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Pepper money

doristuck4
doristuck4 Posts: 11 Newbie
Name Dropper First Post
in House buying, renting & selling

I've got a mortgage with pepper money, hoping to complete 1st may.

I had to use my credit card to pay for management pack from council plus level 3 surveyor, so £840, I know we shouldn't pay things using credit cards but I had to.

Will pepper do a final credit check before completion, I'm getting worried now

Comments

  • theartfullodger
    theartfullodger Posts: 15,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    So you don't currently have a mortgage but HOPE to have with pepper money when you complete??

    What des pepper money's conditions and othe rpaperwork say about such questions?? Apologies but I can't read them from here.

    Good luck. With the orange man-baby trump going bonkers I'd expect terms to change.

  • mta999
    mta999 Posts: 428 Forumite
    100 Posts Name Dropper

    Yes, mortgage companies do do final checks at completion before handing over the money to your solicitor.

  • doristuck4
    doristuck4 Posts: 11 Newbie
    Name Dropper First Post
    https://forums.moneysavingexpert.com/discussion/comment/81947618#Comment_81947618

    No i have a mortgage, but as I've got a lot of debt but a lot of equity in my property, i wasn't able to get a mortgage with a high Street lender coz of that, but I keep hearing don’t use or get any other credit, as I've had to use my credit card, I just don't want it to fail.

  • doristuck4
    doristuck4 Posts: 11 Newbie
    Name Dropper First Post

    Would you know when they did that, exchange of contracts or completion day

    Thanks

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