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Inaccurate RM advert, how to deal with it?
The house is now under offer and the buyer is under the impression that the heating system has a long guarantee but it really only has one year left. This longer guarantee is specified in the brochure and I think I told them verbally as well. This was information offered not requested and the system is serviced regularly…
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SDLT - changing main residence / husband owns a property that he lets
My now husband bought (now owns outright) a property several years ago (before we met) as his main residence and for £28k (needed significant works). I bought a mortgaged property in my name after a divorce. My husband eventually moved in (so this property would be his main residence but he was not added to mortgage or…
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2nd Home Options
Hi all I need some advice on where I stand with this. I have an existing home which I plan to either let or sell (not sure which one yet). I want to buy another home to move into and have enough saved for a deposit, basically buying the second home isn't dependent on the sale of my existing one. When I put an offer on a…
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Estate agents measurements
I am a suspicious person and always thought that estate agents exaggerate room measurements on floor plans. I had the EPC and floor plan person visit my home and after his visit I was sent the completed plans. I looked and thought 'I'm sure that's not right', so I checked. Everything was smaller on the plan, in some rooms…
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Self employment rental income query
Hi guys, I’m filing my second tax return for holiday income I receive. I want it to use the earnings towards the mortgage affordability on our next mortgage. I’m still awaiting on the VOA to advise on business rates, where the council tax will be nil; where as at the moment it’s £3800 a year. I’ve put this as an expense of…
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Whirlpool baths - help needed please!
Hi, So my eldest has autism, epilepsy and a chromosome condition he's also non verbal - we have just come back from our first ever hot tub holiday. My son had never been in one before and absolutely loved it. So I'm debating about whether to replace our bath in the future for a whirlpool bath. Our bathroom is upstairs and…
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Neighbour taking down our fence
We have a boundary onto a neighbouring property we are having a dispute with it’s about 60m long and the back and side of our neighbours progressing building plot- we have a small holding and his plot was historically part of our property’s garden long before we purchased it. The boundary fencing, when we moved in was…
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Leaving the country and want to sell, but have ongoing insurance claim for loss of water.
In late December we had a one off escape of water from our washing machine (drum seal popped out). We live in a maisonette in London. This flooded our upstairs kitchen and some water came through to our bedroom below. We engaged a loss assessor to act on our behalf (the kind that doesn't take a fee if they can use their…
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When can I stop mentioning my preference for delayed completion date?
Hi all- first-time buyer here, so feeling a bit out of my depth. Any knowledge you can impart will be appreciated! We’ve been viewing properties over the last few months mainly to get a feel for the market. Our full deposit won’t be accessible until late October, as part of it is in my partner's Lifetime ISA and we don’t…
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Help to buy Conveyancer recommendation
Good Morning, I am in process of remortgaging in order to settle my Help to buy loan. Can anyone please recommend a good solicitor/ Conveyancer to help with this process? Also can you please guide me on the fees? I have been given quotes ranging from £800 to £1.7k. Potentially I can use free legal from the bank to help…
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Completion Date on New Build
Buying house with Barratt, when we reserved 3 months ago they said completion would be last week of June. Our solicitors (recommended by Barratt) told us completions happen on Thursdays so we both booked last Thursday in June off and told Barratt this. They’ve now said it will be last Friday in June. Partner is a nurse on…
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Advice with landlord trying to claim full deposit following end of tenancy.
We recently moved out of a property that we were renting and prior to doing so had someone in to clean the property. Stupidly we didn’t check every nook and cranny of the house after it was cleaned and according to the check out inventory, there was quite a bit missed (mainly windows, oven wasn’t cleaned, and a stain on…
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8 months, FTB, no chain, sellers solicitor not responding
Hi, I am currently 8 months into buying a leasehold flat as a FTB. We have just yesterday sent our signed contracts back as guided by our solicitor in readiness for when the last remaining enquiry is fulfilled. This enquiry is on the deed of variation + an annexed rider to the document, as the management company haven’t…
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Noise & Noise cancelling two questions
Hello Everyone I live in a mid terrace cottage (three of us in total) it’s 1800s so I assumed had fairly thick walls. One of the properties is a rental I’ve lived next to three sets of tenants and never had an issue with noise normal family stuff. The other side is a privately owned second home. They have never been here…
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How long from offer acceptance to completion?
I know this is a how long is a piece of string type question, so just interested in people's experiences or best guesses. Had offer accepted on a property. We are FTBs, no chain. But currently in a rental with two months notice, and no imminent end to our tenancy. So we're not under any pressure to move. Seller is moving.…
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Landlord's credit rating affected by tenant's utilities debts
Two of my tenants (separate properties) have defaulted on their utility bills and I have had to go through a long process with the utility companies to prove the debt is not mine. I have two questions - one, should the agent be dealing with this (they say no because of GDPR but I don't believe that) and two, how can I…
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Buying next to a Battery Energy Storage System
Hello, after some views on if you would buy a property next to a battery energy storage system? we are looking to buy a house and there is proposals to build a large battery energy storage system nearby. It’s still in the planning phase but it’s on private land and I’m going to presume it will be approved for now to help…
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Rightmove vs Zoopla valuation
I've just noticed that Rightmove are now offering an instant "valuation" service much like Zoopla. I had always presumed the main method was based on starting with the last sold price and applying house price inflation since that time and for that area to get a rough current selling price. In my case, the last sale was in…
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Neighbours Right of Access to Maintain their Property
Hi all, We moved to a new house last year - a semi-detached with drive to side. The neighbours had built an extension to their house a couple of years before we moved in; their extension takes up their entire drive running alongside ours so they can now only access their garden through their house. We found it surprising…
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Completion
I am 10 weeks into selling my house, and we are ready to agree a completion date. I have suggested several dates, and none have been suitable for the buyers. Today, I suggested another date, and again, the buyers have said it's no good. They have come back with a date that is over 2 weeks away! My house is packed and ready…
