-
Capital Gains Tax on Inherited House
We sadly lost my mother in law's earlier this year and have inherited her house. When we applied for probate we got 3 estate agents to value the house and it was set as £180k (which we thought was very low at the time, but had a lot going on and didn't question it, as we didn't quite realise the CGT implication of this…
-
SURVEY RESULTS AND CONFUSED WHAT TO DO NEXT PROCEED OR PULL OUT OF HOUSE SALE
I am a first time buyer who is on trying to buy their 2nd property (had to pull out of the first after the survey and surveyor recommended that I walk away - to be fair I left it was the right decision). I have now had a survey done on another property which apparently was a re natal but really doesn't look in a habitable…
-
What sort of licence/tenancy agreement do I need? (Scotland)
I own my own house in Scotland. My partner is in the army and is now based in England, he is buying a property down there which I plan to live in with him for the next 5 years or so until he retires. I really don't want to sell my house as we plan to live here after he retires, so I'm looking into medium term options to…
-
Retirement home re selling activism
Anyone aware of groups or organisations starting to fight the issue of reselling their parents retirement home ? There have been a few newspaper articles in the last year or so but is there anyone out there campaigning yet/; writing to MP's, councils re 2nd home council tax charges and the issue of devaluation upon resale.
-
Offering to rent a house pending completion of sale
We are in a position where we are interested in making an offer on a house which has vacant possession (post probate). Meanwhile, we are due to complete on our house sale in about a month and we will be cash buyer, mortgage free. We were wondering if it was worth offering the seller a price for the house, and also…
-
Santander & Private Water Supply
I am buying a house with a private water supply, porting my mortgage with Santander directly. My solicitor is on annual leave this week and I was looking for advice on something which is urgent in terms of scheduling a report as we are looking for a quick move. My mortgage offer says 'the property is believed to be…
-
How to prove that a borehole water supply is potable and uninterrupted for mortgage valuation?
Hi there, I have recently had an offer accepted on a little rural cottage in the mid-Wales countryside and have applied for a mortgage. The lenders sent their surveyor out just after Christmas to value the property, and the report came back that they couldn't offer a mortgage on the property unless they could see evidence…
-
Selling House. Viewings Advice Please
Hello. I’m hoping someone can advise. I’m selling my property, it’s now listed and viewings need to be asap. It’s gotten complicated as my estate agent who knew the situation has left the company and now I’m dealing 3 different people on different days. The house is not so straight forward. It was unoccupied for a number…
-
One bedroom flat not selling
Im trying to sell my one bedroom flat in West Sussex in a coastal town. It's small but nicely presented, maintenance fee is around £1400 per year (not too bad in comparison with others in this area) and about 110 years left on the lease. I had a buyer who had agreed £160k and put in an offer to a two bed flat I'd like to…
-
Should you buy a bungalow as you get older?
My MIL recently died and my wife and her brother are going through the process of probate. The bungalow is a good sized 3 bedroom home with double garage and large unconverted loft space with a small garden with backs onto fields. We live in a large family home which is now too big as the children have left home (youngest…
-
Inheritance house split equal one wants to buy other wants to sell
Inherited house split 50/50 between siblings. One sibling wants to buy the other out and can afford to do so but other sister wants to go straight to market for “quicker sale” rather than wait for sibling to sell their house and then buy it (with equity/mortgage) iv explained market may not be quicker as any other buyer…
-
New landlord advice
I am due to rent out my property soon , part furnished to a family. I plan to make the blinds child safe as the cords are very long. Do I also have to secure the wardrobes to the walls or is this not required? I’m reluctant incase they want to move the position of the wardrobes. Thanks
-
Buyer is a company - Conveyancing taking ages!
Hi All, we’re currently in the process of moving house, the house we are buying is empty and our buyers are a company buying as a buy to let. Everything has been pretty seamless up to now, but since the enquiries stage - our buyer has slowed right down. From our side we are ready to go, ready to exchange - but for weeks…
-
Stamp Duty Land Tax
Hi, I have now had 3 letters from HMRC regarding non payment of land tax when I moved. I know my solicitor paid and have evidence of such which has been forwarded to HMRC but they so far have declined to even acknowledge it. I have written to HMRC three times and my solicitor has contacted them too but they are still…
-
Can a lease clause be amended to base contributions on property size?
Hi all, I own a one-bedroom flat that's part of a share of freehold with two other flats. My flat is an extension of the main house, only connected by one wall, and sits on what was originally the garden. The other two flats are within the main house. Currently, our lease requires all three flats to split costs for…
-
Unusual Build mortgage
Hello, myself and my husband fell in love with a converted chapel that had been on the market a while. We were a day late! An offer had just been accepted. I reached out to the owners and said if anything changes contact us. The sellers seem like good people and we aren’t about to offer a number when someone has started…
-
What are residents right when lift is out of service?
Hi there. My family lives in a a housing association flat (L&Q). It has 6 floors. For the past 3 months, the lift has not been in service and it’s actually just getting ridiculous. The residents in the building have gone to the local L&Q office and they’ve stated that they’re handling it and will update when they receive…
-
Selling my half of the house to my brother who owns the other half
Hi, I own half of a house with my brother. We bought the house together when our mother was going through financial difficulties when our father passed away. We put a hefty amount down when buying the house and have now paid off the full value of the house (mortgage free). Recently out mother sadly passed away and my…
-
Landlord selling/S21
I will bullet this to make it easier to follow as its quite long * 1 year tenancy started in 2009, no deposit taken (LL was my ex wife boss), moves to periodic after the 1 year * Ex-wife moved out in 2017, LL agreed I could stay * Feb 2025 LL advised he would like to sell, offered me the place. * Apr 2025 - Decided against…
-
Housing Succession
Hi, I lived with my dad in a Housing association property and he past away in March, I informed the HA around March 15th and had no reply apart from “thank you for contacting us, we’ll reply in 3 working days” I emailed again on 8th April and had a reply on the 9th with a notice to quit and succession papers. I called them…
