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Deed trust
I’ve spoken with mortgage advisor who has advised my parent put deposit in the house but do a deed of trust. Would this affect my credit rating? I’ve been looking on google and my credit excellent and don’t want to affect it. He only putting it in to help he isn’t bothered about being named on the property and will help us…
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Any experience of Verfy365?
My solicitors already have all my AML documentation but due to a change of how they operate now want me to submit all again to Verify365. I dont have an issue as such but its an online company with an international base so have some concerns about data privacy etc. I have contacted Verify365 several times asking for…
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Optimus Searches
Morning, I’m just wondering if anyone has sorted their conveyancing through Money Supermarket and ordered their surveys through Optimus who say they’re 4-6 weeks faster than the Solicitor getting them themselves. How quickly after instructing the solicitor have Optimus been in touch to order them?
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Stamp duty
Hi, I’m looking for advise please. I have a property which I’m wanting to sell but my parent is on the mortgage with me as they gave me the deposit for my house. i have found a property I like but I have read I would need to pay £8,500 stamp duty (they did this when we bought my home) as my parent would still want to be on…
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Average house asking price vs average/typical house price
14 April 2025 https://www.thisismoney.co.uk/money/markets/article-14604805/Record-house-asking-prices-despite-stamp-duty-blow.html 8 May 2025 https://www.thisismoney.co.uk/money/mortgageshome/article-14690613/House-prices-rise-April-agents-think-heading-here.html * on the graph it says 'average' Is the average difference…
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House buying/SDLT question
I have been on gov.uk but can't quite get my head around this so hoping someone more knowledgable here might be able to help 🤞🏻 My daughter, son-in-law and I would like to buy a house together (we have discussed this at length over some months, and are all in agreement). S-i-l's job is a zero hours contract so they are not…
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Cash buying Agencies
Has anyone ever dealt with Mooved Investments Part of Home House Buyers? If not, Can anyone recommend a genuine company who buy your house for cash.
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Section 20
In a block of flats with two council tenants. If major works are needed, are the council tenants exempt from not contributing. Found this online.Friends son is buying a flat and the seller has been served with section 20 and she said she will pay. One shop on ground floor and two council tenants.Will the cost be shared…
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No pet covenant On leasehold house
We have a leasehold three bed house with rear garden, & a with a 10% share of the freehold ownership there are 10 houses within our courtyard we are run by a management company of which three of the neighbours are Directors the houses were built in 1997 and these directors have lived here since the houses were built ,there…
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First Time Buyer and AirBnB
Hi all, Looking for some advice as we try to plan our next steps - we are both in our late 20s/early 30s. I live with my partner, who owns a 2-bed new build in the UK (bought with Help to Buy, fixed mortgage ends next year). I have a LISA with £21k, which will be £26k by March. I earn £38k/year and we’re hoping to…
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Is https://propertyindustryeye.com a credible source?
I've only ever seen it linked from here and the editorial on those articles seems a bit sensationalist. I tried to do some digging and can find almost nothing out about it, though from companies house it's been around for 11 years, has essentially no assets but nearly £400k in it's accounts and is headquarted from a flat…
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Landlord stole from us then just dissolved company he used to rent to us...
Hi everyone, We rented a house for a few months in Scotland and then moved out when our landlord started demanding payment for wear and tear in the roof. Anyway, after a long tribunal (1,5 years), it was decided that he should pay us quite a large sum of money as our deposit wasn't stored in a deposit scheme and I also had…
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Escalating Ground rent over £250
I am in the process buying a flat outside of London, with 104 years left on the lease. The ground rent will double to £300 in 4 years' time, then double every 25 years thereafter. I have asked for a deed of variation DoV as I dont want to experience any difficulties if I want to sell or remortgage in the future. The…
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Buying a property at auction query and advice.
Hello, We are looking at a property that is going to online auction. What I’m struggling to understand is the auction states it must be completed a month later? Does this mean only cash buyers, as mortgages take a lot longer to go through? Can we also put in an offer now regardless? Any other tips would be great as I have…
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BTL expenses tax question
If I were to do a refurbishment of my property during a tenancy, which finishes before the tenants leave, but then I do not to relet the property, can the costs of the refurnishment go towards expenses against BTL income for tax purposes?
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Buying house where family have LPA
Hi everyone, My partner and I are buying our first home. We’ve gone through everything of putting in an offer, it being accepted, getting the mortgage approval and solicitor doing searches etc. The seller is currently in a care home and her family have power of attorney. Our solicitor contacted me on Tuesday this week to…
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House sale - payment of half to another party - solicitor unable to provide "banking" service
Has anyone had experience of the following situation: House jointly owned by DH and MIL (now deceased). MIL left her share to another family member. House is now under offer. As DH is the legal owner (MIL's name still on deeds), our solicitor informs us that once sold all proceeds go to him and he then has to make the…
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STOLEN DEEDS
Hi everyone, My sibling stole the deeds to my brothers house when he died, we do not speak as I would not sell the house to their family for half the price. So they took the deeds from the house. I am the administrator and the house is now sale agreed........but my sibling will not hand the deeds over, they are ignoring…
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Has anyone had experience using Quicklister to sell their property?
After being quoted £4k+ to sell my modest 2 bed apartment worth around £180k, I think I might have a go selling it myself first. I have seen Quicklister offer to put your property on Rightmove etc for £269 for 3 months, and given I was being quoted £200+Vat upfront for marketing it seems worth a punt. Has anyone used this…
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Chasing vendor's solicitors
Hi all, just after a bit of advice and having a bit of a vent! Has anyone got any tips on how to speed up our vendor's solicitor? We are in the process of selling to a FTB (good communication) and purchasing from a couple where the onward chain ends with their purchase. Our solicitor is great at communication and chasing,…
