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TR1 form
If you don't have a copy of the TR1 form for your property, how do you get a copy from the land registry? I need to check my in-laws "joint tenancy" status on their house. They think they had held the property as "joint tenants" but they aren't 100% certain. I looked at the property register document for my house and that…
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Query about liability for higher rate of stamp duty (condition D)
Hello. I'd be grateful for any views on liability for the higher rate of SDLT in the following situation: An individual purchases a main residence (M) in 2018 and has lived there ever since. There is ample evidence that would be acceptable to HMRC to prove that this is their main residence. The same individual inherits a…
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Transfer of equity and remortgage
I may waffle so I apologise! I remortgaged my house in 2022 and removed my dad from the deeds as transfer of equity. He was originally on my mortgage for affordability but my last remortgage I took the mortgage on 100% myself. No money changed hands in June 25 I received a letter from my mortgage lender to say the…
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Tenants-in-common to single owner . Removal of restriction
Having bought out the other owner, should the 'RESTRICTION' have been removed? Current Land registry entry contains the following- Title Absolute(01.10.2024) Proprietor: That's just me now, was 'tenants in common' (03.11.2006) The value.... (03.11.2006) RESTRICTION: No disposition by a sole proprietor of the registered…
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Buying a house from the Church of England
I am currently trying to buy a house that is being sold by the Church of England, there are some very unusual clauses in the title deeds and I wanted to see if anyone has purchased a property from them and if they had the same included as they state it is their normal standard clauses always included. Land contamination,…
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Dropped kerb indemnity
I am in the process of selling my house, 10 weeks in. The purchaser’s solicitor is asking for a dropped kerb indemnity (The buyer’s mortgage company has requested this). However, the dropped kerb has been there since at least the late 1960s (according to neighbours). The council has no records that go back that far. I…
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Self assessment and tenants on univ credit
Doing my first self assessment this year and I have tenants in house I own they claim universal credit. Do I need to include this will the fact they are claiming UC means hmrc will check?
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British Homebuyers - approached me to sell my house for me - anyone have experience of them?
My house is currently on the market with a local estate agent on a sole agency for 6 weeks and I've only had 1 viewing. British Homebuyers sent me a letter offering to sell my house for me. They claim to have buyers waiting, investors waiting, asked me what sort of prices local houses were up for rent, and seem very…
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Can you rule out dry rot from visual and historical observation?
I am selling my house and my buyer's surveyor want a damp and timber report as she says there is a potential for dry rot. She probably thinks this because I damaged a couple of floorboards by dropping wet plaster on my laminate flooring, which damaged the surface of them 3 years ago. Though the integrity of these 2…
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Registering purchase of property at Land Registry
I purchased a house in February and paid a solicitor that I found using a comparison site for the conveyancing. I received an email from another firm yesterday informing me that the chosen company had been closed by the SRA and I may need to instruct another solicitor to act on my behalf. I have already paid for this and…
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Survey Report Land Contamination. What to do now?
I'm a FTB and currently in the process of buying a house built in 1998. The searches have come back with possible land contamination from past industrial use i.e an old oil depot. The report states: Contamination Source: Oil depot Severity: High Distance: 4 meters The solicitors have said just to take out indemnity…
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House purchase - who handles withdrawal from LISA. Totally confused!
Hey all, have just exchanged contracts on a flat, finally. Throughout the process we've sent info to our conveyancer about my partner's LISA provider's requirements for making a withdrawal and she's just said yes yes, we'll do that when we exchange. Now we've exchanged, I've asked what they need from us to sort out the…
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Deed of certificate - Can’t find the previous owner
Hey we are in the process of selling our flat, we bought it after Feb 2022, and we understand we need some information from the previous owner, we reached out to their solicitor but he is saying he is not getting them to answer. this is going for few weeks now. is there anything at all we can do? we are stuck in a…
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Sell main home and move permanently into second home
My husband and I have owned our home for 38 years. If we sell it and move into our other house we own ( not main home) do we pay any CGT Or any other taxes ?
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Septic Tank Cleaning Products
I have read a lot of information on what you can or can not use (officially) and just wondered as I am new to all this how it all works in reality. I know that bleach is a big no and will only be using in a very diluted way, but is it OK to use most supermarket items as long as you use them in moderation?? Toilet Duck…
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Stamp duty on 2nd home that I want to let
I own a house with my partner from around 2021. I also inherited a property in 2023 which I class as my main residence . We were considering selling our jointly owned home, and buying elsewhere, but realised we would have to pay additional stamp duty on my inherited house. I have been told that if I move back with my…
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Housing Association trying to do a repair and enter property whilst not there and without consent
Hi everyone, I’m hoping someone can offer advice on a situation that’s left me feeling shocked and violated. We live in a housing association property. On 1st July, one of our double-glazed windows suddenly went bang and shattered. We’d reported this window multiple times over the past year—it was visibly dropped in the…
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Boundary Question
Hoping for some advice from @Land_Registry please. I bought a house 6 years ago that backs onto farmland. Last year I was cutting down a tree in my garden about 2 metres from my rear garden fence when the farmer stuck his head over the fence and told me I couldn't touch that tree because it was his, saying he owned a few…
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Auction House delayed valuation process resulting in us losing house
HI All, Recently purchased a property at auction. We knew it needed work and so went for a refurbishment mortgage. The following happened and where do we stand? Auction house changed our agent without letting us know. We had no communication with them until I emailed them giving out ( we had emailed the previous agent…
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First time buyers - house has historic subsidence/surface flood risk
My fiancé and I are currently in the process of buying our first home in the East Midlands. We viewed a lot of houses over the last year and finally found the house we feel we can call home. It was previously off the market (we actually viewed it at the start of the year, it went off the market, and came back on about a…
