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Purchase Proceeding, Discovered it’s No Animals
When I viewed the flat, I made it abundantly clear that I needed to know the pet policy as I have a cat. I was told I needed permission. i asked solicitors to find out and they were very blasé about it, saying we’d find out further down the line. The leasehold pack arrived last week and I saw sight of it on Friday. It very…
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Unexpected 20% increase in service charge
Hi, hopefully someone can assist. We live on a leasehold property where the annual service charge is normally paid in 2 equal instalments. The first one was paid for in January and the second is due in June. An annual budget is sent to the individual leaseholders at the beginning of the year. As leaseholders we have a…
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First time cash buyer - where to start .
A bit of advice please . I have never having bought a property before and not too sure where to start. I am a cash / first time buyer ... Spoke to a solicitor who said they will only take me on once I have found a property and then they could start checking my finances etc . The estate agent says that I cant view any until…
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MSE guide: First Homes scheme - how it works and who can apply
This is the discussion thread for the First Homes scheme guide. The guide discusses topics such as: - What is the First Homes scheme - Who can apply for the scheme - Do I need a mortgage - How to apply for First Homes - How does First Homes compare to other schemes If you haven't already, join the forum to reply.
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What’s wrong with this property
https://www.rightmove.co.uk/properties/160803176 Why has this property gone from £410k in March to £395k in April to £380k now with the EA claiming mass interest since it dropped to 380k? The identical layout and size property above sold for £358k and that’s an open market one. This is ex-SO being sold back to back…
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CGT on a Property that was gifted to siblings 25 years ago and Mother lived in rent free leasehold
Good Afternoon and thanks in advance for any advice. In 2001 my father died and the house that my mother and father owned outright was gifted to myself and my two siblings. The Land Registry recorded that fact that the 3 of us held the freehold and my mother held a 0 cost leasehold for a period of 30 years. Earlier this…
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Buying house no building regs for removing load bearing walls
I am buying a house in the north west and have just found out that two there are no building regs for two load bearing walls that have been removed downstairs. The works were apparently done by a previous owner 15+ years ago although i have no proof of the date. Our solicitor has advised they have to inform the lender, the…
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Will I pay CGT on my home/business ?
Back in 1986 I bought a bungalow on a busy main road with a decent size back garden and a workshop at the back. I had a job at the time but in the evenings I used to bust pallets and make firewood in the workshop. I bought a couple of saw benches and a few other tools. I started buying second hand timber from demolition…
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Council Tax Summons for this years CT on a house I sold five years ago?
Hi, I've never received a summons before, always paid Council Tax on time no matter what. I've now received a Summons for a house I sold nearly five years ago, for this year's Council Tax! The most shocking thing in the summons is "Things that are not defences to a liability order" "Magistrates cannot consider.... whether…
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What if i wish to break out of an Assured shorthold tennancy
Hi, Qu 1...Say i move in to a flat on a 6 month AST, and then in the first week, the neighbours are screaming drunks and i cant sleep at night and am tired going to work. Then surely i have a right to simply immediately break out of that AST? Qu 2...Say i stay in a flat for the 6 month duration of the AST, and then i…
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Would you buy a house with this boundary issue?
Sort of a hypothetical question…. Facts: A freehold house on a small private development pays service charges for the upkeep of roads, drains, woodland etc. When the property was originally transferred, a mistake was made on the plan so that a 2m x 15m part of the back garden is still owned by the management company. The…
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Student rental utilities bills package like Unihome - is it a fair deal for students?
Does anyone have experience of using Unihome All inclusive utilities in shared student rental accommodation? (Views on value for money, service etc? Is it ) Are there others that provide this service to compare pricing? The pricing is for energy bills (gas and electricity), water, TV and broadband (speed not specified, but…
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Estate agents didn't tell us
We put an offer on a property & instructed solicitors. The property is a freehold house with rights of way across a gravel driveway. In the meantime time we had a level 3 survey done. £700 We have just had paperwork from the solicitors today stating the right if way land is leasehold, an amount paid yearly. Apparently…
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Advice need - how to date a notice of transfer and deed of covenant
Hi everyone, I need some advice regarding the transfer of a leasehold property into my name, which I have inherited. Probate has been completed and I have filed an application for the transfer with land registry but we need a Notice of Transfer and Deed of Covenant from the management company of the property. I have the…
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Home improvements in an Equity Release property
Hi, my Mum did Equity release on her property some years ago and now, she has been granted several home improvements paid for government grants through the local council as energy saving eg solar panels roof insultation and ventilation and heat pump installation and radiators. This should add some value to the property.…
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Valuation refused....
Apologies this is probably going to be a long one....So.....Last time I was waiting for a decision regarding NatWest valuation, mortgage had been approved pending valuation. Person had come around, had smiled and said 'we'll see' when husband answered question about how much valuation we required to cover the mortgage…
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Freehold service charge
Can anyone help me im a 1st time buyer and places for people have a service charge on my property but wasn't aware of this even though I signed a deed of covenant. Nor the seller nor the agency I bought the house from nor my solicitor cleared this to me. I questioned the solicitor regarding the signing of the documents but…
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Buying house with missing lease
My daughter is buying her first house and had encountered the following problem. Had anyone else had any encounters with this or sny solutions before she pulls out of the sale? Messsge from my daughter. the solicitor has encountered a problem, they said the property has the freehold title but the seller can’t demonstrate…
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Moved: Selling a property after death
This discussion has been moved.
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Merged: Subsidence, surveyor missed?
This discussion has been merged.
