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Survey report received. Now what?
Hi guys, need help! Finding it tough to navigate the process of purchasing a house, nobody tells you what you are supposed to do! We have just had our survey report back, a few issues that we are getting someone to look at. Aside from those I am confused about things needing approval, I am I correct to assume that the…
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Buying - Management Company: Unexpected deed of Cov Fee plus charge fee??
Hi All! I am in the late stages of buying and suddenly it transpires there is a management company involved, even though there was no mention in the original advert. As a result, it means I have been trapped into a deed of covenant and paying a deed of covenant fee and an extra charge fee amounting to £265.00 In my opinion…
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Allotment neighbours damaged my fence have not fixed it for months
the Allotment neighbours damaged my fence when they cut a tree which they should have done before in mid november 2025. Their tree was dropping a lot of leaves into my garden too clogging up gutters.They were cutting the tree branch and it fell and damaged my fence. They have been communicating, but its been some time now…
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What now?
We have a flat that we rent out as an Airbnb (we don't make a profit, but we can't sell it). Towards the end of last summer, a renter lit a portable BBQ (which was forbidden) on the wooden balcony, burning two of the decking planks. We live in a different part of the country, and our cleaners didn't notice. The first we…
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Buying Short Lease Property and Waiting to Extend?
There is a property which I am interested in purchasing but the lease only has 78 years remaining. I know this will affect the mortgage deals available to me. I have read that new laws are due to be implemented over the next few years abolishing marriage fees for extending the lease. In this situation, would you recommend…
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Transfer of deed - options and tax
I’m looking to determine whether there maybe tax to pay on a deed of transfer and if a deed of transfer is the best option. My ex partner wishes to transfer a property in his name only to me, i will take on a new mortgage. This will be for me to remain in with the kids and help his own financial situation. How does this…
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Anyone used Flyp to leverage multiple estate agents?
Hello folks Forgive me if this has been discussed recently but I didnt find any results for Flyp when I searched the forum. I/we are new to house selling and have a property on the market with a supposedly highly rated local estate agent since October but not a great deal of interest and perhaps three or four viewings and…
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Gifting Leasehold Property
Gifting leasehold ex council mortgage free
property I am gifting my mortgage free leasehold main and
sole property to my adult daughter without engaging conveyancer or solicitor, I
have low income only benefit money. I am sending duly completed TR1, AP1 and
ID1 form. Free holder (council) confirmed that I do not need…
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Landlord offered me the leasehold
Hi, I posted about this on an earlier thread but there's been a development and so I'm posting anew. I'm a long term tenant (25+ yrs) in a flat. It's a 2nd floor flat above a shop. There's a 1st floor flat and ground floor shop. All 3 properties on the same leasehold. The leasehold ends in 2030 and the landlord doesn't…
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Land registry
My dad put me in his will naming me as to taking ownership of his fully paid mortgage home several years ago. He gave me my copy of the his will with the deeds to the house. But recently those documents have mysteriously disappeared. We have looked everywhere but found nothing! My 20+ nephew and his gf live with my dad and…
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Cash LISA
My daughter has a Stocks & Shares LISA opened several years. However when the New tax year starts she will be getting close to buying a flat and was going to put the 2026/25 payment to a cash LISA so not to risk in short term stocks. Will she then have to hold the new cash LISA for 12 months before she can use that to buy…
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Staircasing & Stamp duty query.
Hello, please could someone advise if my understanding of the
application of the rules is correct. In May 2022, I completed on a purchase
of 25% (£126,250) of a shared ownership leasehold flat with market value of
£505,000, as a first time buyer. At that time I chose not to pay stamp duty on
the full market value, so to…
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hoping for advice on buying a house that needs underpinning
I'm buying a house which has subsidence, I know it's going to need a lot of work but it's in a place where I really want to live and it's inexpensive because it's in a such a state. I'm aware that it could be very risky but I've decided to go ahead with it so now I'm looking for contractors. I've really struggled to find…
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Seller solicitor being chased after exchange — normal or worrying?
Hi all, I have exchanged on a leasehold flat in mid-Dec, completion set for 30 Jan. My solicitor is still chasing the seller’s solicitor for some post-exchange bits (TR1, Deed of Covenant, indemnity insurance for a lease issue, staircasing to 100%, TA13, etc.). Seller’s solicitor already said they’d deal with all of this…
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Survey help please
The below have come up on our survey just wondering if these are things to worry about or not and are they easy to put right 1. The flue within the roof space appears not to have been adequately sealed in places as there is a gap present and daylight is visible 2. The window sill under the front ground floor window has…
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Property Purchased in 2022, only found out yesterday there is a charge against the house !
Help and advice please : We Bought a property back in 2022, yesterday
in 2026 ! We found out there was a charge against the property from a previous
owners debt, via the county courts. So I am now pretty worried…. Long story short, purchased a freehold property back in
England 2022, the usual route, solicitor , estate…
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Mortgage - Best way forward
Hi All, I am looking for some advice, I know the there are multiple different answers. :) Our current mortgage term is due to end in Feb 2027, a mortgage of approx. £270K at that time. I'm in the very fortunate position of having a reasonable savings post £100K. I would like to pay off my mortgage as soon as possible, so I…
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Lease extension - informal v formal
Hi there has anyone got any exp
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Has the Land Registry's Customer Help Forum been Shut Down?
I was looking at the HM Land Registry's Customer Help forum late last year. I've just tried to log back in and it appears that this forum has been shut down? Even a Google search of forum threads from years ago simply leads to a page not found page! Does anyone know if this help forum on the Land Registry site is being…
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Wrong Pro Rata Rent Calculation by Real Estate Agent
I have an interesting question on pro rata rent as calculated by real estate agents. I had a tenant who moved in on 26 June 2025 and was paying rent on a quarterly basis. The monthly rent was £3,229.13 and so quarterly payment was £9,687.38. According to the agent, the last day of his second quarter was 25 December.…
