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Restrictive convenient and extension without consent
I'm helping selling my parents bungalow as they need to move to more sheltered accomodation. About 2 years ago they had an extension built and only got planning permission but didn't get permission from Persimmon and it seems they were under a restrictive covenant Can this be don't retrospectively ? could persimmon make…
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Renting/selling advice.
My father recently passed away. The family home was owned by him, my mother and brother. Now that he's passed my mum and brother are not sure what to do with the property. It would approximately e worth £130k if renovated. At the moment its not in great condition (would need new kitchen, bathroom, heating and one new…
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Empty Flat investigations
Sorry not sure what category this comes under. Hi. I live in a block of 5 flats....all share of freehold where we all contribute to pay for communal works, buildings insurance etc. Issue is that one of the flats has sadly been empty since 2016. The owner passed away and left it to his partner who passed away shortly…
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SDLT Refund on 2nd Property. Definition of 'Main Buyer'
Hello, I hope somebody can help me please. I own a property that me and my wife live in after we recently married. We are purchasing a 2nd property to live in but keeping the current one until after completion on the 2nd. We will then sell this one. I know we can claim the SDLT back provided we sell the previous main…
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Compton Group - Offering Freehold for £800
Looks like I'm one of many who will have been in a recent batch of purchases by Compton Group. My original Freeholder was Landmark Collections who I would pay £6 per annum to. Just putting the feelers out to see if anyone has been through a Freehold purchase with them already and has any positive or negative memories to…
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Building certificate
Hi. My daughter is in the process of buying a 3-bedroom house. It is Victorian and some 6 years ago the vendors converted the attic to a bedroom. Having spent money on a full buildings survey and solicitor fees etc., my daughter has suddenly learned that there is no buildings certificate for the conversion. The current…
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What personal information do estate agents need from you when you sell your house?
I might be selling my house for the first time. What information does the estate agent get from the seller, to perform money laundering checks and other checks or forms they have to fill in - for example, do they ask for job description, salary, 3 months bank statements, or any other information?Thanks very much.
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Shared ownership lease
Hi everyone, we own 85% of a shared ownership house and are now looking to buy the remaining 15%. We knew there was a short lease left when we bought it and were no looking to. It the remaining 15% before we hit 70 years as our mortgage lender won’t lend on anything less. I’ve just noticed that the commencement date of the…
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Purchasing Detached property with GF Flat. Additional Stamp Duty Due?
We are looking at purchasing a detached house which has a studio flat on the lower ground floor. The flat has its own address and separate council tax banding. The house was built as it is now in the 1970's and doesn't appeared to be registered with land registry. The flat has been let out in the past but is still…
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General Advice - Let-to-Buy to fund New House - Thoughts needed
Would appreciate any advice thoughts on the below. We have a house 10 yrs left on Mortgage (100K on 280k Property)* 22k in debt * Zero savings * Joint income 82k * 2 children Both of us it's fair say have been terrible with money and are trying to learn.My partner is desperate to get a bigger house and suggests we:*…
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Rental property with rats at start of tenancy
We moved into a very nice rental property. It's a farm with the landlord living in the main house and we are in a converted barn. The first night we moved in I heard scratching and chewing noises in one part of the building and assumed mice. I've dealt with mice before but asked the landlord for advice and to update them.…
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New Build - Wrong Kitchen Fitted
Purchased a new build earlier this year, kitchen was offered a free upgrade. Worktops, unit style and colour agreed. Popped up to the house yesterday as I’m due to exchange and complete in the next two weeks and I spotted the wrong kitchen has been installed. I’m assuming a change without notification means I can push for…
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Inherited a home but a council tenant
I inherited a home in a will. I live in London. Probate has just finished. I plan to sell and move, it's not enough to buy something out right but it's something. I became aware yesterday that my council could evict me because of this and I am scared. I wish I could hand over the keys to my flat and move in however it is…
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Question regarding "Person of significant control"
Hi. I am director of a small flat management company which owns the freehold to my and two others flats. We are also all directors. We are also listed as PSC's on companies house. Is this correct? Or was the solicitor, who set the company up, just being over cautious? The PSC section states: Ownership of shares – More than…
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Removal of name in title deeds
Hello My parents have a property which they live in and have no mortgage. They put my name in the title deeds many moons ago. All with equal shares. However I now plan to purchase my own residential property, starting my family. My question is, can I remove my name from the title deeds in order to avoid the higher rate of…
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Landlord made £450 claim for deposit and threatens £1500 plus if I don’t settle
Hi all, I’m looking for objective opinions on whether I should dispute my landlord’s proposed deductions via the deposit scheme or accept a settlement to end things. .Tenancy length: approx. 18 months. Deposit is protected. Background I recently moved out of a rented flat. Before leaving, I: Paid rent on 12 December, Gave…
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Free Land Registry Map Website
Can anyone remmeber the name of the free website that shows you land registry boundaries. It doesn't give you any of the owner information but shows the polygon outlines of the individual boundaries. It does a lot of other stuff, greenbelt, flood maps and everything but i need it to check a LR boundary. I think it was…
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Buying a house with escalating ground rent and a landlord unwilling to sell the lease
We agreed to purchase a terraced house in Autumn 2025 for £725k. The sellers told us the ground rent was 'static'. Unfortunately, when we received the title documents, we discovered the ground rent escalated by RPI every 10 years. It is currently £550 p.a. and the next increase is in 2035. There is no cap so the rent…
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Am I still a First Time Buyer
I am hoping to buy my first home and have been saving for a deposit for the last few year. This includes savings in a LISA. Since I started saving a relative has passed away and I was one of the people left a share in the house. As part of probate the house has been sold and I will be given a share of the funds once…
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Breaking the chain
Hi all, my fiancé and I are in a difficult situation and need some advice. We have sold our current home and had an offer accepted on our next home. The equity we were receiving from the sale was to be used to settle some credit card debts (around £12k) and renovate our new home. We have had a builder visit our ‘new’ home…
