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Would you buy a non-standard construction house?
The house we're in the process of buying is a non-standard Designated Defective construction. A Unity build - basically a post-war concrete slab build. It had PRC-certified remedial work (brick walling) done in 20001 and extensive cavity wall extensions added since. The seller and agent failed to let us know that the…
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Residential service charge _ is there a published index?
If I wanted to gauge/benchmark the reasonableness of a service charge, is there a UK index that gives typical charges as a function of location and development size? E.g. 2 bed flat in a 15-storey residential tower in London.
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Abandoning a regularisation certificate application
Hi, I recently purchased a home in Bristol (within the South Gloucestershire County Council area). During conveyance I was informed that the loft conversion was not built to building regulations. Stupidly, at the time, I did not get an indemnity policy. Even more stupidly, I later contacted the council regarding the…
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Difficulty getting a mortgage after temporarily living in caravan?
Hi all, I hope this is the correct place to post this topic. My husband and I have had a mortgage for around 12 years and have about 180-200k equity in our home. We want to move closer to my parents (and we will remain in our current jobs). We would like to sell chain free and buy chain free and my parents have offered for…
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Rental debt, legal advice.
My son has a joint debt if £1600 with his ex partner. To cut a long story short, he’s never missed a payment even though not living there for 9 months. however he is very well aware he is liable for the debt due to joint tenancy. My question:- The letting agent has sent him an email stating the following:- you are advised…
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HM Land Registry says "NOTE: No copy of the Lease is held by HM Land Registry"
Hi all, I am looking to buy an auction property, the one issue is no one (including my solicitor, seller and the landlord) can locate the original lease. I need to extend the lease (have 60 years left), however I can't do this if no one can locate the lease. Has anyone come across this before? What's my strategy here…
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Thinking of making a website like Rightmove etc
Hi guys, after trying to list my property on rightmove or zoopla I was shocked to find that it's all a bit of a closed loop with estate agents, you can't actually list without paying an estate agent. Since then i've been thinking about making a website for us normal people to post our properties without paying a ton of…
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Fixed term Tenancy with different payment date
Hello, Me and my partner are currently private renting a property where our tenancy start date was 09/12/24 for a fixed term of 1year. The estate agents pro-rated the first months rent up to the 31/12 so the payments would then fall on the 1st each month thereafter. We've had a section 13 notice letter to say our rent will…
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Wayleave relating to power cables either underground or attached to my property
Hi all, Have been checking out the Forums regarding the wayleave topic but all I've come across are those who have power lines above their properties, presumably on telegraph/pylon type poles/structures. We are an older property so we carry a power line that services two of our neighbours, this line is underground down our…
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Cash deposit no solicitor will help
Hi guy's. We have a cash deposit made up of the following and we're up against solicitors who are refusing to act for us and I need someone who can finish off the mortgage. A few years ago we sold our business and invested some of the proceeds in to gold bullion ( full audit available) and kept a small cash fund £6k in our…
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Stamp Duty Changes
Hi! Me and my partner are in the process of buying our first house, we have just had our mortgage offer approved and the process with solicitors is already underway (with proposed exchange in December and Exchange in January although this feels tight). Currently under the rules we'll need to be paying 8750 in Stamp Duty…
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Can I transfer my BTL share to my spouse?
We (myself and my spouse) bought a BTL property together with both of our names. I am higher band tax payer and my spouse is home maker. Can I take my name out of the ownership and transfer whole ownership of the property to my spouse? How can I do that and what are the tax implications?
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WeBuyAnyHome Scam
Good Morning team I have a quiet desperate situation where my mother and father in law have engaged with an online house buying company
(WeBuyAnyHome.com) in the pass few weeks they have had the house valued and
agreed a price that is less than half of its market value. They have signed a
contract for the sale on Friday…
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HM Land Registry Property Alert unsubscribe?
If you're no longer monitoring any properties, is it possible to stop the 6-monthly emails telling you that nothing has happened with the zero properties being tracked? I can't see an option (paging @Land_Registry)
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Contractual periodic tenancy
Hi, We found an another property and we will to move out. I gave to my landlord a short term notice, but he could not accept this. As per the contract we have contractual periodical tenancy which started on 15th of every month. According to the contract he wants 1 month notice. I accept this, because I don't want to do…
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Buying a house with no right of access over side alley - Is it an issue?
Hi all, My partner and I are buying a semi-detached house with a shared alleyway leading to both our garden and a neighbour’s. Our solicitor checked the original 1996 deeds: this shows that we own half of the alleyway, but there’s nothing explicitly written about an express right of access over the neighbour’s half of the…
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Should I complain about a small step up to my drive?
The outside of my house is a private road which I believe I own part of. My neighbour needed a new electrical cable installing and I signed a wayleave agreement to northern powergrid allowing them to install the cable. It has been installed but when they have re-laid the road where they dug the trench they have left a 1”…
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Level 2 survey came back with some concerns about electricity and water - next steps?
Dear all, I really appreciate all the advice I got so far on my few threads regarding to my first ever flat purchase :) and I would love to get some further input on my next steps (I am absolutely new to everything property-related) My Homebuyer survey report came back on Friday. Leasehold flat in North London, block is…
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Redrow part exchange
Have been to view a house tonight and considering making an offer depending on the outcome of a viewing at a different property on Wednesday. The house is a 5 year old Bloor build and owner has reserved a plot on a new estate with Redrow. Both houses are in the WS postcode area. They have said Redrow are driving the sale…
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Conflicting messages from estate agent and solicitors
In the process of selling. The offer was accepted at the end of July and things have been moving slowly due in large part to the buyers’ funds coming from multiple places (gifting/ inheritance/ mortgage). A few weeks ago, the estate agent emailed to say the buyer’s solicitor had mentioned they were almost ready to start…