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Things that could/should be mentioned in offer letter
One property I'm looking at has an asking price of around £15k more than an almost identical property recently sold for, just around the corner. There's obviously reasons why estate agents and buyers might do that. If I was to consider making an offer I would follow the usual advice of including my selling points e.g. no…
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Coach house insurer recommendations
Can anyone recommend an insurance provider who will insure a coach house ? I own the freehold of the building and one garage. It is my main home. There are two other garages below me belonging to neighbours who have a 999 yr lease on a peppercorn rent. They contribute 5% towards my insurance premium. And I’m to insure the…
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Selling 1 bed flat in East Lothian (Scotland) that is on the Homestake scheme
Hi all, In 2007 I purchased a flat via the Scottish Government's Homestake scheme as a first time buyer. Thinking about it, it was/is a great scheme as essentially I own circa 60% of the property and the scheme never asked for any rent/charges etc. It has took me a while, but not time to move on. I'm moving into a new…
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Boundary dispute and responsibility
Please help. We moved in to our house 1.5 years ago, and were told by the previous owner that the huge hedge of bamboo belonged to the lower neighbouring property, which is their side of the "boundary wall". We have paid to have it trimmed but we can't reach the rest. This week, the lower neighbour says we have to get rid…
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Freehold/leasehold management
I inherited the freehold of a property converted to 9 flats on land . The front of the property of 6 leasehold flats is semi detached from the back half built on at a later date and separated when the conversion took place in the 80’s. The back half of the property, 3 flats are freehold and I reside in one. There has been…
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Should I rent my flat out for another year or sell now in a poor market?
Hi There, I had my flat on the market from Nov. '24. The flat is a rental flat which I used to live in and have rented out for some years. I am a working mum with 2 kids and a partner. We live in our family home which has a sizeable mortgage on it. We wanted to sell the flat before our mortgage is to be renewed in Oct '25.…
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Council tax query re: 200% charge on furnished unoccupied home job related dwellings
Hoping you can advise. I have secured a teaching job overseas. My new school will be paying for my accommodation whilst I am working there. I do not want to rent out my furnished home in the UK as I want to stay here when we come home for the holidays. Will this be liable for 200% council tax or will it be exempt under…
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Letting agency termination fee
Hi everyone I've been with this management firm for almost 3 years now but now they are demanding a fee when I want to end their management to self-manage. From my signed terms: "Should the landlord request to change the level of service from either Full Management or Rent Collect during the initial period or during any…
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Buying a new house and selling old - the process
Hi all, I currently own a family home and will need to look at buying a bigger home due to an expanding family. I have found some I like but I'm trying to understand how the 'transition' would work and hopefully I can get some initial advice on here on how the process would work. My plan is to sell my existing family home…
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First time buyer, help me decide.
Flat 1 £130k - £135k (probably £133k would be accepted) Top floor Vacant Electric heating Council tax band A 10 minute walk to work Decent condition 940 years left on lease £89 a month service charge, £0 ground rent. Neighbours on either side (middle flat) Flat 2 £135k Top floor Tenants in situ Gas heating Council tax band…
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Land registry - repossessed house unilateral notice and other charges
I believe there is a bespoke land registry forum but I could not find it . I am tying to buy a house , 6 weeks in and the title register has still not been updated to remove the charges , multiple proprietor’s and a unilateral notice . Is there way to see if there are any pending changes against a title to give me some…
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Remove wife from Tenancy
Hi All, Hi everyone, Back in October, my wife and I signed a 12-month rental agreement and moved into our current home with our children. Unfortunately, I’ve recently discovered that she’s having an affair. Her new partner has apparently told her she has every right to stay here until the end of the tenancy since her name…
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Boundary lines - leasehold properties
Hello - Victorian conversion leaseholder flat owner: I'm wanting to work out what the blue dotted lines on our land registry doc indicate. Each flat has been given a portion of the original gardens. We all respect that and happily use them but I do want to know why the dashed blue line only runs one way for garden 5 and…
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Buying house near planned development and recreational area
Hi, Thank you for your time. Essentially, my partner wants to buy this house which is next to a planned development for 170 houses (I expect work to start within a year or two). I did not know that when we offered. The field that is directly across the house (with 30m width tree screen in between) will house a recreational…
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LBTT / marriage
I am maybe overthinking but just wanted to test my understanding as we are going from two households to one. Partner and I, not currently married each have our own properties. We also both also currently have additional properties His second property is now sold...completes this month so will only have his PPR Plan to sell…
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Home insurance and squatters
I was hoping someone can help. I have for my sins been appointed executor of a property in a nightmare situation. The people who lived in the property prior to death have continued to live their and refuse to move out (and have become very aggressive about it). As the estate cannot be sold/settled due to this the house…
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Is BTL still worth it
Hi all i have some money tucked away in premium bonds (not winning huge amounts) i have been pondering on the idea of paying down my mortgage with said funds. I have just done some quick figures on a 2 bed property for sale in the area for £120k with rent hopefully at £750pcm so it would be about £300 profit per month…
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£5,000 Excess on building insurance????
Hi people, I've come here for some advice because I don't know where else to turn at the moment. I own a rent apartment in Manchester in a block of 200. It has recently been through the upgrade from the cladding issues. I have now been informed that I have a leak which has gone through to 2 flats below. I have contacted…
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Experience with L&Q as freeholder / Victorian conversion flat
Hi everyone, I am looking for feedback and personal experiences with L&Q as a freeholder—specifically in relation to Victorian conversion flats. I am currently considering purchasing a flat in a two-flat Victorian conversion in London where L&Q is the freeholder. I’d really appreciate hearing from anyone who has dealt with…
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Surveyor has found damp in a house that I have put an offer on
Looking for advice please.Should i ask sellors to reduce price,or would it be advisable to wslk away from this purchase
