotrack eCos system which requires an app on a smartphone. My first comment is use a different solicitor because the Infotrack eCos is so badly designed, buggy and unreliable. It also discriminates against elderly and less techno aware and…
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What to do with windfall - negative equity, needs lease extension, jointly owned with ex
Hi all, I jointly own a flat with my ex. It's leasehold with only 64 years left on the lease. When we split up, we were in negative equity and couldn't afford to extend the lease or sell, so I've continued living here and paying the mortgage myself, while she rents elsewhere. Money has been tight for both of us - she's on…
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Buyers surveyor undervalued our house
Hello all,After being on the market for one year and three months, we finally accepted an offer on our house. The asking price was £280,000 and the offer was £270,000 as we know the exterior render requires some attention. We agreed to settle on £273,000 and a sale memorandum was sent to the solicitors. the buyer arranged…
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Trying to sell a retirement flat.
I have been attempting to sell a retirement flat that belonged to my Mother before she died. I am having the most awful time trying to get a buyer for it. In fact, it's a minor miracle when we actually get a viewing for the flat. The block in which the flat is based has had a fairly bad reputation for a while. It had a…
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House valuation is less than needed to pay fees, no savings. What do I do?
Me and my ex are needing to sell the house due to the separation. To cover the fees of selling the house would need to sell for 10k more than it has been valued. The house is a new build, only been here for 1.5 years. The developer is still building for another 2/3 years. Obviously, you buy new builds at a premium, and…
