-
Interim charge order nightmare
I am in the process of buying a house from a couple who are apparently splitting up. The house is empty and thus vacant possession. I am a first time buyer and have mortgage offer and money aside for deposit. We are now in week 17 of conveyancing. Solicitor decided to wait until week 10 to find out there was an interim…
-
Shared ownership
I know this will probably get asked all the time but thought I'd ask for specific advice to my circumstances. Single living at home with parents. Looking at a 1 bed detached bungalow, 25% share for £63,750. I plan to put £20,000 deposit down. I'm really keen as this is such a rare find and actually affordable Should I go…
-
Stamp duty refund
Hello, I was wondering if anybody had any experience of the following at all? I lived in my previous residential for around 10 years, I bought a new residential property in May 2024 but kept my old one and rented it out. This meant I paid higher rate stamp duty on my new property. i have a limited company for the purpose…
-
Moved: What's the best way to value a 1 bedroom flat without hiring an evaluator?
This discussion has been moved.
-
Sell or Consent to Let
Hi everyone, Looking for some advice or perspectives on my situation. Due to personal circumstances, my family and I have had to move into a rented property closer to our relatives until around October 2026. Our own house (the one we moved out of) has a mortgage renewal due in September 2026. We’re planning to eventually…
-
First time buyer, low income
Hi all, I'm relatively old to be a FTB as I'm 42 with 3 semi grown children. We live in Scotland. We currently rent our flat from a private landlord and have done for the past 13 years. Lately I decided that as I was settled with my job etc that id like the security of owning a home plus we have sort of outgrown the flat…
-
Best place to compare estate agents?
I’m looking to sell this year and a lot of estate agents in my area always seem to talk about high prices. But I’m interested to know what they actually achieve. I think the tactics of some are to advertise higher prices to tempt you to sell with them but what they actually get is much lower. I’ve seen getagent advertised…
-
Phantom house survey
Any retired surveyors (or bankers) on here? Five years or so ago, a friend bought a house in Chapel-en-le-Frith, Derbys, with a loan from HSBC. The bank's survey (among other things) said NO SUBSIDENCE. Recently, he has been doing some renovations and invited a structural engineer around to check something. The engineer…
-
House buyer - red ash
Hi got my eye on a house and the vendor has shared there was red ash in the flooring however in 2023 whole ground floor renovation completed and certified with also insulation added. Is there going to be issue for mortgage and other than asking for the certificate what else do I need to ensure? Also there is a loft…
-
Claim 12 months rent if your Landlord failed to comply regarding licenced rentals.
Around London, in recent years, councils have begun to get landlords to pay a lot of money to get a licence before they can rent out a property. Failing to get property rental licenses is in the news; last night, we were discussing this. I looked up a London Borough's website, and this is what they say, see below. (I…
-
New build home purchase
Hi I’m buying a new build home and it is advertised as freehold. However on my solicitors financial statement there is a cost against ‘freehold property with leasehold title fee’. Is that another money making scheme? I didn’t have to pay that on my last house?
-
Tenancy - leaving question
Hi, I’m coming to the end of tenancy, month’s notice already given and acknowledged. Now I’m looking to move out a bit early, the landlord is keen to get in and work on some bits that need freshening up etc. before re-letting. My question is, if we mutually agree to hand back the property earlier than the end of the month,…
-
Making an offer on a property
Hi, I was wondering if anyone can help advise on how I know if I am paying a decent price on the property I am about to buy? Also, how much should the surveys cost with VAT and what type of survey should I be going for if buying a standard semi detached house? Thanks a lot
-
Download "property log" chrome extension
Apparently a few of you are not aware of this chrome extension, it is called "property log", it runs with Rightmove offering further analytics. It shows you how long a property has been on the market and how much each property has had its prices revised. If you're looking to buy it's so useful to see what houses are doing…
-
Updating Title Deeds following death of joint proprietor (Scotland)
Hi, Property is located in Scotland and mortgage free with husband and wife both named on the Title Deeds. Both parties signed an 'Evacuation of Special Destination' document a few years ago therefore converting the property ownership from Joint Tenants to Tenants in Common. Following the death of one of the 2 people (who…
-
Moved: As a rough guess how much does the cheapest insurance cost on a 700 pound van?
This discussion has been moved.
-
What motivates agents to make wrongful deductions from a tenancy deposit, what is in it for them?
What motivates a rental agent to persist so hard in making deductions from a tenancy deposit, even when blatantly wrong and maybe even illegal? The agent doesn't get to keep any of the deposit, so what is their motivation? Do they maintain some sort of "successful deposit deductions" statistic they then use to encourage…
-
Proof of Principal Residence
I own two houses. This came about because I decided to move house but bought the second one before I sold the first one. Despite trying for three years I found I could not sell the first one and I have been spending roughly six months a year in each. For health reasons I decided I could not continue with this arrangement…
-
Does lower floor extension in building affect the % that my flat takes up?
I have a second floor flat in a converted house which I've had since 2003 - until about 12 years ago, the building consisted of my flat, a first floor flat and the ground floor was a shop. Then the ground floor was converted into two flats, with an extension being built at the back of the building to accommodate a second…
-
Proof of Funds - old savings. Is PoF a system that Martin needs to look at.
I'll try to be brief! I'm in my 60's & worked in an industry at quite a high level for a shop chain & then another part of the industry through the 80's & 90's - both companies that haven't existed for a long time now. I then ran my own business in the same industry & was saving to try to buy a house without a mortgage. I…
