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Wrong purchase price on mortgage offer!
I recently got my Mortgage offer through the purchase price is wrong. We are buying a home at £112,500 and on the offer if states £110,000, this is what the home is valued at and we are adding the extra £2500 ourselves. The solicitor won’t accept the offer and says it needs amended, and will call bank for us. Is this…
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ID checks and solicitors
I've used the same solicitor for around 20 years and haven't changed my home address for 30 years. When my siblings and I sold our mother's property, her solicitor asked for our passports and a utility bill. We went into the office to hand these in and once the property was sold, we received 3 cheques (2 interim payments…
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CHAPS fees
When you buy or sell a property, there is a CHAPS fee for payment, which is fair enough, but why do solicitors add VAT to the CHAPS fee? It's not a payment to them and the bank that charges the CHAPS payment doesn't add VAT, so why is the solicitor passing this on to you?
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My Freeholder is refusing to complete a management pack.
My freeholder used to manage our property but the block of flats where I live won the right to manage RTM. I am all paid up on my service charges with the new management agent for more than 10 years. I am about to move and would like to sell my property. I bought LTE1 management pack with I paid for quick completion £950…
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Who is responsible for replacing windows in a leasehold flat?
The surveyor flags some issues with the flat my brother is buying. Islington is the freeholder. He is the only private leaseholder in a converted house of 4 flats. The rest are council tenants. Windows needs replacing, high moisture reading in bathroom, suggested he gets a plumber to remove tiles and investigate. Floor…
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SDLT again after a break up
My partner and I bought our house in 2022, paying c.£60k SDLT. Unfortunately, we have broken up and I am buying her out; we are unmarried. We had a deed of trust in place to confirm our unequal share of our initial deposits. I am astonished to find that as part of the buy-out, I now have another SDLT charge based on the…
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Early surrender- agent doing nothing
Hi all, Little bit of a confusing situation so sorry if anything isn't clear. We wanted to leave our rental contract early due to buying a property; agents agreed if we paid a £500 marketing fee. We paid at the end of March, and they have done nothing. They apparently had one viewing but we had no feedback. The property is…
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Backdated service charges for years before I moved in
Hello, Since moving into my leasehold flat two years ago, I have been required to pay three service charges totalling over a thousand pounds, including additional fees for service charges that date back to years before I even lived there. The estate agency handling these fees, KFH, initially advised me to contact my…
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Buying in low risk Radon affected area (New build)
Hello. Currently I have an offer accepted on a property and have had the results back for environmental searches. The radon section states the following - "The property is in an area where elevated radon levels are expected to be found in 1-3% of properties." Having looked at the radon maps it looks as though half of the…
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Concerned about change of use to neighbour's property affecting value.
The house next door is being significantly altered. Every one of the
five bedrooms is being fitted with en-suite and a maximum allowed
height fence is erected. I suspect the new owners are intending to
change it to supported accommodation or a care home but there are no
planning applications on the Council website, yet.…
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Pre-emptive agreement confusion
Hi, I’m not sure where to post this but hoping there maybe some legal expertise out there?! Recently, due to the intestate death of my MIL, we inherited a third of an estate alongside my BIL and SIL. As part of the distribution, there was a pre-emptive agreement put in place, meaning that each party has to offer any…
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Unable to pay rent due to account change and failure of notification
Hello All, I have been renting a flat via an Estate Agent for the past 4 years and Since April last month , i have not been able to pay the rent as the account i used to pay into for over a year , has been closed without any notification. I have been emailing the Agency several times with no response for over 3 weeks . 3…
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Chain collapse imminent
Looking for some advice! we are selling our shared ownership flat and purchasing our new home. This processes started in January and there have been issues all the way through. However, 3 weeks ago we were told our buyer was ready to exchange. But… the buyers solicitor has turned down two completion dates and stated to…
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Can I complain about new HMO house?
I recently saw a sign in my street saying that the house next to mine was being sold and taken over to a HMO dwelling. The house has a bathroom window which can be used to access the flat area of roofing that forms part of the side of my house. When my parents owned the house, there was an issue whereby the neighbour would…
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Deposit Timing in Sale/Purchase Chain
Hello I am a first time seller and will be upsizing. How does the deposit funding work from a sale and subsequent purchase? I know at point of contract exchange a deposit of 10% of the agreed price will need to be paid. Presumably my solicitor will try and time the exchange of my house sale to coincide with the buying of…
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house selling - radon advice
Hello - im looking for some advice on radon.We are selling our old family home. We had a full survey done on the house to be aware of anything that might negatively affect the value, and this phrase mentioned radon"Radon - the property is located in an area affected by radon gas. You should ask the current owner if they…
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Question regarding joint Mortgage/ownership years after separation - Scotland
Partner A walks out on Partner B and children leaving Partner B to pay all bills including mortgage and raise kids. This happened over a decade ago. Children are raised and Partner B now able to sell home and Partner A pushing for this as they want money from the sale. Sale of property will effectively make Partner B…
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Newbuild Land Dispute Planning Enforcement
We recently purchased a new property in a small development. The property has a suds directly to the side of it about 100ft long and a suds directly in front of it again about 100ft long. The builder told us that these two areas come with the house and are included on the TP1 boundary of the property. The suds to the side…
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Covenants David Wilson Home
We are currently in the legal process of buying a house built ten years ago in a David Wilson development. Our solicitor sent us the TP1 form which was used for the transfer from the developer to the currentowner. We will be the second owners. There is a list of covenants all of which we are happy with except one is really…
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Looking for SAS Recommendation for Block Management
Hi everyone, I’m currently looking into better ways to manage a few residential blocks and was wondering if anyone here can recommend a good SAS (Software as a Service) solution specifically for block management? Ideally something user-friendly and cost-effective for managing service charges, maintenance schedules, and…
