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emergy supplier
Renting a new home but previous energy supplier unknown. Do I just give my supplier readings?
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Drive damaged by 3rd party delivery lorry.
Edit I've had no contact with the 3rd party lorry company. The company I was dealing with said - "we ask that plenty of space is left at the front of your house/ and or drive as this will be a kerbside delivery" - There was. I only noticed the leg prior to the lorry leaving. The rest of the drive has cracks, but no 'dents'…
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How to become a property developer
Hello, I’ve been buying, living in and renovating properties since 2018: 1. First house bought in 2018 for £157,000. 10% deposit, spent £10,000 on renovations and sold for £215,000 in 2021. With equity etc I had £70,000 in the bank. 2. Second house bought in 2022 for £462,000. 15% deposit. Spent £60,000 on renovations and…
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Can I go to the ombudsman about sellers solicitor?
I am writing to enquire whether I would be able to submit a complaint to the ombudsman and receive an outcome if the issue concerns the seller's solicitor rather than my own. We began the process of purchasing a no-chain leasehold flat in September. It is now April, and with just three weeks left until our mortgage offer…
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Home improvements help to buy
Hi I want to convert my garage but I have used help to buy and I know they don’t allow it . What would happen if I just went and done it anyway ?
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Sitting tenant hoping to buy their rental
I’m hoping to buy my rental property. I’ve been here almost 3 years. Decent landlord, renting their former family home. He’d be happy for me to buy subject to an agreed price. Question for the forum…. Can the rent I’ve paid during my tenancy to date be offset or negotiated into the price for the property in some way as it…
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Section 21 - more time
My long term tenant has been served with a section 21 by the agent, but has asked for more time, for very understandable reasons. The timing is bothersome for me because I need the property sold asap, but I'm hoping that agreeing to more time (four months instead of two) will mean that they are more likely to leave without…
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What's the best wording if you want a quick sale?
"Offers in the region of..." or name a price? If I name a price, should it be higher than I'm willing to accept? Or the figure I will accept? Or even "offers over..." and name my rock bottom price, to raise interest? Is "motivated seller" as I've seen in some adverts really a useful thing to say? It always makes me…
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Offer accepted but vendor not found a property
Sorry this is my 2nd question (the first relating to surveys) apologies for my questions as we’ve lived in our current house for 19 years and feel very inexperienced at the whole selling/buying process!! Things seem very different from when we bought our current house. We sold STC on 31/7 and had planned to move out, clear…
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Help! What CGT do we have to pay?
So the situation is this, Bought a house in 2007 with my brother, both lived there until 2012. I now have my own house, so does my brother. Let it out to our mum for the last 8 years. No profitable gain apart from her paying the mortgage amount. Now sold the house. How do we work out Capital gains tax and how much we have…
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Mortgage Problems
My son bought a flat 5 years ago & is looking to remortgage. He's been told that he can't get a lender as the property has a steel frame - this was never mentioned in home report or when he took out his current mortgage. Is there any comeback with the current lender for not picking this up or is it just tough luck?
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Partial Garage Conversion No Building Regs
Hi, Wondering if I could get some advice please. We bought our house 4 years ago, it had an existing partial garage conversion which was estimated to have been done in 2000, no building regs certificate was in the documents we were given but RSJ was put in and a kitchen installed so surely this would have to have been…
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our solicitor still haven't send application to LR after 9 months
Good afternoon I need your help and advice... We bought a house in June last year. I checked the property in December last year but the name is still under previous owners, nothing changed. I asked LR if there are any active application and their reply is "No live applications on our property". Then we emailed to our…
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Mortgage repaid 27 years ago but still charge on property.
My father passed away at Christmas and I'm helping my mother deal with everything. The solicitor dealing with the Grants of Administration has advised that there is still a charge on the house when the property search was done. I know the mortgage was cleared in full in 1998 and I have the Form 53. What can be done to…
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buying a leasehold flat on auction w/agressively obstructive freeholder
Hi I wonder if anyone on here has experience of buying short leasehold flats on auction when there's no lease and the freeholder is being obstructive because they want buy it back themselves to turn a big profit from the problems they are causing? There's a repossessed flat coming up with various red flags but an amazing…
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Housing associations - bank accounts
Hi, I am currently on a shortlist for a housing association and the housing officer has postponed my affordability meeting, as I haven’t disclosed a bank account that is in my son’s name. My question is, Does anyone have the ability to see how many bank accounts you have?
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Restrictive covenant
My son has recently purchased a plot of land to build a house. There is a restrictive covenant that the land can only be for one house and garage but as there is a large field to the rear he has been approached by a developer to sell some of his land to provide an access to the landlocked field. Would an access road be in…
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Leases and garage repairs
Hi - looking for some advice on leases and responsibilities. I have a one bed flat with a freestanding garage in a block - which is included in my demise. * My lease includes a clause stating that, after giving at least 28 days' notice, the Management Company is responsible for maintaining, repairing, and renewing the…
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HM Land Registry Issues
We are currently in the conveyancing process and are waiting on our buyers enquiry to proceed with exchange of contracts. Unfortunately, our buyers are selling their house to a FTB, the house is 4 years old on a development which is still in progress, the current owners have never had to pay a service management fee,…
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New build house off plan - changes in spec
Hi all We’re in the midst of buying a new build house off plan so we’ve not yet physically seen the property as it’s still being built. We were casually made aware by the sales office that the doors downstairs will be French doors rather than bifold (which is not our preference) and he mentioned that only the 4 bed+ houses…
