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Too old to buy?
I am 38 years old, will be 39 years old. I have around 30k in savings. House prices where I live are mental. I live in Hertfordshire and it is a commutable distance to London. I will be buying by…
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Survey shows no secondary membrane on roof
Hi I’m in the middle of buying a house and the survey says there is no secondary membrane and I should get a quote for this and consider this in the purchase of the property. I have been advised this could cost £6000 to remove the roof. Is it generally acceptable to ask for this to be considered in the sale of the property…
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Rent Arrears my daughter wasn’t aware of
We have been helping our daughter financially through university. In her final 2 years she shared a very small flat with her boyfriend in London. They were both named on the tenancy agreement. The rent was £1900 per month and because my daughter was a student, she was to pay £900 (with family help) and he was to pay the…
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Can my neighbour get away with this....
Hello everyone. I am very upset at the moment and was hoping someone might be able to help. Basically my neighbours are building a very large "structure" in their garden, which I have been told by the local council that it can remain as it complies with The Caravan Act 1968. It is very large and runs along our shared…
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McCarthy and Stone Resales
Does anyone know what happens if a McCarthy & Stone flat fails to sell after many years and the accrued service charges now exceeds the value of the flat - are the beneficiaries responsible for the debt?
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Service Charge
Hi , We purchased our ex-council house in 2022. The previous owners bought the house through right to buy and we have purchased it as a freehold. We were not aware of any service charge when purchasing the house and are wondering if this bill needs to be paid by us. We have not received a bill, the bill has been sent to…
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Is Hastings / St Leonard's really up and coming?
I know there's lot's of posts about this, but they all seem to be dated in latest 2020 and as I can see from a recent visit to Hastings / St Leonard's , a lot seems to have changed then! However, i'm looking for the inside scoop from a local as I think you only really see tell tale signs if you live there. So, in 2024, how…
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Advise needed to sell or buy to let
Hi all, I’m in a bit of a difficult situation and would really appreciate some perspective. The housing market is down, and we’re trying to sell our place but not getting anywhere near the value we expected. On top of that, our child’s school catchment is a big factor, and we need to sort things out before end of October…
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Moving in under a year
Any guidance please. My wife and I moved into our new house in December 2024 and naively didn’t do much digging on the neighbour, we purchased from a friend who neglected to tell us how bad they actually are, but the past is the past and I won’t share the details. I’m keen to try and now sale the property and move out, as…
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Flat has been on the market for 3 weeks now, and I've not had many viewing requests - is there anyth
I've had my 2 bedroom, 2 bath flat located in South East London on the market for 3 weeks now but I've only had 7 enquiries, of which 4 turned into viewings (1 of the viewers liked it but wanted a more modern kitchen, 1 of them the state agent was convinced was going to make an offer the following day, but then…
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Selling house in auction
Hi, I put my house in auction with IAMSOLD. I haven't heard a single bid so far; this is one week on. What do I do? Should I pull out and go in the open market way or wait for 60 days for their contract to finish?
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Record of past house sale prices
Normally it's easy to check past sale prices. However a house near me has gone on sale at what I think is a hugely inflated price. According to the agent there are no details of previous sale prices achieved. I know that this house has been sold at least 3 times in the last 20 years. I looked at 36 pages of sold prices for…
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Selling problem due to ground rent
Selling problems with leasehold flat So I am in the process of selling my flat. We were told we were likely to exchange by mid April but yesterday found out my buyers lender are now refusing to lend because the ground rent will not be capped at £250. It’s currently £300 and has been since I purchased in 2021 - I don’t…
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Mortgage recommendations for first time buyers
Hi, me and my partner are currently saving for a mortgage deposit and looking for recommendations for a first time buyer i.e help to buy, maybe things to look out for/avoid with new schemes. Also I'm self-employed and wondering how my income is calculated, is this based on pre tax profits ? Many thanks !
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Share of freehold bought without consent of freeholder?
I live in a shared house with 3 leasehold flats and I and other leaseholder A share the freehold 50/50. The remaining leaseholder B tried to buy the share of freehold twice but was not successful as they changed their mind (and I was not happy to accept their changed request either). I had not been impressed with B's…
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Shared ownership HA introducing new service charges 26 years into the lease
My shared ownership HA (Southern) are introducing a new service charges 26 years into the lease in spite of the fact that it's a repairing lease and I have full responsibility for all repairs and they haven't ever done any work on it. The only charges I have ever paid apart from the rent have been for the Buildings…
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Land Registry Query & Rent Charge
Hi, I'm hoping someone might be able to help me, or someone from Land Registry might read this and be able to help out. I'm purchasing a property and as part of the solicitor's checks it has been identified that the property has a histroic rent charge of £4.50 on it. The lender (Barclays) have refused to lend unless this…
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Auction house solicitor
Hello, I am looking to bid on a property at auction and am in the process of trying to source a solicitor who has the expertise to deal with the sale within the 28 days deadline. I would also like them to take a look at the paperwork prior to auction. I have looked online but wondered if anyone can recommend one as I am a…
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Selling - Sole Agency Tie In
Afternoon all! First time seller here and I wanted to gain some advice as im a first time seller to getting to grips with being in “other end” of th estate agent experience. I’ve had 4 agents come value the house last week and all were pretty consistent in their valuation, marketing approach and feel for the local market,…
