-
Question about listed price and guide price.
Almost every ad I click on the listed price is like £120,000 or £125,000, which is what makes me click on the ad. Then when I read the description it says "guide price "£135,000 - £145,000". I'm assuming the listed price is a way of click baiting you into looking at the property and the seller absolutely would never…
-
Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
-
MEPM (JR) Ltd - obscure managing agent with poor service
I would've preferred to post this review on Google Reviews, but the company, MEPM (JR) Ltd, doesn't have a Google profile. I’ve never heard of MEPM (JR) Ltd until my building signed them up. From the start, I found the way this company operated unusual. Their website is extremely vague, with no team profiles, no client…
-
Additional rate stamp duty refund after a seperation
Hi, I am in a bit of a complicated situation re second property ownership with my former partner and whilst we are in the process of separating our assets I want to know where I stand re claiming a refund for the additional stamp duty we paid on the second property. Background: My former partner and I currently own two…
-
CGT from 2 angles
Hi all Hope you can help before I spend the whole of tomorrow on hold on the phone to HMRC please. Dad passed Feb 2024, Mum lived in their home until Nov 2024 when she went into a residential care home. (Severe Vascular Dementia - Depravation of liberty in place) We put the house up for sale in Dec 2024 and it finally…
-
The Agent Estate delayed the renewal of contract and in 2 months and want charge me for that.
My contract should be renewed in 29th of October/2024, but the Agent State delayed because of "Transition between team members" and the new contract was signed in December, the rent price was raised 50£ per month (I agreed), but now they are saying that I need to pay 100£ referring to the months of October and November. I…
-
Leting Agency claiming in Invetory document that there is no bad smell in the flat
I would appreciate your advice how to deal with this. We are starting a new lease through an agency, they have sent us a pdf with in-going inventory (Property Inventory / Schedule of Condition) in which they claim that there is: "No odour present upon entry" across all rooms. This is absolute lie. Most of the report…
-
Helping daughter to buy house whilst she uses her LISA
Thinking of helping my daughter buy her first house either by gifting her a large sum (£50k+) or buying part of the house with her (probably 20%). I would rather do this than her have to buy using shared ownership. I appreciate if I just gift I would need to waive any interest in the property. The property she is looking…
-
Cease and desist letter
I have had problems with a neighbour for a few years now. This ranges from damaging my property to being verbally abusive to trespassing, taking photos and sending numerous letters, making false claims about my character or how I have acted in certain situations. I have had to involve the police as the behaviour has been…
-
First time buyer struggling with deed of gift & a mortgage
Hi all, I'm looking for advice on the implications of using a deed of gift in a property purchase. I'm a first-time buyer planning to buy a holiday home from my elderly parents, which they do not live in. A mortgage broker suggested that instead of saving for a deposit, my parents could gift me £20,000 via a deed of gift,…
-
Property Options
Hi, I'm looking to purchase a new home with my partner (currently we do not live together) in the £250k/£300k region with a mortgage. I currently own my home, value approx. £145k. I also own a small commercial property value approx. £45k which provides a rental income per month. I am considering renting my home to offset…
-
Can you pay EA fees through savings if there is no equity leftover from the sale?
I'm in a really tricky situation with trying to sell my flat. It has been massively devalued (won't go into details because it is an insanely complicated situation). What I'm trying to figure out is if we were to accept an offer that covers the remaining balance of our mortgage but doesn't leave us with any equity, can we…
-
TR1 incorrect valuation
I bought an apartment with two other friends for £94k. Several years down the line, sadly, we drifted apart so the partnership was not working as well, and one of my friends got terminal cancer. The property had lost value - the investment was not working as we had planned. So, we decided it would be best if one person…
-
Neighbors running a repair business from home?
Hi all, Bit of a weird one. So we have lived in this property for about 14 years now, one of our direct neighbors (separated via fence) have always been a bit loud etc but never been terrible. They used to repair vehicles on their drives, small vans etc. They then sold or rented (it was up for sale for a week or two and…
-
62 years old, £77k cash, newly divorced, £33k wage... Suggestions for housing
Have several months breathing space, but will then need housing options. Recently walked away from a better job and now starting again on a much lower wage at a new firm in 5 weeks. I am looking to buy within a 50 mile radius of Stamford, please nobody suggest Peterborough, I would sooner live in a container in the woods…
-
Leaking Roof and Damp - Mortgageable? Price Reduction? Walk Away?
Hi all - so am currently having a nightmare property search. Have found a property that me and my daughter liked, however upon getting the survey it flagged 1. The flat needs generally updating, cracked tiles, worn carpets, units, etc - this I was aware of and planned to do anyway.2. The bathroom and kitchen floor needs to…
-
Is the sellers estate agent BS'ing me?
I made an offer for £125,000 because the seller has previously accepted 2 offers for that exact amount, proof from this PatMa extension But the agent told me the seller is looking for offers above £130,000. I told the agent the seller has previously accepted offers for £125,000 so that is my offer I'm not going any higher.…
-
Section 21 Notice
A friend of mine has been served a Section 21 Notice giving him 2 month’s notice to vacate his rental flat. Due to him being a vulnerable person, we have been in contact with the Local Authority for their help. They initially asked to see various documentation including a copy of the S21 Notice. We were not able to provide…
-
Any issues with this estate agent contract?
Perhaps someone here is better than me at spotting potential issues! Here it is uploaded to filebin... https://filebin.net/4lueewc6s32ihm5e The parts that I don't like are: "PAYMENT BY SOLICITOR" seems like they are trying to bind my solicitor to this agreement too? "WITHDRAWAL AFTER A SALE HAS BEEN AGREED" with a…
-
6-month rule change of ownership in conveyancing
We've been conveyancing for a property for 3-4 months now, with the mortgage offer approved and searches underway. The property has undergone a change in ownership due to probate for one of the joint owners, and we have had to wait for a first land registration (now complete). One of the owners has owned the property for…
