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land registry entry
Hi We are having trouble trying to find out if a transfer of a share of a property has been completed on a deceased relatives property. I have attached a redacted entry. If there was more than 1 owner would they both be listed under the registered owners section in the summary? Should the transfer of the share of the…
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Peace and quiet
Any tips on buying/renting somewhere quiet? I really value a quiet night of sleep. I guess being away from main roads is a top priority? Any other ideas?
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Can we get a mortgage with these circumstances? Seeking adverse broker
Hi there me and my partner want to buy a property. Mortgage value 200-220kCurrent deposit 14k with option to increase via family giftSalary 23.5k mePartner 28k I have 3 defaults 1. Date registered 10th may 2024 date of satisfaction 23rd August 2024 amount £4992. Date registered 9th may 2024 no satisfaction date listed but…
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Home Selling & Buying Protection Insurance
Hello, I'm considering taking out the above insurance as I'm looking to sell my leasehold flat and purchase another one. My buyer will either be a deposit+mortgage (residential or btl) or ideally a cash buyer. The former carries more risk as there could be issues with the deposit or mortgage meaning they're not…
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How do I decide between survey companies ?
We are in the process of buying our first house. Looking into surveys we are going to go with a level 03 survey. I am just wondering how people decided who to go with ? I have a handful of quotes from local and nationwide companies and they all differ in price all for a level 03 survey. Example - GoTo company originally…
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Rateable value - request for help
I have a property where a water meter cannot be installed so the bill is based on the rateable value. For council tax it's band C meaning RV of £52-68k. And yet the water company (and others are similar) says it charges a standing charge plus around £4 per pound of RV a year. Is there some kind of different list of…
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House buying issues
Hello! Back on September 2025, we made an offer of £375,000 on a 4-bedroom house. Our offer was accepted, and our mortgage lender not only agreed in principle but also issued a formal mortgage offer. However, when the searches came back, we discovered that 2 of the bedrooms (both in the loft) didn’t have building…
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My parents have been asked to transfer the full sum for purchase - but didn't see a signed contract
Hello, A concerned daughter here trying to work out what is going on with my parents' house purchase. They have sold their house and moved into temporary accommodation. Their purchase is "underway" and they are cash buyers. They were supposed to complete on December 14th, this got pushed back to January 15th. On December…
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If you were a tenant would you do this
I have rented a house out to someone ive known for many years and helped out his family .he has rented the house for 18 months To help him i am thinking of offering him the option to buy the house He has paid anout 10k in rent so far Ive told him I want 80k in rent for the house plus as he is not taking out a mortgage in…
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is it worth extending share of freehold lease?
Hi all, I’m the new (first-time) owner of a flat in London with a share of freehold and about 86 years left on the lease. I’m wondering whether it’s worth paying around £1,500 to extend the lease now. I’d only need to cover solicitor fees for a 999-year extension. With the upcoming leasehold reform, I’m unsure whether this…
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People on market not willing to sell in Scotland?
Anybody else had this? Last year my purchase fell through as they changed on moving with a week to completion? Anyway reset try again 2026 I mailed about a house they said let me check viewings as it’s just after new year. Sent home report over a week later no communication? It’s a new build been on market clearly agent…
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Home insurance with lodgers
I have two lodgers and just renewed my home insurance with MBNA. Previously I was with Post Office for a number of years. Firstly I didn't have the option for Emergency Home Cover with MBNA due to having lodgers. That was odd because I've always had it previously with other insurers. And then when I phoned MBNA to ask a…
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House selling- what am I doing wrong?!
Just after some advice regarding house selling! My house has been on the market since end of September, initially lots of viewings but I've had nothing for the last 8 weeks. The feedback I get is nothing I can improve on it's normally "we've found a different house" etc. For context, it's a 3 bed end of terrace with 2…
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Transfer Equity? Costs? Process?
Back in 2021 I bought a house with my parents for £400k (my share being 12.5%) we did a fair bit of work on the house and the value is now around £450k. There is no mortgage against the property. Now I wish to start the process to buy a house with my partner. How do I get to remove my name from the deeds? Is there a cost/…
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Buy to let Dual fuel Bill not received.
Hi Forum. Hope this is in the correct section. Long story short we bought a Buy To Let property through a Limited Company (Company is registered to our Residential address) completed October 2022 and it Rented January 2023. From October it was handed over to Letting agent to rent out...sadly no tenants so January we…
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Right of residence in event of partner’s death
Hi all, Not sure if this is the right forum or not - apologies if it’s incorrect. My partner and I live in a property that is in her name but we’re both on the mortgage - it’s joint buyer, sole proprietor. I also paid half the deposit but that’s by the by. We did it this way for reasons it’s not worth going into with…
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Springbok properties contract
Hi, We unfortunately have signed up with Springbok Properties to sell our house. We were taken in by their advertising to sell the house quickly. This has not happened, we are half way through the 16 week contract (option) period and have only had 2 viewings despite dropping it by £10,000. We have notified them that we…
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I'm inbetween house buying and purchase. Do the solicitors hold the proceeds from my sale?
Hi all, long story short. Mine and my ex partners house has completed last week. My purchase has been delayed by 3-4 months which means i'm renting. Essentially my purchase was near the end but is on pause. What happens with the proceeds from my sale? Do the solicitors keep it until my new purchase is ready to complete?…
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Lease provision for admin costs of recovering service charge arrears?
Hi all Hopefully a quick question - by your reading of it, does this lease contain provision allowing the freeholder to recover admin etc costs associated with service charge arrears? Any thoughts gratefully received. Thanks
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