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Renting - What's the norm, what's required?
We are hopefully going to be able to start looking for a rental very soon. The last time I rented was over 20 years ago and from what I remember it was a very easy process, some pay slips and that was it. What's the process now for applying for a rental? What's the norm that most need now as I read on one they wanted so…
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Pull Out Following Environmental Search?
Hello Just after people’s experience of environmental surveys please… We’ve just received the result of the Environmental Search for a house we’re looking to buy and it’s definitely caused us some concern to the point we’re considering pulling out. It’s around the land stability citing it’s a former landfill site (that…
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Planning permission for ‘deconversion’ into single house
Hi everyone - hoping for some advice. We are in the process of buying a semi-detached Victorian house in Bromley. The house was split into multiple flats many years ago. Each flat pays a separate council tax bill. Whilst the postal address of each flat is listed on the Land Registry, there is only one lease and no record…
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Land Registry expedite first registration application
I've recently inherited my late father's house (jointly with my sister) which he owned (jointly with my mother, also deceased) for nearly 50 years. The intention is to sell the house as soon as possible. If I understand correctly it's necessary (or at least advisable) to get the property registered with the Land Registry…
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Advice on current situation
Hello, we need some outside perspective on our current situation which I will try to summarise: 1. My partner and I (not married) jointly own our home with about £70k left on the mortgage. We have 2 children, aged 15 and 18 still living with us. 2. My partner owns a second property (no mortgage), which we lived in for 8…
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Beneficiary and Executor of a leasehold flat
I have inherited a retirement leasehold flat. Probate has been obtained. A form has been submitted by the Solicitor to the Land Registry adding my name to the title. Now I am being asked to pay £320 for a Buyers Pack from E&M Estates and Management Ltd. I am not purchasing the flat, so why am I being asked to pay this…
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Offset mortgage on a SOLD property
I have sold my property which has a fully offset mortgage, previously the lender was asking me how do I plan to pay my mortgage off in 25 years time. I am now wondering whether it would make any difference between using the sell proceeds rather than the money from my offset account? I am thinking to use the sell proceeds…
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Can anybody help? Estate Agent upselling and
My daughter has been blackmailed by the estate agent saying if she doesn't take out a zero deposit scheme she can't have the apartment as the landlord wants to rent out with zero deposit however there is no advantage to zero deposit for a landlord just commission for the agent. She agreed now she sent the holding deposit…
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My situation
Hi, I’m in the process of buying (FTB) - Offer accepted end of May. Then solicitor recruited. Mortgage applied for straight away. Mortgage accepted end of June. Survey done, report back . I have to give two months notice in the flat I’m renting. I’ve asked my solicitor about this (just to get some kind of idea when things…
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MSE Guide: Properties to be cautious about buying
Hello everyone, This is the discussion thread for the 'Property - what not to buy' guide. If you haven't already, join the forum to reply.
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The Cost of Management Packs
I am currently in the process of selling my late mother's retirement flat, a leasehold property, and was informed by my solicitor that I was required to obtain a Management Pack (MP) prior to the exchange of contracts. We only purchased the property 24 months ago and this wasn't a requirement at that time. The property…
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Renting A Double Room With Shared Facilities In Scotland.
I own a 2 bedroom flat. I let out the two bedrooms to different people unknown to each other when they move in. I pay the council tax and all bills.They pay a monthly rent everything is included. I have never had a problem in the past but I now have one renter moved out and the remaining one is playing akward with viewings…
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Transfer of deeds with a registered charge
Hi all. I'm looking for a bit of advice if possible. basically my Mum passed away a few months ago. She lived in a shared ownership property where by she owned 25% and housing association 75% in her will she left her share of the house and a small amount of money that was in her bank to the sole benficactor my brother.…
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Buying a flat/maisonette with a short lease
I have noticed quite a few flats/maisonettes up for cash sale in my local area. I'm nearing retirement and looking to downsize. I don't expect to be around any longer than 20 - 25 years, so would this be an option? Does the freeholder still have to offer the same original contract in terms of maintenance and servicing…
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Buying home through my Limited Company, advice please
I’m looking to buy a house which we will probably live in. I currently own a house that we live in so according to the estate agent if I bought a “second home” I’d be liable to pay and additional 8% fee. I should also say I’m in Scotland. This is all totally new to me, I have a limited company registered with Companies…
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Complete candour here. The experience of selling a house has made me suicidal.
Not stressed, depressed, frustrated, angry, but suicidal. I am suicidal. On Tuesday when the house auction ended with one bid, which was then pulled by the buyer. When I received the message from the well known auctioneer, I was on a train. I rang my brother, who burst out into laughter. I hung up on him, and I was like my…
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Properties that say offers in excess of
Hi guys, any opinions/advice are most welcome Having recently lost my husband, I want to move nearer my sister. I'm totally on my own. I saw a house for sale with offers in excess of £270k, it only came on last week, and the EA said they have mega interest and 8 viewings were to be held over the weekend. As the house is…
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Need advice please
Not sure if i am putting this in the right place in forums but its to do with debt so if its in the wrong place can the mods move it please. 1st of all please do not judge me as i know i have made mistakes which i hope i can put right. We are in Social housing with a housing association and was on ESA and moved across from…
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Advice needed for building managment company.
Hello, i need advice of how to go about this. My previous manangment comany in my previous apartment were excellent. I've just moved to a new apartment and the managment company are based in the same city, i've paid up my charges to year end 2025. I did not get any building fobs from the previous owner and called the MC…
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Form TA6 All editions question
Hello. I'm trying to ascertain the dates the seller's property form TA^ was revised/updated. From what I have read on other sites, this form has been revised/updated twice in the previous 10+ years If you can help, I would like to know the dates this 1st edition was published and when it was revised. I believe there have…
