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Landlords - are you selling up or will do when your tenants leave?
As above. Also is you don't mind, just say what area of UK you live in to give it greater context. Will you, have you put up rents this year and if so by what percentage and was the amount less than last year/etc. These new rules which 101% favour the tenants, when do you expect them to become the law. In my view, it may…
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Claiming the £7500 Rent a Room Allowance
Can anyone tell me where I can find it on the HMRC Self Assessment form? Thanks.
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Remortgage + consent to let with Halifax - term length question
Hello everyone, My current Halifax mortgage product ends in February, and I have a 10 year fixed rate locked in, for a 26-year mortgage with around £295k remaining (around 70% LTV). There is a possibility that I might move country next year, and I’d like to keep the flat to rent it out if I do move. I had been planning on…
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Renting London Checks
Hey! I'm looking to rent in London (just me), however the affordability computer system landlords use aren't helping! I'm self employed own two businesses. Both combined take in around £160k a year. I have excellent character references, and around £20k in personal savings. Excellent credit scores 999/999 on one of them!…
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LISA without a mortgage
My daughter has a Stocks and Shares LISA and looking to get her first house we are looking at helping her out. Does she need to have a mortgage to be able to access her LISA? As it is stocks and shares LISA would that have to be converted to a cash LISA before moving forward? As stocks and shares LISA's can go up and down?…
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persistent low frequent noise - possible neighbourly dispute
Hello Forumites, Since the summer I have very persistent low frequent noise in my leasehold flat in central London, which I hear almost all my waking hours. I have reason to believe that it comes from the bass of a stereo system in the flat above mine. I did some research, got advice from a legal helpline, and am under the…
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How do people get permission to build homes in remote places?
With most of the UK feeling like we're living on top of each other, some isolation and remote living seems very rare. So I went exploring on Google Maps and I found some really remote homes and I have to wonder how people end up living there. 1 home on a remote Scottish Island. Bunch of remote homes with lots of land. 1…
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Capital Gains Tax question
My property was purchased in 2018 and I have been renting it out since June 2025 (whilst I live with my partner). I'm now in a position where I could sell my house and I'm trying to figure out if I will have to pay CGT or not? The property is my only property (my partner owns her house). CGT tax rules suggest I may be…
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Removal from freehold
Some advice please. My now ex-wife and I bought a property a number of years ago whilst married. It was a maisonette within a block of four and as such was both a leasehold and freehold. After getting divorced, I was removed from the deeds and the leasehold but the bank have constantly refused to remove me from the…
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Public sewer
Hello, I'm in the process of purchasing a property and the drainage search has shown that there is a public sewer running through the garden of the property. Have attached the picture from the search here. As you can see, it looks like this runs under where the property has been extended and also slightly across where we…
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Future sale of property with 57 year lease
I have just discovered that my parent’s bungalow is leasehold with only 57 years remaining. At the time of purchase, in 1986, they couldn’t afford and didn’t consider buying the freehold. As they are both in their late 80’s now when they pass away the time will come when a sale will have to be made. How would the short…
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Moved: Do I need to buy actual gold?
This discussion has been moved.
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Buying a leasehold flat is such a horrible experience.
To get any question answered requires a chain of like 3 or 4 different people. Me > my solicitor > sellers solicitor > seller, then it comes back sellers solicitor > my solicitor > me. God forbid I have a follow up question... And sometimes it can even involve a 5th party, the management company. The whole process just…
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Divorce settlements vs SDLT (Stamp Duty)
I am in the final stages of a divorce, Part of the divorce settlement includes me buying out my wife from the marital home, I am re mortgaging the property with a new lender. I have received a completion statement from the new lenders conveyancing solicitor with a list of charges as long as my arm! Amongst these charges is…
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Leaving flat tenancy
Hi I have recently just left the flat where I have been renting for a number of years. On the day of the check out the cleaners were delayed in completing the end of tenancy clean. I had booked the check out after their estimated finish time but they overrun. This meant that when I went to do the check out and hand the…
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Draft land transaction form help
We're buying a new home before selling our current home. We will not be selling our current home until we've decorated the new home but we're hoping to be able to claim back some of the stamp duty paid if we sell within the next thirty six months. My solicitor has just sent through a draft stamp duty form, should I should…
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Shared Ownership and Land Registry Title
I am selling my shared ownership flat, it's proving to be a nightmarish project with delays and incomprehension with solicitors from both sides, even if it is a chain free transaction. Conveyancers from buyer's side are now saying that the land registry title doesn't show I had staircased from 35% to 50% (I did this at the…
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Sinking fund on exit; how common / unusual?
England. Ordinary leasehold. Not retirement. Instead of paying monthly in the lease for this building, leaseholders pay their sinking fund on exit. It’s 0.5% of the market value per year. When selling the property there is a payment due to the landlord of 0.5% of the market value of the premises for each year of…
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How much should we offer?
Hi all, new to this thread and indeed the housing market in general, in need of advice. Myself and partner and are both mid forties, in rented accommodation but landlord is selling. We are currently searching for 3 bed properties as we have children at home. We have already had our fingers burnt by offering on a house at…
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Private landlord
We have a tenant in our property. We need the property back for family (landlord) to come live in for a year or so. How can we legally get our property back for landlord to move in??? Landlord wants to move closer to family? Any help appreciated. Thanks
