-
Housing association Failing to do repairs and not responding to complaints advice needed
I appologise if I'm posting this in wrong place. I wonder if anyone can give me some advice. This is going to be long so again I appologise is advanced. I live in a 3 bedroom housing association house with my 4 children. All 4 of my child have special needs and medical conditions. Back at end Of November 2022 boiler went…
-
Tenants energy bill now in my name
Hi, My tenants were due to leave on in Jan 2025 and didn't and my tenancy agreement expired then. Ovo have done a trace and search and are not asking me to pay £1k energy bill. This feels very unfair and without a tenancy agreement they are saying they won't change it but I can't get a tenancy agreement as the tenants are…
-
Joint tenant or not?
My husband died with no will and a lot of debt in his sole name. Form k restrictions have been put on the title of the house in his sole name. I called land registry and they looked and told me there was no form A entry therefore we were joint tenants and by rule of survivorship I inherit the house and it doesn’t form part…
-
What is a utility room?
I thought a utility room was a space for the washing machine and dryer, maybe a big sink for dirty washing (cat litter trays, small dogs etc) and cleaning products. That's what's in mine, along with tins of paint and other odds. Room for a chest freezer would be nice. I'm house hunting a want a utility room still, I like…
-
Social Housing Bidding *Swindon*
Hello, Wondered if anyone can give any advice or know if I would get anywhere at all please? I'm currently on my local councils bidding list but I have been restricted to flats only due to their policy now only allows families with 2 children in flats unless their is a health or welfare need. The issues I am facing with…
-
Chimneys sweep Wales - who is responsible
Hi, I could not find the answerrt online. Is it the landlords or tenant responsibility? Thanks
-
Is this legal ?
House is for sale through local branch of major Estate Agents. To be considered a "preferencial buyer" and take it off the market (they did), a £1000 fee is required to be paid to a stipulated solicitor named by Agent. For this you would get all local searches etc. Still allowed to use your own solicitor. Fee is not…
-
selling property
I'm thinking of down sizing , I'm on pension credit ,I have been told this could stop because if I sell property the money would be classed as savings, but it is going to go straight into buying another property and paying fees, so I will not be left with no saving by the time its all gone through. I just want to know if…
-
A simple(?) selling / buying question
Answered, thank you all!
-
RTM managing the building themselves
Hello, As a Director of a RTM of 23 flats and frustrated by the MA we are considering managing the building ourselves. What are the major things we need to take into consideration? We've already negotiated our own companies to provide services cheaper than MA eg our own accountant, our own broker for building's insurance…
-
Mortgaging existing buy-to-let house to purchase a second property
Hello all. Long-term lurker, first-time poster here :-) TL;DR: Is it possible to take out a mortgage on a property which I own outright through a limited company, and it already let on an assured shorthold tenancy, then use the mortgage funds to purchase a second property to rent out as a holiday let (Airbnb or similar)?…
-
Stamp Duty Rates - Buying a bungalow with an Annexe
Hello, I’m hoping for some advice in case anyone has been through something similar. We’re in the process of buying a bungalow that includes an annexe. Our solicitor has advised that we’ll need specialist guidance to determine the correct level of stamp duty, specifically because of the annexe. From what I’ve researched,…
-
Who is responsible for calculating Stamp Duty (Shared Ownership)
Daughter bought 45% of SO house 3.5 yrs ago, when threshold was £125k. House value £245K, her share £110k approx. In any case, no stamp duty due. She is now looking to staircase to 100% and obtain the freehold. Solicitor has said they will only handle the Stamp Duty return to HMRC - not the calculation of the Stamp Duty…
-
Looking for a simple but legal (RICS) valuation survey in East London - how to choose
I'm looking for a RICS surveyor in East London to value my property for equity following a separation. I've looked at the RICS listings - is there anywhere to get recommendations?
-
When to reduce a sale price - NW Lancashire
Possibly a piece of string question...our family house went on the market four weeks ago. We researched loads of agents, got it down to three, and then picked our current one. On reflection, we were crazy to be rushed into putting it on the market during the school holidays, but hey ho, that time has gone. They valued the…
-
House left in will, and selling our shares.
Hello, Hopefully someone may be able to help with my question. A few years ago our parents put their house in trust to us. I have 2 brothers,
1 off them lives in Australia and 1 in the UK, so at the time the house was
left in trust it was just myself and UK brother put on the deeds of the
property (so 2 names on the deed)…
-
Extend or sell
I will very quickly set the scene - I have a 3 double bedroom, 1 bathroom property I currently rent out. It is an end terrace with a garden and a large garage. I have already spent £45,000 on the property doing a full rewire, new bathroom, new kitchen, windows, boiler etc. I rent to a lovely couple who have 3 boys (13, 7…
-
Capital gains tax on selling inherited property
The CGT rate for executors is 24% compared to 18% for basic-rate beneficiaries selling property. If you are both executor and beneficiary of a property, do you have to formally transfer ownership of the property with the Land Registry into your name to pay your personal 18% CGT rate on selling the property, rather than the…
-
England - can I go to tribunal for overcharges on service charges and buildings works once I've sold
As part of the sale, I'm having to pay for the service charges and building works cost to date (fair enough!), but if I was keeping the property I would be going to tribunal for some of these costs - I'm having to pay £40k now, and am putting away a retention of £20k for any other future costs that might come up for the…
-
Choosing a solicitor for a house purchase and expected fees?
I am trying to find a solicitor for a possible house purchase. Apart from being within easy travelling distance what other criteria should i be concerned about? I guess it changes across the country and varies on sale price but how much should it cost roughly?
