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CCTV at new property
The house we bought has a cctv camera at front door not sure if it’s a dvd recording one or via phone but worried about possible privacy issues does the owner have to transfer ownership or would I have to pay to deactivate it?
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Has anyone had problems recovering property sales proceeds from Tunisia?
I really don’t know where to turn. I sold 2 studio apartments 3, almost 4, years ago in Port el Kantaoui and I have not received a penny even though the buyers have been able to live in those apartments all this time. Has anyone been able to speed up this process? I’ve paid my taxes on it which happened a few months ago…
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Management Pack process from Management Co. Viewpoint
The grounds/roads of a small estate of freehold houses are owned by a Management Company, limited by guarantee. The residents are the only members of the company. One of the owners is selling and we have been asked by their solicitor to supply a FME1 form. I am comfortable with most of it but am a bit unsure of the legal…
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House boundries
My house is due to complete sale in a few weeks. The neighbours are getting a driveway but we have a shared middle path down both sides. If they try and move boundaries what happens?
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New Build Part Exchange
Hello, just looking for some advice on the above. My partner and I are looking at part exchanging our current home for a new build. I'm just a little unclear on the process. Obviously the developers will be looking to buy our current home, and I know it will more than likely be an offer slightly under market value, as I've…
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Painting liability after property tenancy ends - Scotland
I am about to move out of a flat that I have rented for over a year in Scotland.We filled in a few holes (tv wall mounted with agreement from landlord) and touched up some normal wear and tear on paintwork.Asked LL for exact paint colours, got them from Dulux Paint Centre - bedrooms all fine, but the rest of the house…
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Stamp Duty on a Second Property - Let to Buy
Hello, Can you please help me understand how much stamp duty I will pay in the below scenario? I currently own a flat worth £160,000 which I live in and next year I am hoping to change it to a Let to Buy mortgage so I can purchase a new home to live in but keep my flat to rent out. I am looking to purchase a home for…
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Spray foam insulation removal tax position
I have a small flat that I rent out. When my tenant left, I thought I might as well sell it as I'm getting too old to fix/clean/paint the place every time a tenant leaves, plus now that I'm getting my state pension I would be paying most of what I earn in rent (after expenses) in tax, so why have all the hassle.... The…
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Owning property abroad
My mother wants to gift her holiday apartment in Cyprus, to me and my siblings. It is not rented out and is used just for family holidays. If we take it on, does it affect us financially in the uk? Eg tax thank you
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Help to buy isa
My daughter has a help to buy isa with quite alot of money in but lives in London so will have to buy a property 450k+ so won't get the bonus. Is it worth her just putting it in a cash isa and getting a reasonable interest rate?
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Conveyancing bill two months after completion. Almost £1000 of extra fee vs the quote
We just got a bill from the Conveyance 2 months after we completed. Looking for some input, we just got an additional bill from our conveyance due to land registering. Slightly annoying but the real issue is that it £330 instead of the quoted £150. I know in grand scheme of things, not the biggest amount. However are…
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Simultaneous Freehold and Garden Purchase
Hello All, Looking for some advice. Upfront summary we want to buy the freehold and the upstairs neighbours garden. Is it worth doing these at the same time to save on costs? We own the ground floor of a Victorian terraced house, converted at some point into two flats. It is leasehold with 123yrs remaining. Upstairs has…
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What is on this roof?
Hi, please could anyone advise what this may be along the edge of the roof at the back of this house (broken off). Thanks
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Short-Term Financing Options for Renovation Completion
Hello, I’ve owned my property for a year now. It’s a listed building, purchased very much as a doer-upper. Securing planning permission took some time (and money!), but I now have that in place. The property was purchased for £485,000, funded by a £385,000 mortgage and the remainder in cash. The lender’s original valuation…
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Confirmation of estate agency legitimacy EGRE
Looking to rent a new build not completed yet and wanted to see if anyone else has used this estate agent before? www. egre .com/ They are on Rightmove and Zoopla (www. rightmove .co.uk/estate-agents/profile/EGRE/London-82293.html) and are registered company but have a small online presence, LinkedIn page seems like it has…
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Who to be chasing when buying a house?
Hi all, We’re FTB and are in a chain of 4 properties. We put our offer in mid-Feb and have been ready a few weeks (to be fair it happened a lot quicker than I expected). In order of houses in the chain: 1 (top of chain) - Last we heard a couple of weeks back there were enquiries going on. 2 - Damp & timber survey took…
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Professional Consultant Certificate impasse
Hi - we are in the process of trying to buy a property that has been extended and “renovated” recently. Our surveyor says that we should not buy the property unless a PCC is provided. The seller is saying “ The architect did not oversee the renovation works, he simply designed the extension and obtained planning consent -…
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Lack of Party Wall Agreement
I am purchasing a property that does not have a Party Wall Agreement for a loft conversion undertaken 10 years ago. I need to purchase indemnity to satisfy my lender. The loft conversion has building regs and retrospective planning permission. I am not sure why it has retrospective permission, as I can’t see that it was a…
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Buyer pulled out
Accepted offer on our house 2 months ago. Cash buyers which was great and they were super keen to get moving. We found a perfect property and had our offer accepted, short chain as they were buying a new build which was ready in 2 months time. Our buyers did all paperwork, searches etc. on our house, we were close to…
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Council RTB, is it worth getting the district valuer
As the title suggests. I've put in an application for right to buy. The council value the house at £195,000, but I've just had a RICS survey and valuation done and they value the house at £175,000. Looking at online portals, Zoopla value the house at around £188,000, where as on the market value it at £160,000, so there is…
