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Dropped kerb indemnity
I am in the process of selling my house, 10 weeks in. The purchaser’s solicitor is asking for a dropped kerb indemnity (The buyer’s mortgage company has requested this). However, the dropped kerb has been there since at least the late 1960s (according to neighbours). The council has no records that go back that far. I…
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Self assessment and tenants on univ credit
Doing my first self assessment this year and I have tenants in house I own they claim universal credit. Do I need to include this will the fact they are claiming UC means hmrc will check?
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British Homebuyers - approached me to sell my house for me - anyone have experience of them?
My house is currently on the market with a local estate agent on a sole agency for 6 weeks and I've only had 1 viewing. British Homebuyers sent me a letter offering to sell my house for me. They claim to have buyers waiting, investors waiting, asked me what sort of prices local houses were up for rent, and seem very…
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Can you rule out dry rot from visual and historical observation?
I am selling my house and my buyer's surveyor want a damp and timber report as she says there is a potential for dry rot. She probably thinks this because I damaged a couple of floorboards by dropping wet plaster on my laminate flooring, which damaged the surface of them 3 years ago. Though the integrity of these 2…
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Registering purchase of property at Land Registry
I purchased a house in February and paid a solicitor that I found using a comparison site for the conveyancing. I received an email from another firm yesterday informing me that the chosen company had been closed by the SRA and I may need to instruct another solicitor to act on my behalf. I have already paid for this and…
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Survey Report Land Contamination. What to do now?
I'm a FTB and currently in the process of buying a house built in 1998. The searches have come back with possible land contamination from past industrial use i.e an old oil depot. The report states: Contamination Source: Oil depot Severity: High Distance: 4 meters The solicitors have said just to take out indemnity…
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House purchase - who handles withdrawal from LISA. Totally confused!
Hey all, have just exchanged contracts on a flat, finally. Throughout the process we've sent info to our conveyancer about my partner's LISA provider's requirements for making a withdrawal and she's just said yes yes, we'll do that when we exchange. Now we've exchanged, I've asked what they need from us to sort out the…
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Deed of certificate - Can’t find the previous owner
Hey we are in the process of selling our flat, we bought it after Feb 2022, and we understand we need some information from the previous owner, we reached out to their solicitor but he is saying he is not getting them to answer. this is going for few weeks now. is there anything at all we can do? we are stuck in a…
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Sell main home and move permanently into second home
My husband and I have owned our home for 38 years. If we sell it and move into our other house we own ( not main home) do we pay any CGT Or any other taxes ?
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Septic Tank Cleaning Products
I have read a lot of information on what you can or can not use (officially) and just wondered as I am new to all this how it all works in reality. I know that bleach is a big no and will only be using in a very diluted way, but is it OK to use most supermarket items as long as you use them in moderation?? Toilet Duck…
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Stamp duty on 2nd home that I want to let
I own a house with my partner from around 2021. I also inherited a property in 2023 which I class as my main residence . We were considering selling our jointly owned home, and buying elsewhere, but realised we would have to pay additional stamp duty on my inherited house. I have been told that if I move back with my…
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Housing Association trying to do a repair and enter property whilst not there and without consent
Hi everyone, I’m hoping someone can offer advice on a situation that’s left me feeling shocked and violated. We live in a housing association property. On 1st July, one of our double-glazed windows suddenly went bang and shattered. We’d reported this window multiple times over the past year—it was visibly dropped in the…
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Boundary Question
Hoping for some advice from @Land_Registry please. I bought a house 6 years ago that backs onto farmland. Last year I was cutting down a tree in my garden about 2 metres from my rear garden fence when the farmer stuck his head over the fence and told me I couldn't touch that tree because it was his, saying he owned a few…
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Auction House delayed valuation process resulting in us losing house
HI All, Recently purchased a property at auction. We knew it needed work and so went for a refurbishment mortgage. The following happened and where do we stand? Auction house changed our agent without letting us know. We had no communication with them until I emailed them giving out ( we had emailed the previous agent…
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First time buyers - house has historic subsidence/surface flood risk
My fiancé and I are currently in the process of buying our first home in the East Midlands. We viewed a lot of houses over the last year and finally found the house we feel we can call home. It was previously off the market (we actually viewed it at the start of the year, it went off the market, and came back on about a…
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Married and both own properties
Apologies if this is a stupid question: I suspect it's a common issue, but I am unsure. Both my wife and I own separate properties. We both wish to live together. If I sell my property within two years, is there nothing to do, except inform HMRC of the change of address? Basically, I'm asking if you get two years grace to…
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Gifting house, CGT and IHT
Hi all, this is my first post so please be patient if this has been addressed already. My wife and I are thinking of gifting our 4 bed house to our son who has 3 young children ( recently divorced) abs is staying with us. He cannot afford to buy, that's why we are considering gifting with no attachment. We will move out,…
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Insurance
Forgive me if this seems an obvious question. We are letting our late Mum's retirement flat to a tenant in November The complex (unfortunately) has the service contract with First Port which covers the Building Insurance. With a tenant in the property, what sort of insurance would we need - presumably landlord insurance,…
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Management Pack
Hi all we have just accepted an offer on our house. I understand our solicitors will have to obtain a management pack to pass onto the buyers solicitors. from what ive heard this pack can take anything from 2-6 ish weeks. do we pay for this pack upon the solicitors requesting it or right before it is released to them by…
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Property developer asbestos, remove or encapsulate?
Hi, I have a cash lump sum and am in the process of looking for a property to redevelop and sell on so I can eventually make enough spare cash to help my children onto the property ladder as it’s not going to be easy for them in this day and age. I don’t have enough for all of them with the cash I have unfortunately. I am…
