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Damp survey FTB scares
Nervous FTB and the damp survey has given me a bit of a scare. Especially the poor ventilation due to slightly covered vents. I’ve had a damp survey done on a ground-floor London flat (Victorian/Edwardian with suspended timber floors) and I’d appreciate some objective opinions. I’m trying to work out what’s a genuine…
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Down sizing, buying with cash before selling mortgage free property
Hi, I'm recently widowed and half of my home is now held in trust for my husband's adult daughters. I can live here until I die if I want or sell the house and replace it, with the daughters interest passing to the new property and any excess from the sale being invested with the interest paid to me. I want to move on and…
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Vulnerable Parent Property Sale
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Landlord wants to not use a letting agent, should I be worried?
Hello all. I’ve just been asked by my landlord if I would be happy to use last years tenancy agreement this coming year, and not go through an agent any longer. We actually get on well, and on the face of it I can’t see this being a problem. I’ve been renting from them for 8 years and have always had a good relationship.…
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Is a 9-week delay on a drainage & water search normal?
I’m buying a chain-free leasehold house Mortgage is already approved and the management pack was available at the start, so there were no usual bottlenecks. We were told in late October that the only thing left before we could complete the process was for the seller's solicitor to answer their enquiries. Once this was done…
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Being shafted by huge rent increases and want to leave
Hi all, My landlord keeps putting the rent up by around 6 or 7 percent, so I am looking to move somewhere cheaper. I have an assured shorthold tenancy, which will be renewed on Monday with yet another substantial rent increase. I told the estate agent that I am considering moving, and he said that he would release me from…
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Leasehold responsibility maintenance query and decision on offering to buy freehold
I recently completed on a leasehold upper floor
flat/maisonette in a converted Victorian house. There is one other flat in the
building on the lower floor, currently occupied by tenants. During the sale the freeholder raised a Section 5 notice, and I was initially
interested in purchasing a share of the freehold. The lower…
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Problems selling and best plan
My bungalow has been for sale just over two months with no interest. The area where i am there is very few sales at the moment. Property valued around £230k and advertised for that. I would need minimum £225 to secure my next property. I got a cheap deal with an agent but they only use rightmove and onthemarket (not…
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First Time Buyers & Saving for deposit
Hi, I’m sorry this has probably been asked many times before so I do apologise in advance. I’m looking for some advice on mine and my girlfriend’s current situation. We are wanting to start saving for a deposit for a house (currently renting) but we just don’t know where to put it? I’m thinking Money Box’s Life Time ISA so…
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Tenants in common and iht
A friend asked me to not take on any work, to give up my home and be a companion and care for him and eventually marry in return he would buy a house and give me half as tenants in common. Firstly does this come under pre owned asset, I’ve asked a 2 solicitors advice and s financial services advisor but none appear to be…
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Public Sewer within Property Boundaries.
Hi, I am buying a new home and my solicitor did a drainage search and this is what reported: The public sewer map included indicates that there is a public sewer, disposal main or lateral drain within the boundaries of the property. However the boundary extends to the middle of the road. Is the info correct, is the public…
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CGT and PRR
I am inheriting a house which i plan to get planning permission for another property in the garden. Q1 Can and how can i qualify for primary residence relief so to avoid CGT? Q2. Do i need to move in for months or years? Q3. Can i sell the propery quickly or have to wait months after probate and inheriting the house?
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Can I reclaim the second home SDLT surcharge?
Hi all, Here's my scenario (including some rounded numbers, in case that's helpful) 1. I own my own home (house A) with no mortgage. Value £600k 2. I'm considering buying a second home (house B ), at auction. Estimated value: £600k 3. If I win the auction, I'll be liable for £20k of 'normal' SDLT plus £30k of additional…
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Had an Offer on a property with problematic neighbour
Hi guys, In a horrible situation. Currently selling a BTL property and have had an offer on it. We have a neighbour in the block with mental health issues who shouts and swears to himself and bangs the walls sometimes. Tenants have never heard him surprisingly, but neighbours above can hear and have called the police many…
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Charge for one extra day of tenancy
I had a 1-year tenancy contract starting 31 January 2024 that continued in 2025 on a rolling basis. I gave my notice more than a month in advance that I would move out on the 30 November 2025. On 1 December, the agents carried out the inspection, came back to me and said there are no deductions from the deposit, but that I…
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Deposit Protection Scheme SCANDAL
I have vacated my rental property after 7.5yrs. My deposit of £595 pounds. This was paid into the Govermant DPS scheme. It was agreed to be refunded in full by agent and Landlord. After 7.5 years the DPS have repaid interest on £595 amounting to just £6.32 !!!!!(just 1% interest return in 2023 on it's own, never mind the…
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Buyers solicitor not happy with proof of funds - exchange day
Hi, was just wondering how it could happen that on the day we were due to exchange/complete my buyers solicitor informs us that they have not seen suitable proof of funds from their client and have requested a delay till next week. I thought for us to have got this far down the line with everything that proof of funds…
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Looking for a trustworthy Notice to Vacate template/generator
Per the title, am selling a property and looking to avoid unnecessary legal fees. I'm England-based so need something suitable for that, be up-to-date and preferably editable. Anyone know of a good site/tool that's either free or fairly cheap for a one-off doc?
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Joint tenancy questions
Following on really from a previous thread. Couple broke up. Son moved out and she remained in property for full duration of tenancy agreement (9 months) He paid his monthly rent. The final month before she moved out she took his money and didn’t pay the rent. she’s finally moved out, albeit it two weeks after tenancy…
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Stamp duty as a ' homeless' person who has come into money and wants to BTL
Hi, I am 53 and after years of renting i ended up 2 years ago moving in with my mum as i was no longer able to work and pay rent due to health problems. My mum is alone and 83 and needs companionship and help , so it works nicely. I have come into some money - £200k and would like to invest this in a property to rent for…
