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Deed of gift - costs, timelines and DIY?
I have a 50% share of a house I need to gift to my mother, who already owns 25%, within 6 weeks - in order to obtain a stamp duty refund. I have had a few quotes for this from solicitors of around £900. This seems excessive for what looks like a simple process - does a solicitor need to be involved? They have also advised…
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Given my buyers a deadline, anyone had any success?
I’ve been waiting for a month now for my buyers to close off our enquiries and close as satisfied. We had not any had response to our replies to enquires, even after chasing every day. Our buyers are a company purchasing our house as a buy to let. The house we are moving to is empty. We are ready to go and move - I’ve been…
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hoping to sell
So far this year plenty gone on market at inflated prices, few selling. However prices are reducing. Are we (the UK) not looking to buy/sell atm? I sense house prices falling.
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Rights for Viewings
So i have been a tenant the last 10 years and was served a section 21 on Friday out the blue. I had previously asked the question that are they looking to seek in November as they asked for the house to be valued. They said they didn’t know. They obviously did and it’s left a very sour taste in my mouth. We have been…
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Right to Buy discount affected with cost floor rule before new regulations
I applied under the govt Right to Buy for a flat before the
new rules of 21st Nov 2024 came into effect. Mine is a new built
flat built after 2012 and asks for 15 years of “cost floor” to get maximum old discount
and I have completed only 9 years of cost floor years. The new regulations of 21st November 2024 never
gave…
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Wrong purchase price on mortgage offer!
I recently got my Mortgage offer through the purchase price is wrong. We are buying a home at £112,500 and on the offer if states £110,000, this is what the home is valued at and we are adding the extra £2500 ourselves. The solicitor won’t accept the offer and says it needs amended, and will call bank for us. Is this…
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ID checks and solicitors
I've used the same solicitor for around 20 years and haven't changed my home address for 30 years. When my siblings and I sold our mother's property, her solicitor asked for our passports and a utility bill. We went into the office to hand these in and once the property was sold, we received 3 cheques (2 interim payments…
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Selling a property with a shop below
My dad owns a property, with a shop run by current occupier on the ground floor, living accommodation above and behind the shop which they use Dad had owned for many years but due to age he is looking to sell it The shop is run by relative who also lives in the house, there was a lease but it ran out 15 years ago the…
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CHAPS fees
When you buy or sell a property, there is a CHAPS fee for payment, which is fair enough, but why do solicitors add VAT to the CHAPS fee? It's not a payment to them and the bank that charges the CHAPS payment doesn't add VAT, so why is the solicitor passing this on to you?
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My Freeholder is refusing to complete a management pack.
My freeholder used to manage our property but the block of flats where I live won the right to manage RTM. I am all paid up on my service charges with the new management agent for more than 10 years. I am about to move and would like to sell my property. I bought LTE1 management pack with I paid for quick completion £950…
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Who is responsible for replacing windows in a leasehold flat?
The surveyor flags some issues with the flat my brother is buying. Islington is the freeholder. He is the only private leaseholder in a converted house of 4 flats. The rest are council tenants. Windows needs replacing, high moisture reading in bathroom, suggested he gets a plumber to remove tiles and investigate. Floor…
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SDLT again after a break up
My partner and I bought our house in 2022, paying c.£60k SDLT. Unfortunately, we have broken up and I am buying her out; we are unmarried. We had a deed of trust in place to confirm our unequal share of our initial deposits. I am astonished to find that as part of the buy-out, I now have another SDLT charge based on the…
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Early surrender- agent doing nothing
Hi all, Little bit of a confusing situation so sorry if anything isn't clear. We wanted to leave our rental contract early due to buying a property; agents agreed if we paid a £500 marketing fee. We paid at the end of March, and they have done nothing. They apparently had one viewing but we had no feedback. The property is…
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Backdated service charges for years before I moved in
Hello, Since moving into my leasehold flat two years ago, I have been required to pay three service charges totalling over a thousand pounds, including additional fees for service charges that date back to years before I even lived there. The estate agency handling these fees, KFH, initially advised me to contact my…
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Buying in low risk Radon affected area (New build)
Hello. Currently I have an offer accepted on a property and have had the results back for environmental searches. The radon section states the following - "The property is in an area where elevated radon levels are expected to be found in 1-3% of properties." Having looked at the radon maps it looks as though half of the…
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Concerned about change of use to neighbour's property affecting value.
The house next door is being significantly altered. Every one of the
five bedrooms is being fitted with en-suite and a maximum allowed
height fence is erected. I suspect the new owners are intending to
change it to supported accommodation or a care home but there are no
planning applications on the Council website, yet.…
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Pre-emptive agreement confusion
Hi, I’m not sure where to post this but hoping there maybe some legal expertise out there?! Recently, due to the intestate death of my MIL, we inherited a third of an estate alongside my BIL and SIL. As part of the distribution, there was a pre-emptive agreement put in place, meaning that each party has to offer any…
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Unable to pay rent due to account change and failure of notification
Hello All, I have been renting a flat via an Estate Agent for the past 4 years and Since April last month , i have not been able to pay the rent as the account i used to pay into for over a year , has been closed without any notification. I have been emailing the Agency several times with no response for over 3 weeks . 3…
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Chain collapse imminent
Looking for some advice! we are selling our shared ownership flat and purchasing our new home. This processes started in January and there have been issues all the way through. However, 3 weeks ago we were told our buyer was ready to exchange. But… the buyers solicitor has turned down two completion dates and stated to…
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Can I complain about new HMO house?
I recently saw a sign in my street saying that the house next to mine was being sold and taken over to a HMO dwelling. The house has a bathroom window which can be used to access the flat area of roofing that forms part of the side of my house. When my parents owned the house, there was an issue whereby the neighbour would…