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House buying, renting & selling
Discussion List
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InfoTrack eCos Onboarding being used by my solicitor
It's been over 30 years since buying a house and I'm now in the process of buying my flat. My solicitor tells me that their firm has switched to the online 'InfoTrack eCos Onboarding' system which is to verify my ID, proof of address and source of funds. Has anyone else used this system and is it used to pay the deposit…
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Title Indemnity Insurance
I'm hoping for some opinions. We are top of a short chain, ( we are executors selling our deceased parents' property). Our buyers buyer is selling their housing association property (shared ownership) to a first time buyer. After waiting several months, it has been decided by the first time buyers conveyancer that there is…
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Management company threatens court action to leasehold flat owner.
Good afternoon. I live in a leasehold flat in a development of 223 flats in Wolverhampton. I pay 2 half-yearly service charges to a management company. A new management company was appointed last summer & I've received various letters from them on different issues including a invoice for monies due in October 2025, which I…
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No contact from surveyor
Morning All, I was after a little bit of advice. I am in the process of purchasing a property and I instructed a surveyor on 27.07.26 (signed the consent form and sent it back) and have heard nothing since. They stated in their emails that they would contact the estate agents to arrange. The estate agent confirmed they…
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Just a quickie
Leasehold flat, First floor (3 floors), one of 18 flats in 2 blocks of nine, surrounded by nice gardens, also comes with a garage. 6million year lease haha (999) no ground rent, £1500 per annum service charge, £50k mortgage remaining, worth £130K. I'm a little nervous reading all the stuff about "Leasehold anything"…..Am i…
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Relocating to the UK: How do you accurately budget for hidden rental costs (Council Tax, EPC, etc.)?
Hi everyone, I am currently planning a relocation to the UK with my family (two adults, and two kids who will be heading into secondary school). We are trying to map out our monthly budget, but I am finding the UK rental market quite confusing to navigate from abroad. When you are looking at properties on Rightmove or…
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Conveyancing bank checks required?
Hello, I have read the other threads about conveyancing/ solicitors and proof of funds. But if you have already secured 100% mortgage and a deposit is not needed, do they still need to access your bank accounts to check if you have the funds to pay their costs? as only outlay, seems a bit extreme, or is it the norm. Thanks
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Divorced. Wife Gone. House Not Selling Quickly. Bills up for renewal?
Long story short: divorced after four years. I'm still in the house which has been on the market for a few months but won't sell. We've dropped the price to below the valuations we've had and are looking into how to better market it as we've had no viewings. 3 bed detached in a semi-rural village. 3rd most expensive…
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New resident company, backdated fees
Feel free to tell me i'm being unreasonable but money is tight at the moment and this is a big unexpected cost. We moved into a nice new estate in Dec 2023. Paid the small requested estate management fee to the builder and have been waiting since then for the management company run by residents to be set up. Eventually…
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Do I pay bills from completion or actual move date, or both?
I’m completing in mid February moving in mid March so do I tell my energy companies et cetera that I am moving in February or March or do I keep paying both until the first house is empty? I have an idea I just need clarification.
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Gifts to help with Mortgage application and excessive checks
One of our children wants to buy their first property. They were a little short on the minimum deposit so we've gifted them a small amount to help, but now the Solicitors want to check all our finances and sources of income. It's all legal but just messy as a result of long standing savings and recent benefits from a will.…
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First registration-Land Registry- Help
Hi I would be so grateful if anyone has legal knowledge or personal experience re this topic. My dad died a few months ago and we are just getting round to putting his property on the market. Awaiting probate and know we can't proceed without it, but market is so slow I'm sure we'll have it by the time anyone makes an…
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TA6 form
Our house is going on the market soon .I've just hear about the ta6 form and i am wondering how I should answer a question on house electrics considering as the owner for 25years I have added extra lights and replaced a shower extractor fan during that time, I am a DIY er and not a qualified electrician .
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Tenants in common % percentage split ??
We cant work out the % split to put on the forms for the solicitor Son and partner buying a house £285K Son putting in £80000k Partner £8k Paying mortgage etc 50:50 We can work out if they split up he would take £80k and her £8k and split the difference 50:50 But how can they put that as a % percentage on a form …We've…
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TA6 Form
Our property was built in 1900 and the Loft area has no dividing structure between us and one neighbour . The previous owner had a second celling constructed about a foot below the original ceiling so basically we are double skinned with two loft hatches one below the other. As we are trying to sell we will need to fill in…
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tenant notice -RRA connotations
somewhat unexpectedly-our tenant has just given us one months notice (6 months into what was originally a 12 month ast . that given -unfortunately-i think that under the RRA -she is perfectly entitled to do so as from 1 may -it becames a rolling contract -entitling her to give one month notice regardless . can someone 'in…
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Landlord trying to deal with tenants' problem neighbours
Hi My tenant is having issues with his neighbours. (the neighbours are property owners). Tenant just wants a quiet life and has been a perfect tenant, but the neighbours are making lots of noise and using passive/aggressive actions. (nuisance phonecalls, letting their dogs toilet in tenants garden, very loud music at night…
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Got a Homebuy Keyworker Loan in 2004 - who do I owe??
Hi, wondering if anyone can help direct me. I was lucky enough to get a Homebuy keyworker loan in 2003 that purchased 25% of my property, a small flat. In 2011, I managed to port the loan to a bigger property, where it then equated to 13% of the value of the property. We did some home improvements (it was a fixer upper)…
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Tenant ignoring messages to set up EICR
Hi all, background, my tenant can be hard to get hold of, for the most part he pays rent, albeit sometimes late, after lots of chasing, he is the same with Gas Safety etc. We get there in the end but it's really frustrating for both myself and whoever is involved. I do not live near the property so it's not like I can give…
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Has Estate Agent made a boob
hi looking for advise on whether I can trust my estate agent or move onto another one. House has been up for sale since January after putting in an offer for a bungalow which has been accepted. Had a person interested in our house in April who said they were a first time buyer. My solicitors got everything all sorted, all…
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