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Nuisance Neighbour
I own a ground floor flat which I rent out to supplement my pension. It is converted victorian house there were 5 flats and 4 Freeholder’s ( Landlords). 3 years ago the flat above was sold and the flat next to mine to a new owner who disregarded many of the covenants. He carried out major refurbishment, knocking down load…
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Basement Tanking Advice
Hello, I am wondering if anyone may be able to advise on how to ensure I look after a newly Tanked Basement correctly. I will be moving into a rented property soon which has undergone major renovation. There were issues with damp in the basement. This has been professionally tanked and lined with a drainage system and sump…
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Government to change policy on dangerous cladding replacement?
Don't think anyone has posted about this yet (forgive me if they have)... Interesting to see today that Michael Gove is considering putting forward proposals that would shift the cost burden from leaseholders to (presumably?) government and thereby the general population. https://www.bbc.co.uk/news/uk-59216211 On the one…
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Adding Wife to Deeds
Hi Want to add my wife to house deeds No mortgage is this correct. 1 x Forms AP1 and TP1 2 x Forms ID1 Fee id property value 250-500K is £100 How to find out House Title number ?.. do I need to order The Title Register £19.95 to find that out as cannot remember what that might be TIA
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Barratt Part exchange questionnaire
Hi all, I am considering part exchanging my flat with Barratt against a new house. I understand you have to fill in a questionnaire and they decide whether to accept the property. I was wondering if anyone who had done this can advise me if any of the following questions will be asked? 1) How much did you pay for the…
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Help! Quarry Plans
We are at the stage of survey on a property we have had our offer accepted on. it has now emerged that there are plans for a quarry to be made about 600m away from the property. Neither the agent nor the vendor disclosed this information to us and solicitors had already begun work and survey booked and paid for. Whilst the…
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Neighbours Land Grab.
Many years ago we agreed to our neighbours erecting a fence on a wall between our properties for privacy on the condition that we could remove it at any time and that the wall would remain our property. We helped them put it up and it is actually attached to our garage wall. I have also been painting the side of the fence…
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Small roof void and no access panel potential issues for a new house?
What are the potential issues that can occur in a semi detached roof? Is it mandatory to have access to the roof?
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Airspace Titles
Next door's path at the side of the house seems to have its own Freehold & Leasehold titles, all 3 sold together. Not seen this before, I assume it was space left over when the 5 house terrace was built. There is access to the backs of the houses at the other end. Why 'airspace'?
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Decisions to be made
Big decision time! Currently have 2 mortgages, our residential flat and FHL. Both worth 210k Total mortgage is 300k, 120k equity and we have 25k of debt. I earn 32k and my wife earns 66k 🥵 Our FHL makes around 16k a year after expenses. We have outgrown the flat as have 2 children - part of me thinks just sell everything…
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Title plan different to actual land in use
Hello all I've checked the forum to see if anyone else has had a similar issue, however all cases have there own individual differences so I'll explain mine. I purchased a house/land over 15 years ago and for over 13 of those have been occupying an unused alley/pathway next to my land (adverse possession). The land does…
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Negotiating price on new build
Hi, I’m considering buying a new build mid-terrace property. The property has been on the market for a while, and they recently dropped the price by £25k (on 30/07), with an additional £10k worth of extras included. I really like the property, and when I asked if they could offer anything else or further reduce the price,…
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“Asbestos is ok if left undisturbed”
Why do people keep giving this advice? Let’s say you’re buying a house in which the kitchen ceiling has artex. Later on, if the upstairs bathroom had a leak that caused the kitchen ceiling to leak (or worse), wouldn’t the ceiling repairs be very expensive because of the possibility of asbestos. So how can this advice be…
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Split from partner, complicated finances
Hi All, **Before you read on, I know this is all going to seem really ill advised, and I'd ask you not to make comments about the stupidity of the situation, as I very much *know* this, and will definitely not be getting into a similar situation in the future. It's all the legacy of a financial situation I got into with my…
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Deed of variation
We are 15 weeks into selling our house with 5 in the chain. We are at the top. Learnt last week that property near bottom is leesehold and they can’t decide who is paying for the deed of variation buyer requires. I know that once it is drawn up, different freeholders etc may take varying amount of times to sign, but what…
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Estate Agent comedian, shark or both ?
Firstly let me apologise for making a second post on the board today - a very rare thing for me but I just couldn't resist posting my experience up today if nothing else to remind us how frequently and easily some/most EAs lie. For boring but important reasons I won't go into I asked about the lowish EPC at this property…
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Land Owner
My neighbour had a unexpected built at the bottom of the garden 4 years ago. This backs onto a piece of land that has a few garages and factories. They say this land is on their deeds and would be on ours. Unfortunately our deeds don't show this. The land behind has actually got a street name but we can't find a postcode.…
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First time buyer?
My son and his wife want to buy their first property, a house in London They have LISAs and want to avoid as much stamp duty as possible. They think they qualify as FTB, but . . . we have property in Spain in my wife's name. If she dies my son will inherit a share of that property. At what point in the execution of her…
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Woodworm on Survey - what to do?
Yet another woodworm and survey post. 🤦♀️ I've read through a lot of threads here about woodworm, and the general consensus seems to be that most woodworm is historic and if not, can be treated by the owner as DIY. So, our survey has come back with everything fine except 'evidence of woodworm attack is present to some…
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Advice on claim against local council pls
Hi all, Would really appreciate some pointers on a money claim I'm likely to pursue with my local council, as follows: Situation Rented home to local council, who duly let this to tenants, who then caused £000's damage to windows. I raised this with the council immediately on reoccupying the property and for the last few…