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Boundary Question
Hoping for some advice from @Land_Registry please. I bought a house 6 years ago that backs onto farmland. Last year I was cutting down a tree in my garden about 2 metres from my rear garden fence when the farmer stuck his head over the fence and told me I couldn't touch that tree because it was his, saying he owned a few…
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Auction House delayed valuation process resulting in us losing house
HI All, Recently purchased a property at auction. We knew it needed work and so went for a refurbishment mortgage. The following happened and where do we stand? Auction house changed our agent without letting us know. We had no communication with them until I emailed them giving out ( we had emailed the previous agent…
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First time buyers - house has historic subsidence/surface flood risk
My fiancé and I are currently in the process of buying our first home in the East Midlands. We viewed a lot of houses over the last year and finally found the house we feel we can call home. It was previously off the market (we actually viewed it at the start of the year, it went off the market, and came back on about a…
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Married and both own properties
Apologies if this is a stupid question: I suspect it's a common issue, but I am unsure. Both my wife and I own separate properties. We both wish to live together. If I sell my property within two years, is there nothing to do, except inform HMRC of the change of address? Basically, I'm asking if you get two years grace to…
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Gifting house, CGT and IHT
Hi all, this is my first post so please be patient if this has been addressed already. My wife and I are thinking of gifting our 4 bed house to our son who has 3 young children ( recently divorced) abs is staying with us. He cannot afford to buy, that's why we are considering gifting with no attachment. We will move out,…
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Insurance
Forgive me if this seems an obvious question. We are letting our late Mum's retirement flat to a tenant in November The complex (unfortunately) has the service contract with First Port which covers the Building Insurance. With a tenant in the property, what sort of insurance would we need - presumably landlord insurance,…
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Management Pack
Hi all we have just accepted an offer on our house. I understand our solicitors will have to obtain a management pack to pass onto the buyers solicitors. from what ive heard this pack can take anything from 2-6 ish weeks. do we pay for this pack upon the solicitors requesting it or right before it is released to them by…
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Property developer asbestos, remove or encapsulate?
Hi, I have a cash lump sum and am in the process of looking for a property to redevelop and sell on so I can eventually make enough spare cash to help my children onto the property ladder as it’s not going to be easy for them in this day and age. I don’t have enough for all of them with the cash I have unfortunately. I am…
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UK Fire Door Regulations for Landlords
Does anyone know what the UK Fire Door Regulations are for Landlords? I own a small studio flat that I have owned for 6 years with no problems and a happy tenant. Yet now am being forced by the managing agents to replace my front door and a laundry room door for £2,818.80. This is as part of a planned replacement of the…
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£3000 for Conveyance fees is this high ?
Hi all we are purchasing a 2 bed flat leasehold for under 150 000 and the fees are 3000 including 350 stamp duty. Do you think this is high? It is a probate property thank you
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Need help with home repairs
Hi, I bought my house a year ago from my landlord, lived in it for 5 years before purchasing. The house just seems to be falling apart, upstairs floors all creak and floors boards seem to be rising up. Front door has cracks all around it when it's windy it rattles. Downstairs floors seem to be sagging in places and damp in…
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TP1 - Sale about to fall through...
Not sure if @Land_Registry can comment, but we have a TP1 which was properly expedited 5th Sept (GC9B25A or HD635482) and it looks like our buyers extension on their mortgage offer is about to expire.Any comment about likely time-line would be wonderful...
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Shared ownership
Hello everyone Me and partner are looking into the idea of shared ownership as we cant afford to buy at the full price and have been renting for several years in a property that is £1400 a month rent. We went to see a financial adviser who has suggested because of my age nearly 62. It would be better to have a mortgage…
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Neighbour taking down our fence
We have a boundary onto a neighbouring property we are having a dispute with it’s about 60m long and the back and side of our neighbours progressing building plot- we have a small holding and his plot was historically part of our property’s garden long before we purchased it. The boundary fencing, when we moved in was…
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Can I sell our house without contacting my abusive ex-husband?
I live in a house that has a joint mortgage with my ex-husband. the mortgage was took out in the year 2000. He moved out & we got divorced in 2007. I have no children. The only thing that still ties us together is this property. During the 7 years he lived in the marital house he only paid a couple of years worth of the…
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No response from McCarthy & Stone property transfer team
Any advice in getting a response from the property transfer department at MCCarthy Stone? We’re in the process of selling parent’s retirement flat and there is a query on the title plan. Our buyer won’t proceed further until the matter is clarified and we and the MS development management team have hit a stone wall with no…
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Conveyancing fees significantly more than quoted
Hi, I have just gotten my final bill for my conveyancing (which needs to be paid before completion next week) and it is >52% increase from what was quoted. I know that costs tend to go up but going from £1747 quote to £2651 with no prior warning seems unreasonable. I have had previous issues with them, I don't want to make…
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Gazundering threat
We have made the decision to break the chain and move out due to bullying gazundering threats from our buyers. We then find out that their solicitors have made an error with the purchasers names on the contract paperwork that has put the completion date (that we were forced by them to agree with) in jeopardy. It should be…
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The emotional side of selling your house
Anyone else experienced a sort of separation anxiety of selling and leaving their home? The house we are selling has been in the family for a long time. I even grew up here. Then I moved away and lived abroad for a while. When we came back we lived not too far away but the house was occupied by another family member but as…
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BRRRR is it still worth it?
Hi guys ! I'm new here but been interested in investing in properties in a long time. Together with hubby we are thinking about starting BRRRR with some cheap property on the begining (around 50k) in need of renovation. Hubby is multi trade person and does full house renovations as job and I'm very hands on with all the…