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Completion
I am 10 weeks into selling my house, and we are ready to agree a completion date. I have suggested several dates, and none have been suitable for the buyers. Today, I suggested another date, and again, the buyers have said it's no good. They have come back with a date that is over 2 weeks away! My house is packed and ready…
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Right of Way, Property Access
Currently going through a dispute with my neighbour over access to a property that used to belong to my mother, the house is an old railway station house, the old station yard situated in front of the house was a caravan park, from the mid 50s through to the mid 80s, the land was then sold off as building plots in the…
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Ways of reducing the stamp duty?
Hi guys. I currently own a property (26 years remaining on the mortgage). I currently have a consent to let on it at the moment. That was before I got married. I am now married. My wife is a first time buyer. We are looking into purchasing a property together but I didn’t realise how hefty the Stamp Duty would be. Our…
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Landlord trying to charge me £1700 in damages on rented property.
Hi. My ex landlord/estate agent are trying to charge me £1700 in damages. £807 of that is my deposit and the rest they expect me to pay. They are trying to charge me for 3x new carpets in bedroom, landing and stairs. I have accepted liability to damage to the landing (my cat scratched a hole in it). However, the stairs and…
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Buyer at auction may not complete purchase
We sold a property at auction and under the contract completion is due in one week's time. His solicitor was sent the legal pack one month ago. However he has failed to respond to our solicitor on it so it appears that the buyer is dragging his feet about completing or has instructed his solicitor to delay responding. I…
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House chain delay
I heard via my broadband provider the person I’m buying house from wants to delay as she’s buying a new build and it’s not ready. Person buying my house agrees this date in May what happens? Is there any compensation? Could the sale fall through? Where do I stand as I moved all my providers over booked furniture and a van?
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Lifetime ISA
My daughter purchased her first property with her partner. They contributed 50/50 to the deposit and both used their LISA government bonus of 25%. They have now separated and my daughter’s partner is buying her out, agreeing to refund her deposit. My daughter is still paying half the monthly mortgage repayments. My…
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Second Charge on Land registry by Barclays
My FIL passed away very recently, and my MIL has terminal cancer. As a result MIL has come to live with us, and is selling her property.Sale is agreed , but the solicitors have advised there is a second charge outstanding on the property, from Barclays, and they cant complete until we remove. MIL has no recollection of…
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Please help! Stamp duty and staircasing.
We bought our shared ownership property in 2017. We bought 40% at £136000 and paid a small portion of stamp duty, about £300. We are now in the position to staircase up to 100%. The property has been valued at £330000. My solicitor has told me the stamp duty is £6500 but we have already paid some stamp duty for the…
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Gift Tax
My daughter wants to cash buy a flat for £60000 for me to live in. Is it best to gift me the money and I buy it, writing a will to pass onto her on my death or she buys it as a 1st time buyer and I live in it?? Cost tax implications?
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Gran only on rent, how to avoid being rehomed
Asking on behalf of a good friend I’ve known for 40 years. He’s 42, and lives with his mum (60 years old), and his gran (mums mum) in grans council house. His mum is pretty much a carer for his gran. Gran was first to move into it when it was built 85 years ago. Only home the family have known. Gran has recently had health…
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Buying house with second property on site
We have seen a house we like but at some point a detached outbuilding has been converted into an Airbnb and has its own council tax band. With the premium on second homes and holiday lets, the council tax means you’d never be able to make money from it (which I suspect is part of the reason owners are now selling) and we…
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Experience with Deposit Scheme Adjudicator
I am in dispute with
a highly unreasonable landlord regarding return of deposit. Just to give an
idea, they are demanding 100% of refurbishment costs - after almost five years
of living in the flat. They are now claiming £18k of costs on a tenancy of £3k
per month so ist has become serious. Landlord refused to
use the TDS…
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Agent undercharged outgoing tenant
My elderly parents own a property which they rent out, with an estate agent to manage it. Whilst doing the property's year end finances for my parents tax return I noticed that the agent had undercharged the outgoing tenant by almost £750 in rent. They acknowledged it as a 'system error' but want to try and retrieve it…
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Buying a house..money from abroad.
Hi all. Hope you are well. My daughter and son in law are in the process of buying their first house together. The met at University and finished studying a couple of years ago and have rented together or the past 2 years. My son in laws family live abroad and his father has offered to contribute (a generous sum, think in…
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Electrical certificate
HI, I'm after some advice please. I suspect nothing can be done now as it's way too late but I'll explain regardless...my elderly mother purchased a property in 2019. I did all the paperwork, dealing with solicitors, etc. on her behalf. The seller was an electrician and provided an electrical certificate with no problem.…
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Re-pointing, masterpiece or dog's dinner?
A bit disappointed with this
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Am I a tenant or lodger?
I was on an AST then rolling contract for years then suddenly, my landlord decided that I am a lodger after all so need advice about how to go forward. The studio flat I live in is self-contained with no shared areas whatsoever with my landlord. Even though we live in the same building, our flats have separate entrances as…
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How much (if at all) does my roof need fixing prior to putting it on the market?
My first ever home is a 2-bedroom semi in North West UK. I want to upsize, and so have been fixng what needs to be fixed before putting it on the market. At some point last year I noticed a small damp patch above an upstairs window (pictured), adjacent to the soffit. It does generally feel more damp when it's raining (and…
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Lease extension price increased at the 11th hour.
Hello, My first post here. I recently had to sell my sister's flat as she has Alzheimers and is having to pay £1900 per week for her care, I am a named attorney on her financial LPA. She owned 60% of the property which she purchased from a housing association and obviously paid rent on the remaining 40%. Had to jump…
