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S21 notice
We are selling our rental as it has been sold, and the new landlord wants it vacant, so we have issued a s21 notice giving 2 months notice This has been served, but can the tenants still give 1 months notice, for instance if they have found somewhere else already? Or is it a case that because the 21 notice has been served,…
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housing association,unrepaired leaking roof,causing concerns.
in 2024 several of us in our small block of 8 flats noticed a leak in the roof in our communal area,this is an entrance way that go,s to 4 flats downstairs,4 flats upstairs.this was reported too the repair line and nothing happened.it was then reported to our previous housing officer,eventually at the end of the year in…
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What should I do?
My partner and I are looking at moving to a new property that’s in a nice area (bungalow style) but needs a bit of work so we can afford the mortgage as opposed to paying a premium for one already done. I’ll have 86k equity from this property sale now and I’ll put 47k down (20%) on a 235k property (rough guess). This…
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Non RICS for survey - HICH
Hi all, Does anybody have any experience of using non rics surveyors? I've found a company called HICH who cover all of the UK whose reviews are very very good on both Google and Trustpilot. Fees are also significantly cheaper - £495 rather for a 4 bedroom house... I guess, is it a risk to go non RICS? My mortgage…
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House sale fallen though, gutted and totally fed up.
First time selling it was the perfect situation, just us and the buyers in the chain. over 3 months went by they pull out as they now cannot get the funding. I just feel numb, its back on the market and we are being told by the EA the market has changed, basically saying we will struggle to get what we sold it for. Just…
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Gifted Deposit - Solicitors being difficult about ID
Hi all, I am in the process of buying a home with a mortgage for about two thirds of the purchase prices and a gifted deposit for the remainder. The Mortgage company have accepted a simple letter signed by the giftor to say they will not retain any interest in the property, won't live in it etc. And they have issued the…
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buying a new home before selling our existing one
We are in the enviable position of being able to buy our new house, without yet selling our existing one. We've spent the last few months doing up our house and are now ready to put it on the market, and we will exchange on our new house this week. My questions are these.... Firstly, I know we will have to pay the higher…
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Neighbour now says our fence is on his land after previously agreeing to it.
We bought our house 2018,our neighbours moved in the same year, we got on really well. They erected their own fence all the way around their property because they didn't want to have a party fence. We then built our own in our back garden, the neighbour suggested we go onto his land around half a foot to get concrete posts…
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First Time Buyer - Buy to Let
Hello, I am planning on buying my first house in my home town while i am posted down south. I have found a house i would really love to retire in (home town up north) and would love to purchase it now. Im just after advice on how i can proceed. I have a LISA, and i believe i can use that if i intend to move into the home…
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Interested in buying parcel of land
Never done this before, so complete novice and seeking advice on what questions I need to ask from the offset/ what pitfalls I need to be aware of. It's a 1.12 acre plot for sale via land agent in North Cornwall, guide price £30,000. Bids and final offers by 29 August - do I need to offer more than £30,000 or, like a…
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Downstairs loo
We are now finally able to start looking for our onward purchase in earnest. We are looking for a 3 bed in 5 mile radius of where we are, it must have a garage or room to build one and a downstairs loo for a disabled parent when they visit. The downstairs loo seems to be a bit elusive, even in houses that should have had…
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Changing Estate Agent - Do I smell a rat ?
Hi all, we have been with the same well known established EA for 360 days and we i’ve had a number of viewings but no offers so we feel the agent is not doing enough to sell our house. Whether or not to change the estate agents is not what I would like to discuss have decided to appoint another agent regardless of the…
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Building Approval + Share of Freehold deed
Hi, In 2006 I did some big(ish) works in my leasehold flat (with the freeholder's informal permission). I've got two issues. 1) having applied for building approval without finishing the process (planning permission wasn't necessary).2) never changing the floors plan in the share of freehold some years later. My informal…
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Closing dates for buyers are increasing exponentially (Scotland)
My niece is a first time buyer and it looks like she can't compete with the current practise of very quickly going to sealed bids only weeks after a property is listed. She has bid 20% over the Home Report in three instances and been outbid each time by a substantial amount. It really is a gamble as buyers could lose a…
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Property value limits on Help to Buy ISAs
I opened a Help to Buy ISA seven years ago. It sounded like a good way of saving a bit every month towards a home of my own. My decision to open one was motivated primarily by the fact that the Government would pay bonus interest of 25% on the total amount saved. I'm now looking for my first flat. If I want to benefit from…
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Completion Date & Where to put sell proceeds from BTL which is over the FSCS limit
I am in the process of selling my BTL and ‘The chain would like to complete on the <xxx date>.’ within the next few weeks. I would like to check whether there is anything else I need to do before the simultaneous Exchange and Completion? As far as I know, I just need to give the go ahead to my solicitor and they will do…
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Survey raised concern about roof
I had an offer accepted on a house back in May. It then became apparent that there was spray foam insulation in the loft that needed removing (I previously posted about this a few months back). The owner arranged for a firm to remove the spray foam insulation. I drove past and they had scaffolding up and were removing the…
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Managing the period between tenant leaving and house being sold ASAP
I 'inherited' a rental property (not quite inherited, but it's a long story and not really relevant) which has to be sold to meet the deceased's debts. The tenants have moved out, and I've arranged unoccupied property insurance. I'm now concerned about the other things that need doing. I want to sell the place asap and am…
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Rent & Buy Advice
Hello, first time poster here. I was hoping for some general advice; I own a property and my girlfriend also owns a property, we would like to buy our own together and rent the other properties out. Is this something that is doable and what are the changes or requirements, positives and negatives in doing so? Thank you
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Deed of Trust V Ltd company purchase
Hi all,We were given first refusal on our neighbour's house after she passed away in April.We are in fortunate position to be able to buy it as a private sale with no mortgage along with other family members (6 in total).My sister-in-law is a first time buyer and the solicitor suggested we have her on the Title deeds as…
