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Solicitor being overly invasive for proof of funds for a deposit.
Hi, i am a first time buyer and i was kindly gifted £10,000 by my grandmother to support the deposit. my solicitor is asking for lots of proof of funds, including inheritence to my grandmother from my grandfather's death in 2008. We have managed to find the will and probate from the government website but they are now…
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What stamp duty due when you have inherited part of a house but you want to buy a new main residence
Hi, My Dad passed away last year and I have inherited a small portion of the house (Mum has 50%, me and my siblings got 1/3rd of the remaining 50% each). I believe I am now classed as having two properties as I already have my own home. I want to sell my main residence and purchase a new one, so that I can be closer to my…
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Up keep of private road
I moved into my house 9 months ago. The house is positioned off a main road and accessed via a private road to which I have a right of way as outlined in the easement on the deeds. My house is first with five other houses set further back. My address is the same as that of the main road. Last week while chatting to my…
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Land Registry Alert
I want to check the covenant on a neighbour's property (private road upkeep) and would like to purchase the title deeds. I know that property owners can register for alerts on searches. Would the purchase of a title deed alert a property owner and would my name be disclosed? Thanks
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Freeholder/Leaseholder do we have to pay for a new front door we don't even use?
I live in a converted Victorian flat, which has 2 flats downstairs with it's own front door and 2 flats upstairs with it's own separate front door. I live upstairs and we do not have access to the front door or flats behind it downstairs and likewise the other way around. We are being asked to pay for a new front door…
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Have you heard of CANOPY and PLAID?
I am looking to rent a property in Scotland whilst I look for a new property to buy. I have never rented at all having owned my own home for most of my adult life. CANOPY is a referencing company who provide you with a Rent Passport to enable you to provide instant credit and financial details to potential landlords. To…
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Executor and beneficiary of a leasehold flat - questions about notice of transfer
As the title suggests, I have recently inherited a leasehold property in the UK. I am both the executor and the beneficiary. I don't live in the UK so am trying to deal with this from abroad, with the odd trip home. I phoned around to see if any local conveyancers could help but none seemed interested so I decided to just…
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Overage when buying land.
Does anyone know about overages. We are considering the purchase of a small piece of agricultural land land but the seller insists on an overage clause for 25 years. Our conveyancer said it covers any planning permission, permitted development or building reg approval. The owner applied about 2 years previous but was…
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Buying through Springbok properties
I have booked a viewing to see a flat advertised by Springbok properties. My initial impressions of Springbok aren't good and I would be much more comfortable with a traditional agent. The property did have an offer on it but it has fallen through. I am told this is because the buyer couldn't get the funds to purchase.…
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chain problems??
Hi, We have been in a perfect storm of a chain with very anxious buyers on one side and an extremely laid back vendor on the other. The sale of our house was agreed in November last year so it has been going on for 5 months and both buyers and us have been distressed at the time it has taken. We have moved as quickly as we…
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Cost of lease renewal for Share of Freehold (including CGT)?
Hi all, It feels like I've read every legal and accountancy post under the sun about this, and I'm still not clear on where to go from here. Hoping someone has good advice or knowledge. I'm currently in the process of buying a flat (pre-exchange), where the freehold is owned by '[Building Name] (Freehold) Limited', which…
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Taxation of leasehold extensions
The nine leaseholders of the nine flats in a converted house
wish to extend their 82-year leases. The leaseholders also own the freehold
through a management company in which they each have one share. The freehold
was bought by the management company 40 years ago. The leaseholders have received
advice that if their…
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How long is acceptable to receive a T10 form?
Hi, I sent my ID and instruction forms to my solicitor Friday morning and they told me they’d got them and everything was ok. Today my EA has chased themselves as my buyers sol is still waiting for the draft pack, and solicitor states T10 form is to be sent out in the post either tomorrow or day after…..I rang the…
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When some leaseholders buy freehold, but not all
The freeholder of my relative's apartment block has offered the long leaseholders the chance to buy the freehold. There are about 40 flats. Leases have around 215 years left to run. It seems like a good deal, so there's a good chance that 50%+ will accept, but not everyone. If everyone were to take part they would…
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House sale fees
Can anyone give me an idea of what costs are payable when selling a house £200,000 property in England Mainly conveyancing and estate agent fees
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Transfer of equity & SDLT on subsequent purchase
Hi. I'm trying to get a situation straight in my head and hope some wise people here might be willing to confirm my understanding before any expensive mistakes are made, legals instructed, etc. I feel that this should be a relatively common situation, but searching hasn't really provided a definitive answer... Unmarried…
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Need to extend lease before sale of btl - bridging loan or mortgage on home
Im selling my buy to let, it has 87 years left on the lease. Every estate agent I have spoken to has told me I should start the process of extending it with the local authority (the freeholder) so either I can sell and transfer the application and the amount it will cost known, or the lease will be extended. It will make…
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Oil tank doesn't meet building regulations
Hi all, we've had a survey on a house we wish to purchase and the oil tank doesn't meet current safety regulations (back when it was built in the 80s it did). A new boiler was installed in the house approximately 3yrs ago. We cannot see how it was signed off as meeting regs when the oil tank does not. Obviously this is a…
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'Future proofing' paperwork for AML checks
This is a bit of a strange one, but seeing the various threads on AML checks and possible hassle, I am wondering how we can go about ensuring our paperwork is in order for if/when we buy a future property. We have come into some money through inheritance. Due to the amounts involved, we have split the initial sum across…
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Water Damage From Upstairs Flat - Caused by Freeholder who lives above
Hi Freeholder who lives above our leasehold flat has caused water damage to the kitchen ceiling and Radiator cabinet in our Leasehold Flat Below . 2nd time this has happened and last time he blamed washing machine A plumber was called out and said it was due to faulty leaking stopcock and advised he replaced it, which he…
