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Estate agent asking for details
I'm selling my house. I have completed CREDAS checks and uploaded my driving licence and passport. The estate agent is now phoning and emailing me, asking what my occupation is. I don't see how that is relevant to me selling my house? Can anyone shed any light on this? I've never sold a house before. Thanks!
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DoV to Remove S121 - Laws Changing?
Hi all, We bought a freehold house nearly 4 months ago and towards the end of the process the S121 regarding estate rent charge came up Our bank reviewed this and proceeded with giving us a mortgage which is fixed until Sept 27 We were happy with this as it gives us until then to sort a Deed of Variation removing the S121…
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Ground rent limitation
I am struggling to find a definitive answer so hoping somone can help. I have had a leasehold flat since 2017 every year the freeholder has sent the correct demand for ground rent and service charge as it is combined. Due to multiple disputes and very poor administration from them I haven't paid. They have now changed…
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Pull out of house purchase need help pet owners?
So I put an offer in on a house but they have two dogs and I have OCD and googled the dog pee and smells linger and go under plaster board under floorboards? I know in general ads are always smoke pet free home should I pull out it's early and fees may not be too high or am I over worrying?
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Land Registry- removing names
My daughter owns 2 houses outright. She rents one out but has had a baby since this was set up. I have advised her to write a will asap and to put the rented house in a trust for the child. Would this affect her tax codes? She is part time employed, so under the minimum tax level. We would like to go about this but without…
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Subletting to an Agencey - Subletting Insurance
Hi everyone 🙏🏾 I am a Newbie to MSE Forum I rent a property and am thinking of Subletting to an agency ( this would guarantee the rent ) I have rang a few insurance company’s but they don’t do subletting insurance. Do I need a special subletting insurance ? Any help would be appreciated. Edddy Thank you for the reply below…
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Window cleaning
I stay in a quiet area facing trees and not much traffic I usually get a 4 weekly window cleaner but twice I switched to a new one who stopped turning up. Anyway there’s a few can sign me up some have 3 month minimum contacts and are more expensive. I am tempted to do a one off clean spring summer winter it costs more but…
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A Shade Greener (again) solar panel lease
I am the buyer who made an offer on a house without knowing the solar panels were on a lease with 12 years left to run. The advert said freehold, the EA had never asked and the vendor didn't offer the information. A friend told me to query it, so at least I know early on, I am a cash buyer and this house ticks all the…
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Written Statement of Variation
Hello, I rent out a house and one of the three family members wants to end her contract. They are family member and all contract holders are happy with the situation. Can I just create a document detailing the changes (change of contract holder) or do I need to create a whole new Written statement? Thanks.
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Stamp Duty - Buying before selling
Hi, My wife and I are currently bidding on a new house which will be our only and main residence. However to give us an edge in the bidding war we are proposing to complete purchase of this new house before we sell our current house. Once the purchase is complete it is my understanding that we would pay the additional 5%…
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Proof of funds/Source of funds - How far back?
I understand that when buying a home you need to provide proof of funds, and source of funds, to prove that you have the money, and to satisfy anti-money laundering checks. How far back in time do these checks go? I was gifted a fairly substantial sum of money back in early 2022, and then again in mid 2021. I imagine they…
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Offer help
Hello! Viewed this property and considering putting in an offer - however, we are FTB and more than a little clueless (/learning slowly!). It would be so great to get some opinions from folks who have been round the block. It seems like a reaonable price for the area, places seem to go from around thw £180,000 mark up to…
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Proof of funds check
There are a few threads on 'Proof of funds' on here recently and reading them has made me think about when we buy a property. Our house is sold and we will be moving into rental, then we will start properly looking for our next home. We are mortgage free and the money will be in the bank ready once we find one. The house…
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Same firm of solicitors for buyer and seller: a good or bad idea?
We are part-way through a house purchase. Our solicitor has just written to inform us that they have now taken on the seller as their client; the seller has switched solicitors since accepting our offer. Despite our solicitors assurances that there is no conflict of interest as they have enough staff to manage this…
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Trying to secure a rental home
Just looking for anyone else's experience with this… Sold our house, moving into rental to then take our time looking for forever home, been told by the EA after they spoke to everyone that a call will be coming very soon to arrange completion\exchange, they told us to start looking. We thought going into a rental, other…
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Transfer of House Left in Will/Buy Out Sister
Hi, can anyone point me in the right direction to understand how the following works please? My parents died (Dad2021 and Mum 2024) and their will states they leave the house 50/50 to my sister and myself. Because of one thing or another, this hasn't been processed yet (has not gone through probate?). I wish to pay my…
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Paying off help to buy equity loan
My partner has a house with a 20% HtB equity loan. Her interest free period ends October this year and her fixed mortgage rate ends June this year. I’ve got a house with a fixed mortgage rate that ends next year. We’re looking to sell our properties and buy our first house together. Re. chains, we want to sell my partner’s…
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Why the long written notice period to cancel estate agent contract?
I've noticed that many estate agency contracts require a very long written notice period - often 28 days - to be able to cancel their sole agency contract. So it may be an 8 week contract but if you decide after 8 weeks you want to go to another agency they're effectively making it into a 12 week contract with a whole…
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Be cautious about buying McCarthy and Stone!
I would counsel caution to anyone considering buying a McCarthy and Stone apartment. The issue is not with the property itself but in the selling on of an apartment. I have been trying to sell my deceased uncle’s apartment for three - years. McCarthy and Stones resales experts are passive and as they continue to accrue…
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Reduction in property value - mining report
I would like advice re selling a property which has 2 mine entrances 11m and 7m in the road outside the next doors’s house. Buyer has pulled out as they can’t get a 60% mortgage of the property value of 160k. I have been told I should reduce by at least 25% for 1 mine entrance and more for 2nd and readvertise for cash…
