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Section 21 notice
Hi I have only one rental property that I bought a few years ago, keeping in mind that I would sell it at the time of my retirement. I am in my late 60s and will be retiring soon. I want to sell the property now. I served a Section 21 notice to the tenants in September 2025, and they are supposed to vacate by next week.…
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Planning issues indemnity (windows and log burner)
Hi all, Getting close to the end of a purchase as a FTB. Two issues have been flagged through enquiries: 1) Several windows have been replaced without building regulation sign off or FENSA. 2) The vendors installed a log burner themselves about several years ago and this also doesn't have building regulation sign-off.…
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Third Party in Asia comes forward to 'Claim on the Land' so now purchase is off?
Hi all Just looking for a bit of advice for my niece here. She's so upset that her first/dream home purchase has fallen through. Firstly please allow me to tell all readers that anything I write here is hearsay and anecdotal. It is what my Niece has told my Brother, who then told me. Therefore, it is possible that I am…
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Query with freehold service charge
I currently own 50% of my house but am stair-casing and selling as 100% and therefore freehold. I pay £96 a month service charge for items such as ground maintenance, block maintenance, a reserve fund, fire, audit, management fees and health and safety. The service charge has gone from £20 a month to £96 a month in 3 years…
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Who has to pay SDLT in these situations?
Father owns property 1 worth 600k. Property 2, worth 450k, is owned in equal shares by Son 1, Son 2 and Daughter. No mortgages on the properties and both properties are their main home. What SDLT is liable in each of the two scenario's: Scenario 1: Father gifts property 1 to Son 1 and Father buys 1/3 share of property 2…
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Would you buy a house with public sewer within boundary of the house and running under it
Looking for some advise. Please help. Looking to buy a house and the drainage search has revealed that there are public sewer (pipes) not only within the boundary of the property i.e. front driveway and the back garden but also running under the property. I am concerned about any potential health risks, plus will this…
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Confused about Capital Gains Tax on house sale
Hi, we've been given conflicting advice so though I would ask here and it might help (or confuse me further...) Father In Law passed in January 2023, took a while to sort his finances and get probate, house is split 50/50 between husband and his sister (agreed at £210,000, so £105,000 each) We decided to use our savings to…
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Is this a coincidence kitchen lights and boiler thermostat not working?
Flat recently bought, no kitchen lights, seller said they were working before she left.Had to get electrician to fix. Boiler thermostat faulty, would she have known? Got boiler serviced and new wireless thermostat installed.Thats where the problems start, had to replace a few parts costing over £600 for labour and parts.…
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Selling an inherited property - gone a bit quiet.
Mum passed away in July and left her 1970s 2-bed detached bungalow (no mortgage, freehold, attached garage and conservatory) to us two siblings. We had three estate agents value it for probate purposes at 325k, each saying they’d probably market it around 345k. It went on the market around mid-September at 345k. We had…
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Selling Flat - Estate Company refusing DoV
Hi All, I'm selling my flat and so is another property in the complex, they sold prior to me however they've been having issues for the last 9 months where mortgage lenders require a DoV because the estate charge has hit the threshold of £250 and therefore close to the AST Trap and without this DoV to pinecorn the charge…
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"We can't sell our house 'cos of the next door neighbours"
What would you do? :smile: https://www.manchestereveningnews.co.uk/news/uk-news/we-cant-sell-homes-because-32832934
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Re-Selling a McCarthy Stone property
I read a previous post about the difficulties of selling an unwanted apartment. It seemed to be said that the price one might obtain is much less than the purchase price. If this is true, it must make it a good deal for anyone wanting to buy one surely. What I dont understand is how or who advertises the property, do MS…
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Transfer of ownership of a property as a gift to my sister
Hello. Can anyone help me. I am thinking of transferring my property to my sister as an investment for her children's future. I will continue to live there. The property is my main residence. No money will change hands. Therefore, where do i stand when it comes to tax implications? Especially capital gains tax and…
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Tenants in common as a married couple issue and possible implications
My wife and I were Joint Tenants on our property until several years ago a solicitor convinced us we needed a Life Interest Fund and to change the ownership to Tenants in common. After investigation it would appear the Life Interest Fund is of little use other than lining the pockets of the solicitor so we are thinking…
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How to deal with an incompetent estate agent?
I've had a year long process so far, selling with an incompetent estate agent. The 1st agent lied to me for months that my chain was half as long as it actually was, He was sacked, then a 2nd agent left the job after 2 months and now I'm dealing with a 3rd agent. There seems to be constant communcation issues between the…
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Recommendations for Unoccupied House Policy.
Sil has Probate on a late friends estate, which includes a wee hoosie. The estranged family are threatening a challenge to this (little chance of success), and have taken on themselves to look after the property - we are currently examining whether they are doing this correctly. Anyone got experience of such a policy?…
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Can I get a residential mortgage while my other property is on consent to let?
Need advice: Getting residential mortgage while keeping existing property on consent-to-let Currently have a property with Halifax on consent-to-let (renews annually, no issues so far - expires April, will be 3rd renewal). Still mid 5-year fix. Want to buy a new place to live in with a residential mortgage. Worried lenders…
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How to delay the removal of a charging order until the end of the proceedings
I got a default judgment and an
interim charging order on the property of the Defendant. if the defendant makes
an application to set aside the default judgment which is granted and the claim
re-start again, I would like to know how to delay the removal of the interim
charging order until the claim is finally decided. For…
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Adding spouse to property deeds
I'm intending adding my spouse to the deeds for our property so that we can both make use of the IHT allowance. This is our only residence it's currently in just my name and there is no mortgage. Is this something we can do with the Land Registry (we are fairly good with completing forms), or should we instruct a…
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Stamp Duty (or not)
My situation House values A B C D A, £250 rented out as BTL/mortgage (never lived there) owned for 10 yrs B £250 " " with residential mortgage (have never lived there) owned for 10 yrs C £320 lived there 10 yrs - residential mortgage D £580 - moving there with residential mortgage and the sale proceeds of C and B (tenants…
