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Shared Ownership, Staircasing to 100% & Using my boyfriends LISA
I bought my 35% share in my property in 2023. The value of the property now is valued at 270k, My boyfriend and I would like to move in together. We decided in the local area we cant find anything as nice as my house for the same value. I have a mortgage on the 35%. To staircase to 100%, we would need to get another…
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Licence for alterations
I’m currently in the process of a buying a flat that has had the boiler repositioned, two partition walls and the chimney breast removed. All of the works were signed off by building control however the seller did not obtain a license for alterations prior to making the changes. The seller applied for the license in…
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AML Check Fee
Hi, Our estate agents have just sent my wife and I a link each for some software called https://iamproperty.com/product-updates/unlock-additional-revenue-with-compliance/ It required us to fill out our details and then upload a passport picture. My wife completed this and then paid £36 which I was confused about as I have…
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Advice needing
hi all, I am a leaseholder of an one bed flat. I have been looking to buy another property and rent the flat out…how should I get the process started and how much deposit for the second home should I have? Thank you
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Deposit claiming from the tenant
Hi, I am making a claim against the tenant’s deposit in relation to repainting costs. The property was provided to the tenant freshly painted throughout, including all woodwork. This condition was clearly recorded in the inventory, which the tenant reviewed and signed. The tenancy lasted 15 months. At the end of the…
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Quote to get kitchen redone - does this seem reasonable?
Hi all, My partner and I recently bought a house and we are looking to get the kitchen redone (the kitchen is quite small, 2x3 meters). We've received this quote for the work (excluding the kitchen units, flooring, and tiles). We’re in North Yorkshire and just want to check if this seems reasonable to people who have done…
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Early termination agreed by landlord, but agent charging high “early termination fees”
Hi everyone, I’m looking for advice on whether the charges I’m being asked to pay for early termination are lawful under the Tenant Fees Act 2019. Background I have a 2‑year fixed term AST starting 21 June 2025 and ending 20 June 2027. The contract contains a break clause only after 12 months, i.e. 21 June 2026, with 2…
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Anyone heard of expressofferstoday
Hi, My property has been on sale for few months now. I received a letter in post today from expressofferstoday.co.uk saying they have noticed the property is on sale and would like to offer cash and complete the sale in 7 days. Just wondering if anyone has heard of them? Could be a scam. Any advice is appreciated. Thank you
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Can I get a personal loan to buy part of a house in cash
My mother and father are currently in rented accommodation; which they have lived in for over 30 years. The landlord is now wanting to sell the house and has offered for them to buy it at a reduced price. My parents are too old to get a mortgage. They have half of the money they need to buy it. A family member has offered…
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Stamp Duty rebate?
Hello We purchased a house in the UK from abroad (EU country) and moved in straightaway after completion (August 2025). We already own a flat and a house in the UK that we rent out. We are now thinking possibly to re-sell this new house and move back into the house that we rent out and make it our main residence again. Am…
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Subletting clause - what does it really mean?
Hello all, I am having a little trouble understanding my lease about subletting. I am thinking of renting my flat out so I have been reading my lease over and over but I am not really sure what its saying. The lease says: Not at any time during term hereby granted to divide the possession of the flat by an assignment or…
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The Marrams, Hemsby.
With the awful situation at Hemsby regarding the coastal erosion and the loss of homes (especially along the Marrams) there is a debate going on about EA's selling homes at risk of falling (literally) off a cliff. EA's are defending selling them saying buyers know what they are buying and 30k is a cheap home for (possibly)…
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Landlord Selling Up...Would You Allow Viewings?
My family and I moved into a rental property just over 10 months ago. Our landlord lives abroad and we've not had much need to contact them. We've had conversations early on about being here long term and offered to spruce up the house etc (which thankfully we hadn't done much of yet) but there was zero indication that the…
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Dodgy estate agents
Hello! I put an offer in on a house last week but was told it probably wouldn't be accepted because they'd had a slightly lower offer from someone who had already completed on their house. We aren't even on the market yet, there's some frantic redecorating to be done first. This seemed odd but I don't know the other…
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Solar Panels without planning permission
Buying a house with solar panels in a conservation area without planning permission. Probably installed between 3 and 4 years ago. Has anyone been in a similar situation ?
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Can I get a new lease or should I wait
Hi I bought a flat with only 48 years lease left. Questions 1) do I have too still wait 2 years before i can apply for a new lease? 2) do I have to use a RICS regulated surveyor and pay for it upfront like the Freeholder has requested 3) Will marriage value make any difference if it is abolished? 4) Has anyone used…
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Post Completion - Delays
Hello, I bought a freehold house on a estate in July 2025. It was a cash purchase (cash
in the bank) and the seller was a national housing developer. They bought the
house in December 2024, as part exchange for one of their new homes. I used the
solicitor they recommended (I was told they had experience in such…
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How to find a copy of aunt's lease
Hello, @eddddy kindly helped me to help my 88 year old aunt extend the lease on her flat last year. When I went to see her May 2025 she said her solicitor told her the extension had been granted and she paid the £10K to her freeholder. I have asked her recently if she has received a copy of her new lease but she said she…
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Shared Ownership Staircasing to 100% – Pre-2003 Lease, Resale, SDLT Linking Question
Hi all, I’m hoping for some guidance from those familiar with SDLT and shared ownership staircasing, as I’m getting conflicting interpretations. Property & Lease Background: Property in England (London) Shared ownership house Original shared ownership lease granted: October 2001 (pre-SDLT era) Lease term: 125 years from…
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Worried Parent
My daughter who's in her mid twenties has been looking for some time to buy her first home in the north of England. We've viewed many properties together and missed out on a few due to higher offers (some going above asking). She's just had an offer accepted of £220000 on a smart little semi in a decent area which she…
