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Confused by the sellers auction fees we (buyers) have to pay
Hello lovely people. We found a lovely house that's up for traditional auction (28 days to complete). This our first time buying at auction and while we are pretty on top of it we got the legal pack through today. The seller wants to dump the following on us: £350 + VAT for the legal pack £1200 + VAT for their legal fees…
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What tenancy do we have as owners of our property?
My wife and I have lived in the same property for 50 years. We bought it whilst single (married a year later) as dual owners which would have been stated on the mortgage. 10 years ago I was aware that my wifes name still appeared as her maiden name. I duly applied to Land Registry to have it changed and furnished our…
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Can I remain a joint owner if my partner remortgages in his sole name?
My partner and I and have been together for 10 years (both men, not young). We are not married or in a civil partnership. In 2022 we bought a flat together as tenants in common and have a deed of trust reflecting our different financial contributions. I contributed a much larger deposit than my partner, and we have also…
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What are these bugs!?!
Please someone help, recently noticed some tiny white bugs on the dining room chairs, and since on the kitchen bin, also things that go on the floor like when the kids are colouring on their books, you can hardly see them they look like a tiny white specs until I use my phone torch and look closely. Managed to get a close…
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Has anyone dealt with Premier Property lawyers?
We are 5 1/2 months into buying a house. Our vendor is using Premier Property Lawyers. Our solicitor has contacted them on numerous occasions with queries. They never reply. Our house sale completed 6 weeks ago and we are staying with relatives. Our sellers estate agents recommended the solicitors, so seem to think this is…
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Premier Property Lawyers (PPL)
Just wondering what other people's experiences of these solicitors are like recently? Emails are always logged (by a different person each time) are not replied to. Calls go to voicemail and are not returned. The only way it seems possible to get a response out of them is to complain to our estate agent. We only used them…
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Money Moral Dilemma: Should I pay for repairs to my fiancé's house in return for joint ownership?
This week's MoneySaver who wants advice asks… My fiancé lives mortgage-free in a house he inherited. It's in poor condition and needs £1,000s spent on repairs, but he has no savings to fund them. I currently rent a flat, but he wants us to live in the house together when we get married next year. He says if I pay for the…
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Declaration of trust v transfer of equity?
Hello Advice please for my friend. Deffo not me I dont have this level of money. She owns a house she inherited years ago off her grandma. Its mortgage free in her name. Shes wanting to sell and has a buyer all ready. She has never put her husband's name on the property and has been advised to before selling to help reduce…
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Mortgage brokers for PhD studentship
Hi all, looking to buy my first home and wondering if anyone here has recommendations for mortgage brokers with experience of PhD studentships? Preferably based in or near to south yorkshire, but not a deal breaker if not! Thank you
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Convencaying lessons
Hi, We are in the late stages of purchasing a semi-detached freehold property that requires full modernisation. We have already completed a Level 3 survey and a CCTV drainage survey. We have decided not to carry out an EICR or Gas Safe inspection, as we are assuming the property will require a full rewire and a new boiler…
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What are the pain points of buying, renting or investing in property ?
Going through a move recently and found it incredibly frustrating that there's no single place to check house prices, rental prices, council tax banding, broadband speeds and crime for a postcode all at once. You end up bouncing between property sites, the council website, Ofcom's checker, and Google Maps just to get a…
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Charge on a property.
Hopefully simple Q. If there is a charge of, say, £150k on a property, payable on its sale, and the house - due to current market - achieves only £135k, or £130k after EA and conveyancing fees, wot 'appens? Ta.
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Services charges on an over 55's flat
A friend is buying on these - how can they be sure that the service charges won't go increase a lot in 10-20 years?
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Tenant's liability insurance- anyone have experience of claiming as a tenant/know what it covers?
Hi, having an unruly teen in the house, I've already paid for accidental damage to walls and floorboards myself, but am concerned that if there was damage to, say, the french doors it would be too much for my pocket. How do you go about claiming on this if something happens? Does it have to be via a claim that the landlord…
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Reclaiming rent from landlord
We are currently living in a rental property, which we have named the house of horrors. We have been in for 3 months and it's problem after problem. The day we moved in, we hoped, like any normal person would, that the place would be clean and ready to move into. In actual fact, the kitchen had not been cleaned properly.…
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Starting to get concerned
Hi, I have a refinance and purchase going through simultaneously. So far: Both mortgage offers have been received; Legal pack has been reviewed and queries raised a week ago. It needs to complete in three weeks. I'm now concerned, it appears to me mortgage conveyancing checks need to be done to release funds, contracts…
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Ex MOD property.
Hello, I am in the process of potentially making an offer on a ex MOD (RAF) 2 bedroom married quarters. There is no mains gas so it currently has old fashioned storage heaters, these will need replacing so I have budgeted for this in my offer, has anyone got experience with the newer high heat retention storage heaters?…
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Deed of Variation
Hi, I was trying to sell my Mothers Flat to help pay for her Care Home Costs but the Sale fell through last minute as their Solicitor requested a Deed Of Variation with a forfeiture clause. The Landlord came back with a figure of £15000 plus £1200+VAT in Legal Fees. This is on top of around £600 I had to pay for the…
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property valuation guide tools wanted (commercial and domestic)
Greeting! Seen some properties up for lease and trying to get a real idea of what they are worth Are there any tools out there that might help please? Thanks
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Should accepted property offers in England & Wales be made legally binding (like Scotland)?
We’ve tried to sell twice. Both times: offer accepted, everything progressing, costs incurred, chain moving. Both times: the buyer pulled out right before exchange. Weeks of time gone each time. Thousands spent. No consequence for the buyer. What’s really struck us is that until exchange of contracts, an “accepted offer”…
