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Eviction query
Hi, A few days ago I received an email from my Landlord, stating that he wanted to sell the house and was giving me 2 months notice to move out. Attached to the email was a current gas safety certificate and an energy performance certificate. I have now started the process of looking for a new property to rent but I was…
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Legal charge on house purchase not declared
I have been trying to buy a property -over last 6mths . neither the estate agent, vendor or vendors solicitor declared that there was a council debt on HM Land Register . I have now lost my buyers because of this. I am aware that a sale of the property fell through in 2024 and can't help wondering if it was for the same…
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House not sold, in rented what to do?
We've had to relocate for work, and our house has been on the market since May. We've reduced it twice, had a new EPC (A because of solar panels and batteries we've put in), but no luck. We've had probably 20 viewings, including one second viewing but no offers. We keep being told the market is slow, and that our house is…
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House wont sell other options
So i have been trying to sell my home for a few months. Valued by 3 agents between £220k and £230k. I would accept £220k but it is just not selling. No interest despite changing the photos to clear and uncluttered pictures. I desperately need to move areas. Should i just keep reducing the property to below market value and…
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Closed bank account statements
hi, I’ve recently closed one of my bank accounts because I never used it for a while as I have a joint account now. was just wondering would I still need to give 3 months of statements for the closed account?
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Tenants in common Unequal Variable shares?
When buying a property can you do tenants in common with unequal shares which vary according to contributions or do you have to list the unequal %? Im assuming you get a deed of trust drawn up which states share of ownership will vary according to contributions from both parties? This could be for a property which needs…
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Changing Solicitor
Has anyone any experience of changing their conveyancing solicitor part way? What was the process and was it a good decision? Long story but, we got to the point of discussing exchange last August only for our buyers to drop out last minute. We now have new buyers (ftb) and have completed the chain with the same purchase…
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My flat requires an HMO certificate.
I live on the ground floor of an Edwardian house in the LB Haringey which has been converted into 2 flats. Both flats are leasehold and were converted pre 1991. I am being told by the freeholder that both flats require HMO licences and have invoiced us £800 for each flat with a deadline to pay. Can someone please confirm…
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Moving and trying to avoid a chain
We're thinking about moving later this year (daughter will start school in 2027, so would be good to do this by end of 2026, as would be a different catchment area). We have a decent chunk left on our mortgage, but due to savings and inheritance have about enough to pay it off. Alternatively, we could use this cash as the…
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Selling House in Spain with squatters
looking for advice on behalf of my parents in their 60’s who have a house in Tortosa Delta de Ebro region of Spain in a rural area which is now in a sorry state after Squatters have taken residence. They have been there a while and the house is now a shell of what it once was. Wondering if there are any companies who…
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Auction Purchase Compliance question
So we purchased a property through an auction site in July 2025. The sale contract was extremely vague and obviously we were liable for extremely high additional costs. Which we did factor into our decision, however…… After extensive refurbishment, we are looking to sell the property through the same auction house.…
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Splitting CGT on property in sole maiden name
We are planning to sell the flat I bought pre marriage and have rented since marriage . We have always split the rental gain on our self assessments and wonder if we actually need to do a deed of assignment in order to split CGT liability on selling, given that HMRC have always allowed us to split the rental tax liability.…
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Options for insurance for probate house.
Hi. A relative has been granted probate for a late friend's estate which includes a house - the house was left to the executor, my relative. Up until now - whilst probate was being sought, and since being granted - the house was insured using an Unoccupied House policy. She now wishes to tidy the place up for ultimate…
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New boiler - no gas certificate
I had a new gas boiler fitted last year and the fitter made a really good job of it. I never did receive a (gas safe) certificate for it. He now seems to have vanished into thin air. I'm a little concerned about when we finally come to sell our property in a few years time. I'm not sure where to go from here and would like…
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Concluding missives in Scotland - how late is normal?
Although I've bought properties before, this is the first time I'm buying as part of the dreaded chain. Our solicitor encouraged us to agree a moving date with the other parties prior to conclusion of the missives, which wasn't the way round I would choose, but of course went with the expert's advice. Moving date is set…
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What tools did you use to track and manage your house or flat hunt?
I'm not great with organisation, especially with things I'm not particularly excited about. I'm currently looking for a new home and finding the whole process surprisingly hard to manage. When I start searching I end up with tabs open on Rightmove and Zoopla and can never remember which ones I've already looked at, or…
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Kitchen sink has detached. Should the surveyor have noticed issue?
Hi, For the house I recently bought, I had a Level 2 survey done, and this is their quote for the kitchen: "Fitments consist of kitchen and utility fittings to a modern good standard, the usual blemishes noted, although much storage noted also. However, no serious issues were noted and the usual maintenance is advised.…
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Paying balancing service charge
I live in a purpose-built block of retirement flats. As with all such properties, we pay an estimated service charge that requires a balancing fee at a later date when the accounts are completed. I have just received a bill for the balancing charge. I agree that the amount is payable in due course. The trouble is that for…
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Buying house with extension but no "improvement indicator" for council tax
We've recently put an offer in for a house that had an extension about 15 years ago, I have checked the local council website and have found the planning permission which was accepted. Despite this, when I check the government website the property does not show an improvement indicator but I can't see how this wouldn't…
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Potential to buy a share of Freehold in 2 flat property?
If one has a leasehold flat in a block of 2, where the freehold is owned by a housing association - with the other flat being rented out, are there any rights to get part ownership of the freehold? My understanding is not, but I don't know if changes might be in the pipeline. The interest is because we'd like to make some…
