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Sasine Register Scotland - Updating Title/Discharging Standard Security
In the case of an inherited property recorded in the sasine register in Scotland, where the standard security hasn't been discharged, does anyone know if the title/ownership of the property can be updated at the same time the security is discharged? Or is this always two (separately chargeable) processes? Thanks.
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What now?
Hi, I’m in the process of buying (FTB) - Offer accepted end of May. Then solicitor recruited. Mortgage applied for straight away. Mortgage accepted last week. Survey booked for next week. Will done, and life and building insurance lined up. Just wondering what’s my next step? Do I just sit pretty for now? I have to give…
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Can you get a refund of additional stamp duty if buying house due to separation
My husband and I are seperating but do not want to rush into divorce, everything is amicable and we have agreed to split assets 50:50. He is buying a small house which will be his main residence and has to pay the additional stamp duty as he is joint owner of the family home (no mortgage). Can he reclaim this back without…
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lease car affecting first mortgage help please.
Hi there hope you are all well, im currently applying for my first mortgage. Viewed the property yesterday and love it. its £1300 a month. Ive been told im just under the line for being accepted for shared ownership. Based on my earnings/outgoings. im running at 54.7% if the mortgage was to be accepted mortgage including…
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Retirement Flats for rent
Hello All Is there is market for this? If not, is the reason because it is typically banned in a retirement flat's lease? Also, do any of these leases ever allow a (disabled) dependent who is under the age threshold to live there with their parent who is over it? e.g. 65 year old mother with 40 year old disabled son? I'm…
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Estage agent fees
We need to put my dad's flat up for sale. We live in the South East London area and the flat has been valued at £130,000. Looking at existing/recent sold listings, I think a more realistic sale price is probably nearer to £90,000, but it's the estate agent's fees I'm wondering about. I'm going to get some other quotes, but…
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Apartment with lift or shared ownership house - help me decide
I’m newly separated, mortgage paid off as of this month and just sold the family home with value to be split 50/50. Have 11 yrs Til stat retirement, though would ideally prefer to retire earlier or reduce hours.Option 1: 2 bed Apartment in a development sited on former MOD site. Were New build and conversions of MOD…
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Rent reform bill
It looks like ending section 21 will go through quite quickly will this mean even more LLs will try to sell up before the cap gains go up in the next budget?
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Lease hold structure is complicated.
Hi all, I’m currently in the process of buying a leasehold house in England and would really appreciate some advice or insight from anyone with experience of complex leasehold setups. The property I’m buying is a house (not a flat), but the title is layered. I’d be acquiring two leasehold titles: * A 125-year residential…
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Buying lease on my house.
Wanting to buy lease on house. Built approx early seventies. Bought 1985 paying £15 yearly ground rent. Company have stated £7k plus legal fees. Any tips ?
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Housing Association tree in back garden a health hazard
We have a Cherry Blossom Tree in our back Garden. It is up against the fence and the roots have lifted the fence and also the concrete path that runs down the garden. It has split the concrete in several places and lifted it by about 1and a half to 2 inches. A surveyor came and looked at the tree in July 2023. Agreed it…
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Proof of historical sale of property
Hi, my wife and I have just separated, my wife is trying to get help from the local council, when she filled in the forms and sent them off, they have come back and asked for proof of sale from a property we sold back in 2015, I know what we got for the property, and the date it was sold....but where do I actually get…
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New agent taking over management of existing flat tenancy - is another deposit payable?
I have a sibling who has lived in their rental flat for 25 years. The first 20 years of their tenancy they were working but unfortunately 5 years ago they were made redundant and have not worked since due to long term health issues. They are therefore on UC but have continued to be able to remain in their flat, albeit…
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Changing my address between house moves
Hi I am moving house but due to matters beyond my control, there will be a gap of a few weeks between my sale and purchase. In this time i will just be at my parents with my stuff in storage. My question is what do i do about changing my address? Things such as banking and dvla etc need an accurate address and I am not…
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Which offer to accept?
My property has been on the market for under a month and the asking price is at the lower end of of similar properties. My agent is not a fixed fee and their fee is due even if the sell does not complete. I had 3 offers which are all under the asking price of varying amounts. 2 are FTB and 1 is selling and currently under…
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Exchange
Hi all, we're buying a property and we're at the point of exchange. The property needs refurbishment and I've secured time off work to help do this, this is not easy to do in my line of work especially to change it at short notice. We have an agreed completion date but the seller is now refusing to exchange. The reason…
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Landlord's Advance Deposit
I understand that a lodger is classed as an " excluded occupier ". In this instance how far in advance can a landlord insist on a deposit to secure a room....3 months, 6 months or even more?
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Vender wants to pull out of sale and re-list after 5 months
We had an offer accepted on a property 5 months ago. A date for completion was originally set and a few weeks before the vendor said they couldn’t do that date. A new date was then set. 4 days before the new completion date, my solicitor informed me that the Help to Buy aspect of our sale was not fully completed - they…
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Issue with Declaration of Trust
Hi there, me and my partner are buying a house together as tenants in common and trying to set up a declaration of trust to make note of our deposits. But it's turning out to be more complicated than I thought as the solicitor says that everytime we remorgage we will have to get the declaration changed to say the new…
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Unregistered Land
@LandRegistry @Land_Registry Hello All, we’re in the process of purchasing a property but have recently been informed that part of the land isn’t registered. This was included in the sale description but at this point we’re being told it isn’t included in sale. They have occupied the property since 2016 and advise that in…
