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HouseSale: Am I allowed to contact the buyers solicitor
Just found out that my house sale has been delayed significantly as one of the solicitors (mine or theirs) dropped the ball. I would really like to be more involved in the sale process and make sure things are moving along as they should. I am the seller, I have the email address and phone number of the buyers solicitor.…
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Service fees are insane.
So I'm looking at a leasehold flat that was built in 2008 for £65,000 and at the time the annual service charge was £958. Now it's £1,875, that's a 4% increase per year on average. That's £22,700 over a 17 year period. If I were to buy the flat with the intention of living in it for 20 years, I'd be paying £55,000 in…
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Issue with change of letting agent (as tenant)
Hi, I’m hoping someone may be able to provide some advice. I live in a fully managed property, and have for the last 10 years. At the start of the month, the current letting agent emailed tenants in all the properties to say that the landlord was changing agent from 1st November and we should hear shortly from them about…
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Guidance on Money Back from Seller Post Completion
Hi All, We are in the process of purchasing a property and very close to exchange. We agreed a sale price of £608k and the vendors advised they would repair a broken fence which we highlighted to them between exchange and completion. Note the vendors have moved abroad. Yesterday the estate agents informed us the vendor…
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Rent out and rent new? Or sell and buy ...
My house is up for sale but can't find a decent property to buy in the new area in my affordability range, so I'm considering renting mine out instead and renting in the new area (as I'll be able to live in a better quality property in a nicer part of the new town this way). Also I'm unsure whether I may want to return to…
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SDLT questions
Hi, My partner and I (early 40s and not married) jointly own a £270k property outright (no mortgage). I think we're classed as 'tenants in common' without looking at the deeds. Meaning, the other person automatically gets the others share of the house if one of us dies. We would like to purchase another property valued at…
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Is The Market Really That Bad
We have decided to sell one of our properties in the South East. Were in no rush to sell and all the agents have come in at the same sort of value. We have decided to go £50k below the lowest valuation just to ensure viewings etc Having spoken to some local agents it sounds like its quite tough out there. Is this just the…
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Buyer questioning oil tank compliance
Hi all, hoping somebody can offer guidance on this. We have accepted an offer on our house and are going through the various processes. The most recent boiler service report (from 2025) included a brief comment that the oil tank was not compliant as it was too close to a boundary. This was flagged by the buyers who stated…
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Moved: mortgage application
This discussion has been moved.
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Selling share of inherited property
My wife and her brother have inherited a property from their mother. He wishes to buy her out of her share, all seems very simple, has anyone got any pointers as to what is required eg solicitor. There are no IHT problems as the total estate is below 325k
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PRR on sale of freehold company shares
My son owns a share of freehold flat in a building with 4 other flats. We’ve been approached by a company who wish to acquire all 5 flats simultaneously and revert the building to a single dwelling. They propose to transact this by each vendor extinguishing their lease and then selling their shares in the freehold…
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Land Registry ID1 form online - recommendations?
Can anyone recommend an online service for the land registry ID1 form (aka ID5)? And the cheaper the better, this is MSE after all. I've seen one that says £59 but that changes to £69 on later pages, and it requires proof that everyone is linked to the property which seems odd and I'm not sure exactly what that means. The…
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Help with Proof of Funds paperwork
Can anyone assist me with filling out my Proof of Funds paperwork? Basically the sale of my current house will be enough to buy my new home outright and also pay off my remaining mortgage on my current home. I do have savings which I'll be using to pay other costs such as the conveyancing fees and stamp duty. I'm not…
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Dealing with Estate Agents
I get they don't want to waste their time with timewasters but they all seem to ask your current position before they'll agree to a viewing..... Our house is on the market, had a few offers, its likely to sell very soon. I just don't want to tell the Estate Agents that its not actually sold yet in case they lose interest a…
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Leasehold extension and purchase in Scotland vs UK
Dear MSE forum members. I am a new user to this forum. The following post is in no way a political discussion, merely an expression of a situation I find myself in due to legislation. I have an extremely worrying and complicated financial issue that I am unable to resolve. I have tried citizens advice, leasehold advisory…
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Landlord won't reduce rent for broken fridge
our fridge/freezer door fell off in July (fridge was bought in 2008) and it took 3 weeks to get a new one as landlord wanted new qoutes. We got a new fridge and within a week the fridge section was not cold. we got told we had to wait two weeks for the fridge temperature to settle and they would call a technician. the…
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Should I have suspicions about buying this home?
There's a 2 bedroom detached house for sale, it's not a traditional house, it's more like a building that was converted into a house, it's about 3/4 the height of a regular house, has sloped ceilings in the bedrooms which severely limit the head space but that's ok. Anyway it was listed in June for £200,000 but has since…
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How much to staircase?
Hi everyone, my wife and I have been in our part buy part rent for 7 years and with our mortgage due for renewal this year we hoped to by the remaining 50% of the property. We've had the valuation completed and understand how much more we'd need to mortgage but I'm wondering if there is benefit in only going to an 80%…
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Cheeky offer?
Hi. When making an offer on a property, what do you think the boundaries are between a cheeky offer and an offer likely to offend the vendors? Is 5% below asking price acceptable and normal? Is 10% below likely to cause offence? Asking price is £355k. Thanks for your feedback.
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mortgage application with TSB
Hi everyone, My broker submitted TSB shared ownership mortgage application a couple of days back and told me its pre-approved subject to property valuation. Its a new build house from So Resi. For those who’ve gone through this recently, could you please share your experience on: * How long it took for TSB (or other bank)…