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Be cautious about buying McCarthy and Stone!
I would counsel caution to anyone considering buying a McCarthy and Stone apartment. The issue is not with the property itself but in the selling on of an apartment. I have been trying to sell my deceased uncle’s apartment for three - years. McCarthy and Stones resales experts are passive and as they continue to accrue…
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Reduction in property value - mining report
I would like advice re selling a property which has 2 mine entrances 11m and 7m in the road outside the next doors’s house. Buyer has pulled out as they can’t get a 60% mortgage of the property value of 160k. I have been told I should reduce by at least 25% for 1 mine entrance and more for 2nd and readvertise for cash…
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Is this estate agency clause as dodgy as I think it is?
I've been reading the contract for an estate agency I've instructed to sell my house (haven't signed yet) and this clause worries me. Am I right to be worried about it or am I misunderstanding something / is it standard? Ready, Willing and Able Purchaser A purchaser is a ready willing and able purchaser if he is prepared…
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Moving abroad: What to do with my house?
I am planning to move abroad so that I can be closer my dad. I am in a bit of a situation with the house that I live in. Currently it is mortgaged with a decent equity and I do wish to return to it in nearer future as I love the place and the area. I was thinking of renting it out but had a horror experience before on a…
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Vendor Buying The Freehold First
Good morning everyone, I have had an offer accepted on a house. The house is currently a 900+ year leasehold and sits on a freehold. The freehold is owned by a well known Estate in North Wales. My offer was conditional on the vendor purchasing the freehold. I don't want to purchase a leasehold. The vendor's freehold…
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FirstPort Property Management
I’m interested to hear if others have had issues with FirstPort, particularly owners of Freehold Homes on new-ish housing estates. We have had numerous issues with this company who now charge nearly £6000 a year to “manage” a small patch of grass in our cul-de-sac. They also added unauthorised charges to our account for…
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Is the landlord legally correct
Hi all My son had a debt with his landlord. Following advice from this great forum, my son made an offer of a monthly repayment to the Landlord via the Estate Agent at the end of November 2025. This was agreed, and my son, as agreed paid the first payment 5th December, then a second payment on the 5th January. Yesterday he…
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Selling first home where to start?!
I have read all the MSE articles (this site helped me save and move out of childhood home on my own) but it seems to be about first time buyers or once you have found a house. The guides state sell you house first which is fine I live in a really east to sell first time buyers home is a gem really. What on earth happens…
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Home exchange offer reduced with gifted contribution added
Hi, we live in South West England and are looking at reserving a new build property. As part of the deal, the developer has agreed to buy our current property as a home exchange scheme. They have called today to say it’ll look better on the deal sheet if they can knock £20,000 off their original home exchange offer, then…
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EPC with new rental contract
Can I clarify my understanding on the minimum EPC required currently to rent out your property? My friend is planning to rent his flat out next month and his flat as EPC grade E. I understand this is fine right? I am aware of the new laws coming to upgrade this to a minimum of C but is this requirement needed already for…
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Letting agents issues
Let me start by saying I don't have all the facts which I know is a problem for correct advice to be given. I'm neither tenant nor LL, just a bystander. Tenancy started back in 2018. Via a lettings agent. ( Who for the record have been useless the whole time) Landlord died a few years ago and property taken over by a…
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Anti money laundering precautions for ISA savings
Hi, I regularly move ISA and non-ISA savings round to get the best available interest rate at the time. This leaves me with various empty accounts which I would like to close. However, I was wondering how this would affect anti money laundering regulations. I don't keep a record of all the places that money has been banked…
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Impasse with Housing Association.
Hi guys, I'm at my wits end with this situation and could do with some advice. I've been renting a flat from a housing association for just over a year. In all that time, I've had no hot water from my kitchen sink. I'm having to boil multiple kettles in order to wash up. I'm in this incredibly frustrating and expensive…
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Son wants to buy a flat/small house
Hi, I need a bit of advice. I have sold my house and am about to move to a different part of the country (buying mortgage-free). My son is going to buy a flat to keep a base in the area we are leaving, so he is looking at buying his first home here. However, as his job is freelance, he envisages renting it out part of the…
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Additional Dwelling Supplement (ADS) taxes based on main residence status
I have a couple of questions around the Additional Dwelling
Supplement (ADS) taxes in Scotland, specifically regarding my situation with a
co-owned property in England with my ex-partner and a rented flat in Scotland. Main Residence: I’ve been living in a rented flat in Scotland for the last 2 years, but I occasionally…
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Still struggling with buyers remorse – 7 weeks on. Did I make the right decision?
As a family of 5 we decided to move as we only had one bathroom, one of the bedrooms was downstairs, we needed an office and a proper garage, we didn't like the street the previous property was on and it had no kerb appeal (you can see how the agent expertly put the front house pictures at the end) However I loved the…
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Selling a property with a tenant in the property
Recently I have been chatting to my partner about selling my rental property. As expected I have suddenly been bombarded with adverts on Facebook for companies that buy and then sell properties with tenants in situ! I am considering this as an option but looking for opinions and maybe experience of doing so. The tenant I…
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Stamp duty question when staircasing, Shared Ownership
Hi, Any help would be much appreciated as I do not understand exactly how to work out the stamp duty now that I am attempting to staircase to 100%. 2016 - 50% share of £276,500 (£553K property valuation), paid stamp duty £3,825 + NPV of £921. 2018 - 20% share of £103,000 (£515K property valuation), no SDLT paid as only…
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Inspection of Rented Homes
Hi, I’ve a friend who’s living in a rented semi with her two young daughters, I had my doubts about the safety of the property when she moved in, some dodgy wiring, and other faults, but she wouldn’t do anything about it as she was scared she’d loose her home, since then she’s had several electrical problems that seem to…
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Estate agent never got back
So I posted I seen a house and they wanted a first time buyer. Latest update is the agent got back and asked if my buyer was still around from last time? I did reply and I made contact with the estate agent I used another one to the house I was buying. Anyway my agent never got back by text message I assume as it never…
