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Survey results- would you be overly concerned?
I assume this is a well traveled topic here but I am a FTB so not sure how to proceed- any help would be greatly appreciated to understand if I am being an easily scared FTB or if this is a house with more issues than most people would be willing to take on. We have received a level 3 survey back on an early 1900s mid…
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Buying a house with extension over sewer but no build over agreement
Hi, We've found out the house we are in the process of buying has an extension that was built over public foul sewer with no build over agreement. (The extension was done in 2019 by the previous owners and is about 5 meters wide). They did get building regs certificate for the extension but for some reason didn't get a…
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Mislead by Estate Agent - Auction House with regards to a flat lease extension cost
Earlier this year I purchased a flat - one of a block of four through Modern Auction and a local Estate Agent. When I viewed the flat the estate agent gave me a hand written lease extension amount on their headed notepaper as there are only 49 years left on the lease, so using the amounts they gave me in writing, dictated…
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House Purchase - Spelling error on both “Seller TR1” and “Seller Exchanged Contract”
Hi there, post completion, I have received both “Seller TR1” doc and the “Seller Exchanged Contract” with my name (buyer's name) mispelled. I have contacted my solicitor and awaiting to hear from them. However, is there any advice you could give me in the meantime? Thank you
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Easements. What would you do?
Hi, I am in the process of buying a property that is almost perfect for my needs. Everything during the conveyancing and mortgage process went smooth, until I had the curiosity to pay and download the title deeds for this house as the solicitor is not yet ready with the title report so I can't ask him about this at this…
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Assent of property
Father sole name on deeds leaves everything to mother Mother starts Probate but dies 5 months after father but before probate granted Father's will contains 30 day survivorship clause for his beneficiary Does mother inherit house as asset as survived the 30 days or do we need to assent house from father's executor to the…
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Preparing for CGT
I have accepted an offer on my Buy To Let (BTL) (freehold) and should exchange at the end of the month. So I know what information is require for Capital Gain Tax (CGT) reporting, I am preparing now as I have to pay within 60 days of completion. I have some questions: 1. Can I claim I have made a loss eg the allowable…
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Renting - What's the norm, what's required?
We are hopefully going to be able to start looking for a rental very soon. The last time I rented was over 20 years ago and from what I remember it was a very easy process, some pay slips and that was it. What's the process now for applying for a rental? What's the norm that most need now as I read on one they wanted so…
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Pull Out Following Environmental Search?
Hello Just after people’s experience of environmental surveys please… We’ve just received the result of the Environmental Search for a house we’re looking to buy and it’s definitely caused us some concern to the point we’re considering pulling out. It’s around the land stability citing it’s a former landfill site (that…
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Planning permission for ‘deconversion’ into single house
Hi everyone - hoping for some advice. We are in the process of buying a semi-detached Victorian house in Bromley. The house was split into multiple flats many years ago. Each flat pays a separate council tax bill. Whilst the postal address of each flat is listed on the Land Registry, there is only one lease and no record…
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Land Registry expedite first registration application
I've recently inherited my late father's house (jointly with my sister) which he owned (jointly with my mother, also deceased) for nearly 50 years. The intention is to sell the house as soon as possible. If I understand correctly it's necessary (or at least advisable) to get the property registered with the Land Registry…
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Advice on current situation
Hello, we need some outside perspective on our current situation which I will try to summarise: 1. My partner and I (not married) jointly own our home with about £70k left on the mortgage. We have 2 children, aged 15 and 18 still living with us. 2. My partner owns a second property (no mortgage), which we lived in for 8…
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Beneficiary and Executor of a leasehold flat
I have inherited a retirement leasehold flat. Probate has been obtained. A form has been submitted by the Solicitor to the Land Registry adding my name to the title. Now I am being asked to pay £320 for a Buyers Pack from E&M Estates and Management Ltd. I am not purchasing the flat, so why am I being asked to pay this…
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Offset mortgage on a SOLD property
I have sold my property which has a fully offset mortgage, previously the lender was asking me how do I plan to pay my mortgage off in 25 years time. I am now wondering whether it would make any difference between using the sell proceeds rather than the money from my offset account? I am thinking to use the sell proceeds…
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Can anybody help? Estate Agent upselling and
My daughter has been blackmailed by the estate agent saying if she doesn't take out a zero deposit scheme she can't have the apartment as the landlord wants to rent out with zero deposit however there is no advantage to zero deposit for a landlord just commission for the agent. She agreed now she sent the holding deposit…
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My situation
Hi, I’m in the process of buying (FTB) - Offer accepted end of May. Then solicitor recruited. Mortgage applied for straight away. Mortgage accepted end of June. Survey done, report back . I have to give two months notice in the flat I’m renting. I’ve asked my solicitor about this (just to get some kind of idea when things…
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MSE Guide: Properties to be cautious about buying
Hello everyone, This is the discussion thread for the 'Property - what not to buy' guide. If you haven't already, join the forum to reply.
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The Cost of Management Packs
I am currently in the process of selling my late mother's retirement flat, a leasehold property, and was informed by my solicitor that I was required to obtain a Management Pack (MP) prior to the exchange of contracts. We only purchased the property 24 months ago and this wasn't a requirement at that time. The property…
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Renting A Double Room With Shared Facilities In Scotland.
I own a 2 bedroom flat. I let out the two bedrooms to different people unknown to each other when they move in. I pay the council tax and all bills.They pay a monthly rent everything is included. I have never had a problem in the past but I now have one renter moved out and the remaining one is playing akward with viewings…
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Transfer of deeds with a registered charge
Hi all. I'm looking for a bit of advice if possible. basically my Mum passed away a few months ago. She lived in a shared ownership property where by she owned 25% and housing association 75% in her will she left her share of the house and a small amount of money that was in her bank to the sole benficactor my brother.…
