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Shared ownership and land registry issue
Can anyone shed some light on our predicament please. We are shared ownership 50% share. We are trying to buy 100% so we can stop paying rent. Our housing company was Obit and transferred to legal and general 13month ago. We started the process September 6th 2024, it’s now been 8months and we still haven’t completed,…
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Joint venture on purchasing property with parents
Partner and I are looking to buy our first home, and have a decent deposit saved so far (approx. £145,000). We'd like to stay close to my parents for childcare purposes and and other reasons (not everyone's cuppa, I know!). We are considering looking at a joint project with my parents; either buying neighbouring properties…
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New council tax powers re second homes
I believe these draconian measures have now reached second home owners in England? However, this situation has existed for some time here in Wales. My parents neighbours, a married couple from Manchester, have a small 2 bed bungalow in N Wales as their ‘holiday home’. Last year they were charged 100% premium on their…
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Neighbour dispute
HI, we have a party wall with our neighbour. The wall is about 5ft and we have fence panels on top of this on our side meaning that we cant get to the top of the wall. For some time neighbours have been weeding their side and top of the wall (quite an old wall so does have weeds etc growing out in spring/summer) and…
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I hate bidding wars
I know I have to accept that it's always going to be about money, but I have to vent. Just sold our house after back and fore as initially offered us too low. We end up accepting slightly less as we find a house we fall in love with. We are first to put an offer in. Two offers come in after ours. The seller 'doesn't want…
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Shared ownership of unregistered property
A relative has died, leaving their small share of an unnregistered property. A younger relative who lives in the property, paying rent to the major shareholder, is going to receive the family's share as her inheritance. He solicitor has told her that only the major shareholder can register the property. How do we get the…
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Non standard construction
Hi all, looking for some advise if possible please. I currently live in a small 2 bedroom house with my wife and son. We are exploring the possibility of having another child and would not be able to stay in our current home if we have another. We absolutely love the area we live in and would need to stay here for various…
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Purchasing property from Together Housing - inquiry
Hello all This is an inquiry for those who may have had such experience or knowledge on this matter. Long story short: is it possible to purchase a property from Together Housing association where my parents live (they are on PIP due disability) and I lived there for a while (few years) and have moved out & and i got my…
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Buying New Build with the option of a purchased garage seperately from the builder.
We are in the process of looking to buy a new build property that is does not have a garage but have been given the option of a garage being built after completion. This has only been by word of mouth the agent and the builder so far . We do not want the property without a garage and it we only considered it when given the…
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Planning Permission Rejected – Advice Needed on Next Steps (Appeal or Resubmit?)
Hi all, Hoping someone here can offer some advice or share their experience. Our planning application was recently rejected, and we’re unsure about the best next step — whether to appeal or resubmit. The deadline for the decision was 29th April 2025. We met all the usual requirements except for one objection raised…
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Offer made on a flat without viewing
Hi I've made an offer on a flat without viewing it. The reason I did it was because the current tenant is not allowing viewings, although the property has been on the market for about 9 months. The offer was accepted by the vendor but I'm unsure about the normal cautionary procedures I need to take before proceeding with…
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Did my mortgage lender TRICK me before & when I signed their contract?
Advice sought or experience shared. Thank You. * Just discovered that prior to my signing my mortgage contract, * my lender repeatedly sent my financial details and data * to two wrong addresses * before I signed the contract with them. What legal rights did I have or do I have 18 years later? Spoke to FCA this morning &…
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How much to negotiate for property in London? Purchasing for child going to uni
Hi We are in the midst of selling our rental property to help purchase a flat in London for our son going to uni in Sept. Viewed a number of properties so far and may consider giving an offer. A catch 22 question for those who are experienced in London - how much do you discount off when submitting your offer? Did a google…
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What does this mean? Skipton mortgage application
Does this mean the worst bit is over and underwriting already happened?
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What criteria to focus on when choosing 2nd EA to sell with?
Am selling, had bad luck with the 1st one, which we chose based on being the EA that had sold the most similar properties to ours. Are we overthinking? Thanks.
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Best way to pay for care home fees
Hi I’m an only
child and my elderly mother will soon be needing care at home and quite
probably then go into a care home. She has a decent pension and some savings,
so I know she’ll need to contribute towards most of the at home care fees and if
she goes into a home she’ll be responsible for all fees, as she owns her…
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Urgent advice on notice/vacating a property
Hello, we are on a 1year AST that expires on April the 30th, and we have given formal notice to our landlord right now, 14th of April. He's asking for a full May month's rent, too. We have this written on the contract: We will be leaving the property in a few days, could anyone knowledgeable on the matter help us out…
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Tax payable on lease extension for freeholders
Hello, I can see a number of other posts on this matter but no one seems to have reached a conclusion. We are 5 freeholders, with 90 year leasehold interests in our flats (held via a company). We wish to extend these interests to 999 years. We have spoken to law firms and tax advisers all with very different views on the…
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Giving Section 21 notice
Just needed a second opinion on this. Please don't write comments about don't I know this etc as sometimes landlords need to double check things. So basically my tenant's contract is expiring 23rd June. I have spoken to him yesterday to give him a heads up that I will be giving him notice & would like for him to leave by…
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Skipton Mortgage with EU gifted deposit
Hi folks, I'm trying to help out my in-laws with their mortgage and part of this involves a gift from my own mother (through me in a joint borrower capacity) The funds are currently in an account in Portugal and have been in her account for over 6 months following a property sale last year. My broker is telling me that…
