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Moving to house hours away. Tachograph Advice needed
My sister is due to move house 4 hours from her current house. She had a company in to quote and due to distance they said it would take 2 days. I understand the distance issue but they said even if they sent 2 drivers it would still be 2 days as the tacho relates to the vehicle and not the driver which I don’t understand…
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House insurance conditions with Santander mortgage
Buying a new house and would like to continue with current home insurer Frontier, except Frontier and four other insurers I’ve checked don’t meet the exact wording of the mortgage conditions. Examples below. I’ve contacted my broker for help but yet to hear back. Is there someone else I should ask? Am I overthinking…
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Islington flat is it a good buy?
Feedback on this flat pl. https://www.rightmove.co.uk/properties/148954184#/?channel=RES_BUY Except above commercial property and near arsenal stadium, the negatives. Thanks
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Ending Fixed Term Tenancy
Hi all, See below clauses 3.20 & 3.21 of my shorthold tenancy agreement. 3.20 - to give the landlord at least 1 months notice in writing when the tenant wishes to end the tenancy at the expiration of the term certain 3.21 - To give the landlord one months notice in writing on your payment date after the fixed term period…
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Solicitor wants updated offer from broker who I have paid already
Hi, my solicitor is seeking an updated Mortgage offer from my broker but has not heard from them in two weeks. To quote from my solicitor: "I need an updated offer to proceed. They have claimed this as being ‘ridiculous’ " In essence, the solicitor wants to ensure legality on the sale of the house, but the brokers feel…
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Shurgard won't rent to me as driving licence and passport out of date. Any good alternatives?
Hi, I'm a pensioner in the nightmare situation of going through a 'no fault' eviction in the current housing crisis. I haven't found anywhere to move to yet because of the severe housing shortage in Greater London. I tried renting some self storage from Shurgard, but they told me the only ID they accept is a passport or…
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Can I record and carry forward capital gain tax loss on my home sale?
Hi, all. I sold my own home last year and bought a new home. I know that if my home sale produces gain, I can claim private residence relief so no CGT liability. However my sale produces loss about 50K. I have filed CGT return. Can I carry this loss forward to future years to offset possible CGT gain?
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Exchange getting knocked back
Hi everyone, Just looking to vent a bit and also understand if this is normal or not. We’re FTB in a 4 property chain. We were supposed to exchange last Friday, then get an email at 5pm to say they couldn’t do it in time. We were then supposed to exchange today (Monday) and at 4pm get a similar email that it couldn’t be…
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Lodger experiences
Hi everyone, I'm mulling over taking in a lodger. I've a 600 sq ft flat with two big bedrooms. I'm confident about the tax and housing law implications, but I'm wary about the quality of life implications. I was close to having a student doctor move in, but I ended up saying no in the end because she revealed that she…
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Help! Missing Building Approval Certificate – Can’t Get EPC to Sell House
Hi all, I’m in a bit of a bind and hoping someone has been through something similar or has advice. I’m in the process of trying to sell my property and, as required, need to get an EPC (Energy Performance Certificate). However, when the assessor came, they requested proof of building regulations approval for the dormer…
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Check out report
As (former) tenants should we get a copy of the check out report? We handed back the keys about 2 and a half weeks ago. We know the landlord is claiming some of the deposit and have had a list of what they are claiming. But surely we should still get a copy of the check out report from the letting agent with photos? (We…
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Informal rent arrangement - any issues?
A friend has offered to 'rent' me a room in their house after my purchase fell though in the town I was planning to relocate to. It would be under an informal agreement where effectively I'd be a lodger, except he doesn't physically live there. He moved in with his partner (about 2 miles away) 18 months ago but has not…
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is this asbestos? (worker from letting agency put my ceiling through today)
a worker from letting agency was in the space above my ceiling today. they say there were birds in the loft, he was clearing out. he put a big hole through my ceiling. i've attached images of the stuff that came through. he didn't even bother to clean up the mess he caused. no apology from the agency. i've been researching…
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YOPA very unsatisfactory level of service
A common theme with YOPA is once you sign up for the pay later marketing contract with YOPA knowing they have your money in the bag payable with or without sale after 10 months so the promises fall by the way side. We have had 1 viewing in 5 months and the feedback to that viewing took over a month to receive in full from…
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Problems with trying to rent a room
Hi,I am trying to rent a room for £700/month but they are asking for 1 weeks rent holding deposit, which i would gladly pay into the estate agents bank account. However, they wont allow this, they want meto pay it into this unusual website... https://www.chancellors.co.uk/agreementtorent There will also be a deposit of…
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Charge against property from previous owner
We bought a house in 2019 knowing that the previous owners had had financial issues. I opened a letter today in a pile of our post addressed to the previous owner and it's from the insolvency service about a charge that exists against our property following their bankruptcy in 2012. Obviously I will be contacting the…
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Selling house buyer is a trust
We are selling our house and we are due to exchange contracts this week with a completion date already agreed. There now seems to be a delay because, if I understand my solicitor correctly, he has told their solicitor that their draft transfer deed is incorrect. It seems like they are buying our house into a trust (my…
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Problem with Purplebricks selling my propert
I advertised my flat with Purplebricks , they controlled the viewings ( though I could see them online ) they informed me that they had sold my flat lon 11th November 2020. I was instructed to use their conveyancer . This I did and paid upfront . It took over 6 weeks for a conveyancer to contact me ( even though I emailed…
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Won't be in our property for 6 months - what are our options now?
My partner and I are planning on going abroad for 6 months or so and have a 3 bed flat (on a mortgage so we can't just leave in unoccupied). We were initially planning to rent it out furnished at a reasonable rate on a 6-8 month contract (we live very close to London so there is high demand) and come back to live there on…
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Capital Gains Tax on Inherited House
We sadly lost my mother in law's earlier this year and have inherited her house. When we applied for probate we got 3 estate agents to value the house and it was set as £180k (which we thought was very low at the time, but had a lot going on and didn't question it, as we didn't quite realise the CGT implication of this…
