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CLARIFICATION ON SECOND STAMP DUTY PLEASE
Hello, I would be really grateful if anyone has any advice on the following situation for me please. I have owned my residential home since 1994 and bought a buy to let in 2014. I am now thinking of selling my residential home and buying another residential home to live in, ie a normal house sale. Will the rental property…
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lodgers and cooking on the landing
I've searched the net in vain for an answer to this, so thought I would ask on here. I have two lodgers on the top floor of my 3 storey house. On the top landing is a small kitchenette with cabinets, sink, fridge, kettle, toaster. I supplied these to save lodgers having to come all the way down to the ground floor just to…
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Management Company
I am selling my mums home as PoA as she is now in care. I have received a statement of account from a Private Estate management company which dates back to 2003 so 22 years worth of fees. I have found no record of mum receiving invoices/statements:letters chasing the money outstanding. My question is does this need to be…
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Landlord wants to raise rent despite damage to bedroom wall
I rent a room in a shared flat. The agency managing the rental contacted me last week saying they want to raise the rent by £60 from January. Previously it’s been a £20 increase twice per year. They said this is non-negotiable. I don’t think this is fair as one of the walls was badly damaged by flooding in late October and…
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New build with 'major defect' - next steps?
Please can someone advise me if the steps to take. Background: Insurers of the structural warranty have just confirmed that they want to do more investigations to confirm the extent of ‘major defect’ They’re talking about then doing a plan for repairs after these investigations. . I’ve done some googling and see that major…
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Advice on buying a small slither of my neighbours land
Hi, I am thinking of approaching my neighbour to ask if I can buy the land that is next to my driveway. The developer of the newbuilds that we are on decided it was a good idea to leave this strip of land to the house next door, as opposed to making the driveway wider. But it means we have to walk across their land to get…
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Help! Second Home Stamp Duty Mess!
Hi all! I am reaching out for some help in what seems a unique, but may actually be quite a common situation. I am buying a new property in England with my partner and have been told I need to pay second home stamp duty on it. My background situation is as follows. I owned a house with my now ex wife, we separated in…
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CONTRACT ISSUE
I’m in the process of moving, downsizing in fact. Back in August I gave notice to my then third estate agent, with whom I was with for a little over a year. Wanting to try another. They, the agent, were unhappy, to say the least. I signed with the new agent who found me a buyer without pressure for me to find somewhere…
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House title plan includes part of a public footpath and road
We have recieved a title plan for the house we are buying and it includes part of a public footpath and road within the house boundary. The road is adopted by the council. I have raised concerns with my solicitor who has said it seems normal but cannot confirm until the searches are back. It doesnt seem right to me. We are…
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Anyone had any experiance of entering Purple Pact from Purple Bricks?
It's 30 years since we purchased our house and the property market has changed a lot. This is a steep learning curve. We have had an offer accepted where the vendor is using Purple Bricks for marketing and conveyancing. We've paid a significant amount to the PB partner, Lifetime Legal for the ID and proof of funds checks.…
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Not informed buyer needed a mortgage - confused
Going back and forth on this one, please help me sort my head out! My brother and I have a house and land for sale. We own the house, the land is owned by us and other family members. We had interest in the house and land from a cash buyer whose cash would not come through until January 2026. They were offering £620k for…
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I have inherited a leasehold flat. Transferring land registry myself.
My father passed away 2 years ago and his wife (my stepmother) died in October. The flat remains in both of their names. I am the sole beneficiary & executor, and I have probate. Held as joint tenants. I have asked a solicitor and they want nearly £1000 to transfer the property into my name as I intend to keep the property…
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Worth buying freehold
I have just received a letter from my freeholder to pay my yearly ground rent. £7.50 per year. Included was another letter with an offer to buy the freehold for £695. Apparently she is considering selling a large proportion of her freehold rents to an institutional investor. Me and my wife have lived at my property for…
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Buying a flat as a FTB - didn't know it only had electric underfloor heating
Hi everyone, I'm a FTB a bit stuck with whether to follow through with the flat that I am purchasing or to walk away. Still living with parents so there is no rush to move out, - could have work done before I were to move in if needed (although ideally would love to be living in it of course). Just had the survey done…
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Buying Tenanted House at Auction - Little info on Tenants
Hi, I already am a landlord with one property and have a long term good tenant, I'm considering buying another house at auction. I have seen small house in West Midlands Area for GBP 50K guide price (more than half the market value of other properties on the road). its very cheap. It has a sitting tenant on Assured short…
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Assured shorthold tennancy coming to an end
Hi, My Assured Shorthold Tennancy is coming to an end on 4th Feb 2026. My landlord has written to me to ask whether i would like to renew the tennancy for a further 6 month term or whether i intend to vacate the property in expiry. ..Though can't i just ask to have it transition to a rolling month by month tennancy?
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Purchaser wants Deed of Variation to Lease due to ground rent
We are in the process of selling a flat and our purchaser has requested a Deed of Variation to the lease since the current ground rent is above the threshold that would make the lease subject to the landlords power to terminate the lease for arrears of rent. Apparently this is sometimes an issue for mortgage providers but…
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Bank messing up my HTB ISA bonus
Yesterday I closed my HSBC help to buy ISA in order to buy my first property. I am eligible under all the rules of the scheme. Closing balance over £7000. Today I received my closing letter from the bank, which states that "The balance of your help to buy ISA is below the minimum requirement to be eligible to claim a…
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Service Charge when buying a leasehold property
I have bought a leasehold property. The previous owners had paid the service charge up until 1st October 2025. The service charge period was 1st April 2025 until 30th March 2026, to be paid biannually. I moved around 25th September 2025. Who is responsible for the service charge from 1st October until 30th March 2026?
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Shared ownership owner - can I buy a 2nd ‘open market’ property?
Currently own a shared ownership property. I would like to move, and found a great home that needs asap completion. Will not be able to sell the SO property before completion. Is there anything legally or otherwise, that is tangible and not just hearsay, that is preventing me from purchasing a second home? I am aware of…
