Mortgage Application credit card cash withdrawal

Bikergirl92

Hello all,

currently considering applying for a mortgage next month. 

My worry is I used my Credit card to withdraw money as I didnt have anything else on me. I done it a a few times (6)  in the space of a few months. 

This was 4 months ago. 

Any advice on whether or not this will impact my chances. 

Wasn’t a large amount £20/£30 each time. 

Emmia

Bikergirl92 said:

Hello all,

currently considering applying for a mortgage next month. 

My worry is I used my Credit card to withdraw money as I didnt have anything else on me. I done it a a few times (6)  in the space of a few months. 

This was 4 months ago. 

Any advice on whether or not this will impact my chances. 

Wasn’t a large amount £20/£30 each time. 

Is your CC being paid off in full every month? And you're not carrying a balance on it from month to month.

Taking cash out isn't great as it gives indications that your financial stability isn't 100%

Have you looked at the content of your credit files with all the providers, (not the meaningless score) i.e. the data that sits behind the score showing the status of your accounts, paid, unpaid etc.