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SDLT - last home (main residence sold 2001)
In 2000 I owned 2 properties. An old home and a new one bought with my then partner. I rented out my original home and still do. The newer home was sold in 2001 when we split up. Since then I have rented and lived abroad. As the house I sold in 2001 was my main residence at that time can I buy now in the UK and pay a lower…
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Is selling without buying ever a good idea?
For reasons very specific to my property that I won't go into in case of identification, there is an ideal time to put it on the market coming up in the new year. Trouble is, I haven't found anywhere to buy yet (first attempt vendor decided not to move, second I withdrew after various issues with the house emerged). There…
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Selling 50% of house
Hi I have a house valued at around 380k that I 50% own with my sister we have around 180k to pay of the mortgage. I am looking to sell my share of the property and my sister might have a buyer for my share. I was wondering what is a fair price I could ask for it. I was thinking around 100k as then the buyer could take on…
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Historic subsidence
We bought our house 7 yrs ago. A structural engineer did survey and the house was sound, we have buildings insurance. The house is 100 yrs old. We had buyers who got a survey and of course it came out with possible subsidence issue and to repair could be costly anything up to 30k. Buyers are pulling out. We got another…
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Shared ownership cladding
Hello So I live in a 3 story townhouse which is connected to flats. I am awaiting the results on fire testing of the cladding that was installed in 2017. So it's a bit strange as some of the properties have cladding and some don't. My property is in the latter and doesn't have any cladding but my next door neighbours do.…
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Solicitor hasn’t paid mortgage company on completion of sale
Has anyone experienced this before? I sold a property on 13 September - I had to wait 10 days for funds to reach my account and I assumed the mortgage company had been paid their dues as per the completion statement. I have just had a letter from the mortgage company saying I cancelled my direct debit and to get in touch.…
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Renting out my house so I can move in with partner
Hi, advice request pls for a few areas re. Potentially renting out my house. So I have 3 years left on my current fixed rate deal on my mortgage. So will incur ERC's if I sell now, about £8k. I have approx 130k in the house. I want to move into my boyfriends house so we can live together and stop the issues with long…
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Being impatient?
So, I listed my 1 bed flat for sale on the 20th sept, initially had 3/4 viewings over the following 3-4 days. One came for a second viewing, after which they put in an offer for the full asking price. Moving ahead a week or two with solicitors appointed by all and ready for searches etc. to begin my buyer pulls out as she…
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Tenants’ Poor Garden, Patio Maintenance
Could anyone advise on the following - Though the TA agreement includes Garden/Patio Maintenance, when I visited the outside of the property, both front + back areas were excessively overgrown, grass, plants, weeds … in fact it’s lost all its section borders … quite honestly it’s taken on a “jungle” appearance. Having sent…
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Artex ceiling
I have an artex ceiling I took old smoke alarm down and some crumbs I hoovered up. Anyway house was built 1997 so can’t be sure as the new rule never came in to 1999. I googled also says you can get lung cancer. I can’t be sure it’s not asbestos but my home report never picked it up in 2018. Maybe the ceiling doesn’t have…
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EIRC
I recently bought and moved into a house that had been renovated by a property developer. An EIRC was provided but I have now discovered there are some issues with the electrical work (all new!!) Eg cooker hood not extracting. Sockets / switches not working. Can’t access the fuse board as it’s been boxed in. Is there any…
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Should we move or extend
Hi All, Seeking some advice. We bought our home pretty much exactly 2 years ago. It is a property in our preferred , and great, area. It requires a lot of work, including 2 storey extension (approx 3 metres) and full renovation (very old house that hasn't been touched or updated for years). Essentially we picked the area…
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Social Housing
Hi, I am about to apply to be put on waiting list, my daughter is 19 and away at uni, can I apply for two bedroom property as she will be coming back when she finishes degree
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Help 2 Buy ISA Closure
Despite emailing and calling my conveyancer for an answer to this question and receiving no reply I would really appreciate anyone’s help in this situation. I can’t comment on what do and appreciate it can be a hard job, but it’s getting to be really frustrating. We’re first time buyers in the process of buying our first…
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Wax, oil or varnish for internal wooden doors?
The internal doors are about 100 years old and the previous owners stripped them of paint. I want to give them something to perk them up a bit as have been here 10 years and done nothing to them. Is wax, oil or varnish the best to use? All these products seem to harden once dried and it goes against what I would have…
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Additional stamp duty claim back
My husband and I both owned flats before we were married. I moved into his flat and then just before we got married he bought a house in his name solely which is our main residence. He would like to sell his flat so he can claim back the additional stamp duty paid. We are unsure if he can do this given we are now married…
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Using LISA funds when remortgaging
Hi, I currently own a one bedroom flat (mortgage, deeds etc. all in my name) where I live with my partner. The plan was to live in this flat for couple more years then buy together. However, my partner may well be self-employed then (newly qualified barrister) and may not be able to get a mortgage without two years worth…
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Homes England Deed of Variation
Looking to see if anyone has experience of having to get a Deed of Variation on a SO Leasehold property where one of the parties is Homes England. I’ve just lost a sale due to a delay in a Deed of Variation. The MofS was at the beginning of March. My buyers solicitor requested a DofV at the beginning of July. This was then…
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Assured shorthold tenancy agreement query, following removal of lettings agent
Hi everyone, I’d be very grateful of some advice if you can help me
please. I’ve rented a property for close to 3 years now and am
looking to move out, but I have a question regarding my contract/ or lack of. The first 2 years of being in the property, I was renting
through a lettings agent (LA). At the end of those 2…
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Gifting a deposit for a shared ownership property
I'm retiring soon & would like to gift a sum of money to a relative in order for her to be able to improve her housing situation. She claims universal credit & receives PIP due to a significant health issue which currently prevents her from working. She rents a 1 bed flat privately, but this is not well maintained. I have…