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Just realised freehold wasn't transferred!
Hi all, We bought a house 12 years ago. The sellers had 50/50 shared ownership with the housing association. On completion our solicitors arranged for them to purchase the freehold and then transfer it to us. We have documents explaining this was going to happen, but can't locate any final confirmations (House buying isn't…
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Buying house with a restrictive covenant to maintain retaining wall next to train tracks
I am in the process of buying a house directly adjacent to train tracks. The house is a leasehold with 3 separate leases; 1 for the house and back yard, and 2 for the garden, all adjacent to the train tracks. The covenants / legal obligations of the lease say that '12. You must maintain the retaining wall at the property.'…
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What type of loan/mortgage would I need?
Good Afternoon, I hope you can help me. I currently live with my mum in her mortgage free house in Havering and are looking to downsize to a new build out in Essex. When we put the house on the market July last year, we were expecting £575k-600k for the house and the house we want to move to was £550k so not an issue with…
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Renter right bill -landlords question
Hi , am trying to FULLY understand the forthcoming RR Bill. experience landlord -albeit i use letting agency to 'do the tenancy agreement and am just doing a new tenancy agreement for new tenant. My understanding is that although ten agreement is being written before the RRB-the new clauses still become effective from May…
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Right to rent
My friend is thinking of renting his flat to a neighbour's brother. His brother is in the UK on a refugee visa. He is an Iraq national and his home office travel document states that he has the right to stay in the UK until 12.08.2026 My friend is happy to rent to him and if he has to leave in August, he will put his flat…
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Proposals for ground rents to be capped and a ban on sale of future leasehold flats
Hot off the press today, and of interest to existing and future flat holders alike - https://www.theguardian.com/money/2026/jan/27/leaseholders-england-wales-ground-rent-cap-250-a-year#:~:text='If%20you%20are%20a%20leaseholder,them%20of%20hundreds%20of%20pounds. On the flip side institutional investors such as pension…
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Deed of Trust - Advice needed please
Evening all, I am getting mixed responses when im searching my situation online. In short i own a home which i rent out on a consent to let basis (i am armed forces), this is my only home which i plan to live in when i retire. I have a £85k mortgage and i purchased it as a first time house with stamp duty relief. Me and my…
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Renting out my house air b & b
I am looking to rent out my own house air b & b and am looking for any websites with advice on what is required etc.
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Residential planning permission - can I install a lodge
I’ve seen a plot of land with residential planning permission granted but would like to purchase a high-end lodge to live in rather than building a house. Would this be permissible. TIA for any advice
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SDLT for non-uk residents - SURCHARGE QUESTION
I live abroad so not in UK. I used to have a house that I let out in UK but I sold that two years back. Ive been away for 5 years. I want to buy a new house in UK to move back soon.325k house. I can see that I have to pay a surcharge for being a non UK resident but might be able to reclaim that if i do move back. But there…
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Sell with planning permission or without?
I inherited a rental property around 5 years ago with a protected tenant. A fairly unique situation in that I am the third generation of my family to be the tenants landlord. Sadly, the tenant has now passed away and I find myself with vacant possession of a property 30 miles away from me that is on a large plot in an…
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Waiting for exchange - strange enquiry. please help!
Hi all! We are currently eagerly (impatiently) awaiting exchange for the property that we are selling. In the third, and hopefully final, round of enquiries that the buyers’ solicitor sent they have requested the below information: * Our search reveals the below Land Compensation Charge. Please provide evidence that this…
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Reviews of Exp UK Estate agent for buying
Anyone bought a property via Exp UK? I've read really bad reviews around how they basically encourage bidding wars, e.g. telling a buyer their offer has been accepted, then going back to other buyers and asking for best and final bids. There's an open day on a property I want to view, and I'm told there's already a…
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Deposit protection
Asking on behalf of a third person. They rent out a flat, the initial rental agreement and deposit protection was organised by a letting agent. This letting agent has since been taken over and the purchasing company are saying they have no details of anything the company they purchased agreed, or where deposits (deposit…
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Renters Rights Act 2025 - an overview
I thought this article might be helpful in outlining some of the changes being introduced by the RRA 2025. Note that some elements are not being brought into force immediately.
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Estate management company - outrageous registration fees near completion
Hi! So it is almost time for exchange and completion on a freehold property I'm buying that's subject to estate management fees. My conveyancer has been less than transparent about what's going on and its been in excess of 7 months waiting due to a change in management companies during this time. Suddenly my conveyancer…
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How Long Back do you have to provide evidence for the Money Laundering Checks?
Posting on behalf of my parents who are the process of buying a house mortgage free. They are selling their current house and using some funds that have been sitting in a saving accounts for years to purchase the property. The funds were mainly inherited when my Grandmother died in 2010. They have now been asked to provide…
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Shared ownership is this the best move.
Hi all. Just looking for a bit of advice on what to do in my situation. Basically approaching 40 we have 3 young kids and in private rent. I earn a decent wage, wife's stay home mum and she gets UC. So we need to get somewhere secure. But the house prices are crazy to buy literally cant find anywhere in a half decent area…
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Level Three Survey?
Our buyers recently had a level three survey done on our house that we are selling. A four bedroom semi detached house built in the 1930's. We were prepared for an afternoon of disruption but in the event we were surprised how quick the survey actually took. Surveyor arrived and spent at most thirty minutes outside…
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Legal implications of being an unpaid director in a management company for a block of flats
I've been a director of a management company for a block of flats (approx 24 one bed flats). We employ a managing agent and I assumed that they would have some level of legal responsibility to ensure health and safety regulations are complied with. We are all volunteers and unpaid, which is why we employed a specialist…
