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ENQUIRY: RENT A ROOM SCHEME
Hello, I have finally settled into my house after a long delay. My friend will be moving into my spare bedroom and I've read up that I can claim relief of £7.5k tax free from lodging per tax annum. My friend will be moving on the 10th of November and will be paying £675 for rent w/utilities included. I am aware that the…
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Unregistered property with historic charge hanging over it
I did the deal on an unregistered property (probate sale) 6 months ago, my chain is very short and all parties agreed a completion date ,and contracts were signed ready for exchange .Form TA6 was signed to confirm no outstanding mortgages or charges. At the very last minute, my vendor's conveyancer "found" this historic…
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AML checks when DIY conveyancing
Hi. Does anyone know of any third party anti money laundering check options that a private individual can use when DIY conveyancing? I've had a google, but not found anything, and hoping ideally for a personal recommendation. I know that I could pay a solicitor to do all the conveyancing, but that hasn't been budgeted for…
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Can an estate agent show my buyer new properties?
Hi all Long story short… we accepted an offer on our property at the end of June. We had been really transparent with the buyer (we showed them around) in that we would need to find a property to move to before we could sell. We had an offer accepted on a property about 3 weeks after accepting our buyers offer. The seller…
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IHT, CGT, Gift/GROB - where do we stand
myself and my wife bought half of MILs house. MIL gifted my wife the other half of her main residence. leaving me owning 25%, my wife 75% and MIL 0% the house is our primary and only residence, MIL lives with us, but isnt paying rent. where do we currently stand from IHT - obv the part we bought is exempt, but the gifted…
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Disrepair, Black Mould, Private tenancy
TL;DR: I'm a private tenant that lives with black mould on their bedroom. Multiple contact attempts with landlord, no proper fix so far. TL;DR2: Lived there for 2y9mo, contract ends in 5mo but I'd like to leave early. I've lived in a private tenancy property for 2 years and 9 months. With black mould. I've had multiple…
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Seller Refusing to Sign TR1
Hi, The sellers of the property we are buying are going through a divorce, one of them is refusing to sign the TR1 and collect personal belongings from the property. Yesterday we were notified by our conveyancer that an urgent application has been approved by the courts for the removal of the personal belongings and for…
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Section 20 window replacement – scaffolding before notice & scope never updated
Hi everyone, I’m a leaseholder in a block managed by Torus and I would really appreciate advice from others who’ve gone through Section 20 major works. We received a Section 20 notice in December 2023 for window replacement, but scaffolding had already been up since November, and a contractor had contacted me in October…
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Land Registry - Expedite - Timescales, Current
Hello please can someone help with a bit of current advice? I'm new here! So we are working through our solicitor, we sold our property back in May - issue arose through the searches on our property that part of our garden wasn't ours (bought from new, direct from property developer and sold with the garden - landscaped…
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FTB - shortfall when proving deposit funds to solicitor
Good morning, I am at the start of a process of buying my first own property (leasehold flat, London, offer accepted, mortgage applied for). My deposit will be 120,000. Own funds only, I am trying to avoid the additional layer of complexity of accepting gifts from family for this purpose, although they will gladly help…
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Courts and Tribunal service for council tax
I own a property, which was vacant for a 4 weeks or so. The council tenant left at the end of March without notifying me or my agent. I then got two council tax bills, one for feb/March (£188) and the other for the duration of the period that the flat was empty (£133). I informed the council that I was only liable for…
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Stamp Duty query
My wifes mother passed away last year and owned a three bedroom house, my wife is the next of kin and has inherited the house. Her sister and partner want to buy it as they have a one bedroom flat, that is too small, they own the flat outright. The house has a value of £325000 and my wife is gifting her sister £100000 and…
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buying a second home while still selling my first?
Hi, i thank anyone for their help with this. We have seen a house which is ideal (bedrooms, location, not too much work to get it right). However we are only just putting ours up for sale. I am viewing the house this weekend and if it's suitable, i don't want to miss out. Has anyone any experience with buying a second home…
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Advice Needed – £643 Deposit Deductions (No Inventory, No Evidence Provided)
Hi everyone, I’ve just finished my tenancy in student accommodation, and my landlord has made seven deductions from my deposit totalling £643. Deductions: * £219 – Curtain replacement (new, not in original charges) * £109.99 – Kitchen sink repair (my share) * £50 – Wardrobe replacement * £205.17 – Utility overuse (Mar–Jul…
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What options do i have
I live in a detached bungalow in a cul-de-sac that i am trying to sell. The bungalow is nice, my cul-de-sac only has a few other properties with mostly retired people so its quiet. But i hate living in this area and am getting depressed here. Im lucky in that its owned outright with a value of around £225k. It could be…
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Hoping someone can clarify
We have been in our house since 2002, when we bought it had a canopy across the front that we believe was constructed in 1970s, a rear extension constructed in 1988 & a garage to the rear built well prior to 1999. the rear extension did cross the boundary line, had full planning permission & with the agreement of the then…
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2nd Charge on property - Creditor Liquidation/Debt sold to Azzurro
2nd UPDATE: Hi guys, while I was preparing to make an application to the court, I have received a response from Solaris this evening - They have invited me to put forward any reasonable settlement proposals to them. Does anyone have any experience with settling debts/second charges? What would be a reasonable settlement…
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Air source heat pump ECO3 grant selling home
Hi, we are selling our home. We had a ASHP installed for free around 3 to 4 years ago. However the installer is a horrible man and claims to not even know who i am anymore. The provider of the ASHP Grants have tried there upmost best to help, I've been chasing it for over 2 years. Its not installed correctly, it comes on…
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Buy to let - Bexley / Bexleyheath / Barnehurst
Hi all We are considering buying a 2/3 bedroom house in Bexley / Bexleyheath / Barnehurst areas, which we would like to rent it out to families. I am not local to this area, so looking for guidance on any preferred areas, or neighbourhoods / streets to avoid. Our budget is £360-410, so likely we will manage a terraced…
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What is my best option
I own my own business but the income is starting to drop off and although I'm just about managing the situation i have just turned 63 and don't really want to work for ever so my thoughts are turning to selling the house and downsizing, basic info is that the house is worth approx £465K and i owe £62,000 on the mortgage,…
