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Capital gains on selling property
Hi A bit of back story. I am in a very fortunate position where I was given a property through a trust. The property was released from the trust in June 2024 and has been my primary residence since. Recently my partner has wanted me to move in with her and I am considering selling my property (approx 120k) My question is…
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Solicitor trying to charge £2000 Leasehold fee.
We're getting towards exchange on a leasehold property as first-time buyers. We've always been clear that the property is a Leasehold. It's a chain-free property, and everything else has gone pretty smoothly thanks to the sellers already having all the documents ahead of time. We were sent the contracts to sign a couple of…
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Issue with New build PEA for green mortgage
Hello all, I am buying a new build property, we are close to exchanging but we are having an issue with our mortgage. We are applying for a green mortgage as the properties predicted energy assessment (PEA) is 81, meeting the requirements. Having a green mortgage reduces our interest rate. The issue we are having is that…
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Money Moral Dilemma: Should my housemate who works from home pay a greater share of the rent?
This week's MoneySaver who wants advice asks... I live in a house-share and while I'm at work six days a week, my housemate works from home. Our landlord wants to put our rent up due to the increasing cost of bills, which are included in our rent. While I'm rarely home, my housemate has a fan or the heating on every day,…
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Leasehold to freehold advice
I’m about to sell my 50% shared ownership house. The lease only has 63 years left on it and I’ve been quoted 40k to extend it. I do have the option of a simultaneous staircase sale where I purchase the other 50% at the same time as selling, and the property then becomes freehold. Does anyone know if whoever then buys the…
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Removal of Form A Restriction from Title Register- Inherited property
Hi , hope some can help . I have been granted probate and now looking to transfer my parents property to my name as per will. However one the registry document it states " RESTRICTION: No disposition by a sole proprietor of the registered estate (except a trust corporation) under which capital money arises is to be…
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Solicitor not ready to share file
Hi, I am first time buyer and facing issues with contract exchange as solicitor is not giving go ahead. They said they are waiting for management company to respond on couple of points. When I asked for the file, they responded back saying if they provide me with the file they will no longer be able to continue working for…
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Companies mimicking HM Land Registry.
A week ago I Googled 'Land Registry' to get hold of a copy of the Title for a property I own.The Company calls itself Land Registry UK and, having missed the small print stating they are not HM Land Registry (HMLR), I paid online about 60 pounds for a copy of the Title. Soon after, this Company emailed to state that there…
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Landlords - are you selling up or will do when your tenants leave?
As above. Also is you don't mind, just say what area of UK you live in to give it greater context. Will you, have you put up rents this year and if so by what percentage and was the amount less than last year/etc. These new rules which 101% favour the tenants, when do you expect them to become the law. In my view, it may…
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Huge loss on sale of rental property
Hi, first time here so apologies for any stupidity... I stupidly bought a buy-to-let / rental property in my mid-twenties without really knowing what I was doing (FOMO in the company of wealthy colleagues)... Then the financial crisis hit, followed by the cladding scandal, and I eventually just got rid of the property for…
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Sell inherited property to sibling for less than probate value
Hi, first post so apologies if I have made any error in where to post. My father has passed away and I am set to inherit both of his properties. My half sibling lives in dad's second property and has done for several years. This has been an agreement between them and their stepfather (my dad) as it was beneficial to both…
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Consent to let residential mortgage (5 yr fixed), can I take out equity in the future to buy home
Hi Everyone, I wanted to get advice. The story is I have a mortgage 5 year fixed which is due to end October 2026 (residential mortgage). I want to leave the town and the location due to personal circumstances/ finance issues. I have built up quite a bit of equity in the house (bought the property in 2020) I have looked…
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Scotland 4 Weeks to Entry - is this Realistic ?
I had a really lucky break yesterday touring around Estate Agents looking for a Flat in Scotland. One I went into had a lovely 2 Bedroom Flat come back for sale as the previous buyers Mortgage had fallen through. 30 Minutes later I was viewing the property which was listed at offers over £116000 with a Homebuyer Report…
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Rental Legal Advice
Good afternoon all My son split with his girlfriend in January 2025. They were joint tenants on a house rental, which expires this month. Taking into consideration his ex partner did not have anywhere to move to, he agreed to pay his half of the rental (£900 per month / £450 each) as legally obliged to, including this…
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does the seller pay their solicitor’s fees if a buyer pulls out of a sale last minute?
I’m selling my Mums house to pay for her care home fees. Buyer 1 pulled out of a sale that had got as far as my solicitors sending me a contract to sign for them to hold ready to plan exchange dates. The estate agents (A) then shut down as a business and the sale was handed to Estate agents (B), I kept the solicitors. I’ve…
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Conveyancers/Solicitors choice and househunting
Hi all, This is the first time I've had to manage a property move in-chain (previous two cases were chain-free and I lived with my parents until completion) and with a family including two very young children in-tow. We've been rather taken by surprise with our house receiving an offer of the asking price from a committed…
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New roof on side extension now requiring Indemnity Policy ??
We have sold our house and completed the initial Enquiries Form, Our buyers solicitors are now asking for more details for a flat roof we had replaced over 10 years ago with regard to certification, we understood at the time that this was permitted development. Should we just pay for the Indemnity Policy. They are also…
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Can't fit fridge in rental room
Hi, My flat/room is so small i cant fit a fridge in. What are these small "beer fridges" like for storing milk and margarine and the odd microwave meal? Margarine is the biggest need. A slice of toast with marg on it is the cheapest snack so is wanted the most. I'm diabetic so biscuits/cakes/sweets are out of the question.…
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Need help with knowing boundaries of property we are buying
Hi in process if conveyancing, got sent land registry etc by solicitors Confused as I notice a large flue like thing from.neighbours wall and it appears it's atleast 50 cm or more overhanging on the side we are considering an extension over garage Where would planners calculations be from?
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Buying flat with S20 not disclosed
how much discount should I ask for when there was an s20 that they didn't tell me about?
