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House buying, renting & selling
Discussion List
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we buy any house companies
Has anyone had dealings with these sort of companies ? just interested in any feedback as it may become an option for me . my situation is old terrace house in good repair for sale but neighbouring property is in poor state of repair which i can see putting buyers off . Also I will need to declare i have approached…
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Bought building's Freehold, incidentally becoming flat below's landlord.
2 converted flats in a Victorian building owned by the Council. Hoping to avoid future overpriced major works, I asked to buy the freehold. I thought it would be 50%, then the other leaseholder chose not to participate, yet encouraged me to buy 100% (also wishing to avoid the dreaded council's overpriced major works).…
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Reservations about house purchase
My daughter is in the process of buying a 3 bed terrace with a JBSP mortgage (with myself as the supporting party.) The house is nice, albeit dated, looks well maintained (survey booked), is in a quiet part of a popular area, with a park at the back and is edging a nature reserve, so not uncommon to see deer, squirrels,…
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Mid-Terraced Ex-Council House - "Shared" Passageway
So a few years ago I bought a house, freehold mid-terrace in a block of 4, the middle 2 have an enclosed passageway inbetween which services me and my neighbours back gardens via our own back gates at the end. From the moving information i received from my solicitor at the time, the Land Registry Title Plan shows my…
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Consent Share of Freehold Moving a kitchen
My co freeholder wants to move the existing kitchen to above my bedroom. The property is divided into 1 flat and above a maisonette. It is a 3-storey Victorian building. He has a 70% share i have 30%. Does he need my consent. The existing kitchen is on the top floor. If moved it would be on the ground floor at the back…
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Surveyors declined Level 3 – Unfinished flip red flags (St Helens)
Hi everyone, We are looking to buy a 1930s property in the St Helens area, but we are extremely suspicious of the seller's situation and need advice on how to proceed after being rejected by two surveyors. The Context & Red Flags: Unfinished Flip: The seller bought this house just 1.5 years ago and started a renovation,…
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Debt Collection - rent arrears
Have any landlords on here chased previous tenants for rent arrears? Which company did you use? Were they any good? Just for background my previous tenants left in 2022 but they were in about £20k rent arrears. I don't have any current address for them. But I heard that it's possible to chase rent arrears as long as it's…
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Inherited Property Bought in Trust But Now With Debts
I wonder if anyone here can clarify our position in this situation - it’s a slightly odd situation for this board - but I don’t know exactly where to put it Around 15 years ago - I purchased my aunts council flat - I saw it as an investment as obviously it was purchased at a discount price - The legal documents indicate…
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Freeholder needs advice on structural issues
Hi everyone. I am a freeholder of a flat, one of 8 flats, in an old building that was a hotel built sometime over 100 years ago and converted in the 70's. I am the only owner occupier, a top floor flat, there are two flats on each floor. I believe that there are 7 other freeholders, I have talked to 4 of them. The couple…
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Buyer involving his company in house purchase
We have sold our house ( subject to contract) and are almost at the end of conveyancing process with our solicitor asking for exchange dates Our buyers have signed paperwork today at their end We are due to sign in a couple of days But today things took a slightly worrying turn We have been advised that despite signing…
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Completing purchase with pending TP1
I'm currently selling my house and we're otherwise ready to proceed, but a historic boundary correction and pending TP1 application is causing a problem. In 2023, it was discovered that the fence between my property and my neighbour's had originally been built in the wrong place. To correct this, I transferred a very small…
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Buying your own property
could I set up a Ltd company to buy my house that has been on the market for two years
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Query VAT on Estate Agents invoice
Not sure if this is forum to ask but cannot see where else to post. Engaged an estate agent to sell my property at a fixed price, Shown on my contract, the agreed price. Agent a ‘one’ man band. Just her business. Not registered for VAT. I have just completed my house sale today, received the estate agents invoice. No VAT…
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How to deal with people parking car on my property
Last Saturday when I got up there was a car parked on land I own at the rear of my property that I park on and my visitors use. Initially I asumed the car belonged to a new neighbour who had moved in the previous day and had perhaps simply parked there in ignorance not realising it was my private land. I've been looking…
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New Build Repairs What Should I Do?
Good Afternoon, I'm looking for some advice on what's acceptable and what I should be doing next. I recently moved into my new build 6 weeks ago, and on my pre move in inspection I snagged the staircase as creaking. This was not rectified prior to my move in and the rectification work had to take place over 3/4 days post…
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Shared ownership house insurance
I've been in a 2 bed shared ownership house since 2022 (value £210,000) and feel very upset by the Management company with excessive insurance charges. Its gone from approx £129.72 (2022) , up to £142.68 (2023) , £175.44 (2024), then £370.44 2025 to £720 in 2026. 2025 and 2026 they have send mid say deficit letters and…
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Buying a Freehold Property with a Management Company
Hi, I am quite far along in the purchase of a house which is freehold, but where a Management Company maintains the communal areas. I was informed from the beginning that there is a monthly fee of £25 to pay for grounds maintenance, which I was happy with, but as we get further into the process, more and more costs are…
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Mortgage Advice please
So for the last 20 years I’ve been on my mums mortgage due to her and my dad divorcing and her not being able to obtain a mortgage on her own due to her age & income. We’re now at the stage finally where my mum is in a position to pay off the remaining mortgage so I will no longer have a mortgage on my credit file, however…
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Lender approval for unadopted road
Hi, first time buyer here currently in conveyancing stage, but it's getting delayed due to an unadopted close road with no maintenance agreement in place. Sellers solicitor has provided us with the indemnity policy to cover this and our solicitor has written to our lender (Halifax) to check if they are satisfied to go…
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Big mistake transferring house deeds - help!
5 years ago, my father sold the property we grew up in and bought a new property (mortgage free) which somehow his lawyers permitted him to buy in my name at the final hurdle. He wanted to do this after some (poor) advice from family members to protect our inheritance from his new partner and her children as she had not…
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