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Leaseholder building insurance
Hi, I am a landlord, and have been paying my buildings insurance on my rental property. Can I claim this back from the leaseholder and how far back can I go to backdate it? Thank you
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Title deeds restriction
Hi, I’m hoping someone will be able to offer some advice please. we bought our house a year ago. We knew just before exchange of contracts that there were 2 people living in the house that were separating, person D who owned the house and was named on the mortgage and title deeds, and person C- who was not on the mortgage…
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Swap house plus cash - legally avoid stamp duty?
We're selling our house. Had 3 valuations by estate agents, all pretty similar. As they say, it is just a marketing price not an actual valuation. We're lucky enough to have some cash to add on to what we get for the house as we are looking for somewhere bigger in the same area. We recently went to view a house which we…
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Getting on the property ladder with a large deposit from crypto profits
I know someone that is now trying to get onto the property ladder with a crypto deposit, but they say it isn't that easy. I wondered what the current state of play is with this and how to succeed in getting the green light.... Does anyone have a guide for this... Do you need to simply ask a load of brokers if they can help…
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Gaining a beneficial interest
If someone pays towards improvements and or renovations to a house they've lived in for many years, but don't co-own, AIUI they can gain an interest in the property worth £X If this isn't formalised before they die, does the executor have a LEGAL DUTY to pursue this for the beneficiaries (especially if they are not the…
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Rent with no income but large savings - Renters rights laws ?
I have posted on Reddit but I thought I would try my luck here too. I dont wish to link to the reddit posts as I am not sure its allowed. Not working since last couple years. With net worth a healthy multiple of yearly expenses (including rent), you could say FIRE-d. Don't wish to drawdown my SIPP tho yet just to "show…
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Extending leasehold on flat
Good morning. I have a leasehold flat and wish to extend the lease as the current period is 90 years. I am not sure who to contact regarding this at first instance. Would it be the block management company? Thank you
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Wannabe first time buyer in my 40s- is it doable?!
Hi all, Newbie here. I am 40, have 3 children and married to my husband who is 46. We have always rented and have never been able to save for a deposit. I retrained for a new career a couple of years ago which has increased my salary (around 46 grand), husband works full time at just over minimum wage and takes overtime…
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Merged: No heating since nye
This discussion has been merged.
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Replacing old standard safety glass door.
Hi Thanks for any help you may offer. If a landlord Replaces an old laminated glass door that is non compliant under current building regs with new safety glass in that door. Is that expense tax deductible expenditure?
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Recent experiences/recommendations with online only agents?
So we last sold our house through Strike back in 2023, but unfortunately our vendor caused the chain to collapse and we're now back at square one as our buyer has moved on. We've now found the "house of dreams" and want to move quickly. Last time, we had 3 over-asking offers within a week, all with proofs, so I'm confident…
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Seeking Advice/Other Investors re Hurn House Student Halls of Residence Investment
I am writing regarding the unlawful circumstances regarding the purchase and management of Hurn House, 4-6 Christchurch Road. The property is used for student accommodation and is in full occupancy with tenants paying market value for private en suite rooms with shared common living areas of around £175-£225 per week. The…
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Landlord wanting to set up trust
Apologies if in wrong category, please move if so! A friend is a private landlord who is not overly financially savvy. They are trying to transfer the rental properties they own outright across to younger family members before they get too old. They seem to think a trust is the best way but on a quick google, trusts can be…
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Electrical question
Possibly a daft one! I need to change the extractor fan in by bathroom. It's like for like so pretty simple. I have switched it off at the isolator. Should I also cut the supply at the consumer unit? tia
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My right of reply and misuse of data.
Hi Everyone I live in a development of 52 leasehold homes. We each share 1/52 of the landlord company (Ltd). There is only 1 director currently and the legal secretary/managing agent resigned on the 16th after a huge falling out with about 10 of the people who lived here, including me. At no point did I ever write or say…
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House buying companies
Hi. I am researching ways of selling my house quickly (but not right now hence just researching ) In the future I will want to relocate approx 200miles back to my hometown and will have a short time frame (school summer). I have a mortgage and will also need to apply for this to be bigger in order to buy where I want to…
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Landlord mould advice...
As a landlord I am trying to address mould in a 1980-90 terraced property. The tenant is in situ. I have 'educated' them WRT ventilation etc. However I am really struggling to know where to go to for trustworthy advice. I am thinking additional loft insulation and cavity wall insulation etc. but not really sure. The tenant…
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How much to negotiate for property in London? Purchasing for child going to uni
Hi We are in the midst of selling our rental property to help purchase a flat in London for our son going to uni in Sept. Viewed a number of properties so far and may consider giving an offer. A catch 22 question for those who are experienced in London - how much do you discount off when submitting your offer? Did a google…
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About to exchange - pending estate management fees
Hi! So I'm at the stage where I'm about to exchange but my solicitors are waiting for a new management pack from a company (Centrick) who has taken over management of the unadopted estate where the freehold property exists. I have signed everything relating to the purchase and sent to my solicitor, the only thing that…
