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Subletting to an Agencey - Subletting Insurance
Hi everyone 🙏🏾 I am a Newbie to MSE Forum I rent a property and am thinking of Subletting to an agency ( this would guarantee the rent ) I have rang a few insurance company’s but they don’t do subletting insurance. Do I need a special subletting insurance ? Any help would be appreciated. Edddy Thank you for the reply below…
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Window cleaning
I stay in a quiet area facing trees and not much traffic I usually get a 4 weekly window cleaner but twice I switched to a new one who stopped turning up. Anyway there’s a few can sign me up some have 3 month minimum contacts and are more expensive. I am tempted to do a one off clean spring summer winter it costs more but…
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A Shade Greener (again) solar panel lease
I am the buyer who made an offer on a house without knowing the solar panels were on a lease with 12 years left to run. The advert said freehold, the EA had never asked and the vendor didn't offer the information. A friend told me to query it, so at least I know early on, I am a cash buyer and this house ticks all the…
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Written Statement of Variation
Hello, I rent out a house and one of the three family members wants to end her contract. They are family member and all contract holders are happy with the situation. Can I just create a document detailing the changes (change of contract holder) or do I need to create a whole new Written statement? Thanks.
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Stamp Duty - Buying before selling
Hi, My wife and I are currently bidding on a new house which will be our only and main residence. However to give us an edge in the bidding war we are proposing to complete purchase of this new house before we sell our current house. Once the purchase is complete it is my understanding that we would pay the additional 5%…
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Proof of funds/Source of funds - How far back?
I understand that when buying a home you need to provide proof of funds, and source of funds, to prove that you have the money, and to satisfy anti-money laundering checks. How far back in time do these checks go? I was gifted a fairly substantial sum of money back in early 2022, and then again in mid 2021. I imagine they…
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Offer help
Hello! Viewed this property and considering putting in an offer - however, we are FTB and more than a little clueless (/learning slowly!). It would be so great to get some opinions from folks who have been round the block. It seems like a reaonable price for the area, places seem to go from around thw £180,000 mark up to…
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Proof of funds check
There are a few threads on 'Proof of funds' on here recently and reading them has made me think about when we buy a property. Our house is sold and we will be moving into rental, then we will start properly looking for our next home. We are mortgage free and the money will be in the bank ready once we find one. The house…
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Same firm of solicitors for buyer and seller: a good or bad idea?
We are part-way through a house purchase. Our solicitor has just written to inform us that they have now taken on the seller as their client; the seller has switched solicitors since accepting our offer. Despite our solicitors assurances that there is no conflict of interest as they have enough staff to manage this…
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Trying to secure a rental home
Just looking for anyone else's experience with this… Sold our house, moving into rental to then take our time looking for forever home, been told by the EA after they spoke to everyone that a call will be coming very soon to arrange completion\exchange, they told us to start looking. We thought going into a rental, other…
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Transfer of House Left in Will/Buy Out Sister
Hi, can anyone point me in the right direction to understand how the following works please? My parents died (Dad2021 and Mum 2024) and their will states they leave the house 50/50 to my sister and myself. Because of one thing or another, this hasn't been processed yet (has not gone through probate?). I wish to pay my…
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Paying off help to buy equity loan
My partner has a house with a 20% HtB equity loan. Her interest free period ends October this year and her fixed mortgage rate ends June this year. I’ve got a house with a fixed mortgage rate that ends next year. We’re looking to sell our properties and buy our first house together. Re. chains, we want to sell my partner’s…
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Why the long written notice period to cancel estate agent contract?
I've noticed that many estate agency contracts require a very long written notice period - often 28 days - to be able to cancel their sole agency contract. So it may be an 8 week contract but if you decide after 8 weeks you want to go to another agency they're effectively making it into a 12 week contract with a whole…
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Be cautious about buying McCarthy and Stone!
I would counsel caution to anyone considering buying a McCarthy and Stone apartment. The issue is not with the property itself but in the selling on of an apartment. I have been trying to sell my deceased uncle’s apartment for three - years. McCarthy and Stones resales experts are passive and as they continue to accrue…
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Reduction in property value - mining report
I would like advice re selling a property which has 2 mine entrances 11m and 7m in the road outside the next doors’s house. Buyer has pulled out as they can’t get a 60% mortgage of the property value of 160k. I have been told I should reduce by at least 25% for 1 mine entrance and more for 2nd and readvertise for cash…
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Is this estate agency clause as dodgy as I think it is?
I've been reading the contract for an estate agency I've instructed to sell my house (haven't signed yet) and this clause worries me. Am I right to be worried about it or am I misunderstanding something / is it standard? Ready, Willing and Able Purchaser A purchaser is a ready willing and able purchaser if he is prepared…
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Moving abroad: What to do with my house?
I am planning to move abroad so that I can be closer my dad. I am in a bit of a situation with the house that I live in. Currently it is mortgaged with a decent equity and I do wish to return to it in nearer future as I love the place and the area. I was thinking of renting it out but had a horror experience before on a…
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Vendor Buying The Freehold First
Good morning everyone, I have had an offer accepted on a house. The house is currently a 900+ year leasehold and sits on a freehold. The freehold is owned by a well known Estate in North Wales. My offer was conditional on the vendor purchasing the freehold. I don't want to purchase a leasehold. The vendor's freehold…
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FirstPort Property Management
I’m interested to hear if others have had issues with FirstPort, particularly owners of Freehold Homes on new-ish housing estates. We have had numerous issues with this company who now charge nearly £6000 a year to “manage” a small patch of grass in our cul-de-sac. They also added unauthorised charges to our account for…
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Is the landlord legally correct
Hi all My son had a debt with his landlord. Following advice from this great forum, my son made an offer of a monthly repayment to the Landlord via the Estate Agent at the end of November 2025. This was agreed, and my son, as agreed paid the first payment 5th December, then a second payment on the 5th January. Yesterday he…
