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Buying New Build with the option of a purchased garage seperately from the builder.
We are in the process of looking to buy a new build property that is does not have a garage but have been given the option of a garage being built after completion. This has only been by word of mouth the agent and the builder so far . We do not want the property without a garage and it we only considered it when given the…
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Planning Permission Rejected – Advice Needed on Next Steps (Appeal or Resubmit?)
Hi all, Hoping someone here can offer some advice or share their experience. Our planning application was recently rejected, and we’re unsure about the best next step — whether to appeal or resubmit. The deadline for the decision was 29th April 2025. We met all the usual requirements except for one objection raised…
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Offer made on a flat without viewing
Hi I've made an offer on a flat without viewing it. The reason I did it was because the current tenant is not allowing viewings, although the property has been on the market for about 9 months. The offer was accepted by the vendor but I'm unsure about the normal cautionary procedures I need to take before proceeding with…
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Did my mortgage lender TRICK me before & when I signed their contract?
Advice sought or experience shared. Thank You. * Just discovered that prior to my signing my mortgage contract, * my lender repeatedly sent my financial details and data * to two wrong addresses * before I signed the contract with them. What legal rights did I have or do I have 18 years later? Spoke to FCA this morning &…
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How much to negotiate for property in London? Purchasing for child going to uni
Hi We are in the midst of selling our rental property to help purchase a flat in London for our son going to uni in Sept. Viewed a number of properties so far and may consider giving an offer. A catch 22 question for those who are experienced in London - how much do you discount off when submitting your offer? Did a google…
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What does this mean? Skipton mortgage application
Does this mean the worst bit is over and underwriting already happened?
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What criteria to focus on when choosing 2nd EA to sell with?
Am selling, had bad luck with the 1st one, which we chose based on being the EA that had sold the most similar properties to ours. Are we overthinking? Thanks.
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Best way to pay for care home fees
Hi I’m an only
child and my elderly mother will soon be needing care at home and quite
probably then go into a care home. She has a decent pension and some savings,
so I know she’ll need to contribute towards most of the at home care fees and if
she goes into a home she’ll be responsible for all fees, as she owns her…
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Urgent advice on notice/vacating a property
Hello, we are on a 1year AST that expires on April the 30th, and we have given formal notice to our landlord right now, 14th of April. He's asking for a full May month's rent, too. We have this written on the contract: We will be leaving the property in a few days, could anyone knowledgeable on the matter help us out…
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Tax payable on lease extension for freeholders
Hello, I can see a number of other posts on this matter but no one seems to have reached a conclusion. We are 5 freeholders, with 90 year leasehold interests in our flats (held via a company). We wish to extend these interests to 999 years. We have spoken to law firms and tax advisers all with very different views on the…
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Giving Section 21 notice
Just needed a second opinion on this. Please don't write comments about don't I know this etc as sometimes landlords need to double check things. So basically my tenant's contract is expiring 23rd June. I have spoken to him yesterday to give him a heads up that I will be giving him notice & would like for him to leave by…
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Skipton Mortgage with EU gifted deposit
Hi folks, I'm trying to help out my in-laws with their mortgage and part of this involves a gift from my own mother (through me in a joint borrower capacity) The funds are currently in an account in Portugal and have been in her account for over 6 months following a property sale last year. My broker is telling me that…
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Investing in property to flip with family member
We are thinking of investing in a property to do up to help boost my mother’s and my pension. She is of retirement age, I am a builder so we would share the profit. We don’t need to borrow as between us we have enough funds, can anyone advise me on the tax implications, we both own our own properties we reside in. Any…
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Utilities when moving home - transfer or set up as a new customer?
Hello all. We will be moving imminently and I am wondering if it is considered better to transfer utilities like phone/broadband, gas/electric etc. to the new home with the same supplier as is currently providing the services, or whether to close accounts with current suppliers and thereby (hopefully) get new customer…
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Can profits from second home be contributed to personal pension - to lower capital gain tax?
Hi Both my wife and myself have a BTL rental property that we are using for retirement but considering selling it now as needed to release the cash from it. There will be capital gain tax to be paid but wonder if we are allowed to use the profits from the sale to be directed into our own personal pension, therefore liable…
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Boundary Wall Unstable - HELP!
Hi all, first post! My partner and I are in the process of buying a house, our offer has been accepted on the proviso that we fix the boundary wall between the property and the neighbours directly behind (jointly with said neighbour). Only problem is there is little info about the problem and we are concerned about costs,…
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Right to park
Hi we just had new people move in and they have been told they seem to think they have the right to park a second car in front our house. I was told the space in front out house was for access to their one car parking space. I have attached the current deeds to both properties they live in the house marked on the left…
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Offer made: 'Sale is subject to contract & survey'
Hello. Last weekend the estate agent called me to let me know that the folks who offered exactly the asking price, they have now found their buyer and the chain has now gone down to 3, or 4, from 6 He advised that since this is the best offer so far and that the property has not attracted too many viewings, it would be…
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Query Regarding Temporary Savings of Gifted deposit for House
Good morning everyone, I recently transferred a large sum (over £150,000) from my European bank account to my UK account. The funds were a gift from my parents intended for a property purchase. However, the sale fell through midway, and I’m now unsure when I’ll need the money again. To ensure the funds are protected, my…
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Rent tribunal - what factors are considered?
My landlord has put up my rent by 16% this year. This is after a 22% increase in 2023. The rent is a little higher than average for the area for similar flats, but the state of this flat is a lot worse than those (various aspects of disrepair outstanding). Would a tribunal look at the state of the flat when deciding if…
