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Accelerated Claim possession - Tenant agreed to vacate
Hi All, I issued a Section 21 notice a couple of months ago, which has since expired. As the tenant did not vacate the property by the deadline, I proceeded to file an Accelerated Possession Claim. The 14-day period for the tenant to submit a defence is now nearing its end. I recently met with the tenant, and during our…
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CGT on investment switch
I made an investment into a non ISA fund about 5 yeas ago. A "blip" in the market caused it to lose value in the early days and so, after 2 years, I moved the investment to another fund with a different company. This has done much better and the value of my investment has now returned to pretty well the amount I…
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Flaws within the lease
Hello, I am recent homebuyer of an 4 bed house and am in the process of exchanging contracts. The solicitors have recognised that the lease has a few minor flaws such as incomplete / missing information on the seller’s side that may impact myself if I were to sell the property in the far future. My lender has agreed for an…
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Protection for Buyers of Leasehold Flats in Buildings Under 11 Metres - EWS1 / FRAEW
Hi everyone! I'm wondering if there's anything buyers of flats in buildings under 11 m can / should do to protect themselves against potential remediation costs in the future? The flat I'm looking to purchase has a FRAEW signed by Tri-Star and Adam Kiziak. The EWS1 rating is B1 (no remedial action required). I'm currently…
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Land Registry being expedited
We made an offer on a 2 yr old new build house and then found out a month into the process that it had yet to registered on the land registry. The estate agent had not done appropriate checks prior to putting the house on the market. It was then put it for being expedited 2 weeks ago and this expedition has been accepted.…
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Second property
Seeking views on our situation. Partner and I - no mortgage. Partner (52) early retired (ok-ish pension - £20k year). I'm a decent earner (£75k and 45 years old). Own our house outright - mortgage paid off 4 years ago. I'm also seeking to retire early. We have over £130k in cash ISAs. Partner gets pension lump some soon.…
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missed payments - renting a house
Hi ! I'm just about to ignore a second payment to my creditors... Here's my question and a bit of concern. I'm renting a property and been asked to leave as landlord decided to sell and a new owners have some friends looking for a house so obviously they come first. Apart from missed payments, no default as of yet but as…
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Multiple periods of consent to let and gaps between
I'm currently living and working in Australia. What was my primary residence in the UK has a residential mortgage and is currently let out with indefinite consent to let from the lender renewed yearly. I'm doing some planning on coming back, I'd be living in the home again as my primary residence after the tenants move…
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Surveyor has found damp in a house that I have put an offer on
Looking for advice please.Should i ask sellors to reduce price,or would it be advisable to wslk away from this purchase
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Freeholder has suddenly impose a management agent, increasing annual charge by over 300%
Is there anything that can be done to stop this.
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Shared ownership new build price
Hi. A friend of mine has just come out of a messy divorce and is looking to buy a share in a new build shared ownership house. They're not on the market yet but he was asking me whether I knew if there'd be scope for him to negotiate down the price when they are. I have absolutely no idea never having bought a new build or…
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Neighbours may be causing my house not to sell
We're trying to sell our house but the neighbours are always out in their garden shouting at each other. We had one viewing where the neighbours were effing and jeffing at each other. The Estate Agents can't get hold of the couple who viewed it (no surprise!). Our EA said they're surprised the house hasn't sold and suggest…
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Advice needed: Lodger/Airbnb arrangement after bereavement
Hi all, Hoping someone might be able to point me in the right direction here. My brother and I have inherited our family home following our mum's passing and are considering the arrangement outlined below. We'd like some guidance on the legal side of things before we proceed. Background: We sadly lost our mum very suddenly…
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Building safety act for an off plan new build?
Is it normal for solicitors to refuse to take on or apply high building safety act fees for a new build off plan purchase because it has a bit of cladding? Surely a new building should be compliant with today’s regulations. What I’m particularly worried about is will this make resale very difficult too?
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Help to buy ISA - stay or go!
I've been paying into my help to buy isa for years, and it's reached the amount that will allow me to claim the max. government bonus. But, my parents, siblings and I are looking into purchasing land and getting permission for tiny homes. We're unlikely to find a suitable plot of land for under £250,00, which is the max…
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EA Contract help with understanding clauses
Hi All, we are in the process of changing estate agents for our own reasons. the previous agent got us say 10 viewings / introductions during their term. we selected a new EA and they sent the contract over and I am confused by the wording mainly in the section about sole agency. I’d really appreciate some help…
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Transfer forms
Hi Land Registry, We need to update our house ownership with the Land Registry. It's currently registered in the names of Mum (since deceased) and my sister as Tenants in Common. We need to register it as Tenants in Common between my sister and myself IN UNEQUAL SHARES (2/3 and 1/3). We have had a Declaration of Trust…
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Why would indemnity policy for covenants, rights and easements be needed?
Purchase of a terraced house built in 1870. Title register contains a statement in the Charges Register that a conveyance dated 1870 contains restrictive covenants but no further information is available (that's the only entry in the Charges Register). Solicitor has asked vendor's solicitor for an indemnity policy covering…
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FTB – seller in chain + offer 9% under “min” price – risk to Feb deadline?
Hi all, We’re first-time buyers, offered ~£20k (9%) below the “minimum” price the agent quoted. Sellers are 2nd in a chain and their purchase isn’t yet secure. Our lease ends early next year, baby due, so we must complete by 1st week of Feb. Concerned delays or collapse could leave us stuck. Anyone been in this situation?…
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Fees for extending the years on a council property lease
My daughter is the leaseholder and owner of an apartment owned by Birmingham City Councill. The lease has 2 or 3 years to run but we're aware that paying the counsel to extend the years of the lease will be advantageous when she comes to sell the apartment in years to come. She's asked the council and they've come back…
