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Passive conveyancing solicitor
Hello, I would appreciate some advice please. I’m struggling with our solicitor who is seemingly doing anything in their power to do nothing at all on our purchase. The purchase has turned into quite a complex one with their solicitor messing up a land registration. But all my solicitor seems content to tell me is that…
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Elderly person buying council house
This is a situation within my wider family Woman aged 79 has the right to buy her council house at a massive discount with a view to giving it to her adult grandson. Grandson has been good to her (unlike adult children) House has been valued at £165K and she could have it for £62K. What would be the best way to go about…
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To stay on market or temporarily de-list
Hi all Any impartial advice appreciated Selling our late Mum's house (1930s bungalow). Been on market since 1st June - zero interest. Have reduced price three times, and it is well within the average locally for similar properties, but the market round here is absolutely dead. The Agent we are with (who have been great)…
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Tenancy advice
hello all i’m after some further advice please. My family member has a fixed term contract that was recently signed and is in place for another two years. The landlord is currently selling and the sale was ready to go through to new landlords, the estate agent had told said family member they had “lost” her contract and…
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Buying ex out advice
Ex partner and I separated 6 months ago (not married) and he has agreed to me buying him out for 20k, had a DIP and all was going well (eventually, after months!), but have hit a snag in that my affordability wasn’t input correctly (I did provide info, applied directly, lenders mortgage advisor missed it) so now the lender…
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Process after signing TR1 Form
We are selling our share of a house - we have now signed the TR1 form and I know that the buyers have signed. On the form we signed there is room for the buyers to sign and I take it that on their form our names would appear. What happens now? Do those forms get sent to the other parties or are they somehow merged? I.E. do…
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Capital Gains tax on a property purchased in 2014 and selling in 2025
According to Gov UK, instead of using the original purchase price if purchased before 2015, you should use the market value of the property as of April 2015. Can I still claim the purchase expenses of estate agent fees and solicitor costs for CG purposes? I know I cannot claim improvement costs incurred before April 2015.
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What kind of survey for a new build?
I'm in the process of buying a new build and it's been 16 years since I last moved! The mortgage valuation has been done and I have my mortgage offer, but I'm unsure if I need to get a structural survey done. I'm planning on getting a professional snagging survey done, but I'm wondering if I should still pay for a…
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Indemnity insurance relating conditions of covenants
My house: built in 1969 - local builder - one of approx 300 homes. Original sales contract included a covenant stipulating certain conditions ie no hedges or fences to front, no parking of mobile homes; the problem ones are any form of extension, garden sheds, works to walls, floors, roof, approval must be obtained from…
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Any Airbnbers on here
Hi all I am hoping to move in the new year to a house very near the sea. We will have a spare en-suite room and are considering air bnb to help cover the bills. Any advice or experience that you could share please? The room is ground floor so am wondering if it would be worth making it disability friendly?
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Building regs replacement oil tank
We are soon to be exchanging contracts on a property. The owner is having the oil tank replaced. However, the company fitting the tank say it will not comply with building regulations. He said he fits them for other clients without building regulations 😲. He has suggested seeing if the council will ok it. Basically, it's…
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Trustgreen Estate Management
I'm looking into purchasing a freehold new build property by Bellway and like so many new developments there will be annual estate management fees. I've been informed it will be Trustgreen/Trustmgt that will be responsible for this and fees will be £144 for year 1. Does anyone have any experience of this company on their…
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Opinion: Fleecehold as a high risk investment?
Dear all, Like many others on this forum, I discovered late in the buying process that the property I’m purchasing is a fleecehold—a freehold with ongoing estate charges. I’m now at a crossroads, trying to decide whether to proceed or pull out. I’ve read through many of the discussions here, which have been incredibly…
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Pre-exchange: management company ‘waiting for new insurance certificate from broker’
Hi all, I’ve sold my leasehold flat a few months ago, and we’re ready exchange. However the insurance certificate for the building expired mid October, so an updated certificate has been requested. However, the management company have been saying for 2 weeks now ‘we are waiting for a certificate from the broker’. I keep…
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Estate Management on new-build estates
I’m hoping to hear from homeowners who live on estates with estate management fees, as I’m currently considering buying a property with this type of arrangement. I haven’t exchanged contracts yet, and having not moved house in over a decade, I wasn’t aware of how these newer systems work. After reviewing the contract and…
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Best case scenario for how long to buy leasehold flat
I am very prompt with things on my end, typically I'll complete the forms and upload them to my solicitors portal the same day they get emailed to me. So it's safe to say there won't be any delays on my part. I asked the vendors solicitor if they'd kindly asked the vendor to order the management pack now, rather than later…
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Inheriting 2x properties can I avoid stamp duty?
Hi everyone, I'm inheriting my father's estate which includes two houses and a bit of cash. I want to make ssureI understand stamp duty correctly and if possible to avoid the additional rate for buying a 2nd home. I am both the sole executor and the sole beneficiary of my dads estate. I have completed and paid the IHT, and…
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Rent Guarantor
Hi I'm hoping someone might be able to help or point me in the right direction of who to speak to. I've been recently contacted by a landlord for a property one of family members rented (and has vacated) for rent arrears and damages, which I was the guarantor for. The landlord has provided me with a breakdown of costs,…
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Do I have to let my landlord in at the same time as workmen?
I'm due to have some work done on my rental property in the next couple of weeks which, of course, I will allow the workmen in for. However, do I also have to allow my landlord access? Every time any work gets done, whether it's a big or small job, my landlord will turn up at some point to "say hello to the workman" or…
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What are my options here?
Morning all. First time buying a house as part of a chain and can now understand why some people avoid it like the plague! For context: 1) Our 6 leg chain formed in June. 2) We were all working towards completion dates in mid-October, but there was an issue with the top two of the chain which was delaying things…
