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Section 21 notice
A friend has been served a section 21 notice and only has a couple of weeks left until the date she needs to move out. The landlord is selling. My friend is purchasing a property for herself but it is taking time to go through and will likely be a while longer until completion. The landlord is adamant about the move date…
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Help to buy isa bonus
My son is buying his first property funded from savings, inheritance and a loan from us, his parents. Will he still be eligible for the govt. bonus on his help to buy isa if he is not having a traditional mortgage with a bank or building society? Does our loan count as a mortgage? Thanks for any advice.
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Shared ownership
I was just wondering if you have a shared ownership property evaluated and it comes back that more expensive would you have to more money for the shares you already own or would it just effect the shares your going to buy?
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Bereaved single parent with disabled child can't get on the housing list - Help!
I'm hoping someone on here can provide some help with this as we don't know where to turn. Background of her situation is this. My younger sister, her partner and disabled daughter were living in my older sister's house. This was an unofficial temporary thing which was supposed to be helping them out. Her partner died…
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Is buying a house a good investment?
Thinking of a move, I don't buy to make money, oh, and I'm not up market posh, as you will see with house prices.Just need quietness, good neighbours, and no hassle over whose fence is it, when it blows down, arguments over 1 inch boundary dispute, etc.Anyway, had a look at my previous house moves,
Bought Price Fees Sold…
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Porting mortgage - interest on redemption
I am porting my mortgage like for like (exactly, no additional or less borrowing, same rates, same term etc) from my current property that I have sold, to a new property that I have purchased. All approved all fine etc. The solicitors have sent me an exchange summary of costs, and in this is an interest payment of £1700 on…
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Stamp Duty on inherited property - advice please?
I have a hopefully straightforward Stamp Duty question if anyone can help please? Myself and my sister have inherited a property from my late brother. We are transferring the outstanding mortgage (£174,686) to a new mortgage provider, in our own names. We have been advised that Stamp Duty of £9,766 is payable. We will be…
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Remortgage residential and purchase BTL
Hi all — just after a bit of advice as I’m a bit stuck on the best way to approach this. We’re currently with Vida on our residential mortgage — the fixed rate finishes in October/November. Since then our credit has been sorted (previous CCJ now dropped off), so we're hoping to remortgage onto a mainstream lender with…
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Buying out a step parent.
My mum and step dad have separated. They are both retired and mortgage free, my mum wants to stay in the property and my step dad has said he’ll leave for £60k (House is probably worth £150). my sister and I are trying to figure out a way to help our mum stay in the house and are looking into getting a mortgage (my sis has…
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Buying from a builder - 28 day echange
I've searched the forum to see if anyone has asked this before but can't seem to find anything. We've seen a house we love where the current occupiers have part-exd onto a new build so essentially we would be buying from the developer. They have been given a provisional date of August. The developer are asking for a 28 day…
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Share of freehold
Hi,We recently got an offer on our 2 bed maisonette. Me and the downstairs neighbour bought a share of freehold in 2016 and extended out leases to 999 years We setup a LLC to own there freehold but no managing agent. The leases of the two flats are quite straightforward, upstairs maisonette is responsible tor everything…
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Rights as a tenant
We are a family of 3 in privately rented accommodation. We’ve lived here 13 years. Never missed a payment, in fact we are a month ahead. We knew our landlord was underhand to begin with but as we were bankrupt due to my husbands PTSD from his time in the armed forces, we were just happy to have a roof over our heads. The…
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Managing Agent and Debt Collection Agrncy issues
I moved into my new home in October 2024. The estate is managed by a Management Company – Residential Management Group, who charge annually for their management services. As part of the purchase, my solicitor served RMG with a notice of transfer and change upon completion, and my application for membership. In turn RMG…
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Purchasing a new home to avoid additional SDLT
Hi my partner is in the process of buying her first home and will be lending her most of the money for it (no mortgage). Would I have to gift her the money to avoid 5% additional stamp duty or can I just lend it to her? I will also be living in the property and we are not married.
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Buying property with help from a Will Trust
Hi - need some advice re buying a property in conjunction with a Will Trust.... Property would be for myself and two 'children' over the age of 18. My parents left money for these two children; money would aid purchase of next family home. I am Trustee. Funds are to be released to individuals upon the age of 25. Having…
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NO CHAIN property now has a chain--what do we do?
Hello! I'm wondering if anyone can offer some advice, please. On June 1st, we viewed a property that was advertised as having no chain. We loved it, put an offer in & it as accepted. At the viewing, the estate agent told us that the vendor is looking for a quick sale as she wants to move in with her partner, then buy a…
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Buyer is Staircasing but we had to pay stamp duty
We have an odd situation. Mum bought a 60% share of a flat. The flat has been empty for a while as mum moved in to care. We have just completed the sale where the buyer staircased to buy 100% of the property at the time of purchase. Because of this process and before completion the property became ours at 100% ownership…
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Duped by House Sales Direct / We Buy Any House
Hi everyone, I recently decided to sell my house as I have a neighbour who has been harassing me for 6 years and I just can't take any more. Traditional agents valued the house and said I would need to immediately declare the issues and that this would put a lot of people off. I then looked into house buying companies, as…
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Governments 5 year 'full rent' options for landlords to house asylum seekers. Question.
Can a landlord evict a long term tenant to join this new scheme?. I was speaking to someone today who said she had received 8 weeks notice to leave the property she has been in for 18 years. The agent has said that the house is not going up for sale but that the landlord is going to house asylum seekers under the…
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Selling late mums shared ownership
Hi, it has taken over12 months to complete on my late mother’s flat of which 25% was owned. The solicitors from the HA were appalling as was the HA sales office. I have a stage 2 complaint in with them. Lack of communication between all solicitors but annoyed that we had to pay admin and solicitor of HA £500. Where can we…
