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Selling Inherited Property
FIL left his half of house to my husband when he died in 2018. MIL left her half to him when she died in 2024. The house was held tenants in common and was left outright, not through a life interest when FIL died. The house has never been registered with Land Registry as they had lived there since it was built in the 60’s.…
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Can't extend in any meaningful way, what to do?
My husband and I live in what is a 3 bed semi on paper, but really it's a 2 bed. You could just about squeeze a cot into the third "bedroom". The entire building was divided into two but it wasn't an even split, so we've got about a third of it and our neighbours have the other two thirds. As a result, it's pretty narrow…
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New Build / Selling House dilemma
Morning, my daughter is selling her existing house and wants to buy a new build. The NB won't be ready till March. her buyer is saying he can't wait that long so she is looking at 2nd hand market. Buyer has said he'll give her 4 weeks to find a property. She is reluctant to tell him where to go as she can't secure the NB…
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Staircasing thoughts
Had someone round to value my flat, they suggested staircasing as they said a buy to let might be interested in it. I very much doubt that the return on a studio at £250 would be worth it and I don’t like the idea of some bloodsucking landlord making money by charging a miserable tenant £1500 monthly to live in one room.…
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Letting a property without building control sign off
Hi, I am nearing completion of a house purchase, I am a first time buyer and so I have no real experience in property. The seller has just admitted to my solicitors that the building was never signed off by building control, to give you some history on the house I am buying it started life as 3 small houses and later was…
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Missing Lease Title on Freehold property
Hi, my husband and I are 8 months into trying to buy a 1920's terrace house (both us and the seller are not in a chain). The house is being sold as Freehold however our solicitor discovered a middle leasehold title that is missing (full breakdown below) and had to report this to our mortgage lender HSBC to check they were…
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Buying bungalow with 50 year old loft conversion…please help!
Hi everyone, goodness me I’m confused and could really do with some advice! Very newly divorced and have a 13 year old daughter. I am in the process currently of buying a 3 bedroom bungalow (it was advertised as such) one of which is a 50 year old loft conversion built in 1973! It needs a full rewire and new heating system…
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Looking for SAS Recommendation for Block Management
Hi everyone, I’m currently looking into better ways to manage a few residential blocks and was wondering if anyone here can recommend a good SAS (Software as a Service) solution specifically for block management? Ideally something user-friendly and cost-effective for managing service charges, maintenance schedules, and…
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Landlord: Replace Electrical Consumer Unit to comply with latest standards
My flat was built in a large city centre tower block in 2004. My agent has arranged the following: Replace the Electrical Consumer Unit to comply with the latest standards570Admin cost for Negotiating, arranging, providing access and issuing a 5-year certificate50 I am proceeding because I want to take no chances on…
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Investing in property without buying a whole property
I would like to put some money in property as a long term investment. I do not have sufficient to buy a whole property outright and I do not want the hassle of buying to let. Is there a way that I can invest in property with other likeminded people?
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Level 3 Survey - Help with responses from Vendor
Hi all I have received my level 3 survey for a property I thought was in a sound state. From reading the valuable posts on here ( thank you so much contributors) I was prepared to come away with more questions than answers from the level 3 survey. I am still unclear about some of the issues below that I have raised to my…
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Threatening letters to previous owner
Not sure if I'm on the right forum here, but... I moved back from England to N Ireland to retire on 31/8/17,
and bought a house here, from a family I’ll refer to as “F”. I have no
mortgage. Since then, I have received an endless stream of letters
from an outfit in Chester called The Mortgage Business (TMB), addressed to…
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Selling our flat - our buyers mortgage
Should we be worrying? The transaction on the sale of the flat, everything has been confirmed as satisfied by the solicitor but we await our buyer to get his mortgage. He owns his own business so I suspect getting an offer can be more difficult We are also purchasing and on the purchase, majority of things are satisfied…
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Selling a property; unsure of deductions 😔
Due to a family issue I have to sell my house (currently being rented out) and as a newbie to this I was hoping the more experienced of you could advise as to my position/my expectations re sales. Facts: bought in 2004 and lived in til 2008. Moved out in 2008 to current property and rented the initial property. Mortgage…
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Offer query on 130k
I'm a first time buyer and I've spotted a house I'm interested in that was reduced to 130k 2 weeks ago. It was purchased in 2021 for 98k, the kitchen appears to have been slightly upgraded with painted doors and new sink but doesnt seem any other changes. 2 bed semi detached with driveway and garage in North East. The…
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What percentage of deposit should I deduct
Lodger left huge amount of stuff in room and a lot of mouldy food in fridge. Didn't clean and left loaned bedding dirty, crumpled and stuffed at bottom of wardrobe. What percentage of lodger's deposit should I deduct?
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GOOD IDEA TO BUY?
I have managed to get a buyer for my flat so I am looking for something to replace it. I have seen one I quite like which has been on the market for a while. I think it has been rented out. The building has an EWS1 B1. I have asked the agent to ask the buyer whether he has a qualifying leaseholder certificate but haven't…
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Removing a Bankruptcy Notice From Land Registry Title
Hi I am currently in the middle of selling my property and it has come to my attention that the below notice is against my property, and that it needs to be removed in order to complete my sale. I`m worried that the buyer will pull out if not removed urgently. I have no idea what it is about as I have never been made…
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Shared Ownership- Platform Housing
Hi, does anyone have any experience of buying shared ownership with this organisation at all please?
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Fence ownership
I wanted to check if I have interpretated my Title plan for my house correctly I have red edging on the left hand side of my garden fence which subtly overlaps the fence, so I think thats my fence, however it does overlap the right hand side. So is that my neighbours responsibility? Neither have a T mark oddly. However…