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Be cautious about buying McCarthy and Stone!
I would counsel caution to anyone considering buying a McCarthy and Stone apartment. The issue is not with the property itself but in the selling on of an apartment. I have been trying to sell my deceased uncle’s apartment for three - years. McCarthy and Stones resales experts are passive and as they continue to accrue…
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Charging order
i have a charge on my property from an old debt over 20 yrs ago that I simply just forgot about, i want to repay the debt and have the charge removed so that i can remortgage, the company that the debt is owed to no longer exist since @ 2012 and have no forwarding details or including contact details, from investigations…
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Next door neighbour has asked permission to put a flue on the side of his kitchen extension
Hello, I live in a terraced house and my next door neighbour has had a kitchen extension built at the back of his house. He has asked my permission to put a flue on the external side wall of the extension. He has said it will only come out by about two inches. However, I am not entirely comfortable with this. I said I will…
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Rights to evict
Hi, I have a council property of 13 years. 8 years of this has been with my ex partner. During the the first 7 years I have covered every bill for the household. Begrudgingly I discovered last year that my ex partner ( mother to our daughter. Has been earning far more than I do but didn’t disclose this to me. I asked her…
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No pet policy
Hi everyone, I'm in a really difficult situation and would be grateful for any advice or similar experiences. I bought a flat on an estate and I’m not allowed to keep my wonderful 7-year-old male French Bulldog with me that I have had from a puppy. Unfortunately, I only fully understood the lease terms regarding pets the…
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Buying a House - looking for advice
I have around 120k in cash (excluding other savings) and I'm looking to purchase my first home, more as an investment than for living in. I'm close to 30, no kids or partner and self employed earning around £35K a year currently (income has lowered significantly since covid). I rent in one of the home counties and…
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Removal costs?
Hi, I'm trying to work out the cost of moving and wondered if anyone could give me a link to a removals estimate calculator? I have tried a search through the forum but I'm getting things like chimney breast removals! Perhaps I'm using the wrong terms. I feel it's a little early in my moving process is to ring around. I'm…
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Lease extension
Hi just a query I’m in the process of buying a flat property bought for - 202000 years on left on lease 97 ground rent 200 increases every 10 years with RPI - new review 2032 im planning on getting in there and I’m due some money in the next couple of years which will bring the lease down to 94 ish im planning to extend…
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Reclaim Additional SDLT
My wife and I recent purchased a second home (House B ) and paid the additional SDLT. I looks now as if we will separate; she will live in our home (House A) and I will live in House B. Can we reclaim the additional SDLT? Who do need to inform? Thanks
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Ground rent
The bloke I pay ground rent to (house with 900yr lease) has sent me a demand for 6 years - I don't have a problem with that, he's sporadic with his invoicing. However, he's decided to increase it from £3.5 to £4 - like it's some kind of corner shop! In the lease it says £3 2s 6d so I think he's even robbed me on converting…
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New build with shared access way to garage
Hello people, We are looking to buy a new build with double detached garage. We have liked 3 plots of the same design - numbered 1,2,3 on the attached site plan. Plot 1: - West Facing Garden - Cheaper as it has 2 parking spaces and not 4. - Is last property on shared access way Plot 2: - South facing garden. - 4 parking…
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Charge on property
I have just seen on land registry that there is a beneficiary charge made by MKDP LLP back on 17.04.2014. Other than their company number OC349372 there is no reference number & nothing else on it to say what it relates to. How can I find this information & out and who do I contact to do that. I am now mortgage free &…
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Estate agents taking over
Our estate agent seems to be taking over. We made an offer on a property 12 months ago and the legal problems have only just been resolved. We have a buyer who has harassed us throughout the process to move out and rent. Now that the legal process is sorted with our onward purchase, our buyer wants a survey. He seems to be…
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Small Claims Court - Charging for my time
I'm looking into taking a former tenant to court to recover costs for rent, repairs to the property and garden works. I've already got the deposit but this won't cover the full costs. I wanted to know if I undertake some of the repairs and garden work myself, can I still claim my costs for doing it or can I only claim if I…
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Letting & HMRC tax payments
I commenced letting a flat that I own in February 2024. The flat was initially let on a 12 month lease which has now rolled on to a monthly agreement. The rental is £675 per calendar month which is paid directly to myself. I am a PAYE employee. My basic salary including company car ,medical insurance etc is £60k. I have…
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Selling my house and buyer delaying
Hi, I am selling my house and the buyer and their solicitor are taking forever. It has been over 10 months since we accepted the offer and there is no end in sight of the sale completing. I have spoken to our estate agent and they are lovely but wont chase anything up. I threatened to pull out of the sale and take the…
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Safety deposit scheme
I had a friend of the family living at my property and she needed a tenancy agreement to claim universal credit to pay the rent, due to the height of Covid and me being new to the land lord system, I didn't put her deposit into a safety deposit scheme, which was stated in the tenancy agreement template that I have printed…
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'Instant' property buying companies - has anyone had a good experience?
I have had a nightmare of an 18 months of legal difficulties that my late parent left behind. The final thing that will need sorting is the disposal of a rental property, which has not been looked after, and when the tenants finally go, it will probably be down to bailiffs and it's likely they'll leave it in even more of a…
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Buying a house from Vendor with power of attorney. Legal issue
Hi Can someone help clear this up for me. My daughter is about the exchange on a house purchase via a pre -auction offer (deadline today) Everything has gone through as expected except that the vendor is has a lasting power of attorney (seen by the agents) but not seen as certified by my daughter’s solicitor who is…
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Am I eligible for SDLT relief if previous property was joint owned? Even HMRC unclear!
Hi Guys! I am buying a £315,000 house for the first time as a solo applicant. Do I have to pay SDLT if I joint-owned from 2011 to 2015? Am 'I' a 'first-time' buyer? No one seems clear on this, not even HMRC! Thanks in advance! BD
